If you know anything at all about Panama, you’re likely aware that it’s tropical, has amazing beaches and cool mountain locations, and is a great place to take up a second residence.
Here are 20 lesser known facts that show why this popular expat destination is worth a second look, whether merely for a visit or as a potential place to start the next chapter of your life.
Marc Veraart
- Panama contains the only place in the world where you can see the sun rise on the Pacific and set on the Atlantic…from the same spot! At the country’s narrowest point, only 80 kilometers separates the Atlantic from the Pacific Ocean.
- Panama City, the nation’s capital and largest city, is the only capital city in the world that has a rain forest within its city limits.
- The total population of Panama is around 3.6 million with 1.5 million of those living in Panama city.
- The official language of Panama is Spanish, but English is widely spoken. More so in the urban vs. the rural areas.
- Panama celebrates two independence days, the first from Spain in 1821 and the second from Colombia 82 years later in 1903.
- Panama was the very first Latin American country to adopt the U.S. dollar as its official currency.
- Major driver’s of Panama’s economy include cargo ships, the exportation of refined petroleum, and tourism.
- The Panama Canal was built by the U.S. Army Corps of Engineers between 1904 and 1914. It’s considered one of the seven modern World Wonders.
- More than 12,000 people died in the construction of the Panama Railroad.
- Panama is located south of the hurricane alley, so it is rarely affected by tropical storms or hurricanes.
- Panama is home to 10,000 different plants species, including 1,400 varieties of orchids, 678 ferns, and more than 1,500 varieties of trees.
- There are two basic seasons in Panama: the dry season from December to April and the rainy season from May to November.
- Panama has more than 976 bird species, which is more than the United States and Canada combined.
- All vessels going through Panama Canal have to pay a toll. The toll is based on the type of vessel, its size, and its cargo. The highest toll ever paid was $376,000 by the Norwegian Pearl cruise ship in 2010.
- Panama grows some of the world’s finest coffee, which can be tasted at Starbucks and other coffee houses worldwide.
- At 11,397 feet, the highest elevation in Panama is Volcán Barú, which is located near Boquete.
- Panama has the second-largest duty-free zone in the world, the Colon Free Zone, second in size only to Hong Kong.
- For a relatively small country, Panama boasts many miles of pristine beaches, with more than 1,500 miles (2,490 kilometers) of shoreline.
- The Panamanian constitution gives foreigners and citizens the same right to own property.
- The Panama Hat actually originated in Ecuador.
- Senator John McCain was born in Panama, in the Canal Zone which was at that time considered U.S. Territory.
- Panama has a 100% tropical climate with temperatures ranging between 80-90 degrees.
Want to learn more about Panama? You should check this incredible destination out for yourself!
Panama is a beach and island lover’s paradise, with its two long coastlines and more than a thousand islands. Where else on earth can you surf in the Pacific Ocean in the morning and take an evening dip in the Caribbean Sea, all in the same day?
We’ve scoured the best beaches Panama has to offer. Here are our top 12, in no particular order. Since each beach has its own charm and unique characteristics, it would be almost impossible not to be able to find the tropical beach atmosphere you seek somewhere along the coast of Panama.
Ceclia Beth
1. Santa Clara & Farallón, Pacific Coast: These two are the most appealing beaches along the Pacific Coast, and the best for swimming. Best of all, they lie within a 2-hour drive of Panama City. Here the water is bluer and the sand is whiter than what you’ll find in many neighboring beaches closer to the city.
DPD.PDF
2. Isla Bastimentos National Park, Bocas del Toro: Cayos Zapatillas, or the “Slippers Islands” (so-called because they resemble footprints), not only fulfill the beach lover’s fantasy with their soft sand backed by a tangle of jungle. They are also surrounded by a rich display of coral that attracts hordes of fish, which makes for some excellent snorkeling.
VivaTropical
3. Boca Chica, Chiriquí: We are a bit partial to Boca Chica, which offers pristine ocean views of tropical blue seas, lush vegetation, and remote islands with white sand beaches and swaying palms. Not to mention, this area also offers world-class fishing, diving, and snorkeling.
Michael McKenzie
4. Santa Catalina, Veraguas: Originally a highly coveted secret surf spot, Santa Catalina probably has the most consistently great waves in Panama. It is the closest access point to Isla Coiba with its world class diving, pristine beaches, and nature reserve.
César Duarte
5. Contadora Isand, Panama: The beaches here are sandy brown, with warm waters suited for snorkeling and swimming. Contadora Island is one of Panama’s more affordable beach destinations.
Haakon S.Krohn
6. San Blas Islands, Guna Yala: This is by far Panama’s premier beach destination with with powdery white sand, extensive coral reefs, piercing turquoise water, and clusters of enticing palm trees. The indigenous and colorful Kuna population administers this province, and their unique culture is one of the best reasons to visit the region.
Gaspar Serrano
7. Las Perlas Archipelago, Panama: The Pearl Islands are a relatively unsung beach destination, despite the fact that this Pacific archipelago is close to Panama City, has some of the country’s best snorkeling, and boasts white sand beaches and calm waters. Outside of holidays and the hard-core summer, you won’t find crowds here, even during weekends. It’s well worth a short boat ride to enjoy solitude at one of Panama’s best beaches.
Chuck Holton
8. Isla Coiba National Park, Veraguas: This island is Panama’s number one diving site. It’s rather remote, but its incredible beaches and the Isla Coiba National Park make it worth the excursion. If the main island is too crowded, try venturing to Granito de Oro where the beaches are so idyllic that midsize cruise ships make stops here.
Andy B.
9. Las Lajas, Chiriquí: One of the lesser known beaches in Panama, Las Lajas is worth a visit, with its swaying palm trees and perfect water temperature. This beach is known for having just the right amount of waves for bodysurfing. Given that the beach stretches for more than 8 miles, it is also the perfect walking beach as well.
Manuele Zunelli
10. La Barqueta, Chiriquí: Strong currents at this black sand beach mean the water is not ideal for swimming. However, like Las Lajas, it is lengthy and good for walking. It’s also home to an impressive nature reserve.
Roman Königshofer
11. Playa Los Destiladores & Playa Venao, Azuero Peninsula: There are a multitude of beaches lining the coast of this peninsula, but these two are the best. Located within a 20-minute drive from one another, you can surf both in one day. Not into surfing? Try the protected cove at Playa Venao, where it is calm enough for a swim, or travel a bit farther east for the best beach surfing hotspot.
