When people think about U.S. citizens living abroad what comes to mind is probably retirees, or the super wealthy, or maybe even a bunch of backpacking college students. People who don’t have to worry about things like maintaining a job or finding a good orthodontist.
What seems like a bit more of a stretch, to many, is the idea of moving overseas with children, particularly young ones, and having the need to educate, protect, and support them. But the reality is that living abroad, even in a developing country, has never been easier for young families.
The Latin tropics, for example, offer a ton of locales where parents can earn a living for their families, send their kids to a bilingual international school, sign them up for afterschool art and sports programs, and never have to give a second thought about their safety.
Improved technology and infrastructure make things like telecommuting, homeschooling, and communicating with friends and family a virtual breeze. Cities with established expat communities can help to make the transition easier.
On the flip side, there are also more remote destinations that offer the opportunity to cut out all the distractions and focus on what really matters to your family. Where your children can learn to become students of the world, rather than spending their days cooped up in a classroom.
In fact, it’s been observed that living abroad helps children develop a certain skillset and adaptability that their homebound counterparts lack, making them particularly qualified for leadership positions.
Every tropical destination has its own set of pros and cons. Not every young family will share the same opinion about a certain city. But there’s no denying that each of these places has a unique appeal that families with children will likely find intriguing.
Jose Juaquin
Best City for Culture – Cuenca, Ecuador
A longtime favorite of expats of all demographics, Cuenca, Ecuador, is still a fantastic option for families with children. It offers an established expat community with lots of English-speakers, as well as expats of many other nationalities.
Cuenca has a high level of amenities, with easy access to all the necessary goods and services. Yet it’s also surrounding by an incredible natural environment that offers plenty of options for outdoor enthusiasts.
For all it delivers, Cuenca is also quite affordable. It’s big city convenience with a small town feel, right down to the cobblestone streets and charming historic architecture.
Because it’s home to a number of universities, residents of Cuenca also place a high value on education. The high concentration of students also makes Cuenca a cultural and artistic hub. It’s a great place to get a true taste of what makes the local culture so incredible.
TR Rounts
Best Expat Community – Boquete, Panama
Another destination that’s popular with young expat families is Boquete, Panama. Tucked into the highlands of the Chiriqui province, Boquete is smaller than Cuenca (and quite a bit more expensive). Yet it too offers an incredible level of services and amenities.
A longstanding expat presence has led to the establishment of everything from “Gringo Night” at local restaurants all the way up to an expat theatre group. In fact, Boquete is so expat-friendly that some complain it’s almost just like being in North America.
But understand that, even though Boquete might be full of people who look and talk like you, there’s still plenty of authentic culture to experience. Not to mention the incredible natural surroundings like cloud forests, whitewater rapids, and an abundance of flora and fauna.
Between its near-perfect climate and its welcoming residents, Boquete is a great option for newcomers with children.
Cranston
Best Beach Town – Nosara, Costa Rica
Those who think all tropical beach towns are way too heavy on the party scene for young families need to think again. Introducing…Nosara, Costa Rica.
Rather than loud dance clubs and dreadlocked drug peddlers, what you’ll find in Nosara is more like yoga studios and organic smoothie stands. It has great surfing, some of the best in Costa Rica, but it also has great schools. It’s a win-win for young families.
The abundance of health food stores, fitness centers, and sports teams make Nosara the perfect place for those looking to lead a healthy lifestyle. However, all the excellent consumer options and extra-curricular activities do tend to tip Nosara a bit towards the expensive end of the spectrum.
Nosara is clean. It’s safe. Its residents are a closely knit community, and they flock to the beach in droves each evening, just to see the sunset. Its four miles of white sand beaches are protected from any kind of encroaching development, and the many conservation efforts help keep it pristine.
Young families looking for the beach lifestyle without the stereotypical beach culture should definitely give this place a closer look.
Viva Tropical
Best Island – Boca Chica, Panama
If island living is the scenario you had in mind for your family, then forget the overcrowded, touristy places like Roatan or the Belize Cayes. There’s nothing authentic about seeing a cruise ship dump its hordes of travelers onto your shores for a quick romp.
Instead, may I suggest the tranquil forests of Boca Chica Island, where the only other residents you’ll likely see and hear are the howler monkeys and toucans perched just outside your window?
Boca Chica and its surrounding islands offer the same natural wonders as their busier counterparts (e.g. pristine beaches, ancient forests, excellent fishing, and mangroves packed with marine life). But in Boca Chica those can be explored on your own, not on a chartered tour with a dozen other strangers.
Although it feels remote, Boca Chica Island is only a 10 minute boat ride from the mainland where you can also access attractions such as Volcan Baru (the nation’s highest peak), the aforementioned town of Boquete, and the bustling city of David (the country’s second largest) where you can find any and all of the amenities you could possibly need.
photo by P. Schenll
Best on a Budget – Granada, Nicaragua
While affordability shouldn’t be your biggest factor when choosing an expat destination, for some young families it’s a necessary concern. Enter Granada, Nicaragua.
This charming colonial town boasts many of the same features as Cuenca. Yet with a noticeably lower price tag.
The tradeoff is that some of the amenities aren’t quite as good. Consumer options are a bit more limited. The infrastructure isn’t as top-notch. In fact, some may even see Granada as a little gritty.
But that authentic vibe is exactly what a lot of parents want their children to experience. The ability to take in your surroundings and feel almost as if you’ve stepped back in time 100 years. Except for the internet cafes and ATM machines.
All in all, Granada is a great compromise for those who want to experience Latin America for what it is, not a North American version of it. And not for the same amount you’d pay to live in the States.
So, if you’re looking for a place to relocate your family, or even if you just want to try a gap year to see if this whole expat thing is right for you, these top destinations are a great place to start!
When it comes to choosing a tropical destination to call home, it’s important to know that they aren’t all created equal. It’s also important to know that just because one person or one publication loves a certain country or city, that doesn’t mean that everyone will or that YOU will.
That being said, there are a few places that stand out heads above the rest in terms of lifestyle, atmosphere, and quality of life.
Bridget Shirvell
We ranked cities all across Latin America in areas such as cost of living, quality of life, and potential for real estate appreciation. And we’re dying to tell you more about the three cities that blew all the others out of the water in those and other categories.
And, while not every single person on the planet would be happy in one of these three destinations, they’re hands down the top places where most people would be happy living in the tropics.
Here they are!
Zhu
1. Nosara, Costa Rica
There is no place on earth quite as remarkable as Costa Rica, with its unparalleled natural beauty, friendly population, and laid-back lifestyle. Its residents are among the happiest people on the planet, and there are some obvious reasons for that.
There’s also no place in Costa Rica quite as fantastic as Nosara. It was initially established as a planned community by a North American developer. It got started on the right track and has continued to follow that original plan.
Today, it’s a tropical paradise with a first world design. There are banks, grocery stores, medical clinics, and fitness centers. Yet, due to zoning regulations, there aren’t any high-rise condos to block your view of the pristine coastline and magnificent sunsets.
The town also has numerous conservation and beautification initiatives, so it’s one of the cleanest cities you’ll find in the tropics. There’s regular trash collection, clean water, and reliable utilities.
It’s a health conscious town, and most residents regularly enjoy activities such as surfing, yoga, stand-up paddleboarding, soccer, tennis, and other sports. There are organic grocers, smoothie stands, and other healthy consumer options. There’s also plenty of nature to help rejuvenate your mind and body.
Great for Singles, Even Better for Families
Not only is Nosara a great place to live, it’s also the perfect place to raise a family abroad. There’s a large established expat community and a lot of English speakers, which makes for an easy transition. There are several bilingual schools, as well as plenty of organized sports and activities for children to enjoy.
Nosara is also an incredibly safe town. Crime is low, and there’s not much of a party scene or drug culture like you might find in other tropical beach towns. Everyone looks out for each other, and there’s a great sense of community.
While not the cheapest city to live or buy property in the tropics, Nosara offers tremendous bang for your buck. And even though it’s already a well-established town, there’s still room for appreciation and growth. As investors, we hope to be a part of where Nosara is headed.
Eric Hunt
2. Cuenca, Ecuador
You’ve probably heard a lot about Ecuador, and more specifically Cuenca, being a great place to live or retire because it’s cheap. Well, we think that’s a horrible reason on which to base such an important decision.
Yes, Ecuador enjoys a lower cost of living than many of its Latin neighbors, but there are so many better reasons to love this country and city. Here they are.
First of all, the climate is ideal. The temperature most days is in the high 60s to low 70s. It gets cooler at night, sometimes dropping into the high 40s. You only need one wardrobe for the whole year, plus a sweater or light jacket for evenings.
