Colombia has the potential to become one of the fastest growing expat destinations in the Latin Tropics, with the city of Medellín leading the way. In fact, this city, once synonymous with crime and the infamous Pablo Escobar, was named the 2013 Innovative City of the Year by the Wall Street Journal.
As interest in Colombia increases, expats are discovering that there is a growing community into which they can integrate, while investors are recognizing the potential of a strong return on their initial outlay of capital.
Iván Erre Jota
From the modern metropolitan scene of Medellín to more rustic destinations in the interior, Colombia is looking forward to attracting a wider group of individuals seeking new vistas and adventures. Here are 8 unique features that help set it apart from the competition.
1. Two Oceans, No Waiting
Colombia is the only South American country that has coastlines on the both Pacific Ocean and the Caribbean Sea. Tourists and locals not only have a wide selection of beaches (over 300 in all!), but two distinct bodies of water to choose from.
2. Birds of a Feather…Lots of Them
Colombia is home to a number of bird species (roughly 1,879). This fact is what makes Colombia the country with the greatest diversity of birds in the entire world, a real feather in its naturalist cap.
3. Coffee Is Not the Only Jewel in Colombia
Colombia has long been known for the quality of its coffee. Colombian Arabica beans are prized by coffee aficionados for their rich, yet mild flavor. Colombian coffee remains as the only single origin product to compete with the multitude of blended coffees found in most stores.
Yet the coffee bean is not the only gem that can be found here. It may come as a surprise to learn that Colombia is also rich in emeralds and, in fact, is the world’s leading source of this rare gemstone.
Paul Bischoff
4. A River Runs through It
Perhaps one of Colombia’s most unique features is Caño Cristales, often referred to as “The Liquid Rainbow.” Located in the Serranía de la Macarena mountain range, near the center of the country, this body of water has gained popularity among tourists as the most beautiful river in the world.
Known locally as the River of Five Colors, Caño Cristales enthralls visitors with vibrant shades of yellow, black, blue, green and red. The crimson hue is actually the result of a plant, Macarenia clavigera, that grows in the river bed. This spectacle is best viewed from late July through December.
5. What’s in a Name?
The various names that the country has been known by are signposts that detail the country’s history. When first settled in 1499 it, along with Panama, Ecuador, Venezuela, and part of Brazil made up the Viceroyalty of New Granada. Once Ecuador and Venezuela gained independence, this territory was renamed The Republic of New Granada.
The name changed again to the Granadine Confederation in 1858 and then to the United States of Colombia in 1863. Its present-day name, the Republic of Colombia, was adopted in 1886, making it the only country today named after the man whose explorations led to the discovery of the “New World”: Christopher Columbus.
6. An Architectural Epicenter
Once known only for its reputation of violence and crime, Medellín has transformed itself into a center of modern design. In 2013, Medellín won the prestigious Veronica Rudge Green Prize for Urban Design, acknowledging the unique blend of modernistic patterns interspersed with historic colonial structures.
Alan Turkus
7. Home to Cultural Icons of Music and Art
Colombians are well represented in both music and the arts. International stars such as Shakira, Sofía Vergara, Danna Garcia, and Juanes all call Colombia home.
Literary titan and Nobel laureate, Gabriel García Márquez, and world renowned sculptor, Fernando Botero, have added to Colombia’s luster as a center for the creative arts in the Latin Tropics and across the globe.
8. And One Really Notorious Figure
One of the most polarizing and notorious figures in Colombian history is the drug lord, Pablo Escobar. Once listed by Forbes magazine, in 1989, as one of 227 billionaires in the world, Escobar’s rise and fall have become the stuff of legend.
Even today, the fascination with Escobar (similar to that of Al Capone) can be seen in the number of “Pablo Escobar tours” in and around Medellín. Importantly, these tours show the dramatic metamorphosis of Medellín from a hotbed of crime and violence to a growing and thriving modern metropolis.
Discover More Special Things About Colombia Firsthand
With all of the history, culture, and natural beauty that abound in this increasingly popular destination, there are many more special and unique discoveries to be made. Colombia holds a great potential for retirees and investors to grow, prosper, and profit. Could you be one of them?
Modern technology has made the prospect of moving overseas much less daunting than in the not-so-distant past. The growing popularity of smart devices places a wide variety of applications at a user’s fingertips that can make the transition from casual traveler to seasoned expat much easier.
No matter what type of platform you have, these applications can make navigating the nuances of your new home both accessible and portable. In a real sense, these programs have transformed the way expats become integrated into their life abroad.
Sam Azgor
Essential Smartphone Applications for Moving Overseas
Perhaps the best way to prepare your smartphone or tablet for moving overseas is to first make a list of the kind of applications that you might need on a daily basis. Once you’ve identified your needs, group similar apps into those categories for easy access when you need them.
To demonstrate how this method can work for you, below are several major topics that expats frequently have questions or concerns about. Under each topic you will find some of the most popular apps that can help you with that issue.
Communicating With Others
Being able to communicate with your neighbors, especially in a new language, can be one of the most challenging aspects of moving overseas. The cost of making calls back to the U.S. (or elsewhere) can also be prohibitive. Below are some of the best apps to stay connected and to make sure you’re clearly understood.
Skype
Skype has become the “go-to” application for international travelers who want to be able to connect with friends and family, no matter where on Earth they may be. Having the ability to see who you are speaking to, as well as hear them, is one of the key features of this tool.
Once downloaded on your desktop or laptop, it is an easy matter to install the free app on any smartphone, sign in, and start up a conversation. Skype also has a number of fee-based options, such as unlimited calling and creating a personalized number, that can further enhance its usage.
Google Translate
This is a user-friendly, free app that allows you to type in or speak a word or phrase and have it translated instantaneously. You can have someone speak a phrase into your smartphone, and the app will immediately recognize the phrase and provide an English translation.
Likewise, you can also use the app to speak a phrase or question in English and have it played back in the desired language. It’s like having your very own translator right in your pocket.
Duolingo
Duolingo is a newer and very popular application for those who want to learn a second language, for free, while traveling. The wide variety of languages offered makes this a useful addition to any expat’s electronic toolkit. Although the learning level of the languages is basic at this time, being able to make yourself understood for most daily tasks, like shopping, will make the transition to expat life much easier.