Emerging Terrains
12. Burica, Chiriquí: Looking for an underpopulated stretch of some of Panama’s best beaches? Burica, apart from a few small towns and one accommodation, is absolutely desolate. So what is its attraction? Lots and lots of isolated beaches, rows of palm trees, and at times surfable waves. The beach is formed with gray sand and striated rocks that stretch all the way out into the sea.
Which of these Panama beaches is your favorite? Are there any others you think we should have included? Comment and let us know!
Finding good medical care in a new country is an area of concern for many potential expats. Fortunately, thanks to the quality Panama health care system, those considering this tropical destination won’t need to lose any sleep over that issue.
With state-of-the-art facilities–including one partnered with the prestigious Johns Hopkins Hospital–and English-speaking, U.S.-trained doctors, it’s no wonder many expats claim the health care in Panama is one of the biggest perks of living here.
However, like anything else, the Panama health care system is only as good as you make it. So, here are a few tips from seasoned expats on how to really get the most from the health care in Panama.
World Bank Photo Collection
1. Evaluate your need for health insurance.
There are a number of options for those seeking health insurance in Panama. They’re also pleasantly more affordable than the plans available to most North Americans, Obamacare notwithstanding.
Within Panama, there are HMO plans that reimburse services from in-network providers. There are also international plans that will cover you outside the country’s borders.
A few U.S. plans are even accepted in Panama, but that’s something you need to carefully look into BEFORE you find yourself needing treatment. Also know that Medicare does NOT cover medical costs outside the U.S. (including repatriation of remains), although Hospital Nacional in Panama City does provide services for active and retired members of the U.S. military (through TRICARE).
Many private hospitals have membership programs that offer sizeable discounts on medical procedures performed at that facility. Since Panama health care is already affordable (often ¼ to ½ the cost for the same services in the U.S.) some expats choose this option and then self-insure their medical expenses.
2. Understand the Panama health care system.
You may have heard that Panama health care is affordable or even “free,” and that’s true to an extent. However, that doesn’t mean that all facilities and providers are created equal. Here’s an explanation of the three types of clinics you’ll find in Panama and what you can expect from each.
National Health Care Clinics – These clinics, run by the Ministry of Health, are easily recognizable by the signs bearing the word “salud” and a green and yellow Staff of Asclepius (the rod entwined with a serpent, an icon of the field of medicine).
While they’re designed to treat Panama’s poorest citizens, often in remote areas, they provide care to anyone. Charges are as low as 50 cents for a doctor visit, but the quality of care is often equally low and inefficient.
Social Security Clinics – Most of Panama’s working class pays into the country’s social security system, or Caja de Seguro Social (CSS). As such, they have access to health services, emergency care, and maternity care at public clinics.
While these facilities are often plagued by understaffing, and overcrowding, there are also many that provide excellent care and specialized attention. Your best bet is to learn what’s available in your area so you’ll be prepared with the knowledge of where to go when the need for medical treatment arises.
Private Hospitals and Clinics – While Panama’s private hospitals are very modern and well-equipped, they’re also few and far between, with most being concentrated in the nation’s capital. However, new private clinics are popping up often, particularly in areas popular among foreigners.
Private facilities are also considerably more expensive than the public clinics (although still significantly less than a U.S. hospital). As a result, they’re generally only used by wealthy Panamanians and expats.
It’s also important to note that doctors generally expect payment up front, even for emergencies, and insurance plans usually only work on a reimbursement basis.
Orbis
3. Look past the paint job.
Even the nicest Panama health care facilities don’t necessarily have the sleek, modern appearance you normally see in North American clinics. Paint may be peeling. Fabrics may be faded. The bathroom may not even have hot water, much like some Panamanian homes.
Don’t let those aesthetic differences affect how you feel about the quality of a clinic’s care. The fact that Panamanian hospitals aren’t competing to have the cushiest doctors’ offices or flat screen TVs in every room is one of the reasons they’re able to keep the cost of Panama health care low.
Instead of judging a book by its cover, ask for recommendations from other expats. Factors such as whether a facility treats your particular condition or whether the presiding doctor gives out her cell phone number easily are much more important than some tired-looking upholstery in the waiting room.
4. Take advantage of the low cost of Panama health care.
Because Panama health care is so affordable, yet also first-world quality, it’s becoming a hotspot for medical tourism. People from all over the globe come to Panama for procedures that are prohibitively expensive, including elective procedures like plastic surgery and cosmetic dentistry.
The increased interest in medical tourism has only helped improve the affordability and quality of Panama health care. As a result, many expats are also taking advantage of the low cost care.
Because so many people are traveling to the tropics to enjoy the affordable, quality Panama health care, there are even spas and resorts that cater to those recovering from medical procedures. So, while Panama has long been a great place to go for medical care, it’s becoming an increasingly fantastic place to recuperate.
Take a cue from the pros, and make sure you’re getting the most out of your Panama health care!
If you’re thinking about retiring in Costa Rica, then the business of buying Costa Rica real estate is likely a major topic of concern as you work through the planning stages. You may have questions about where you should buy, how much you can afford, and how some of the most popular areas compare price-wise.
And if you’ve already started searching for properties or trying to learn about the Costa Rica real estate market, then you’ve probably seen how difficult it is to find reliable information. There just isn’t a whole lot of real estate data out there to help potential expats retiring in Costa Rica.
Marc Ambros
That problem frustrated us too, since we have our sights set on several potential developments in Costa Rica. In fact, 10 of the 57 slots in our recent list of the top places to live and invest in the tropics are occupied by Costa Rica destinations.
So, since we think retiring in Costa Rica is such an incredible proposition, we decided to make it a little (OK, a LOT) easier to get the information you need to make an informed decision about Costa Rica real estate.
Our comprehensive Costa Rica Real Estate Report is an in-depth guide for evaluating and understanding the local market. It answers most of the questions you probably have about what to expect when buying a home in Costa Rica, including…
David White
What Can I Expect to Pay for a House in Costa Rica? A Condo? Land?
Once we had data on thousands of property listings in Costa Rica, we grouped them by property type to see how those prices fell based on the kind of dwelling they offered (or didn’t, in the case of vacant lots). Here you can see the median listing price for each type of property.