There’s a rainy season that runs from January to May. The rest of the year, all you’ll see is an occasional afternoon shower, perfect for a nap or some time with a good book.
Small Town Atmosphere, Big City Amenities
Also, for a fairly large city (roughly 330,000 people), it has a quaint small town feel. The colonial architecture is stunning, the people are friendly, and the carts of local farmers and craft vendors make walking the city streets a pleasant experience.
Yet despite Cuenca’s charming ambiance, there’s no shortage of big city amenities. There are internet cafes, boutiques, entertainment options, and any professional service you can think of.
What’s probably most notable about Cuenca is the incredibly diverse culture, both native and foreign. Cuenca is home to several large universities, and the zeal for learning and experiencing new things radiates through the city. There are numerous museums, free concerts, and local artists that further establish Cuenca as an important cultural hub.
Though not dirt cheap like many areas in Ecuador, Cuenca is a very affordable place to live. It has a large, growing expat community and numerous expat-friendly businesses. Health care is good. Education is emphasized. It’s a great fit for expats of pretty much any demographic.
Flickr
3. Boquete, Panama
Panama, and especially Boquete, has been the darling of the international retirement scene for a while now. Not only does it have natural beauty, a great climate, and first world amenities, it also offers some of the best retirement benefits of any country in the world.
Retirees of any age can save on everything from healthcare to transportation to entertainment to utilities. And with tons of visa options, obtaining residency in Panama is about as simple a process as is possible in Latin America.
But enough about the boring stuff, what’s truly amazing about Boquete is the scenery and all the incredible opportunities to experience nature in the surrounding areas. Boquete has been dubbed both the “Land of Eternal Springtime” and the “Valley of Flowers,” and it easily lives up to both of those monikers.
At 3,900 feet above sea level, it enjoys a moderate climate with warm days and cool nights. Its location offers sweeping vistas of the surrounding valleys. And its fertile soil makes it the perfect place to grow fresh fruits and vegetables year round, as well as a variety of flowers. Its orchid fair held each March is an international event.
The Pace of Life Is Slow, but You Don’t Have to Be
The surrounding mountains offer opportunities for hiking, bird watching, white water rafting, zip lining through the cloud forests, or exploring local organic coffee farms. After a day packed with activity, the nearby Caldera hot springs are a great place to relax and rejuvenate.
Thanks to a longstanding expat presence, Boquete has most amenities you’d expect to find in an established first world city. English is widely spoken. Phone and internet service are top-notch.
Boquete is a more expensive mountain option than Cuenca, yet still affordable by North American standards. Its expat population is still growing steadily, thanks to much media hype in recent years. That’s likely to continue for years to come.
Panama Travel
What About the Other 54?
These are the three tropical destinations we feel will appeal to the largest number of people. However, there are still 54 other amazing places you need to know about. It is possible you might love the sound of one of those even more than the three we just described. Download our free eBook and find out!
Something we at VivaTropical get asked all the time is “Where is the best place to live/invest/retire in the tropics?” And the answer to that is…we don’t know.
I mean, we know a LOT of really great places down here. We just don’t know the one that’s best for YOU.
So, while we can’t tell you exactly where you should move or retire to, we can give you a lot of really great options. In fact, we recently did just that when we listed the “Top 57 Places to Live and Invest in the Tropics.”
It’s a free download of over 200 pages of facts and amazing photos detailing what we think are the best overall places to live your life, invest your money, or both.
It’s based on a lot of different factors, such as the cost of living, quality of life, and real estate outlook for each area. I suggest you check out the whole ebook, or at least the places that interest you in the table of contents.
Meanwhile, here are our top three picks, as well as a few others that we think are great up-and-coming destinations.
#1 Nosara, Costa Rica
Nosara, Costa Rica is the perfect example of development done right. When the town was first established in the 1970s, the developer had a master plan to make it a top notch destination, and the residents have carried it out for decades. Most notably, the beach remains free of any high-rises to block the incredible sunsets.
Nosara has top-notch surfing, first-world amenities, and modern conveniences you won’t find elsewhere. Yet it’s not overcrowded or touristy. It’s clean, healthy, safe, and has great schools, making it ideal for young families. And did I mention that it’s breathtakingly beautiful?
Mihai
#2 Cuenca, Ecuador
One thing that attracts a lot of people to Ecuador is its affordable cost of living, but that’s far from being the main reason you should consider Cuenca. While it is less expensive than many expat destinations, it delivers big on amenities, culture, and community.
The best of both worlds, Cuenca offers big city conveniences in a quaint little small-town atmosphere. Its architecture is striking, and it’s rich in history. The town’s many colleges and language schools make it a virtual melting pot of unique people and ideas.
Dark Times Press
#3 Boquete, Panama
One of the neat things about Panama is its incredible infrastructure. And you won’t find many places in Central America as well developed as this expat haven. Decades of North American influence have paved the way for a first-world experience for expats living in Boquete.
But before you think it sounds too much like the U.S., consider the incredible nature that surrounds you in Boquete. Known as the “Valley of Flowers,” the hillsides around the town boast orchids and coffee farms. The rivers offer world-class whitewater rafting. And the rainforests are home to a variety of birds and other wildlife.
Some Honorable Mentions
photo by VivaTropical
#8 Boca Chica, Panama
Though it’s still relatively unknown, or more likely BECAUSE it’s so unknown, this destination scores off the charts on our Real Estate Prediction Meter. This coastal town and its 50+ islands in the Gulf of Chiriqui deliver all the things people love about ocean adventure and island living, but at a fraction of the cost.
As it becomes more and more accessible, we think this area is really going to take off. Its close proximity to David, plus new roads and a newly expanded airport mean big appreciation for real estate investors in Boca Chica.
#13 Dominical, Costa Rica
Costa Rica is truly an amazing place to visit or live. And Dominical has the best of everything this country has to offer. From the unparalleled surfing to the breathtaking panoramic views, this is one place not to be missed.
The town is really growing, but not in a manner that takes away from its natural beauty or the whole idea of what the place is really about. The incredible opportunities to experience nature, plus the renewed interest in the area make it a great option for expats and investors.
You can find out more about these and the other 52 destinations that made our list by downloading our ebook. Take a look! Which one of the top 57 places to live and invest is right for you?
The continuing growth in popularity that Cuenca, Ecuador is enjoying comes as no surprise to expats and investors who have made the decision to become part of this thriving Andean Highlands town. The combination of a great climate, an established expat presence, and property values that are still reasonable are all reasons many prospective expats love Cuenca and why it promises to be a magnet for relocation, retirement, and investment potential for years to come.
Keeping a balance between having the amenities of a major metropolitan community while maintaining the rich, cultural heritage of the region, is an important value-added element to Cuenca’s real estate market. Taking a look at properties, both in the city center and the outlying area, is a good way to get an understanding of what Cuenca may hold for your long-term living and investment plans.
M&MdelEcuador
So Many Reasons to Love Cuenca
There are many reasons to love Cuenca. Discovering and experiencing them firsthand will only add to the allure that has made this vibrant Ecuadorian destination figure so prominently in the future plans of those seeking to live and invest in Latin America.
Awesome Weather
When most people hear the word “tropical,” the first impression concerning the climate is, generally, hot and humid. Cuenca’s weather is a far cry from that stereotypical image. The moderate daytime temperatures average in the high 60s to low 70s, while the nights offer great sleeping weather in the 40s and low 50s. It’s a good idea to have a sweatshirt or jacket available for those evening strolls and early morning walks.
This Andean highlands climate translates into savings on electricity (not needing the air conditioner as often) which in turn makes life more affordable, an important feature for retirees on fixed incomes. Additionally the lower humidity and lower dew points of the region are much more tolerable than humid, tropical locations for those with chronic sinus issues.
A Symbiotic Blend of History and Modern Amenities
Another reason that investors and expats love Cuenca is the unique blend of a historical and cultural setting that comes complete with modern amenities. The clean streets, functioning utilities, access to cable television and high speed internet service mesh perfectly with the colonial buildings, (the city center is a UNESCO World Heritage Site) the vibrant atmosphere of a college town (there are several institutions in Cuenca), and a growing artistic scene.
What makes all of this even more special is the fact that Cuenca is a distance away from the major commercial centers of Guayaquil and Quito. As a result, the area is not burdened with the frenetic pace of a major urban center yet still has all of the infrastructure advantages of those larger communities.
Henry Vélez
A True Sense of Community
Of all the reasons to love Cuenca, one of the most important is having a true sense of belonging to the community. Cuenca is very English-friendly which greatly reduces the trepidation potential expats may have about moving to a country where English is, generally, not the principal language.
The ever-increasing numbers of expats who live there make transitioning to life in Cuenca much easier than other locations. Being able to have contact with those who have already “learned the ropes” is a great way to become part of a significant population group.