WiFi Finder
Worried about getting stuck somewhere with no access to the Internet? WiFi Finder is another free app that can help you find Wi-Fi “hotspots” where internet access is available. Being able to reduce or avoid high phone bills or roaming charges makes this an essential app for new expats and experienced travelers alike.
myfuture.com
Banking and Money
Before moving overseas, doing some online research on bank fees for international transactions can save both time and money. Checking with your current financial institution is a good place to start in the process.
Nerdwallet.com and Wallethub.com
These are two great applications that let you compare the pluses and minuses of banks and credit cards in terms of international transaction fees and other benefits. Naturally, each of the financial institutions listed have their own websites that can be reached online.
XE Currency
XE Currency is widely regarded as the premier free application for currency conversion rates. Knowing how much (or how little) a dollar is worth, in terms of local currency, can help new expats better plan out their monthly finances. Comparisons can also be done on multiple currencies at the same time.
Matthias Ripp
Social Life
Perhaps one of the hardest parts about moving overseas is trying to build up a social life. Between the language barrier and not knowing where to go, the expat life can be a bit isolated in the beginning. Fortunately, there are a number of apps that can help.
This app, which you may already be using, is probably the most popular and best known smartphone app in terms of social interaction. Being able to look up groups or individuals, seek out topics, and put your own information online can all help to build your social circle in your new home.
Meetup
Meetup is a newer, free application that is rapidly gaining in popularity. By filtering by location and interests, you can find like-minded people and events that can help you interact and expand your connections beyond your immediate home area.
Nearify
This is another newcomer to the expat-focused app world. Covering more than 200 cities worldwide (and growing), with this tool you can discover more than 20 million events that can help you get out and mingle.
21st Century Technology Makes Moving Overseas Easier
The number of applications available for smartphones and tablets will continue to grow as user demand increases. Having access to the information available in these apps, while on the go, has transformed the expat experience in ways that were unthinkable just a short while ago.
Combined with increasing Wi-Fi connectivity and advances in the quality and capacity of mobile devices, more people are considering the benefits and promise of the expat lifestyle. Grab your phone and explore the possibilities!
There are a number of destinations that can be included in a list of the healthiest places in the Latin Tropics. The abundance of fresh foods, a more relaxed pace of daily living, and the tropical climate are just some of the features that have made the region a long-time favorite destination for retirees and other expats looking for a better quality of life.
This compelling combination has dramatically increased the interest of U.S. residents in finding alternative approaches to their current living arrangements. It is not just the locations themselves, but the qualities and opportunities that can be found there, that promise an overall healthier lifestyle – both on the physical and the emotional levels.
What Makes the Healthiest Places in the Latin Tropics Special
There are a number of qualities that the healthiest places in the Latin Tropics all seem to share. Below is a list of these factors that contribute to the wellbeing of locals and expats alike.
Fresh Fruits and Vegetables
Finding fresh produce in the tropics can be as easy as taking a short walk or drive to one of the countless roadside stands or weekly farmers’ markets that are a fixture of life in these countries. The wide variety of locally grown products is not only less expensive but makes it far more convenient to prepare meals from scratch – leading to another element that makes life in the tropics a healthy alternative: diet.
Geoff Baker
Healthier Diets
There is certainly a much smaller emphasis on pre-packaged or “fast” food in the Latin Tropics. As a result, more meals are prepared fresh, instead of out of a container or microwavable box.
Additionally, there is not as much emphasis on red meat in the region, the preferred protein sources being poultry or fish. These kinds of diets have been shown to be healthier in terms of reducing fat and cholesterol.
Better Climate
Having more sunlight, warmer temperatures and less extremes in climate (i.e., winter cold to summer heat in a short period) has shown to be more conducive to better health. Aside from the physical benefits of Vitamin D, the abundance of sunlight also helps combat Seasonal Affective Disorder.
Appropriately abbreviated as SAD, this type of depression brought on during the shorter periods of daylight during the winter months impacts roughly three million adults yearly. Given that daylight hours only vary about fifteen minutes during the seasons, life under the tropical sun is emotionally healthy as well as physically healthy.
Less Stressful Pace of Living
If there is one thing that is the hallmark of the Latin Tropics, it is the slower, more relaxed pace of life. The stress of facing crowded streets, time clocks, and the omnipresent “noise” of the 24/7/365 connected world is replaced by the far more tranquil natural rhythms of the ocean, tropical rain forests, and small villages.
While the slower pace of getting things done (such as repairs or building projects) can take some getting used to, the physical benefits are worth the extra time spent. It can truly be said that, in terms of daily living, you do without doing and it all gets done.
More Active Lifestyle
One of the most important features that all these locations share is a more active physical lifestyle. Warm weather is more conducive to outdoor activities that can range from merely walking to more strenuous forms such as swimming, surfing, and other sports.
The Top Five Healthiest Places in the Latin Tropics
Here is a list of the top five healthiest places in the Latin Tropics. While each one has its own unique characteristics, they all share qualities that make them desirable of destinations for those seeking to find their own personal “fountain of youth.”
Wikipedia
5. Volcán/Boquete, Panama
Located in the Chiriquí province of Panama, the Volcán/Boquete area boasts access to an abundance of fresh produce, herbs, and coffee and is known as the “breadbasket of Panama.” The moderate temperatures, low humidity (thanks to being 4000 feet above sea level), and a tranquil sense of wellbeing, all contribute to a more active lifestyle.
The region also can claim longer life spans for its residents than the rest of Panama. Boquete has been singled out by AARP magazine as one of the top places to retire in the entire world.
4. Playa Gigante, Nicaragua
This rustic fishing village on the Pacific coast of Nicaragua is rapidly becoming a mecca for a growing number of alternative health and yoga spas. With a very laid-back lifestyle, ready access to fresh fish and produce, and natural beauty of one of the country’s ecological centers, healthy living in Playa Gigante comes easily.
Jon Hurd
3. Lake Atitlán, Guatemala
Aside from its breathtaking vistas, Lake Atitlán, Guatemala is becoming recognized as a place for retirees seeking a healthier lifestyle. With some of the best weather anywhere, the rich Mayan culture (still very much in existence), abundant fresh produce, and a variety of outdoor activities to enjoy, Lake Atitlán’s popularity as both a tourist destination and a retirement location continues to grow.
Presidencia de la República del Ecuador
2. Vilcabamba, Ecuador
It may come as a surprise to many that Vilcabamba, Ecuador is included in this list. Located in what is has become known as the “Valley of Longevity,” local residents claim to reach life expectancies well past 100 years.