By median, we mean that each of these prices shown in the graph is the one in the middle of the entire range. So, if you like the idea of retiring in Costa Rica and living on your very own farm, just know that there are hundreds of ranches listed below $450,000 and hundreds listed for more. In many cases way more.
What’s the Cheapest Option for Retiring in Costa Rica at the Beach?
This is a question we get asked a lot. And it’s no surprise. Costa Rica’s beautiful beaches are one of the biggest perks of retiring in Costa Rica. Here are the median home prices for some of the areas that are most popular with expats and retirees.
Again, since these are median prices, think of them in more general than absolute terms. That doesn’t necessarily mean you’ll have to shell out $750k to live in Playa Flamingo. But it does mean that you might expect to pay twice as much there as in, say, Matapalo or Playa Hermosa.
What Size Home Can I Afford to Buy in Costa Rica?
It’s one thing to compare prices between different destinations in Costa Rica, but that still doesn’t tell you exactly what you’re getting for your money. Does that $249,500 in Puerto Viejo buy you a 1 bedroom shack or a 3 bedroom family home?
We’ve drilled down into the price per bedroom for a number of cities in our full Costa Rica Real Estate Report, but here’s an example of the average breakdown for Dominical, Costa Rica.
There are a number of other factors that contribute to home prices, such as location and condition, but that’s a good example of how to estimate what you’ll spend based on the size of the home you desire.
How Much Does Land Cost in Costa Rica?
If your idea of retiring in Costa Rica involves some very distinct specifications and you won’t settle for anything less, then buying a lot to build your dream home is a great alternative to purchasing an outdated home that doesn’t check all your boxes.
You can see here that it’s entirely possible to score a parcel of land in one of Costa Rica’s most desirable beach communities for well under $100k per acre.
The availability of affordable land, combined with material and labor costs that are lower than ever, makes the possibility of building your own tropical paradise a very real option. You can likely even do so for less than the cost of buying an existing home.
Where Do I Start My Search for Costa Rica Real Estate?
You may have your mind made up on retiring in Costa Rica, but there are still plenty of decisions to make before your dream can become a reality. Check out our Top 57 Places to Live and Invest in the Tropics eBook for more information about some of the top cities in Costa Rica.
Once you’ve homed in on a particular city or region, check out some of the current listings on our Costa Rica real estate page. You can also download our entire Costa Rica Real Estate Report to aid you in your search and help you objectively evaluate the properties you’re considering.
What are you waiting for? Start your search today!
When planning a scouting trip to determine if a tropical destination is right for your family, it’s pretty important to check out what there is to eat in the area. And I don’t just mean the fancy places where you might eat if you were on vacation.
In order to get the full experience of life in Nosara, Costa Rica, you need to try out some of the top local restaurants. Sure some are upscale and maybe even a little pricey. But there are also some really great Mom and Pop type joints (known to the locals as “sodas”) that serve up great local fare at a fraction of the cost.
Here, in no particular order, are a few of the places we recommend.
Beach Dog Café
Located along the road near the Harbor Reef, the Beach Dog Cafe looks like any other beachy hangout. But one look at the menu will reveal that there’s much more to it than that.
Chef Mike Streda got tired of working in other people’s restaurants, where he wasn’t allowed to make changes or suggestions, so he decided to open his own place. And, since he also loves to surf and he couldn’t do a lot of that in his native Canada, that place was in Nosara, Costa Rica.
He describes his approach as “fresh, healthy, simple, all the flavors on the palate.” Even though those last two almost seem to contradict one another, they marry beautifully in dishes like coconut buffalo wings, Cajun crusted fresh catch, and chili lime mango fajitas. He also serves a concoction called Picklemole, which is guacamole made with…you guessed it…pickles.
There’s live music a few nights a week and a creative cocktail menu that includes what’s labeled as the best mojito in town. It’s open all day every day, except Sunday when it closes at 3:30, and menu items run anywhere from $6 to $16.
La Luna
One of the most amazing things about this restaurant is its location. Situated right in front of Playa Pelada, it’s one of the few restaurants in Nosara that’s actually directly on the beach. The other amazing thing is that it serves arguably the best food in town.
Even though it’s on the beach, the feel is very private. The vibe is very laid-back and comfortable. And the cuisine is influenced by owner Angelina’s Greek and British heritage.
The menu at La Luna is extensive and varied, with everything from grilled Mediterranean kebabs, falafel and hummus platters, brick-fired pizzas, and a full English breakfast. One star is a gigantic antipasto platter (as big as an extra-large pizza) for $30 that includes an assortment of Greek olives, marinated vegetables, cheeses, tzatziki, salami, spreads, homemade bread, and more.
Prices range from $8 to $30.
Rosi’s Soda Tica
One of the best values in Nosara, Rosi’s Soda Tica also serves up some of the town’s best authentic local cuisine. While not the most variety you’ll find on a menu, the quality of the food is excellent and consistent, as is the service of the friendly waitstaff.
For breakfast you’ll find omelettes full of fresh veggies, huevos rancheros, and the signature banana pancakes. A lunch favorite is the casado, a meal containing rice, black beans, plantains, salad, and your choice of meat. Each evening there’s a “fish special” that’s well-seasoned and cooked to perfection.
There are two locations, one in the middle of town, and one on the south end of town near the super grocery store. That one is also next to a liquor store. So if you want a beer with dinner, they’ll let you walk over and get one to bring back and enjoy.
Burgers and Beers
Speaking of beer, local entrepreneur Victor Garita is a Tico who noticed something interesting about all the North American visitors who had begun frequenting his little Costa Rican town. They loved to eat hamburgers. And they loved to drink beer with them.
The problem was that there just weren’t many places to get a burger in town. So the most aptly named restaurant in Nosara, Burgers and Beers, was born. The menu is as simple as the concept, but the flavors are about as complex as they come.
There are six burgers on the menu: The Classic, the French, the Fish, the Blue Cheese, the Barbeque Mushroom, and the Vegetarian. Each was inspired by a famous dish (e.g. the French is chateaubriand), based on Victor’s correct assumption that “if it tastes good on a plate, it will taste good as a hamburger.” With the right quality ingredients, that is.
He seeks the same quality in the craft beers he serves, usually offering double digit options on tap and as many as a dozen or more in bottles. And they run the gamut in terms of variety.