An important aspect of the number of foreigners living and investing in Cuenca has been the increasing amount of expat-friendly businesses that cater to these new transplants to highlands life. A new arrival can easily find merchants, restaurants, and entertainment venues where English is spoken as frequently as Spanish.
Great Real Estate Investment Potential
Cuenca’s growing expat community is one of the major financial engines driving the strong return on investment dollars. Here are some prime examples of what is on the market:
- Farm 39 acres / 16 Hectares. For investment and development potential, this 39.5 acre farm located just 13 miles from the heart of Cuenca is a perfect location for residential development. The pasture area, which has good interior roads, ready-to-use building pads, access to electricity, and other basic infrastructure elements is roughly 11 acres in area. The remaining 28 acres is highlands forest; being able to have the natural beauty of the region as a backdrop for homes, and close to the city, makes this an opportunity meriting serious consideration for an incredible price of $160,000.
- Beautiful house in Balzay, Cuenca. Located within walking distance of the Old Cathedral, in the heart of Cuenca, this unique property actually is comprised of two buildings. With 6+ bedrooms and bathrooms total, there is more than sufficient space for a large family. The separate suite, complete with its own kitchen, bedroom, dressing room, and bathroom, is independent from the rest of the house and can only be accessed through the garage. This arrangement makes for a great rental potential even while the property is being used as a retirement or expat home with an unbeatable asking price of $368,000.
- 4 Bed / 3 Bath / Office / 3 story House. Being offered for $380,000, this unique property has ample room for everyone. In addition to the four bedrooms an three bathrooms, this home has two livings rooms, a large entertainment room and both a formal and informal dining room. For those who value security, the home is secured (enclosed) with a 12′ concrete privacy wall in the back courtyard and nicely constructed 12′ iron fenced wall in the front. With s an updated security system and ts no less than 7 guard stations (24/7) in the neighborhood, you can feel comfortable that your investment is secure and safe.
Along with modern construction, there are also possibilities of finding colonial era properties that can be restored, as well as undeveloped lots that can be customized or retained as investments as property prices continue to rise. Exploring the real estate market helps both the investor and the expat find the perfect location to fulfill their tropical dreams.
Casey
Is Cuenca Worth It? YES!!
For investors, retirees on fixed incomes, and expats seeking a new start, the big question is whether the cost of living in Cuenca will translate into a value added scenario. The answer is an unqualified YES!!
With rental prices averaging between $300-$1500 per month (depending on location, size, amenities, etc.), and basic utilities costing less than $100 per month, life in Cuenca is definitely affordable. When compared to all that Cuenca has to offer, the value (both intrinsic and actual) returned on investment far exceeds that of most U.S. cities of comparable size.
The cultural richness, moderate climate, vibrant entertainment and educational venues, and the serenity of the highlands lifestyle make the idea of investing or living here an almost irresistible proposition. Visiting this Ecuadorian gem is the best way to learn whether the Cuenca “big picture” features you in a starring role.
Cuenca, Ecuador has become one of the premier retirement and expat destinations in the world. Forbes and other publications consistently rank comfortable Cuenca as one of the most desirable locations in terms of culture, a growing expat presence, and cost.
In addition to all of those accolades, one of the major pluses of this Andean city is the climate. Cuenca, Ecuador weather is ideal for those looking for the allure of a Latin American community without the extremes of heat and humidity. Owning property in Cuenca, Ecuador could be the answer to finding a place in paradise with the perfect temperate climate.
Howard Wood
Cuenca, Ecuador Weather – A Tale of Two Seasons
Like most of Latin America, Cuenca, Ecuador has two seasons – rainy and dry. The rainy season occurs from January to May, while the dry season generally runs from June through December.
During the rainy part of the year, mornings in Cuenca can be bright and sunny with afternoon rain showers. Much like spring in the U.S., the heaviest rainfall occurs during the months of March through May.
Regardless of which season, temperatures in Cuenca reflect the subtropical highland climate of most communities in Ecuador’s Andean highlands. With daytime temperatures in the mid 60s to high 70s and evening temperatures in the high 40s to low 50s, the air conditioner can certainly get a rest.
Below is a climate data chart for Cuenca that provides a good picture of what kind of weather expats can expect in this highlands city:
| Climate data for Cuenca, Ecuador | |||||||||||||
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
| Record high °C (°F) | 26.7 (80.1) | 26.1 (79) | 27.2 (81) | 24.4 (75.9) | 25.0 (77) | 25.0 (77) | 22.8 (73) | 25.6 (78.1) | 25.0 (77) | 27.2 (81) | 27.2 (81) | 27.2 (81) | 27.2 (81) |
| Average high °C (°F) | 20.6 (69.1) | 21.1 (70) | 20.6 (69.1) | 20.6 (69.1) | 19.4 (66.9) | 18.9 (66) | 18.3 (64.9) | 18.9 (66) | 20.6 (69.1) | 21.1 (70) | 21.7 (71.1) | 21.7 (71.1) | 20.3 (68.5) |
| Daily mean °C (°F) | 15.3 (59.5) | 15.8 (60.4) | 15.6 (60.1) | 15.3 (59.5) | 14.4 (57.9) | 13.6 (56.5) | 13.3 (55.9) | 13.3 (55.9) | 14.7 (58.5) | 15.3 (59.5) | 14.7 (58.5) | 15.6 (60.1) | 14.7 (58.5) |
| Average low °C (°F) | 10.0 (50) | 10.6 (51.1) | 10.6 (51.1) | 10.0 (50) | 9.4 (48.9) | 8.3 (46.9) | 8.3 (46.9) | 7.8 (46) | 8.9 (48) | 9.4 (48.9) | 7.8 (46) | 9.4 (48.9) | 9.2 (48.6) |
| Record low °C (°F) | 3.3 (37.9) | 2.8 (37) | 3.9 (39) | 1.1 (34) | 0.0 (32) | −0.6 (30.9) | −1.7 (28.9) | −1.1 (30) | 2.2 (36) | −0.6 (30.9) | −0.6 (30.9) | 1.1 (34) | −1.7 (28.9) |
| Average rainfall mm (inches) | 67 (2.64) | 85 (3.35) | 107 (4.21) | 109 (4.29) | 77 (3.03) | 68 (2.68) | 53 (2.09) | 47 (1.85) | 56 (2.2) | 73 (2.87) | 69 (2.72) | 67 (2.64) | 878 (34.57) |
| Avg. rainy days (≥ 0.1 mm) | 20 | 21 | 22 | 19 | 15 | 11 | 10 | 10 | 12 | 16 | 13 | 10 | 179 |
| Mean monthly sunshine hours | 155 | 113 | 124 | 120 | 155 | 150 | 186 | 186 | 150 | 155 | 150 | 155 | 1,799 |
| Source #1: Sistema de Clasificación Bioclimática Mundial (temperatures)[1] | |||||||||||||
| Source #2: Cuenca Climate Guide [2] | |||||||||||||
Sources: Sistema de Clasificación Bioclimática Mundial (temperatures) and Cuenca Climate Guide
A Matter of Geography
With spring-like temperatures most of the year, expats should remember that sweaters and jackets may be necessary during the evenings. Cuenca, is, after all, in the mountains and, at 8500 feet above sea level (Denver, by comparison, is 5,278 feet), cooler nighttime temperatures are to be expected.
One benefit of the higher altitude is drier air. For sinus sufferers, the mountain climate can be a welcome relief from the chronic troubles more humid conditions and higher dew points often bring.
Paul De Andrade
What to Expect on an Average Cuenca, Ecuador Weather Day
Learning what clothes are needed and how to dress comfortably is an important part of acclimating to your new Latin American home. Here is what to expect on an average day in Cuenca:
The Morning
Cool, crisp mountain air, brilliant sunlight and fathomless, deep blue skies paint a perfect portrait of a Cuenca morning. The chill of the night may be lingering, so grab a sweater or jacket before venturing out for morning coffee.
Midday
A few wispy clouds may begin to appear that may, or may not, herald the approach of rain. As the temperatures have warmed up, you can leave the outerwear at home, open your windows to let in some of the gentle breeze, and enjoy another day in your mountain paradise.
The Late Afternoon
If this is during the rainy season, expect a rain shower (Have that umbrella or windbreaker ready). Fortunately, it won’t last long and will leave freshness in the air.
Nightfall
When going out for the evening – perhaps to a concert or dinner – be sure to have a jacket or heavy sweater along. By the time you return home, the temperatures could dip into the high 40s. That makes for good sleeping weather under an Ecuadorian blanket; if you have a fireplace, a nice fire can warm both the living space and the soul.