While there is no hard evidence to support this claim, the mild climate, abundant fresh air (no pollution), low animal fat diets, and active lifestyle certainly are positive factors for healthier living. The natural beauty and relaxed pace of life in the valley also contribute to the growth of Vilcabamba as a top retirement destination.
Carlos Adampol Galindo
1. Nicoya Peninsula/Nosara, Costa Rica
Featured in the book, The Blue Zones, the Nicoya Peninsula – and Nosara in particular – has become the best known of top healthy places in the Latin Tropics. The ready access to fresh produce and seafood combined with a more relaxed outdoor lifestyle has created an environment where longer life spans are the rule, not the exception.
Healthier diets and more physical activity seem to be only part of Nosara’s secret. The growing number of alternative therapies, such as meditation and yoga, create an atmosphere where life can be embraced as opposed to just being lived.
Finding That Longer, Healthier Life Path in Paradise
Visiting the locations mentioned above (or others in the region) could be the first step to discovering what the healthiest places in the Latin Tropics could offer as a lifestyle choice. Learning where and what resonates with you is a great place to begin your quest for a healthier, happier existence.
Colombia has made its presence known on expat radar in recent years. Following the turbulence of the latter part of the twentieth century, this Latin American destination is in the process of reinventing itself to be more attractive to investors, retirees, and others seeking new vistas outside of the U.S.
Like any emerging country, Colombia has positive and negative elements that should be considered before making a decision to move there. Discovering what the pluses and minuses are, and measuring them against your own requirements, can be an important step in deciding whether this is the tropical destination for you.
Colombia: The Positives
Colombia has made a good deal of progress in actively attracting foreigners – both to live and, more importantly, to invest – during the 21st century. The potential for return on investment and a growing expat presence have helped to accent many of these positive improvements.
Iván Erre Jota
A Growing Expat Presence
One of the many features of moving to Colombia is the growing expat community that can be found in places like Medellín. These enclaves make it far easier to transition to life there than you might imagine.
An important element of this growth is that the infrastructure of the country will continue to improve in order meet the demands of this foreign population. Having amenities like high-speed internet, cable television, and good cellular service will increase the value-added potential for those seeking to make a long term commitment.
The Culture
Wikimedia Commons
Colombia has a vibrant cultural tradition that makes living there both exciting and pleasurable. The country is said to have more national holidays than any country except for Argentina.
In addition to the countless local celebrations, the salsa festivals in Cali, the celebration of Carnival in Barranquilla, or the many art festivals and museums in Medellín, it becomes easy for tourists and expats alike to become immersed in the cultural diversity that Colombia offers.
The Climate
Colombia is actually made up of six distinct climates, which also include the islands in the Caribbean and the Pacific. From the mountain weather of the Andes, to the tropical beaches of Cartagena, to the Amazon rain forests of Leticia, Colombia’s weather and biodiversity makes it a unique destination to consider as an expat.
Convenient Travel Options
Many major U.S. carriers, such as Delta, United, and American offer service to Medellín and Bogotá. As the growth in tourist and expat travel increases, it can be anticipated that additional travel options will also become available.
Colombia: The Negatives
With all the progress that Colombia has made in recent years, there are still some important issues that a potential expat or investor may wish to consider. Some of the concerns are listed below.
Infrastructure Away from Major Cities
Colombia is still an emerging nation and, as such, much of the infrastructure is still in a rustic state. Once you are outside of major population centers like Bogotá, Cali, Medellín or Cartagena, modern amenities are much harder to come by.
As a result, the majority of expats tend to focus on these metropolitan areas. If you are not interested in living in a major city, finding a suitable location in Colombia may be a difficult challenge to overcome.
Crime
The breaking of the stranglehold of the cartels and the recent cease-fire between the Colombian government and the Revolutionary Armed Forces of Colombia (FARC) – which brought to a close 50 years of violent confrontations – are promising steps to reducing crime in Colombia. However, there is still a lot of uncertainty concerning the future.
Colombia still has a criminal element that exists both in the cities and rural areas. The Bacrim – local crime gangs – still operate and target both foreigners and locals.
This kind of uncertainty can certainly be viewed as a detriment to expats seeking to escape similar problems in the U.S. Diligence and knowledge is required in order to avoid those areas that are known to have high incidences of violence or criminal acts.
The Language Issue
Michael (a.k.a. moik) McCullough
As is the case with many countries in the Latin Tropics, Colombia is predominantly Spanish-speaking. Outside of the expat areas in Medellín and Bogotá, finding large groups of English speakers may be somewhat problematic.
If you already have some ability to speak Spanish, Colombia is a great place to become more fluent. If, on the other hand, the idea of moving to a country where you need to learn a new language (just to get around) seems too hard, Colombia may not be your first choice.
Cost of Living
This item actually is both a plus and a minus. It is true that prices for many items, including rent and real estate, are less than other Latin Tropic countries. That being said, however, Colombia is not the least expensive destination in paradise.
In a very real sense, Colombia epitomizes the adage “you get what you pay for.” Highly developed expat magnets, such as El Poblado, offer modern amenities many expats crave although at a higher price than other parts of the country.
Residency
The rules for residency in Colombia are more complicated than other destinations in the Latin Tropics. While foreigners can live and own property in the country, the process to obtaining permanent or long-term residency can be too arduous for some.
Weighing Your Options
Colombia is very much a “work in progress” insofar as foreign investment and expat growth is concerned. Apart from shedding the image of its troubled past, Colombia also has the challenge of growing from an emerging country to a preferred Latin Tropic destination.
When weighing your options concerning relocation to Colombia, understanding where the country has been, what life would be like in the present, and the potential for the future are all elements to measure. As with any other country, the first step is to visit there – more than once – to see what your sense of the place is.
Asking yourself whether you can envision life in Colombia is the single most important question in the expat/investor process. When you have that answer, your future course of action becomes a clear choice.
Did you know you can use your 401k to invest in Real Estate?
Well, you can and not only that you can invest in several other assets besides real estate too.
This means you can get your money outside the volatile world of the stock market and make investments on your own terms. You can even get your money outside the U.S. to take advantage of emerging markets. Find new opportunities and get in early before it is too late.
On this episode we speak to Ross Powell, who spent 30 years in the banking industry only to find out the system was rigged against the little guy.