Tibidabo
Tibidabo is another product of the observation of one individual (in this case a Spanish foodie) that resulted in the development of a niche restaurant that has thrived in Nosara, Costa Rica. Luis Velasco moved to Costa Rica in 2008 after his corporate job suffered from the global economic crisis. He met a Tica named Laura and, noticing that there were no Spanish restaurants in Nosara, opened Tibidabo.
There’s an interesting story behind the name. Tibidabo is a mountain that overlooks Barcelona, Velasco’s hometown. His mother always told him that if ever got lost, he could always walk towards Tibidabo to find his way home. It seemed like a fitting name, the landmark that for Velasco always represented “home.”
The restaurant itself is an elegant tapas place that’s not only one of the most delicious, but also one of the most elegant in town, with its upscale decor and immaculate gardens. And the menu is nothing short of extraordinary. It contains 37 tapas consisting of everything from tuna tartare to strawberries to anchovies to sauteed shrimp. And then there’s the favorite — paella, which has to be ordered in advance.
El Chivo Cantina
If you’re looking for something a little bit more familiar, up to and including U.S. football on the TVs, then look no further than El Chivo Cantina, which is Spanish for “The Goat.” A fusion of Costa Rican, Mexican, and American food, it offers dishes you’re used to with a bit of a local flair.
There’s everything from burritos to chicken wings, served up in a laid-back atmosphere with plenty of activity. It’s a great place to watch sports, let the kids run around, or even watch a Disney movie with the family.
Come on Taco Tuesday for a lively experience. Wash it down with a margarita or a shot of one of the many tequilas or mezcals on the cocktail menu. The listed menu prices range from $6 to $20.
Il Basilico
Looking for a little Italian cuisine in the Latin Tropics? Check out Il Basilico, which is Italian for basil, a favorite herb of proprietors Alexander Cabalceta and Jens Castrillo. This hotspot is popular among locals and tourists alike, and often features live musicians. There’s a pizza party every Saturday night where all pies are $10.
Rather than specializing in a few signature dishes, Il Basilico serves up a wide variety of pizzas, pastas, salads, and seafood dishes. When one tasty pasta dish with bacon, mushrooms, and truffle oil wasn’t selling well, they changed the name to Penne Surfo. Now it’s one of the more frequently ordered items on the menu.
Like most restaurants in Nosara, Il Basilico caters to the health conscious. There are plenty of vegetarian and gluten-free options on their extensive menu.
Le Bistrot
There isn’t much to say about the menu at Le Bistrot. Mainly because, well, there’s no menu. Instead a simple blackboard displays the specials of the day, which changes based on whatever’s freshest and in season.
While the star ingredients often vary, the techniques are tried and true. Owners Fabien Piguet and Alex Juvet, both from the French part of Switzerland, specialize in Mediterranean and French-style food. They serve up sauces loaded with lots of wine, sweet cream, butter, olive oil, and fresh olives. And since Juvet’s wife is from Peru, there are often Peruvian-inspired dishes.
Whatever it is you crave, there’s a good chance you can find it in Nosara, Costa Rica. The long-standing expat presence has done much to benefit the town, as the growing community continued to demand more and varied nuances of flavor. The result is a culinary explosion that’s taken place in recent years.
Come and taste it for yourself!
When we ask other expats what was their biggest motivating factor for leaving the U.S., the answer is almost always the same. Freedom.
Many feel that life in the U.S. isn’t as unhindered as it once was. That there are too many restrictions, too much oversight…and don’t even get them started on the taxes.
Given those ever-tightening constraints, it’s easy to see how many U.S. citizens would finally throw up their hands and say “Enough is enough!” Many do so peaceably by moving to the Latin tropics.
The rest? Well, I’ll get to them in a minute.
Moyan Brenn
The unencumbered expat life.
Any given day in the U.S. might find you working in a cubicle a few feet away from your boss, having income tax (and other compulsory fees) automatically deducted from your paycheck, avoiding speed traps on your commute, and opening a letter from your homeowners’ association telling you to move your garbage can.
Not so in the tropics.
Down here things are different. You want to paint your house purple? Paint it purple. Hell, paint it with rainbow stripes. Nobody cares. What’s that? You want to drive without a seatbelt? While pulling an unregistered boat? With 14 people riding in it? Knock yourself out.
Don’t get me wrong. It’s not that there aren’t laws against some of these things in Latin American countries (or that some of them aren’t dangerous). It’s just that they’re often more like suggestions than actual mandates, usually because the government doesn’t have enough funds to enforce them.
Don’t try this at home.
Don’t take this to mean that you have to move to Latin America if you want to be able to live your life however you want to, not subject to anyone else’s rules. You totally can.
But there’s an unfortunate thing that happens when you tell a government official that the laws don’t apply to you.
Your name goes on the FBI’s list of top domestic terror threats. I’m not kidding.
You may think that sounds absurd. That your mere opposition to paying taxes or obeying traffic laws might make the government consider you a threat to public safety. But it’s true.
For many North Americans, what began as a mild case of “Just leave me the heck alone” has morphed into full-blown bout of “I am above the law.”
Moyan Brenn
What the 14th Amendment doesn’t say.
The sovereign citizen movement stems from the teachings of William P. Gale, who attempted to establish a distinction between U.S. citizens and the “original citizens of the states.” His claim (loosely derived from the 14th Amendment) is that, by not accepting any benefits from the federal government, U.S. residents are not contractually obligated to it.
“Sovereign citizens” (which, ironically, is an oxymoron) therefore claim to have a common law right to declare themselves as a nation unto themselves, not subject to the law of the land where they live, save perhaps their local county sheriff.
As a result, many voluntarily revoke their Social Security number, birth certificate, driver’s license, voter registration, etc. Some have even gone so far as to file a legal document (albeit invalid) with their local county clerk’s office, indicating they’ve renounced their citizenship.
It’s all fun and games until somebody breaks out the AK-47.
At the most basic level, sovereign citizens are people who believe the government has moved away from the fundamental principles it was built on and want to reassert those limits. Sounds harmless enough, right? Wrong.
For every garden variety sovereign citizen trying to get out of some parking tickets or a drug charge, there’s one causing some real trouble. Because, as it turns out, the same people who have little appreciation for the country’s laws have an equally low view of the people who interpret and enforce them (i.e. judges and law enforcement officers).