Micheal
The Cuenca, Ecuador Weather Is Moderate in Other Ways
With lower mountain temperatures than those that expats would encounter in beach or tropical rainforest areas, the cost of electricity (specifically for air conditioning) in Cuenca is dramatically lower than in regions where air conditioning is, virtually, a necessity. This translates in to a more budget friendly environment for expats who have a fixed or limited income.
Another benefit, albeit a more intangible one, is that the comfortable climate can act as a catalyst to more outdoor activity. Walking through the historical district – designated a UNESCO World Heritage site – is even more pleasurable while enjoying the cool mountain air under the stunning azure sky.
The Best Way to Discover the Meteorological Advantages of Cuenca – Go There!
For those expats who want to find a highland retreat that combines a great cultural and community environment, a comfortable mountain climate with moderate temperatures, lower rainfall, and drier air, as well as a vibrant social and art scene, Cuenca, Ecuador is for you.
If you are among those who have wondered about how you would enjoy life in the Andean Highlands, visit Cuenca and see for yourself. The spring-like weather that Cuenca enjoys year-round makes any season a great time to visit and immerse yourself in this gem of Ecuadorian life. Come on in; the weather’s fine.
Expats choosing to retire to Ecuador are taking the “road less traveled’ and enjoying it. Though not as well-known as other popular Latin America destinations, Ecuador has an untapped potential that could make it the most popular retirement destination in the region.
There are more options for retirees in Ecuador today than ever before. Improvements in the country’s infrastructure have opened more areas for expats looking for a less cluttered existence.
Johnny Gustavo
Retire to Ecuador, Save Money, Live the Life You Want
Ecuador’s cost of living is certainly one of the most affordable in Latin America. It is important to remember, however, that some online claims about living there for practically nothing are overblown. Like anyplace else, how much you spend will depend on the choices you make concerning location, amenities, and luxuries.
The fact that the U.S. dollar is the currency of Ecuador is an important plus. Knowing the cost of things and not having to deal with currency exchange rates certainly makes budgeting for your retirement much easier – especially for those on fixed incomes.
Being able to buy or rent your retirement retreat at reasonable prices is one of the biggest draws of Ecuador. Even in the larger cities like Quito or Guayaquil, a spacious three-bedroom apartment can rent for under $1,500 per month. Rental and sale prices in smaller towns make finding a home much less stressful.
The lower health care costs that are offered in Ecuador certainly make living a healthy lifestyle much easier. Modern state-of-the art facilities provide high quality care at a fraction of the expense for the same procedures in the U.S. Dental care and dental tourism is another area where retiree dollars can go farther and enhance the quality of living for years to come.
An important and intangible benefit to retiring in Ecuador is the more relaxed pace of daily living. Being able to appreciate the natural beauty of the country, without the hectic approach to living found in the U.S., can make those retirement years truly “golden.”
Crucita MLS
Investment Potential Continues to Grow
A decision to retire to Ecuador may also provide the potential for a strong return on investments. There are a number of areas that are primed for new projects as expats continue to arrive seeking new housing and commercial options. In addition to already built properties, there is a growing number of undeveloped lots that are available in a variety of locations; both urban and rural.
The beach towns of Canoa and Ancon have a great deal of undeveloped and underdeveloped property that can be purchased quite reasonably. Crucita has become a world-class destination for paragliders and hang gliders. This increase in the tourist trade makes investing in rental properties a viable and potentially profitable action to consider. Along with San Clemente, this area is well on the way to becoming the next Pacific “Gold Coast.”
The beach is not the only part of Ecuador that is an attractive investment option. Cuenca, a World Heritage city in the foothills of the Andes and the Yunguilla Valley are becoming increasingly popular as expat destinations and potential retirement meccas that combine a moderate climate, rich cultural history, and affordable prices.
International Realestate
The Beauty of Ecuador – So Many Diverse Locations
One of the most unique features of Ecuador is the wide diversity of regions that can be your retirement destination.
For those whose idea of a tropical paradise is a cosmopolitan city with attractions and entertainments, Quito and Guayaquil are both modern and filled with the kind of amenities one might find in any major city in the U.S. These cities also are the locations of the two international airports in Ecuador; Mariscal Antonio José de Sucre in Quito and Simon Bolivar in Guayaquil.
Cuenca captures the flavor of the Andean Highlands and retains the essence of its rich colonial heritage. The coastal villages of Canoa, Ancon, San Clemente are rustic, laid-back beach communities just perfect for those looking for a more authentic Ecuadorian experience.
For those truly seeking to ‘”get away from it all,” Ecuador also has a number of island communities that could be your retirement paradise. Santa Cruz, Isla Isabella, Pena and San Cristobal are just some of the places expats are beginning to pay attention to.
The continued growth in the number of expats and retirees coming to Ecuador will increase the options available. Some of the small jungle towns, such as Banos, are in the earliest stages of moving from tourist attraction to a destination for expat arrivals to settle and develop.
Even beyond the possibilities of places to live, there are stunning natural wonders suddenly much closer if you are living in Ecuador. The Galapagos Archipelago, the Andes, and the Amazon Basin become more accessible and easier to explore; adding another dimension to the desirability of this Latin American gem.
Lobitadelsur
So Many Positives to Choose Ecuador and Things to Consider
For retirees, expats looking for a tropical escape, and investors exploring new options, Ecuador has many features to commend it. Constantly improving infrastructure, growing communities of North Americans and Europeans, and affordable properties are all important reasons to retire to Ecuador.
However, even in a tropical paradise, there are a number of factors that you should examine as part of your decision-making process. First and foremost is that English, while growing in usage, is not the dominant day-to-day language – particularly in the smaller rural villages and towns. An honest appraisal of your comfort level of living someplace where communications may be challenging at times is truly an important step to a happy relocation.
A second consideration is the fact that the more rustic communities also have fewer of the modern amenities of major cities such as Quito, Guayaquil, and Cuenca. If having ready access to high speed internet, cable television, etc. is a necessity, this could limit the potential Ecuadorian locations that might be right for you.
Patience is an important facet of expat life throughout Latin America and Ecuador is no exception. Travel, particularly where the only option is driving, can take significantly longer; repairs and improvements to infrastructure items such as roads, electricity, and even water, may involve much more time than one might find in the U.S. or Europe.
In the end, the best way to truly know if Ecuador is right for you (and if you are a good fit for Ecuador) is to talk to others who have made the decision. Do your research and, most importantly, visit this unique land of potential and promise and see if it resonates within you and makes you want to retire to Ecuador.
Thinking about investing in a second home? Retiring or going expat? Why not consider six spectacular places to live in Latin America?
Ingrid Khadijah
Why Should You Choose a Place to Live in Latin America?
For all the same simple reasons full-time expats and retirees flock to this part of the world. Simpler life. Tropical climate. Azure waters and gorgeous beaches. Jungle and mountains of unparalleled biodiversity. And growing numbers of flights from around the world.
You must be thinking, “Aside from the obvious, what else lures real estate investors to Latin America?”
Rich cultural heritage, pure beauty of nature, and simple lifestyle are truly magnificent. But Panama, Belize, Honduras, Ecuador, Costa Rica and Mexico have other ideal investment factors.
Why Do Investors Love Latin America?
These top emerging markets have healthy, growing economies. Construction and reconstruction are on the rise. Tourism, retirees, and expat numbers are steadily increasing. As a result, there are many fresh business opportunities. Generally speaking, there’s a robust need for rental properties.
Infrastructure improvements are a top priority. Internet access is typically a given. World-class hospitals and other modern medical facilities are available. Public transportation is solid.
New international airports are being built. Airline routes are growing. And visas and passports are easy to obtain.
Home prices are a real bargain. You can get a bigger house, a great location, and better views for so much less money compared to most other countries. You can find a modern two-story 3-bedroom/3-bath home with high-end finishes for $115,000.
The costs of living are low. In many places, a mere $2.50 will buy dinner at a local restaurant, and a couple can live really well on less than $2,000 per month.
Taxes, insurance, and utilities are low. And retiree incentives for expats are quite excellent.
So check out these six spectacular places to live in the Latin Tropics.
Cariberry
1. Ambergris Caye, Belize
“Best island in the world!” That’s what Trip Advisor readers said two years in a row. Ambergris Caye strikes a perfect balance between quaint and modern. High-rise buildings and traffic lights are non-existent. Locals, Latin immigrants, and expats from all over the globe traverse the island’s sandy roads barefoot or in a golf cart.
You’ll love exploring the diverse ecosystems around the island. From palm-lined beaches to mangroves, jungles, and reefs, you’ll never run out of things to do. Ambergris Caye is situated less than a mile from the second largest barrier reef in the world (Belize Barrier Reef). And one of the world’s top diving sites (Great Blue Hole). Scuba diving and snorkeling can’t get any better.