Ross decided to start his own company that helps people gain control of their retirement finances and invest in things that make sense.
His company shows people how to use their 401k to invest in tropical real estate, gold, farming, and pretty much any other hard asset.
Tune in and listen to the discussion and learn how you can use your own 401k to buy real estate in the tropics, loan yourself money, or invest in hundreds of other things.
In this episode, we discuss:
- The rules for investing with a 401k
- What it costs to self-direct your 401k
- And how you can have complete control with your checkbook in about 10 days
And much more.
Listen to the show
You can listen to the show using the player above or grab it and listen on the go via one of the following options:
- Click here to download the mp3
- Click here to subscribe via iTunes
- Click here for the RSS feed (non iTunes)
- Click here for the show archive
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The Show Notes
- Ross’s website is called Survival401k.com. You can learn more about his services by clicking the link.
As one of the fastest growing expat destinations, Panama City offers a variety of options for a tropical home. With an ever-expanding infrastructure, favorable residency laws and great discounts for retirees, the resurgence of Panama will continue to make living there an attractive choice.
Aside from the city itself, there are various locations in and around Panama City that can satisfy most every taste. From modern high end developments to more rustic settings, discovering which lifestyle is best suited to your individual desires is the best way to begin the transition to paradise.
Bernal Saborio
The Panama City, Panama Area Is A Blend of Styles
Panama City is much more than a dynamic Latin Tropic metropolis with a modern infrastructure. While the gorgeous skyline compares with such locations as South Beach, this capital city is actually comprised of three distinct districts-each with their own unique essence.
Whether you are looking for a high rise development in the new city, a restoration project in the old city, or the historical atmosphere of the old colonial area, there are many possibilities to choose from.
Alberto Ruiz
Panama Pacifico
Perhaps no location exemplifies the potential for growth in Panama than Panama Pacifico. Located on the site of the former Howard Air Force Base, this project is, quite literally, building a new city from the ground up sprawling over 4,450 acres.
Conceived by Colombian businessman Jaime Gilinski shortly after the base closed in 1999, it would take until 2010 before construction could actually begin. Since ground was first broken, both residential and commercial projects have begun transforming this former military installation into a new and exciting community.
Being only 15 minutes from Panama City, Panama Pacifico is the ideal spot for expats looking for new construction and business opportunities. With only 15% of the property developed, investors can take advantage of abundant space to transform their dreams into a profitable reality.
Steve Ross
Costa del Este
Costa del Este represents one of the newest areas of Panama. Its location, just five minutes from the heart of Panama City and ten minutes from Tocumen International Airport, have made it one of the most desirable neighborhoods outside of the city itself.
Housing here can range from luxury high rise condominiums to spacious houses. The modern infrastructure has attracted expats and investors who want to live and work in the tropics while enjoying all the amenities of any major U.S. city.
Beyond The Panama City Limits-Three Compelling Options
One of the most significant changes for expats and investors considering the Panama City area was the completion of the Pan American Highway. This highway system has made access to a number of popular destinations a manageable hour or so drive from the city center.
The list below highlights three of the most popular areas outside of Panama City. These locations have attracted the interest of retirees, expats looking for a second home, and investors seeking a higher ROI (return on investment).
Roberto Moreno
Coronado
Coronado is widely considered to be the first planned resort community in Panama. The dream of visionary developer, Bob Eisenmann, Coronado combines the rustic feel of several small villages with the modern amenities and infrastructure of a resort condominium community.
One of the most attractive features of Coronado, Panama is its climate. Located in the “dry arch”, or arco secco region, less rainfall occurs here than in the rest of the country. The large number of English-speaking expats who live in the area is another attractive feature for those who may have trepidations about living in a country where English is not the primary language.
Alexandra Oduber
Farallon
Much like Panama Pacifico, Farallon has risen from the remains of a military base a mere 68 miles from the capital. Once housing Panamanian troops, the facility was destroyed by the U.S. invasion in 1989. Since that time, Farallon and the nearby beaches of Playa Blanca have become one of the most sought after beach destinations in the Latin tropics.
Luxury resort properties, such as Buenaventura, are certain to appeal to those seeking modern amenities and an upscale lifestyle, without the frenetic pace of Panama City. The new international airport at Rio Hato, a short distance away, makes accessing this white sand oasis easier than ever.
Michael Afar
El Valle de Anton
El Valle de Anton is a delightful seven square mile mountain village located roughly 120 km (75 miles) from Panama City. This rustic location is becoming a popular choice for expats seeking to find a less frenzied pace of life that is infused with the cultural essence of “old Panama.”
Located in the caldera of the El Valle volcano, El Valle de Anton is actually the second largest inhabited volcano in the world. It has also become a favorite location for Panama City’s more affluent citizens seeking a weekend retreat far from the hurried pace of the city.
Whether looking for a rustic Panamanian village dwelling or a modern construction home, El Valle de Anton will continue to offer both a unique environment and a great potential for investment.
Panama City Has Both Potential And Promise
With such a wide variety of possibilities for a home in the Latin Tropics, as well as great investment potential, exploring the real estate market for yourself is a great place to start. Finding that “place in the sun” may be as easy as a click of a mouse.
Growing up abroad can be one of the most beneficial gifts a child can receive. It’s amazing how much children thrive when they realize their horizons are wider than a TV or game console screen.
Entering a new culture, learning a new language, and living a different lifestyle provide boundless opportunities for growth. The Latin Tropics offer many locations where families with youngsters can truly partake of the potential such a move can provide.
Point Break Surf Costa Rica
13 Reasons Why Expat Children Thrive
When speaking about expats, the first image that often comes to mind is that of retirees or investors looking to find paradise beyond the boundaries of the U.S. However, with the growth of global markets, many young families with offspring are moving beyond borders to explore new vistas and opportunities.
One of the surprises of such a move is that these expat children not only adapt, but thrive, in their new surroundings. Below are 13 reasons why a move to paradise may be the most potent positive force in a child’s upbringing.
13. More Educational Choices
Expat children have a number of different schooling choices that can compete with (or surpass) a traditional U.S. upbringing. In this sense, education goes far beyond mere book learning.
Homeschooling is one option that also can strengthen family unity while providing learning. In areas with growing expat populations, local schools often will teach classes in English or provide opportunities to non-native speakers.
In many locations, international schools exist that instruct pupils in their first (or native) language. These institutions, while somewhat more expensive, offer wider curriculum choices and the chance to interact with other expat children both socially and during the learning process.