As a result, many so-called sovereign citizens have unfortunately resorted to violence. Some famous examples include Terry Nichols, one of the Oklahoma bombing conspirators; Joseph Kane, who shot and killed two police officers during a routine traffic stop; and Samuel Lynn Davis, who was charged with 31 counts of money laundering.
Many sovereigns who don’t resort to violence or crime employ another retribution tactic that’s referred to as “paper terrorism.” When they have an unfavorable run-in with the law, they simply file a lien against the personal assets of the political figure involved. They don’t benefit from the claim, but the judge or officer can have their credit destroyed.
Steve Maraspin
The sunnier alternative
If you too are a disgruntled U.S. citizen, learn what it really means to live a sovereign, boundless existence. Pledge your allegiance to your own ideals, and stop wasting time worrying about the things that don’t matter.
Experience the freedom of the Latin tropics! Where taxes are low and quality of life is high.
Foreign citizens are met with plenty of visa options, and no citizenship is required. Just make sure you haven’t surrendered your passport!
Belize is widely known for its beautiful landscapes, incredible biodiversity, and some of the friendliest people in the Latin tropics. It’s also celebrated for the Belize Barrier Reef, the largest in the Western Hemisphere and the second largest in the world, and the Great Blue Hole.
Thanks to these oceanic features and the incredible opportunities they provide for diving, fishing, and exploring, much attention is given to the many islands or cayes that dot the waters of the country’s coast.
Tourists and expats flock to destinations like Ambergris Caye and Caye Caulker, seeking what they hope will be an authentic Central American experience with postcard-worthy beaches and a laid-back lifestyle, far from the madding crowd.
I hate to be the one to break it to them. But to find exactly that, they’ll need to head to a destination just a little bit further south. On the mainland.
Ken Douglas
The Caye You Can Walk To
About 3 hours south of Belize City, and a comfortable drive thanks to the recently paved Southern Highway, lies the Placencia Peninsula. Or–as the early Spaniards called it–Punta Placencia, which means “Point Pleasant.”
And the area lives up to its name, as what you’ll find as you travel the length of the 16-mile long peninsula is nothing short of pleasing. In fact, Placencia, Belize has almost, if not all, the same perks as its island counterparts. Yet with one obvious exception. It doesn’t require a plane or boat to get there.
Placencia Has Better Access to Water Adventure than Belize’s Islands
The Placencia Peninsula divides the Caribbean Sea on the east from the protected Placencia Lagoon to the west. As a result, it offers many additional opportunities for exploration than some other popular destinations in Belize.
Because the reef extends for miles, parallel to Belize’s coastline, Placencia also offers easy access to spectacular diving and snorkeling sites. Divers of all skill levels can see the famous whale shark and many other species on both the reef as well as the many caves and atolls near the peninsula.
In addition to its ocean offerings, the Placencia Lagoon also houses species such as saltwater crocodiles, endangered manatees, turtles, dolphins, and stingrays. In its mangrove forests are various species of fish and birds, as well as rare species of coral.
The waters off the coast of Placencia are also great for sailing as well as fishing for wahoo, snapper, kingfish, and more. There are also some excellent spots to go fly fishing in the lagoon. Kayaking and cave tubing round out the menu of Placencia’s water adventures.
Suzanne Schroeter
Some Placencia Water Adventures Culminate with Land Excursions
Another benefit of being a mainland destination is that Placencia also offers river tours, such as those that journey up the Monkey River, so named for the howler monkeys you’ll find at the end of the tour. Along the way, boaters can see iguanas, turtles, and rare birds before hopping ashore for a jungle tour under the forest’s lush canopy.
Another popular land excursion is to the Cockscomb Basin Wildlife Sanctuary, a 128,000-acre jungle preserve which contains all five species of Belizean wildcats: ocelot, puma, margay, jaguarundi, and jaguars. Its nearly 300 bird species include scarlet macaws which fly in formations of up to 40 birds.
The Maya Mountains also lie just across the lagoon from Placencia. There you’ll find the ruins of Nim Li Punit and Lubantuum, as well as some incredible waterfalls and rapids.
But Nothing Can Top Placencia’s Beaches
Even the most devoted of the island lovers agree; the beaches along the coast of Placencia, Belize, are hands down the most beautiful in the country. They’re shimmering white, surprisingly wide, and they stretch for roughly 16 miles down the peninsula’s coast.
As a result, it’s entirely possible to find a secluded spot where you can swim or sunbathe completely alone, or with your favorite companion. The docks that jut out into the waves are few, allowing for an uninterrupted view of the Caribbean Sea and an unobstructed path for sunset strolls.
No one can argue with the fact that Placencia is the real Belizean beach that deserves to be on the back of a postcard.
Placencia, Belize Offers the Real Caribbean Culture Many Island-Goers Seek
Many expats choose to settle on one of Belize’s islands due to the high level of development and infrastructure that comes with living in a popular tourist destination. What they don’t count on is the fact that they’re trading North American-style amenities for authentic culture.
While the islands can lean a bit towards the touristy end of the spectrum, Placencia is about as genuine as you can get, starting with its people. Placencia’s population includes people from many ethnic groups including Latinos, Creoles, Maya, Mennonite, Chinese, East Indian, European, and North American.
There are also the Garifuna people, descendants of African slaves, who settled in the town of Seine Bight in 1832 and remain there to this day. A trip to this village, just north of the peninsula, offers the chance to taste Garifuna cooking and listen to their native music.
Everyone in Placencia is warm and welcoming. To the unassuming residents, not much has changed in recent decades as the town has progressed from a sleepy fishing village to an albeit lesser-known haven for expats and tourists.
Locals still work as fishermen or tour guides. They’re a close-knit community with regularly held events and celebrations and a vibe that most agree is much more authentically Caribbean than what’s manufactured on some of the island developments.
Philip Larson
Yet It Still Offers World-Class Amenities, In a More Charming Setting
That’s not to say that Placencia doesn’t have plenty to offer, compared to its more developed counterparts. Quite the contrary. Recent improvements and newly opened businesses continue to make Placencia, Belize an incredibly comfortable place to live.
The northern part of the peninsula is more sparsely populated. As a result, that’s where you’ll find some of the high end resorts and all-inclusives.
As you travel south, there’s a higher concentration of consumer options like coffee shops, banks, bus stations, restaurants, bistros, and internet cafes. Yet even the main part of town has no paved roads, only sidewalks, which helps it maintain its small-town charm.