Can you imagine yourself sailing to the nearby cayes? Caye Caulker is a popular neighboring destination.
John Colby
2. Roatán, Honduras
Lonely Planet termed Roatán “pitch perfect.” The well-developed tropical setting offers an active lifestyle in a tranquil setting. Picture thirty miles of Carribean paradise with its own international airport, Juan Manuel Gálvez International Airport. Take your guests for a swim with the dolphins and sea turtles in Roatán’s warm Carribean waters.
Go sport fishing or kayaking. Explore shipwrecks, seawalls and Mayan artifacts. Scuba dive and snorkel in the nearby Belize Barrier Reef. And ferry to the mainland port of La Cieba in only an hour.
Take your land lover guests zip lining or ATV riding through the jungle.
Casey
3. Cuenca, Ecuador
Expats of all ages and from around the globe flock to Cuenca for its beautiful Andes mountain location. They’re lured there by Cuenca’s natural beauty, captivating colonial architecture, and 70-degree temperatures year-round.
Modern facilities and solid infrastructure make living here a charm. Among the breathtaking skylines, you’ll have the modern conveniences of pedestrian walkways, bike paths, underground parking facilities, and an excellent light-rail system.
State-of-the-art medical facilities combined with highly qualified medical professionals are added bonuses. And shopping malls, grocery and hardware stores, restaurants, and bars are plentiful in Cuenca.
Viva Tropical
4. Boca Chica, Panama
The Boca Chica economy is about to explode. Expansion at Enrique Malek International Airport (in David, Panama) will, for the first time, receive flights from major airlines around the world. A scenic 30-minute drive from the airport lands you in the serene little fishing village of Boca Chica. Picture rolling hills and secluded beaches. Sapphire waters and “emerald islands.” A so-called secret “tropical fantasy!”
How cool would it be to take a 10-minute boat ride to your home on Boca Chica Island? You’ll feel like you’re hours away from civilization. And you might even forget what day it is. But the truth is, it’s incredibly easy to get to.
There are no tourist traps on Boca Chica Island. Just unspoiled prehistoric nature. A place where locals and like-minded expats can still own a piece of heaven for a bargain.
Viva Tropical
5. Nosara, Costa Rica
Lonely Planet compared Nosara with Malibu and Oahu’s North Shore. Nosara’s surf-friendly beaches are some of the most beautiful in Costa Rica. Imagine dramatic rocky cliffs, tropical palm trees, and big expansive sand shores.
Internationally-recognized Nosara Yoga Institute made Nosara a popular travel destination with an enthusiastic health-conscious culture. Health food stores and organic markets are plentiful.
International schools with excellent academic and cultural programs make it ideal for raising a family.
Sean Savage
6. San Miguel de Allende, Mexico:
San Miguel is a UNESCO World Heritage Site. This interior city emerged from agriculture and industry to tourism and expat commerce. Although it has no beaches or blue waters, visitors fall in love with San Miguel’s cobblestone streets, rich history, and diverse culture.
The preserved colonial and Spanish architecture is truly breathtaking. And the “eternal spring” climate, combined with moderate costs of living and walkability, seals the deal.
You’ll enjoy roaming the vibrant art community and eclectic shopping venues.
Need you look further than these six spectacular places to live in Latin America?
Latin America provides an ideal lifestyle and perfect conditions for second-home investors, retirees and expats. Property bargains, benefits and amenities make your transition easy.
Take a trip down to see for yourself.
The highlands of Ecuador are pulling many expats to the region, thanks to their mild climate and rich cultural offerings. Whether you want big city amenities, natural beauty, or historic ambiance, these towns have it in great quantities. Here are our Viva Tropical choices for six of the best mountain towns in Ecuador.
Colleen Taugher
Cotacachi
The tranquil, rustic vibe of Cotacachi is what draws visitors to this small town. Situated with a volcano on both the east and west sides, Cotacachi still has much of the flavor of old Ecuador. Most of its activities and festivals revolve around nature and the seasons, and markets feature local arts and crafts. There’s a vibrant Andean music scene there as well, and traditional pan flute music can be heard wafting from the street corners.
Cotacachi is so small, most people find no need for a car there. And the cost of living is so tiny, you may pinch yourself when you see rental fees or grocery prices. The great thing about Cotacachi is that you can enjoy the serenity of life there and go to nearby Ibarra or Quito for more lively activity.
Roberto Sanchez
Otavalo
Cotacachi’s neighbor, Otavalo, is just an inexpensive bus fare away. Surrounded by mountains, Otavalo is known for some of the most beautiful and interesting markets in all of Latin America. Be sure to get plenty of pics of the Incan Mercado Artesanal, where brilliantly colored fabric and clothing, as well as handicrafts, are unparalleled. Otavalo also has an animal market where livestock is bought and sold and a produce market nearby.
Like much of Ecuador, Otavalo is a mix of Spanish and indigenous cultures. Although the nights are cooler (down to the 40s sometimes), days are frequently in the 70s, which is ideal for seeing the abundance of local natural sights. Don’t miss the Imbabura volcanic mountain ranges, Peguche Waterfall, or Lago San Pablo – a perfect one-day hike in this gorgeous setting.
Diane
Vilcabamba
If you want to live a long time, enjoying a healthy lifestyle, you can’t beat Vilcabamba. While the locals there may not be quite as old as their reputed 100+ years, they have virtually no heart disease, diabetes, or serious illness. Much of their longevity is attributed to healthy diet; until the rest of civilization descended on Vilcabamba around the ’60s, Ecuadorians there ate an organic vegetarian diet, full of fresh vegetables and grains, with little fat and no animal products.
Nowadays, Vilcabamba is an ideal destination for anyone who wants to grow their own food. With fertile soil at its altitude of 5,000 feet and temperatures in the 65-80 degree range, it’s a year-round farmer’s paradise. The water is as clean as the air there too. Vilcabamba’s water comes from glacier-fed lakes in the mountains above, and it’s packed with minerals, without any of the chemicals and preservatives found most other places around the world.
Throw in the low cost of living, reasonable real estate market, and stunning surroundings, and Vilcabamba is a winner. You can live like the natives and practice functional exercise by hiking or riding the area on horseback. With views like sacred Inca sites and lush waterfalls, be sure to bring your camera.
Dave Bezaire
Cuenca
Cuenca is the most well-known of the expat magnets in Ecuador. The third largest city in the country, it has a big-city feel with a manageable population of 350,000. While you can find fine arts and gourmet dining there, the cost of living is still quite low; a couple can live very well on $1,500 per month.
Cuenca offers a balance of old Ecuadorian culture and new amenities. The real estate market has slowed down slightly from its rollicking 5-12% appreciation rate of the last decade, which makes it a good time to snag an investment property at a deal. Historic and agricultural properties are available for purchase and are largely accessible via the city’s fine public transportation system. Other reasons people love Cuenca:
- excellent health care
- widespread availability of high-speed Internet
- few cars for a city its size
- family-friendly atmosphere
- safety (very little violent crime)
- year-round temperatures in the 70s
- four rivers in the area
- multiple universities and good schools
- connected but locally assimilated expat community
Gregouille
Ibarra
Nicknamed “The White City,” Ibarra was founded by the Spanish in 1606 at the base of the Imbabura volcano. While it boasts the great climate and low cost of living of many other cities in Ecuador, Ibarra is known for its appeal to outdoor enthusiasts. If you like organized sports competition, try one of their running or bike races. Or how about a public park with climbing walls and an abundance of post-workout hot springs?
Although it’s quite cultured, Ibarra is a less typical expat destination than many spots in Ecuador. This has less to do with what’s offered there than the fact that little English is spoken in Ibarra, so the learning curve as an expat is a bit steeper for some. It’s also tougher to reach, with no direct flights into the city; visitors must fly into either Quito or Tulcan and drive from there.
Fabulousfabs
Loja
Loja, in the Southern Sierra region, is another less frequent expat destination. Located near Vilacamba, with a population of around 200,000, Loja has the warm days and cool nights favored by nature lovers. With temperatures ranging from the mid-40s to the mid-70s, there’s no need for heat or air conditioning, which cuts down on the already reasonable cost of living there.
Loja’s natives and small expat community enjoy the city’s layout, which is organized, Spanish-style, around town squares. What Loja is really known for, however, is being the music capital of Ecuador. With two orchestras and a music conservatory, there is never any lack of melodic entertainment there.