Roderick Eime
12. Learning Adaptability
Older expat children quickly discover that life in their new country is not the same as back in the States. Learning how to adapt and take advantage of the opportunities their new country provides is an important life skill that will make the transition to adulthood less stressful.
11. Self-Reliance
Being the “new kid” is a challenging task, whether in the U.S. or abroad. By learning to establish themselves in their new home, expat children build a sense of self-reliance that they can fit in anywhere in the world.
10. Growing Social Skills
Children enjoy interactions and mastering new skills. Getting involved in local sports (Hint: Football is actually soccer!), attending local festivals and going on play dates with other expat children will all contribute to the growth of social skills that are so necessary in the modern day world.
9. Checking Their Materialism at the Door
Being exposed to cultures that do not emphasize materialism can have a profound impact on expat children. Learning to appreciate what they have, and realizing that material goods are not the measure of happiness, can be a powerful lesson as they grow into adulthood.
AFS USA
8. Learning a New Language
Expat children have the advantage of being able to learn and use a second language on a daily basis. In the tropics, this second language is, most often, Spanish.
Communicating with locals in their own language makes immersing in local culture that much easier. With the number of Spanish speakers increasing in the U.S., this is a skill that will be in increasing demand in years to come.
7. Gaining an International Awareness
One of the most important lessons that expat children learn, and which helps them thrive in the future, is that there is a world beyond the U.S. borders. It can be far too easy for those who never travel abroad to ignore the uniqueness of other parts of the globe.
Living in a foreign country adds an awareness of just how diverse societies are. For youngsters growing up in a foreign country, they become “world citizens” whose view of life is not limited by a single national identity.
6. Stronger Family Ties
As everyone adapts to their new life abroad, reliance on the family and appreciation of mutual support tends to strengthen the bonds between parents and children. This, after all, is a shared adventure, and knowing that they are not alone can make the transition to an expat child that much easier.
AFS USA
5. Immersing in a New Culture
Instead of just reading about a new culture, expat children can actually become part of it firsthand. Participating in local events, celebrating local holidays, and sampling local foods are just some of the ways that young expats can immerse themselves in their new world.
Being part of a different culture is a profound experience that can provide a broader perspective on life in general that can carry on through adulthood.
4. Seeing “Home” Through a Different Lens
One of the most important lessons that expat children can receive is the ability to see their native country from a different point of view. Being able to see “home” as others see it can offer a unique understanding of how we are viewed and, more importantly, how our actions can influence the perception that the rest of the world may have of expats.
Viva Tropical
3. Living in a Special Place
Expat children quickly learn that their new country is truly special in its own way. The overall essence of their location can captivate their imaginations and bring them to an awareness of how unique this opportunity is and how fortunate they are to have it as a life lesson.
2. New Hobbies
Expat children living in the tropics have a whole range of new hobbies that they can experience. Surfing, snorkeling, and boating, are just some of the activities that are more readily available in the Latin Tropics than in most of the U.S.
Importantly, children will have the opportunity to get up off the couch and enjoy the beauty and the wonder of the natural world that is now part of their day-to-day life.
1. And the Number One Reason Expat Children Thrive Is…Becoming an Expat Is an Adventure!
Children are naturally curious and enjoy exploring and experiencing new and exciting places and things. This sense of adventure, with the security of sharing it with the whole family, makes the move abroad something to be embraced and treasured.
Doing your “homework” as a parent (and potential expat) can provide the kind of insight needed to ensure that your children’s expat experience is a positive one. The potential for learning life skills and self-awareness that expat children have can open many doors for them in the future.
Finding work abroad is an idea that has gained increasing popularity in recent years. With the growing interest in expat living, there are a number of options that exist today that weren’t even thinkable a few short years ago.
The potential for earning a living in a foreign location can be dependent on a number of important variables. Whether you are seeking a career change, looking to fund your retirement in paradise, or wondering how to take your skill set abroad, there are some important first steps that you need to take.
Sylvia Overkamp
Pick the Destination Where You Want to Work Abroad
Before packing up and moving, you need to have a clear idea of exactly where you want to live. The best way to do this is to visit your prospective destination, more than once, to see if it resonates with you.
Remember, in addition to working there, this new location is also going to be your home. If you aren’t comfortable as an expat, even in paradise, you won’t be successful trying to work abroad.
Where to Begin the Search
One of the best search tools you can use is the Internet. There are a number of job boards that offer opportunities for positions–both paid and volunteer–in foreign lands.
Other sources are expat groups and social media sites. Learning about others’ experiences can be a valuable tool in helping you fine-tune your search.
Learn the Rules and Regulations
Since you will be living there full-time, it is important to learn what the residency requirements are and whether you can qualify. In many Central and South American countries, establishing a type of residency is a prerequisite to working within that country’s borders.
Some countries are more expat-friendly than others when it comes to finding work abroad. Others have fairly stringent requirements that mandate that foreigners cannot be hired if a local could fill the position.
By knowing what the rules and regulations are beforehand, prospective expat workers can better plan how to make their transition to their tropical paradise.
Make a Budget That You Can Live On
It is important to realize that there is going to be a lag between your move and when your work abroad starts to generate income. Planning a budget that can sustain you for a minimum of three months can reduce your stress as you become acclimated to your new home and your new employment.
Andy McDowall
Working for an Employer Vs. Working for Yourself
Working abroad will involve either working for yourself or finding an employer. As mentioned above, many Latin Tropic countries have stringent rules for local companies hiring non-natives as employees.
Depending on your chosen location, and your experience, becoming an employee for a local business may not be a viable option. However, there are other alternatives that you can pursue.
Freelancing
A popular option for many expats considering working abroad is to become a freelancer. Being able to make your own schedule, live where you want to, and have the freedom of being your own boss is an attractive proposition.
Before beginning life as a freelancer abroad, there are several important factors to consider. First and foremost is whether your skill set can translate into a freelance career.
Writing, photography, and technical support are three of the most popular freelance careers. Increased Internet access in many tropical locations has broadened the horizons for individuals with skills in these areas.
However, it is also important to recognize that freelancers do not have a guarantee of a regular income. There can be (and often are) “dry spells” that would need to be navigated while waiting for the next assignment.
Having a plan B is an important part of any freelance career. Even in a tropical paradise, having a realistic economic plan is essential to a successful freelancing enterprise.