Real Estate in Placencia, Belize is Also Pleasantly Affordable
Thanks to recent infrastructure improvements, like the newly paved roads, the area is seeing a boom in tourism and development. As a result, property values are on the rise.
They’re far from maxed out though, as Placencia is still a great place for potential expats or investors to find beachfront property in Belize at a reasonable price. Another perk to buying property in Placencia, Belize is that the process is made simpler since English is the official language and the U.S. dollar is accepted as currency.
Another thing that makes Placencia, Belize real estate a smart buy is the opportunity to invest in tourism. Norwegian Cruise Lines is now shuttling tourists from its private port on nearby Harvest Caye. With that influx of visitors comes an increased need for businesses catering to tourists.
If buying a boat and offering fishing charters or opening up a beachside smoothie stand sound right up your alley, then maybe you should consider Placencia, Belize. You’ll love the locals, and you can’t beat the view!
If you know anything at all about Costa Rica, you’re likely aware that it’s tropical, beautiful, and a great place to go on a honeymoon. You may also know that it has some of the world’s best surfing and sport fishing.
Here are 19 lesser known facts about Costa Rica that show why this popular expat destination is worth a second look, whether merely for a visit or as a potential place to start the next chapter of your life.
1. There is no official military in Costa Rica.
Costa Rica abolished its armed forces in 1949 and has no standing military; however, the country still maintains a small force to enforce laws and assist with foreign peacekeeping.
2. Costa Rica welcomes over 2 million visitors annually.
Since 1994, tourism has been Costa Rica’s leading industry with over two million visitors arriving every year.
3. Costa Rica is home to 6 active and 61 dormant, or extinct, volcanoes.
Arenal Volcano, at 5,479 feet (1,670 m), last erupted in 2010. It is the most active volcano in Costa Rica and one of the most active in the world. In 1968, Arenal erupted and destroyed the town of Tabacón.
4. Natives Costa Ricans call themselves Ticos and Ticas.
Costa Ricans affectionately call themsleves Ticos and Ticas after their linguistic tendency to add the diminutive “tico” to the end of many words. This suffix may refer to smallness, but also implies fondness or affection.
5. Costa Rica is one of the top 20 countries in the world for biodiversity.
While Costa Rica represents only .03% of the earth’s land mass, it possesses fully 4% of all known living species of flora and faunas.
6. Costa Rica grows a world class cup of Joe.
Coffee was introduced to Costa Rica from Jamaica in 1779 and now there are over 247,104 acres of coffee plants growing in Costa Rica, making it the 13th largest coffee exporter in the world.
7. You will pay with “flour” when shopping in Costa Rica.
Not really. The official currency is called the colón, but Costa Ricans often use the word harina (flour) to refer to their money as well.
8. The Central Valley has a history of witchcraft.
The most famous place in Costa Rica for witchcraft is Escazú where it’s rumored that people continue to practice their rituals in mountain caves. Today Escazú is a rich suburb of the capital, San José, where you can find brujas (witches) offering tarot card readings and more.
9. Isla del Coco is the most remote and largest uninhabited island of Costa Rica.
This island is nearly 360 miles into the Pacific Ocean, southwest of the mainland. You might have seen this island in the opening credits of the Steven Spielberg film “Jurassic Park.”
10. It’s not a big deal to see someone walking around with a machete in Costa Rica.
Costa Ricans use machetes for everything and often keep one on them. They’re considered the Costa Rican equivalent of duct tape and are just as common in the countryside.
11. Costa Rica is slightly smaller than Lake Michigan.
Costa Rica is about the size of West Virginia and has approximately 19,730 square miles, 801 miles of coastline, and population of around 4.1 million people.
12. Every Costa Rican radio station plays the national anthem each morning at 7 a.m.
Radio 107.5 FM, the country’s only all-English radio stations offers rock from all of the decades. Super Radio 102.3 specializes in the oldies. Radio 95.5 plays jazz and fusion.
13. Ice cream flavors in Costa Rica are interesting, bordering on weird.
Popular flavors include coconut, goat cheese, wild blackberry, peanut, chipotle blueberry, chocolate almond, and more.
14. “Pura Vida” is a happy, feel-good expression.
“Pura Vida” is used regularly by the locals when asked how they are, or in passing to say “hello” or “goodbye.”
15. Costa Ricans enjoy a life expectancy of 79, one of the highest in the world.
The country also receives international praise for its modern healthcare system, where it’s ranked 36th in the world by the World Health Organization (WHO). The Nicoya Peninsula is one of the world’s seven Blue Zones, a place where people live longer and happier lives, with a high concentration of people over age 100.
16. Eco-tourism is leading the way in Costa Rica.
With its abundant natural resources, diverse landscape, exotic marine life, and rich biodiversity, Costa Rica is leading the eco-tourism boom. In 1995, tourism overtook bananas to become Costa Rica’s leading foreign exchange earner.
17. Costa Rica is home to four UNESCO World Heritage Sites.
UNESCO has designated four locations in Costa Rica as World Heritage Sites for their universal cultural and natural value. They are La Amistad National Park, Cocos Island National Park, Area de Conservación Guanacaste, and the Precolumbian Chiefdom Settlements with Stone Spheres of the Diquís.
18. Costa Rica is one of few Latin America nations to have street signs.
In 2012, Costa Rica’s capital, San Jose undertook a $1 million project to reintroduce street signs and a more regulated postal system. Before that locals used landmarks to give directions.
19. Costa Rica ranks #1 on the Happy Planet Index.
The Happy Planet Index uses three criteria—life expectancy, experienced well-being, and Ecological Footprint—to determine the overall happiness levels of 151 countries across the globe. With a score of 64.0, Costa Rica tops this list. The United States, for comparison has an index of 37.3.
So the next time you find yourself in Costa Rica, you won’t be caught off guard when you hear one of the expressions mentioned in #7 or #14. Make sure you plan a trip to one of the sites in #17, and–unless you want to look like a tourist–don’t lose your mind when you witness #10!
Big wave surfing is a sport of confidence where participants will themselves over the edge of 50-foot mountains of water. On this episode we speak to award-winning and renowned professional big wave surfer Greg Long about what it is like to survive a near-drowning and then try to find your confidence again.