No matter where you land in Ecuador, you are sure to be wowed by the incredible scenery, warm people, and diverse culture of its cities. Once you find a home base, you can take advantage of places like Papallacta, with its volcanic heated hot springs and see more than 130 species of hummingbird in the Amazon Basin cloud forest nearby. The ease of immigration in Ecuador is a fantastic plus. No wonder so many expats are now calling the Ecuadorian highlands home.
Mountain Towns of Ecuador
What makes a destination a great place to live? Is it the place with the most pleasant surroundings? The lowest cost of living? Or even the healthiest and happiest people?
In compiling my list of the best places to live in the world, I took into consideration all of those factors. Plus some others I’ll mention as we go. And the common denominator among all ten of my top destinations is that they’re all in Latin America.
liveandinvest
Why? Because the countries just south of the U.S. border have so much to offer in terms of natural beauty, authentic culture, unrivaled quality of life, and a heck of a lot of bang for your buck.
That’s why these ten best places to live in the world are becoming home to an increasing number of North American expats each year. Because when it comes down to choosing a place to actually settle down and dive into the local culture and become a part of the expat community, you just can’t beat these ten destinations.
Boquete, Panama
Panama consistently ranks among the top retirement destinations in the world, taking top billing again in 2014. And Boquete is its crown jewel, claiming more North American expats than anywhere else in the country, with the exception of the capital of Panama City.
Yet even with its status as a top expat hotspot, it still maintains a small-town feel, due in part to its quaint mountain setting and friendly locals. It’s also home to pretty much any type of business or service you could ever need, thanks to a long-standing expat presence.
Surrounding Boquete are cloud forests, coffee farms, rivers, and numerous other natural landscapes that offer a wealth of activities for the adventurous expat. The area enjoys spring-like temperatures all year, with frequent showers that produce almost daily rainbows.
The cost of living is low, although it’s slowly climbing as more and more expats settle in the area. With fantastic infrastructure and a lot of modern developments, it’s still a great value. Panama is also a favorite destination due to its attractive retirement program benefits for those who qualify.
Cuenca, Ecuador
Cuenca is another mountain town with a large expat community, and for good reason. It’s known for its rich culture, which includes its colonial architecture and a lively art and music scene.
Ecuador also boasts one of the lowest costs of living in the Americas. You can plan to spend less on everything from fresh produce to a renovated condo in the bustling downtown area.
Cuenca is home to a number of universities, making it a hub for international students. It’s also a great, safe place for families with its excellent education and health care options.
There are also plenty of great restaurants, bars, shopping centers, and all of the other creature comforts you’d expect to find in a metropolitan city. Yet it enjoys the same slow pace of life you’ll find throughout Latin America. It’s the best of both worlds.
Though it’s recognized for the terra cotta roofs and blue church domes that dots its city skyline, the area around Cuenca is equally breathtaking. It sits at the convergence of four rivers and is surrounded by mountains, offering plenty of opportunities for outdoor adventure.
Tierra Magica
Nosara, Costa Rica
Nosara is the perfect example of what happens when a city is founded with a plan and the residents remain committed to that vision for decades running. Once used for grazing cattle, the land in and around Nosara has been developed very intentionally, and the results are really remarkable.
No high rise condos block your view of the beautiful sunsets on Nosara’s pristine beaches. Numerous conservation efforts and organizations work to maintain the area’s natural surroundings.
Nosara is known for its surfing, yoga, and healthy lifestyle options. It’s also a great place for families. It’s safe and has several really good schools.
And Costa Rica’s laid-back lifestyle easily adds to the reasons Nosara is one of the best places to live in the world. The locals are incredibly welcoming, greeting residents and visitors alike with the phrase “pura vida” (pure life) that’s become a motto of sorts for the country.
Nosara has a good-sized expat community, as well as the established infrastructure and development you’d expect from such a world-class destination.
Steve D.
Roatan, Honduras
The largest of the Bay Islands, Roatan is a great choice if island living is what you’re after. With plenty of development and consumer options, as well as an airport with direct flights from the U.S., there’s little need to ever leave the island.
There you can enjoy every imaginable aquatic adventure. From sailing to sport fishing to kayaking through the mangroves, it’s all possible in Roatan. Just off the coast you’ll also find access to the world’s second largest reef system, which makes for some incredible snorkeling and scuba diving.
Because it hasn’t quite yet reached the popularity of some of its Latin island counterparts, Roatan is still a bit more affordable. However with its growing tourism industry, including frequent visits from cruise ship passengers, Roatan’s appeal is being discovered by more and more would-be expats each year.
Despite its growing population Roatan still offers some off-the-beaten path areas that offer plenty of solitude, including a few villages that still don’t have electricity.
VivaTropical
Boca Chica, Panama
Another Panama destination has made the list, thanks to its attractive retirement benefits and amazing investment opportunities. Boca Chica is an island destination that’s still relatively unknown but has the potential for tremendous growth in the coming years.
Located in the Gulf of Chiriqui, it consists of a mainland city and an archipelago of over 50 islands, many of which are completely uninhabited. Residents of Boca Chica can spend their days exploring otherworldly islands covered in rainforests, mangroves, and even white sand beaches.
And because of its convenient location, those same adventurous expats can then take a quick shower and drive 45 minutes to enjoy a first-rate steak dinner in a world-class restaurant in the nearby city of David.
It’s this strategic location, combined with a whole host of ongoing infrastructure improvements, that makes Boca Chica real estate such a great investment.
An airport expansion that’s now bringing in direct international flights is among one of the biggest value-adds the area has seen. Folks can now fly in to David from anywhere in the world and find themselves in Boca Chica in under an hour.
P. Schenll
Granada, Nicaragua
Granada is another colonial city that’s absolutely brimming with culture and charm. Horse-drawn carriages still dot the cobblestone streets. If it weren’t for the freshly-painted tropical colors on the historic buildings, you might think you’d stepped back in time.
Well, that and the modern amenities available in the city, a stark contrast from the wilderness that occupies most of the rest of the country. In what’s a mostly underdeveloped country, Granada offers things like reliable utilities, four-star restaurants, and state-of-the-art fitness centers.
It’s located on Lake Nicaragua, one of the largest freshwater lakes in the world. It’s also surrounded by several volcanoes, so plenty of opportunities for exploration abound.
Granada is a town that fought its way back from near demise due to bankruptcy and other issues, but you’d never know it today. Instead, modern-day Granada is abuzz with construction projects and up-and-coming developments.
Granada real estate is extremely affordable, as is the cost of living in the country. It’s home to a number of expats, many of whom are involved in humanitarian efforts in the surrounding impoverished areas.
Ambergris Caye, Belize
If you want to feel like you’re on vacation 24/7 then look no further than the island of Ambergris Caye. Due to its status as a tourist mecca, it’s ripe with all kinds of activities and attractions.
There are surf shops and scuba schools, beach-side restaurants and bars, and plenty of flip flops and floral shirts. In fact, most of the island’s inhabitants are foreigners, particularly those who operate enterprises geared towards other expats and visitors.
The large expat community isn’t the only thing that makes Ambergris Caye feel familiar. Because Belize was originally a British colony, it’s the only Central American nation whose residents rely on the British legal system and speak English as their official language.
Among the biggest perks of the island are that it’s an ocean lover’s dream. Thanks to its proximity to the Belize Barrier Reef, the second largest in the world, it’s the perfect place to enjoy scuba diving, sailing, and sport fishing. You can also explore the more than 450 other islands that lie off the coast.
Antigua, Guatemala
If you’re looking for a place that’s a little less popular among expats and tourists, then you should definitely check out Antigua. It’s a well-preserved colonial city nestled in between some amazing mountains and volcanoes, which make for an impressive skyline.
Because it’s not as highly sought after as some of the other destinations on the list, the cost of living in Antigua is probably a little less than in some of its Latin competitors. Real estate is a great bargain, as are essentials like fresh fruits and veggies and utilities.
With the low cost of living, it’s also possible to splurge on luxuries such as domestic help, which at only $2 or $3 per hour is something many expats are thrilled to find that they can afford when they relocate to the tropics.
In addition to the mountainscapes, Antigua is also decorated with beautiful flora and fauna, as well as the cobblestone streets and other charming touches you’d expect in an ancient destination.
Equipped with just the right amount of infrastructure, Antigua is also known for its Spanish language schools.
Phil
Placencia, Belize
If you like Belize but aren’t crazy about the gringo-saturated island culture then the mainland city of Placencia is another place worth the title of best places to live in the world. If the islands are like living on a resort, then Placencia is like relaxing on a postcard.
The beaches are wider, whiter, and less crowded than in places like Ambergris Caye. There are still plenty of activities to enjoy, but there are also more places to spread out or even find a secluded spot all to yourself.
There’s also a more authentic Caribbean vibe on the mainland, which many expats prefer. It has an even more laid-back atmosphere (if that’s possible), with not even so much as a paved road anywhere in town.