Translating Your Stateside Career to a Tropical Destination
If you are fortunate enough to work for an employer who has locations in the Latin Tropics, it may be worth your while to see if your job location could migrate to a foreign destination. Telecommuting, staffing offshore locations, and similar options may provide you the opportunity to work abroad in paradise.
Importantly, many countries that have strict limitations on foreigners working within their borders DO make allowances if you are filling a position for your current employer. While these types of positions are limited, being able to stay with your current employer while enjoying life in the tropics is certainly the best of both worlds.
Chris Goldberg
Starting Your Own Business
Starting your own business is a unique way to find a working niche in a tropical paradise. Launching your own enterprise is a great way to carve out your own “brand.”
Teaching yoga, becoming a diving instructor, tutoring English and even acting as a travel guide for other expats are some of the most popular self-run businesses by expats. But before you get too far into your business plan, make certain that you know any local restrictions that may impact opening up a business.
Is Working Abroad the Right Choice for You?
Working and living abroad, even in the Latin Tropics, is not necessarily the best option for everyone. Preparation, research, and actually experiencing the destination can go a long way to answering the question of whether this life choice is the right choice.
Ultimately, the decision comes down to a leap of faith and belief in your dreams. When those two elements work in harmony, paradise can be achieved.
For many seniors moving abroad, learning the truth about assisted living in the tropics can be an important first step in the decision process. In fact, it may come as a pleasant surprise that retiring abroad and living in a community that provides care and assistance are not necessarily choices that exclude one another.
Nearly one million Americans of retirement age have moved beyond the borders of the United States. As more and more “baby boomers” reach that life milestone, the demand for facilities and communities that can offer the services required by an aging population will also increase.
Kristopher Schultz
Assisted Living in Paradise Is a Viable Option
With rising medical costs, a volatile market, and general uncertainty about the future, it comes as no surprise that more and more Americans of retirement age are choosing the Latin American tropics as their preferred destination. With many countries actively promoting programs that can benefit seniors, the truth about assisted living in the tropics is that it is a viable choice for both retirees and their aging parents.
There are a number of compelling reasons to make such a move. The lower overall cost of living, improved access to high quality medical care, and the more relaxed lifestyle are just some of the features that should make the expat option a strong consideration as a way to spend your senior years.
Danny Kim
Latin Locations That Offer Assisted Living
Below are examples of four countries that offer high-quality assisted living in the tropics. Each of these locations provides the opportunity for a full and vibrant retirement combined with the individualized care some seniors need.
Mexico
Mexico has been a retirement destination for Americans for many years. With the median cost of long-term care in the U.S. averaging over $43,000 per year, it is not surprising that may retirees are exploring the options that the land south of the border can provide for retirees and their aging parents.
One of the most popular regions is the Lake Chapala area. As one of the largest expat communities in the world, there are a number of facilities that cost half (or less) what similar residences in the U.S. cost.
Seniors would find the Lake Chapala locations very similar to high-end retirement settings in the U.S. Offering clean, comfortable residences, amenities like swimming pools, access to medical professionals and even hospice services at a fraction of the cost, it is little wonder that baby boomers are looking to the region as a long-term option for themselves and their aging parents.
With close proximity to the United States, a familiarity with the culture, plus fresh food and quality medical care, the potential that Mexico has for seniors is undeniable.
Costa Rica
Costa Rica was the first Central American country to initiate programs geared towards attracting retirees. Once qualified as a “pensionado,” retirees can sign up for the country’s social security program, which includes full coverage for things like hospitalization and prescriptions.
As the Central and Pacific zones of Costa Rica become more developed, the rising number of expats also will increase the demand for retirement centers that can provide a high quality of life at a more affordable rate. Seniors will be pleasantly surprised to discover that living “la Pura Vida” is more than just an unreachable dream.
Many visitors to the country ultimately decide to relocate there upon retirement. Whether your choice is an independent living center or a community where 24-hour onsite assistance is available, the cost is still far less than equivalent operations in the States.
Fran001
Guatemala
Interest in Guatemala as a retirement option has grown dramatically recently. The area around Lake Atitlan has seen the development of modern assisted living communities where the lower price tag is not reflected in the high quality of the residences there.
The term “assisted living” has a somewhat different meaning in Guatemala. Instead of a dedicated community, assisted living means, literally, hiring someone, or a number of people, to clean, cook, and care for a person.
This cost for one full-time care provider may run as little as $150 to $300 per month. Even on a fixed income of $1200 per month, for example, this can allow a senior who needs assisted care to still enjoy life in a tropical paradise.
Panama
Panama is rapidly overtaking Costa Rica as the premier retirement destination in Central America. First world amenities, greatly improved infrastructure, and many discounts available for seniors have proven to be a magnet for older Americans looking to find a tropical retirement location.
While there are a number of options for retirees who are independent and looking for communities that cater to that population, the number of assisted living facilities is still quite small. However, with the continued influx of foreign investment, the potential for growth in this area is promising.
Is Tropical Assisted Living for You?
Discovering the truth about assisted living in the tropics opens the doors to infinite possibilities. Moving to paradise may just be the best way to make those golden years truly golden.
When people think about U.S. citizens living abroad what comes to mind is probably retirees, or the super wealthy, or maybe even a bunch of backpacking college students. People who don’t have to worry about things like maintaining a job or finding a good orthodontist.
What seems like a bit more of a stretch, to many, is the idea of moving overseas with children, particularly young ones, and having the need to educate, protect, and support them. But the reality is that living abroad, even in a developing country, has never been easier for young families.
The Latin tropics, for example, offer a ton of locales where parents can earn a living for their families, send their kids to a bilingual international school, sign them up for afterschool art and sports programs, and never have to give a second thought about their safety.
Improved technology and infrastructure make things like telecommuting, homeschooling, and communicating with friends and family a virtual breeze. Cities with established expat communities can help to make the transition easier.
On the flip side, there are also more remote destinations that offer the opportunity to cut out all the distractions and focus on what really matters to your family. Where your children can learn to become students of the world, rather than spending their days cooped up in a classroom.
In fact, it’s been observed that living abroad helps children develop a certain skillset and adaptability that their homebound counterparts lack, making them particularly qualified for leadership positions.
Every tropical destination has its own set of pros and cons. Not every young family will share the same opinion about a certain city. But there’s no denying that each of these places has a unique appeal that families with children will likely find intriguing.