We talk about when he almost died surfing giant waves at the mysto spot of Cortes Bank, six hours off the coast of California. Greg takes you inside the two wave hold down that almost ended his life and remembers the exact decisions he made before his oxygen expired.
We dive into the process of fighting back after an almost tragic accident to get to the top again and have the confidence to surf big waves. Greg’s candor allows the listener to really gain insight into his struggles to return to form and understand how a world-class athlete shakes it off and finds fulfillment once again.
Check out this rare discussion where a top performer lets you inside his head in a very humble and candid conversation.
A must-listen.
Listen to the show
You can listen to the show using the player above or grab it and listen on the go via one of the following options:
Crucita, Ecuador has the reputation as one of the top spots in the world for paragliding and hang gliding. The pristine beaches and largely undeveloped area are rapidly become a magnet for expats and investors seeking that unique blend of adventure and potential.
Corinne
Crucita, Ecuador – From Fishing Village to Adrenaline Central
The area known today as Crucita, Ecuador is an attractive beachfront town in Manabi Province of Ecuador. Located 40 km (25 miles) from the port city of Manta and 28 km (17 miles) from the province capital of Portoviejo, Crucita has become the most visited beach destination in Ecuador.
Crucita, Ecuador’s Beginnings
The Pacific coast in and around Crucita, Ecuador has been occupied since pre-Columbian times by the ancient Manta people. In 1895, the Bishop of Manabi, Peter Schumacher, erected a cross at the local church as part of the celebration of the month of the Virgin Mary (May) and the Holy Cross. From that point on, the location has been known as “Crucita” (little cross).
On May 25, 1978, Crucita Portoviejo was designated as an urban parish. Although small (current population is around 12,000), Crucita will continue to expand as sports enthusiasts, expats, and investors are drawn by the opportunities in real estate that await there.
Crucita – Adrenaline Central
Paragliding and hang gliding enthusiasts have discovered that Crucita, Ecuador has near-perfect conditions for these extreme sports. The miles of open beaches, constant Pacific breezes, and hostels and lodges catering to “gliders” have given Crucita worldwide exposure as the place where you can truly “spread your wings”.
Ministry of Ecuadorian Government
Crucita, Ecuador and Jaco, Costa Rica – A Tale of Two Cities
Comparing Crucita, Ecuador and another popular Central American beach location, Jaco, Costa Rica, can provide a glimpse of the future potential that awaits there. The similarities between the two communities are striking and the pathway for growth in Crucita follows a similar arc to its more developed neighbor.
Prior to the late 1970s, Jaco was little more than a fishing village. With improvements to local infrastructure (water system 1976, highway access 1978, improved electrical system 1981), Jaco began to see a real surge in development.
At the same time as Jaco was growing, surfing enthusiasts discovered the white water and challenging waves that are a regular feature in and around the Jaco area. Before long, the region became known worldwide as a surfing mecca with weekly contests, festivals, and year-round celebrations of “the endless summer.”
Improvements in Infrastructure, Enhancement in Potential
Where Jaco became a surfing magnet, Crucita, Ecuador has become a world famous destination for the high-energy and altitude sports of paragliding and hang gliding. While both rely on wind and weather, hang gliding is the older of the two styles, (hang gliding 1960s, paragliding started in Europe in the mid-80s) uses a heavier “wing,” and can be more of a challenge to transport on air carriers.
Crucita, Ecuador is also seeing infrastructure improvement that makes living in this Pacific location much easier. The latest project is a four-lane highway from the province capital, Portoviejo, which will reduce travel time and improve access; the highway between the international port of Manta and Crucita has also been rebuilt.
The increasing interest in the area is also leading to upgrades in electricity, municipal services, and better internet and cable television. A long-term tourism project, known locally as Balsamaragua, is also expected to enhance the desirability of Crucita as a destination and investment location.
What Does It Cost to Live in Crucita, Ecuador?
One question that potential expats or investors need answered is what is the cost of living in Crucita, Ecuador? Like much of the rest of the country, the prices for such items as food, utilities, and rent is more affordable than in many Central American locations.
Averages for rent in Ecuador can run from $250 per month outside major centers to $1000 per month in larger cities such as Guayaquil and Quito. As a smaller town, Crucita’s rents are definitely in the lower end of this spectrum.
Utilities such as electricity, water, and garbage are also reasonable and can run as little as $40.89 average per month. With Crucita being on the coast, air conditioning may make for higher electricity costs.
Vacation ROL
Investment Possibilities in Crucita, Ecuador
Crucita, Ecuador is becoming a focal point for both expats considering a retirement option and investors seeking to maximize their returns as the number of tourists continue to grow. With a large amount of underdeveloped and undeveloped land still available, Crucita’s real estate market is poised to see true growth potential.
Importantly, Ecuador adopted the U.S. dollar as its currency in 2000. As a result, many of the issues (conversion values, fees, etc.) that are encountered elsewhere in Central America are not a concern here. Crucita, Ecuador promises to be a location where the dollar certainly can retain its full value.
The Challenges of Becoming an Expat in Crucita, Ecuador
For all the upsides that Crucita offers, the rustic beach town lifestyle may not suit everyone’s idea of a Central American retreat. Since Crucita is a developing community, many amenities that are in found in larger cities and towns are lacking. If having a more modernized environment is important, Crucita may not be the best fit.
Though the number of expats is growing, the expat community as a whole is still small. As a result, being able to speak and understand Spanish is very important and may present a challenge to moving to this Pacific paragliding paradise.
Ironically, one of the major draws of Crucita may also be a major drawback for those looking for a quiet oceanfront home. The various festivals and competitions that bring in paraglider and hang glider participants can make for a more lively atmosphere than some expats may be looking forward to.
Crucita, Ecuador – Take the Leap of Faith
There is a wealth of opportunity that can be found on the beaches of Crucita, Ecuador. There is no substitute for making a journey to Crucita to get a true sense of whether this growing area is a place to build a Pacific future. Much like those who launch into the Crucita skies to paraglide, taking that leap of faith is the first step to finding out what the future may hold.
Map of Crucita, Ecuador
Crucita, Ecuador Fast Facts
- Population: 10,000
- Typical temperature: Average temperature of 75 – 80 degrees Fahrenheit
- Major airports with U.S. flights: Mariscal Sucre Airport (Quito, Ecuador)
- Nearest U.S. consulate: Quito
The first man to jump from a helicopter, then land on the ground below safely, without a parachute.