As opposed to the expat-run businesses on the island, the locals are very involved in commerce in Placencia. They even offer guided diving and fishing excursions to visiting foreigners.
Plus, since Placencia is on the mainland, it’s also close to a number of activities suited for the land lover, like jungle exploration and archaeological sites.
Alex Torres
Lake Chapala, Mexico
Understandably Mexico is home to more U.S. expats than any other country. And, other than the border town of Tijuana, the majority of those live in the Lake Chapala area. So suffice it to say that 40,000 U.S. expats would agree that this city is one of the best places to live in the world.
Mexico’s largest freshwater lake, Chapala was once planned as a luxury resort town. It serves as a weekend getaway for locals from Guadalajara and has attracted expats for decades, including Tennessee Williams who chose it as the site from which to write A Streetcar Named Desire.
In addition to the beauty of the lake and surrounding mountains, Lake Chapala offers an ideal climate year-round. It’s also famous for its mariachi music.
Which of the best places to live in the world is right for you?
So if stunning scenery and adrenaline-pumping adventure are your thing, there’s a place on this list that’s right for you. If sustainable living and a relaxed vibe are what you’re into, there’s a destination where you can find those as well.
I’ve done the hard part by laying out the ten best places to live in the world. Now all you have to do is narrow it down.
The Ecuador cost of living is among the most affordable throughout Central America for expats, retirees, and investors. Learning how prices may vary from location to location can help make a budget for paradise.
Tibo
Ecuador Cost of Living – Setting Reasonable Expectations
As more and more interest is being focused on Ecuador as an expat “hotspot”, greater attention is being paid to how much it actually costs to live there. Setting reasonable expectations on what the actual cost will be is an all-important first step in making the transition to the Ecuadorian lifestyle.
Factors That Impact the Ecuador Cost of Living
The old maxim “location, location, location” certainly applies when looking at the cost of living in Ecuador. Larger cities like Quito and Guayaquil will be more expensive than smaller cities and towns such as Cuenca or Ibarra.
Property type and size is another important factor. A one bedroom apartment outside a city center will certainly be less costly than a multi-bedroom unit in the heart of the action. Stand-alone properties can carry a higher price tag than apartment buildings or condominiums.
Deciding how modern or how rustic of a lifestyle to follow will also impact a budget’s bottom line. Air conditioning, high speed internet, cable/satellite television are just some items that may come with a higher price tag than expected.
Even shopping for groceries can impact the Ecuador cost of living. Buying local meats, produce, and products will be more economical than purchasing those stateside items that have to be imported.
Property Values – Renting versus Buying
One of the most important decisions impacting the Ecuador cost of living is whether to buy or rent property. Like most Central American countries, expats have the same ownership rights as Ecuadorian citizens.
With a wide selection of properties that range from turn-key residences to land waiting to be developed, Ecuador has many options. If purchasing is not a viable option, countless rental units can meet every taste and lifestyle. Prices overall are more affordable than many other Central American locations.
Medical Expenses
One item often overlooked in making an expat budget is the cost of medical care and insurance. Ecuador is fortunate in that the major cities (Quito, Guayaquil, Cuenca) provide quality care at a significantly lower cost than the United States. Also there are a number of health insurance providers that are based in Ecuador that offer rates much lower than their stateside counterparts.
Traveling to and from Ecuador
Being able to travel to and from Ecuador is another often overlooked expense in the expat budget. There are several international flights to both Quito and Guayaquil from destinations like Miami (for example).
Since many smaller cities and towns do not have an international airport, an additional cost of shuttle or rental car should be added in. Depending on how often you are planning to travel outside Ecuador, the cost of airfare and ground transportation could be considerable.
Vilseskogen
Ecuador Cost of Living – Comparing Cuenca Ecuador to Tempe, Arizona
Cuenca, Ecuador has a “sister city” arrangement with Tempe, Arizona. Comparing the cost of living in Cuenca and Tempe provides a great illustration of the price differences that an expat could expect.
Below is a brief comparison that illustrates some of the basic differences between these two “twinned cities”. Similar differences are reflected in other areas such as food items, clothing, and entertainment.
| Item | Cuenca | Tempe |
| Utilities Per Month (1 bedroom apt)( includes electricity, heat, water, garbage) | $42.50 | $546.30 |
| Cable/Internet | $43.50 | $29.82 |
| Rent (1 bedroom-City) | $520.00 | $917.50 |
| Rent (1 bedroom-Outside city center) | $446.50 | $650.00 |
The cost of living in Cuenca is clearly lower than Tempe, again, depending on the amenities, lifestyle, location, etc. desired. Factoring in all of the potential costs ahead of time can prevent “expat regret” in moving to Ecuador.
Ecuador Cost of Living – Other Matters to Consider
When potential expats start planning their move to Ecuador some items that are not directly part of the budget should also be given consideration. These matters are often overlooked until the last minute and can throw a carefully planned budget totally out of balance.
Buying or Importing a Vehicle
Depending on the location, having access to a vehicle may not be a necessity. However, living outside a city center will almost certainly require having some kind of regular transportation.
Like most Central American countries, vehicle prices will be higher for the same model than in the U.S. A Volkswagen Golf, for example that costs $20,842 in the U.S. may be $25,000 in Ecuador.
By comparison, some expats choose to import their existing vehicle. While this may be less expensive, there is still a considerable cost plus the various import requirements to bring a vehicle into the country.
Regardless of which option is selected, the cost of having a private vehicle in Ecuador will represent a significant upfront expense that could impact a budget.
Shipping Personal Belongings
Many expats want to bring many of the comforts of home (furniture, bedding, appliances, etc.) to their new location in Ecuador. Shipping via ship container is not a cheap prospect and transporting the items once they arrive in country can also involve a major cost.
Jeffrey Powell
What About All Those Online Claims About Living in Ecuador for Practically Nothing?
There is an old saying that goes: “If something sounds too good to be true, it probably is.” Many online articles may contain statements that the Ecuador cost of living is minimal; the question that should be asked is “What does that statement include?”
Often, such claims refer only to property prices without taking into consideration all the other facets of daily life. Rather than take these claims at face value, doing due diligence and learning all that can be learned about life in Ecuador, the pluses and minuses of various locations, and what living as an expat will entail, can provide the necessary facts and figures to make the best decisions.
Ecuador does offer a unique and affordable lifestyle for expats and investors. While less expensive than counterparts in the U.S., Canada, and Europe, Ecuador cost of living isn’t the bargain basement price often touted online. How little or how much is spent will vary from person to person and lifestyle to lifestyle.
What Is the Best Way to Learn What the Ecuador Cost of Living Would Be?
The best way to truly understand what it would cost to live in Ecuador is to visit this beautiful South American country. Experiencing daily living in Ecuador can help develop both a plan and a budget for moving to paradise.
It is no small wonder that Ecuador was recently named the second most retirement-friendly country on the planet.
With top of the line medical facilities, low procedure costs (only 7-10% of the cost of similar procedures in the U.S. and Europe according to Ecuador’s Investment Corporation), and a Ministry of Public Health avidly focused on continually improving the quality of public and private medical care within its borders: Ecuador has become one of the most well-praised medical tourism destinations for retirees and visitors alike.
But before you book your medical visit abroad, start buying property, or get your Ecuador visa, it’s a good idea to take a deeper glimpse at the medical system you’re about to jump into, and what your expat or visitor status means in a country with a well-rounded national health system, a myriad of admired private and specialist hospitals, and a widespread network of local rural clinics.
The most important thing to consider is location. The majority of significant facilities are located in the three largest cities in Ecuador: Guayaquil, Quito, and Cuenca.
If you suspect you’ll be needing high-tech treatment frequently you might want to stay close to these centers. The rural clinics, though well-lauded for their well-trained staff and the pleasantness of the visit, often have less equipment and fewer staff fluent in English.
Mount Sinai
But that doesn’t mean the urban centers will be any less personal than a local clinic—Ecuador’s hospitals are known as bastions of personalized and amiable care at more than reasonable costs.
In fact, on an international scale, the Ecuador health system was ranked in the top 20 of efficient healthcare systems by the most recent Bloomberg analysis of World Health Organization (WHO) information—a rapid rise up, given that in 2011 Ecuador only ranked 111th on similar scales.
Here’s a quick guide to some of the most well-noted hospitals in Ecuador to expand on the basic information the U.S. Embassy doles out regarding your expat and tourist healthcare choices in Ecuador.
Construdipro
Hospital Alcivar, Guayaquil, Ecuador
Up first is the Hospital Alcivar. The most well-respected and oldest continual hospital in Ecuador, it was founded in 1937 and has continued operating since its inception.