Jose Juaquin
Best City for Culture – Cuenca, Ecuador
A longtime favorite of expats of all demographics, Cuenca, Ecuador, is still a fantastic option for families with children. It offers an established expat community with lots of English-speakers, as well as expats of many other nationalities.
Cuenca has a high level of amenities, with easy access to all the necessary goods and services. Yet it’s also surrounding by an incredible natural environment that offers plenty of options for outdoor enthusiasts.
For all it delivers, Cuenca is also quite affordable. It’s big city convenience with a small town feel, right down to the cobblestone streets and charming historic architecture.
Because it’s home to a number of universities, residents of Cuenca also place a high value on education. The high concentration of students also makes Cuenca a cultural and artistic hub. It’s a great place to get a true taste of what makes the local culture so incredible.
TR Rounts
Best Expat Community – Boquete, Panama
Another destination that’s popular with young expat families is Boquete, Panama. Tucked into the highlands of the Chiriqui province, Boquete is smaller than Cuenca (and quite a bit more expensive). Yet it too offers an incredible level of services and amenities.
A longstanding expat presence has led to the establishment of everything from “Gringo Night” at local restaurants all the way up to an expat theatre group. In fact, Boquete is so expat-friendly that some complain it’s almost just like being in North America.
But understand that, even though Boquete might be full of people who look and talk like you, there’s still plenty of authentic culture to experience. Not to mention the incredible natural surroundings like cloud forests, whitewater rapids, and an abundance of flora and fauna.
Between its near-perfect climate and its welcoming residents, Boquete is a great option for newcomers with children.
Cranston
Best Beach Town – Nosara, Costa Rica
Those who think all tropical beach towns are way too heavy on the party scene for young families need to think again. Introducing…Nosara, Costa Rica.
Rather than loud dance clubs and dreadlocked drug peddlers, what you’ll find in Nosara is more like yoga studios and organic smoothie stands. It has great surfing, some of the best in Costa Rica, but it also has great schools. It’s a win-win for young families.
The abundance of health food stores, fitness centers, and sports teams make Nosara the perfect place for those looking to lead a healthy lifestyle. However, all the excellent consumer options and extra-curricular activities do tend to tip Nosara a bit towards the expensive end of the spectrum.
Nosara is clean. It’s safe. Its residents are a closely knit community, and they flock to the beach in droves each evening, just to see the sunset. Its four miles of white sand beaches are protected from any kind of encroaching development, and the many conservation efforts help keep it pristine.
Young families looking for the beach lifestyle without the stereotypical beach culture should definitely give this place a closer look.
Viva Tropical
Best Island – Boca Chica, Panama
If island living is the scenario you had in mind for your family, then forget the overcrowded, touristy places like Roatan or the Belize Cayes. There’s nothing authentic about seeing a cruise ship dump its hordes of travelers onto your shores for a quick romp.
Instead, may I suggest the tranquil forests of Boca Chica Island, where the only other residents you’ll likely see and hear are the howler monkeys and toucans perched just outside your window?
Boca Chica and its surrounding islands offer the same natural wonders as their busier counterparts (e.g. pristine beaches, ancient forests, excellent fishing, and mangroves packed with marine life). But in Boca Chica those can be explored on your own, not on a chartered tour with a dozen other strangers.
Although it feels remote, Boca Chica Island is only a 10 minute boat ride from the mainland where you can also access attractions such as Volcan Baru (the nation’s highest peak), the aforementioned town of Boquete, and the bustling city of David (the country’s second largest) where you can find any and all of the amenities you could possibly need.
photo by P. Schenll
Best on a Budget – Granada, Nicaragua
While affordability shouldn’t be your biggest factor when choosing an expat destination, for some young families it’s a necessary concern. Enter Granada, Nicaragua.
This charming colonial town boasts many of the same features as Cuenca. Yet with a noticeably lower price tag.
The tradeoff is that some of the amenities aren’t quite as good. Consumer options are a bit more limited. The infrastructure isn’t as top-notch. In fact, some may even see Granada as a little gritty.
But that authentic vibe is exactly what a lot of parents want their children to experience. The ability to take in your surroundings and feel almost as if you’ve stepped back in time 100 years. Except for the internet cafes and ATM machines.
All in all, Granada is a great compromise for those who want to experience Latin America for what it is, not a North American version of it. And not for the same amount you’d pay to live in the States.
So, if you’re looking for a place to relocate your family, or even if you just want to try a gap year to see if this whole expat thing is right for you, these top destinations are a great place to start!
Viva Team
To bribe or not to bribe? That is a very good question. On the one hand, it’s (usually) against the law. Then again, so is speeding. Yet both are commonly done in Latin America, where you can bribe your way into everything from pardon for a traffic violation to no-bid contracts for infrastructure projects.
In general, we think it’s a bad idea. Not only can offering a bribe land you a fine or even some jail time, it can also be detrimental to the legal or economic systems that fall prey to it. It violates the trust between citizens of a country and its elected leaders. It’s ultimately not a very effective way of doing business. It’s also earned Latin America a bad rap.
That being said, we’re talking about a part of the world where regulations often seem rather asinine, and processes that should be relatively painless can end up dragging on for months. So, if a $20 bill can get you out of a $400 ticket or a small favor can get your paperwork pushed through a little faster, then, by all means, bribe away.
But do it at your own risk.
Ursa
Here are a few tips to know before you start your negotiations.
1. Your best bet is to know the laws or requirements and honor them.
Being proactive in educating yourself on a country’s laws will keep you out of many of the situations where you might find yourself resorting to a bribe. Find out whether you need an international driving license or if your U.S. identification will suffice. Know all the paperwork that’s needed before you apply for a visa or a building permit.
By doing your best to play by the rules and abide by the law, you’re far less likely to end up in a situation you’ll need to bribe your way out of. Furthermore, as a gringo, you’re already a natural target. You’re more likely to get pulled over or hassled over a seemingly routine process. This is likely due largely to the fact that North Americans are perceived as being rich and carrying around wads of cash.
So, since you’re already practically begging to be solicited for a bribe, don’t do anything else to call attention to yourself. Like riding around in a Jeep with surfboards strapped to the top of it blaring Bob Marley.
2. If you do find yourself in a bind, try some smooth talking first.
A lot of people you’ll deal with in Latin America, from border patrol to bicycle cops, are less than thrilled to be doing what they’re doing. They’re often overworked and underpaid, and sometimes they’re just plain tired of standing in the hot sun dealing with the likes of you.