- Getting lit on fire and jumping from a building.
- Exiting a speeding car.
- All part of the job description for Gary Connery.
Gary joins the show to discuss these stunts and more.
We dive into the psychology of the job, knowing when to go and when not to go, and what skills one develops from jumping off tall things.
Listen to the show
You can listen to the show using the player above or grab it and listen on the go via one of the following options:
- Click here to download the mp3
- Click here to subscribe via iTunes
- Click here for the RSS feed (non iTunes)
- Click here for the Gallivanting show archive
The Show Notes
Check out Gary’s historical jump without a parachute here. You can also learn much more about him on his website.
If you are inspired by Gary’s passion, sponsor him for a one of a kind stunt. Contact him at his website above.
Guatemala is a growing retirement destination that shouldn’t be ignored. Each year, more and more expats are looking towards Central America in search of the perfect retirement destination, and with stunning scenic beauty and an “eternal spring-like” climate in the mountains, it isn’t hard to see why.
But with so many breathtaking reasons to retire to Guatemala we’ve pared it down to 7 of the most important reasons to retire to this hidden gem in Central America.
Lake Atitlan – Wojtek Ogrodowczyk
1) A low cost of living
Like many places in Central America, the cost of living in Guatemala is quite low, which allows expats to enjoy a comfortable life without having to stretch their pensions thin in order to do so.
Depending on the pace of life desired, most expats coming to Guatemala choose to settle down in either Guatemala City, the colonial town of Antigua, or on the serene shores of Lake Atitlan. Each spot is unique and has something special to offer depending on your personal taste.
The largest of the three, prices in Guatemala City will be a little higher (although still much lower than back home in the U.S.). Here, a fully furnished two bedroom apartment can be rented for $500-700 per month and a three bedroom house anywhere from $1,200-2,000.
Of course, if the city life isn’t for you, the cobbled streets of historical Antigua might be more up your alley. Rent prices in Antigua are roughly 20% lower than in Guatemala City, but prices will shift depending on where in town you choose to live.
And if you are seeking small town serenity, the indigenous villages of Lake Atitlan have homes to rent for $500 a month and up.
Keep in mind, these prices are for homes that meet western standards and if you don’t mind living like the locals (no washer/dryer, cable or hot water), you can rent a home in Guatemala for significantly lower.
All in all, a couple can live comfortably in Guatemala for anywhere between $1,200 and $1,500 a month, and this will include housing, food, entertainment, transportation, utilities and even maid, handyman or gardening services if you so choose.
United Nations Photo
2) Live among the Maya
Mayan culture is still alive and flourishing in Guatemala today, and–if you choose to make it your home–you will see local Mayan citizens dressed in their traditional, colorful Mayan garb on a daily basis.
There remain to this day, more than 10 million people scattered throughout Central America who were raised with a Mayan language as their native tongue.
And despite the fact that they were largely converted to Christianity when the Spanish invaded, many of the Maya hold on to their beliefs and continue to follow the teachings of their shamans.
3) Immerse yourself in history
Guatemala is rich with history that can be experienced from the Maya-inhabited highlands to the colonial streets of Antigua.
With something to explore around every corner, the town of Antigua will take you back in time. Founded in the early 16th century, many of the town’s most significant monuments have been preserved as ruins, and Antigua today acts as a snapshot, perfectly capturing the Spanish colonial architecture of the past.
Moving away from Antigua, the Tikal National Park is home to one of the largest Mayan archaeological preserves in Central America.
Inhabited by the Maya from 6th century BC to 10th century AD, these haunting ruins provide visitors with the rare opportunity to catch a glimpse of what Mayan life and culture was like in ancient times.
Photo: Viva Team
4) Lakeside life
Another thing that is attracting expats to Guatemala, is picturesque Lake Atitlan. Icy blue Lake Atitlan is the deepest lake in Central America and is set against a mountainous backdrop of three volcanoes.
Nestled in the Guatemalan highlands, many expats seek out the surrounding villages of Lake Atitlan to experience small town life in a majestic mountain setting.
Considered by many to be the most beautiful lake on the planet, residents of Lake Atitlan spend their days hiking the winding trails, interacting with the local Maya and watching the sun set over the water as they stretch out in a hammock.
Guillero Mogg
5) Don’t forget the beaches
Even though Guatemala has both Caribbean and Pacific coasts, the beaches of Guatemala don’t receive the recognition that they deserve.
Monterrico Beach can be found on the Pacific coast and has gained popularity due to the sea turtle conservation efforts that take place on its shores. Each week newly hatched sea turtles are released onto the black sanded beach as they begin their fight to the sea.
Iztapa Beach is prime for sail fishing, and some of the fishing companies even have accommodations available directly on the beach.
If you’re a surfer, head to either Sipacate or Tilapa to find perfect waves that aren’t yet packed with other surfers. And if you crave the white sand beaches of the Caribbean, palm tree-surrounded Playa Blanco definitely lives up to its name.
6) Close to home
For many expats, one of the most attractive things about retiring to Guatemala is the short travel time to and from the U.S. Many American expats want nothing more than to retire in a tropical climate at a low cost, but that doesn’t mean they want to endure a long, gruelling plane ride in order to get there.
Sharing a border with Mexico, Guatemala provides expats with the best of both worlds. A tropical haven, not yet choked with tourists, conveniently located close to home.
7) Visa options
For those thinking of retiring to Guatemala, the Guatemalan government now offers a Pensionado program, a permanent residency that will allow anyone to live in Guatemala indefinitely.
A Cedula (national identity card) will allow the Pensionado expat to open a Guatemalan bank account without having to show their passport.
The application process will take 7 to 10 days and is strictly for retired or disabled individuals. A monthly income of $1000 per individual and $1200 per couple is required and this income cannot come from an employer. You can however be self-employed or generate the money from private investments.
Although five years is standard, you can apply for Guatemalan citizenship after two years of residency.
Is Guatemala for you?
A beautiful country not yet congested with tourists like other Central American countries, Guatemala is proving to be the perfect retirement spot for many expats.
So before you make the decision to make Guatemala your new home, take some time to explore the country and everything it has to offer you. Experience Guatemala City, soak in the historic beauty of Antigua, and relax on the shores of Lake Atitlan as you search for the ideal spot to settle down.