As a result, a smile and a “gracias” or “por favor” can often go a long way. If they still won’t bite, there’s also the option of playing that gringo card and actually using it to your advantage. “But, ma’am, I didn’t know I needed a copy of my bank statement to go with my application.” Or “No, officer, I had no idea my rental car had an expired tag. I’ll go right now and let them know, and you can get on back to your air-conditioned patrol car.”
3. If a bribe is unavoidable, just don’t be the one to bring it up.
When you find yourself in a dead-end situation, you’ll know when you’ve finally reached a stalemate. You’ll have made your case, and they’ll have made theirs. And then comes the silence. The moment where you know it’s time to either give in or up the ante.
If you do decide to offer a bribe, make sure you phrase it carefully. Don’t offer money or favors outright. Just ask if there’s another alternative, a mutually beneficial way to get what you’re after, or an incentive to speed up the process. “Officer, are you sure revoking my license is the only option?” or “Sir, is there anything I can do to help get my application to the top of the pile?”
And then shut up.
Once the ball’s in the other person’s court, it’s up to them to either propose the terms or shut it down. If they threaten any kind of recourse, backpedal like hell. It’s also best to make sure no one else is in earshot of your conversation. An official is much more likely to take the bait if no one’s around to know about it.
4. Only risk as much as you’re willing to lose.
It’s worth a few dollars to have a tour guide let you photograph a rare exhibit, and $20 is nothing compared to a hefty fine and a court appearance. But be careful bribing when it really counts.
There are several reasons for this. One is that it rarely ends with one bribe. If you pay your way out of one requirement, you’ll be fully expected to fork over even more to get over the next hurdle. It’s a slippery slope.
Another reason is that there’s less of a guarantee that things will be done right. And, if you paid a bribe to make it happen, there’s very little you can do about it without implicating yourself. Not to mention, Latin American officials and policies often change completely with every new election. Just because you paid off a prior official, you could find yourself right back at square one (or, worse, even further behind) when a new administration takes over.
Bottom line? If you bribe your way out of a traffic violation, about the worst that could happen is that you end up with the fine or ticket anyway. But try it in a business setting, and the repercussions could be much worse.
When we ask other expats what was their biggest motivating factor for leaving the U.S., the answer is almost always the same. Freedom.
Many feel that life in the U.S. isn’t as unhindered as it once was. That there are too many restrictions, too much oversight…and don’t even get them started on the taxes.
Given those ever-tightening constraints, it’s easy to see how many U.S. citizens would finally throw up their hands and say “Enough is enough!” Many do so peaceably by moving to the Latin tropics.
The rest? Well, I’ll get to them in a minute.
Moyan Brenn
The unencumbered expat life.
Any given day in the U.S. might find you working in a cubicle a few feet away from your boss, having income tax (and other compulsory fees) automatically deducted from your paycheck, avoiding speed traps on your commute, and opening a letter from your homeowners’ association telling you to move your garbage can.
Not so in the tropics.
Down here things are different. You want to paint your house purple? Paint it purple. Hell, paint it with rainbow stripes. Nobody cares. What’s that? You want to drive without a seatbelt? While pulling an unregistered boat? With 14 people riding in it? Knock yourself out.
Don’t get me wrong. It’s not that there aren’t laws against some of these things in Latin American countries (or that some of them aren’t dangerous). It’s just that they’re often more like suggestions than actual mandates, usually because the government doesn’t have enough funds to enforce them.
Don’t try this at home.
Don’t take this to mean that you have to move to Latin America if you want to be able to live your life however you want to, not subject to anyone else’s rules. You totally can.
But there’s an unfortunate thing that happens when you tell a government official that the laws don’t apply to you.
Your name goes on the FBI’s list of top domestic terror threats. I’m not kidding.
You may think that sounds absurd. That your mere opposition to paying taxes or obeying traffic laws might make the government consider you a threat to public safety. But it’s true.
For many North Americans, what began as a mild case of “Just leave me the heck alone” has morphed into full-blown bout of “I am above the law.”
Moyan Brenn
What the 14th Amendment doesn’t say.
The sovereign citizen movement stems from the teachings of William P. Gale, who attempted to establish a distinction between U.S. citizens and the “original citizens of the states.” His claim (loosely derived from the 14th Amendment) is that, by not accepting any benefits from the federal government, U.S. residents are not contractually obligated to it.
“Sovereign citizens” (which, ironically, is an oxymoron) therefore claim to have a common law right to declare themselves as a nation unto themselves, not subject to the law of the land where they live, save perhaps their local county sheriff.
As a result, many voluntarily revoke their Social Security number, birth certificate, driver’s license, voter registration, etc. Some have even gone so far as to file a legal document (albeit invalid) with their local county clerk’s office, indicating they’ve renounced their citizenship.
It’s all fun and games until somebody breaks out the AK-47.
At the most basic level, sovereign citizens are people who believe the government has moved away from the fundamental principles it was built on and want to reassert those limits. Sounds harmless enough, right? Wrong.
For every garden variety sovereign citizen trying to get out of some parking tickets or a drug charge, there’s one causing some real trouble. Because, as it turns out, the same people who have little appreciation for the country’s laws have an equally low view of the people who interpret and enforce them (i.e. judges and law enforcement officers).
As a result, many so-called sovereign citizens have unfortunately resorted to violence. Some famous examples include Terry Nichols, one of the Oklahoma bombing conspirators; Joseph Kane, who shot and killed two police officers during a routine traffic stop; and Samuel Lynn Davis, who was charged with 31 counts of money laundering.
Many sovereigns who don’t resort to violence or crime employ another retribution tactic that’s referred to as “paper terrorism.” When they have an unfavorable run-in with the law, they simply file a lien against the personal assets of the political figure involved. They don’t benefit from the claim, but the judge or officer can have their credit destroyed.
Steve Maraspin
The sunnier alternative
If you too are a disgruntled U.S. citizen, learn what it really means to live a sovereign, boundless existence. Pledge your allegiance to your own ideals, and stop wasting time worrying about the things that don’t matter.
Experience the freedom of the Latin tropics! Where taxes are low and quality of life is high.
Foreign citizens are met with plenty of visa options, and no citizenship is required. Just make sure you haven’t surrendered your passport!