Located in Ecuador’s largest city, Guayaquil, the once small clinic morphed over the past century from being a small specialized orthopedics service to one of the largest and most modern facilities in the country, focusing on a wide array of medical treatments.
Though the hospital has expanded significantly, its orthopedic services remain as one of the best regarded in all of South America.
With the most developed post-graduate medical training program in Ecuador, the hospital Alcivar is also the home of Ecuador’s internationally respected premiere medical journal Actas Médicas, which was founded by its former director Dr. Eduardo Alcívar Andretta.
It has 140 prestigious doctors, a staff of 700+, its own theme song (the aptly named Hymn to Hospital Alcivar), and handles everything from trauma to rehabilitative services, including Neurosurgery, Cardiology, Pediatrics, and Obstetrics. Hospital Alcivar is located close to the commercial center of the city and is within ten minutes of the city’s airports.
Dario
Hospital Metropolitano de Ecuador, Quito, Ecuador
Hospital Metropolitano is the most famous hospital in Ecuador. Located in the capital city of Quito, it was founded in 1985 with support from American Medical International (AMI). It is arguably the most technologically and procedurally progressive hospital in the country.
In addition to its bevy of cutting-edge equipment for medical visualization, intensive procedures, and patient monitoring, it is well-known for performing the most difficult types of surgeries (open heart, spine, brain surgery, etc.) and frequently collaborates with well-recognized American medical institutions like the Mayo Clinic and Mount Sinai Hospital.
Hospital Metropolitano is a teaching hospital which trains a huge majority of the doctors of Ecuador as well as international students. It has one of the largest and most well-run emergency rooms in the city.
And in conjunction with the Metrofraternidad Foundation, Hospital Metropolitano is noted for its social work and has special programs which provide its already reasonably priced services as no-cost medical care for the city’s poor.
Hospitalario Kennedy
Grupo Hospitalario Kennedy Hospital/Clinica Kennedy, Guayaquil, Ecuador
Back in Guayaquil, you also have the choice of visiting the smaller Clinica Kennedy, one of the Grupo Hospitalario Kennedy’s many hospitals.
Founded in 1978, Clinica Kennedy is a university hospital with a special emphasis on medical visualization technologies and integrated digital medical record services, in addition to programs devoted to in-vitro fertilization, stem cell research, and molecular biology.
With a staff of over 250 staff medical specialists and only 125 hospital beds, the care offered in its emergency and trauma units, clinical laboratory, diagnostic center, intensive care unit, neonatal intensive care, and cardiopulmonary unit is personal and devoted.
Junta de Beneficencia de Guayaquil
Hospital de Niños Dr. Roberto Gilbert Elizalde, Guayaquil, Ecuador
The fourth highest ranked on our list is Ecuador’s premiere children’s hospital: the Hospital de Niños Roberto Gilbert Elizalde. Also a teaching hospital, it focuses in-depth on all aspects of pediatrics.
It provides medical care at several levels and possesses both regular facilities and specialized private facilities for the children of wealthier clients. The hospital uses the cost of their fancier areas to offset the cost of the cheaper but still nice general facilities.
With historic claims back to a nineteenth century clinic at a different site, the Hospital de Niños Roberto Gilbert Elizalde is arguably the oldest hospital on our list. However its current building was finished in 1999 and opened in 2000 to much acclaim.
salud de Ecuador
Hospital Eugenio Espejo, Quito, Ecuador
With the best google reviews (all of our entries have over 4 stars, but at 4.5 this hospital has the populist vote), the fifth entry on our list is back in the capital of Quito.
Built in 1912 at the behest of the national government, Hospital Eugenio Espejo is the premiere national hospital of Ecuador and is the epicenter for the Ecuadorian national health policy and medical education. It features the most comprehensive array of general medical practices, including:
- Transplant services
- Service of infectious diseases
- Orthotic and prosthetic workshops
- A service unit of comprehensive care for the elderly
- Rheumatology
- Imaging services
- Clinical neurology
- Internal medicine
- Physical medicine and rehabilitation
- Clinical laboratory and pathology
- Immunology
- Hematology services
- Emergency services
- Epidemiology services
- Coloproctology services
Don’t Worry, Ecuador Has Quality Dental Care Too
Unlike the other entries on the list, Hospital Eugenio Espejo should be especially noted for offering dental services.
Contrary to conceptions of concern regarding dental service outside the United States, Ecuador is particularly well noted for its excellent dental services. Featuring highly trained dentists and dental hygienists, dental clinics in Ecuador are well reviewed for utilizing the most cutting edge dental technologies and their exceptional performance of procedures at a fraction of the cost of similar work in the United States.
Voz Andes
There Are Many Hospitals to Choose from, Even If They Didn’t Make Our List
Also in Quito is the missionary general Hospital Voz Andes. A cozy 104-bed hospital, it was founded in 1955 by the Catholic Ecuadorian-founded enterprise HCJB Global Hands.
With a well-equipped twenty-four hour emergency room, it handles trauma cases, but it is particularly noted for the rehabilitative care of its physical, occupation, and speech therapy programs and its mental health counseling services.
Though none of Ecuador’s third largest city, Cuenca, made the top five list, there are several well deserved honorable mentions. And as medical tourism rises in the region, it is very likely that these already fine establishments will only continue to accrue further and further medical accolades and reviews.
Hospital Universitario del Rio
This hospital is Cuenca’s newest and fanciest hospital. Opened in 2009, it is a mixture of state-of-the-art technology, spacious rooms, and customer service. Located on the edge of Cuenca, it too, is a teaching hospital whose academic profile is rapidly climbing the ranks of the international medical community.
It features a clinical laboratory, microbiology laboratory, retail pharmacy, as well as units devoted to gastroenterology, adult intensive care, surgery, neonatal intensive care, and pediatric intensive care, among others.
Hospital Santa Inés
In the center of Cuenca is the Hospital Santa Inés (or St. Agnes). The Hospital of Santa Inés is a smaller hospital than the Hospital Universitario del Rio, but as it is located proximally to the University of Cuenca and the parts of town where the majority of expats live—it is much closer and easier to get to its emergency room.
Though smaller, Hospital Santa Inés still features seven floors filled with state-of-the-art medical equipment, well-trained staff, and a well-organized ambulance service.
Hospital Mt. Sinai
The oldest Cuenca hospital, the Hospital Mt. Sinai falls between its two sister medical facilities in the city—like the Hosptal Universitario del Rio it is large. In fact, it is based in several buildings, including several modern ones. But its emergency service department is smaller than that at Hospital Santa Inés.
Udri
Medical Tourism in Ecuador
In addition to Ecuador’s well reputed and affordable hospital services, the reasonably priced retirement facilities, rehabilitative training programs, and homeopathic medical communities contribute to Ecuador’s status as a medical tourism destination.
The Ecuadorian government seems committed to providing national healthcare at international standards to citizens and visitors alike, going so far as to recently raise its government health budget and to favorably handle recent debts incurred by private hospitals in the nation.
And with such an emphasis, it seems likely that Ecuador’s health system will only thrive further, extending its top-notch urban care out further into the countryside.
Before you settle down in Ecuador, research your current and speculative health needs thoroughly and make sure you are near to the kind of medical service you might require.
Editor’s Note: The rankings are determined by the Cybermetrics lab of the National Research Council in Spain (Consejo Superior de Investigaciones Científicas (CSIC) which is devoted to identifying the best international digital presences of world hospitals and augmented by expat opinions and reviews.
If you are in Ecuador, reading this, and currently experiencing a medical emergency, you can call an ambulance at 911, the Red Cross at 131, the local police at 101, and if in Quito, the Quito Fire Department at 102.
Jorge Luis G
Are you looking for a change? One that involves a healthier lifestyle, a more well-rounded cultural experience, and a fatter wallet?
If so, look no further than Ecuador.
With its beautiful surroundings, ever-improving infrastructure, and near-perfect weather, more and more would-be expats are ending their search by finding themselves living in Ecuador. It’s a great place for investors, young families, retirees, and just about anyone else we can think of.
Here are a few of the reasons that those looking for a better life often find it living in Ecuador.
1. Ecuador is consistently ranked one of the best places to retire abroad.
Each year International Living ranks destinations based on factors like climate, cost of living, and friendliness of the locals in its Annual Global Retirement Index. Ecuador has been performing well in most categories in recent years.
In fact, in 2014, it came in a close second (with a score of 91.2 to 91.1) to Panama as the #2 overall destination. The survey results cite a number of reasons that living in Ecuador in retirement is such a great choice, many of which appear later in this list. Two big ones were its affordability and its variety of lifestyle options.
It’s also an easy place to do business. Processes like buying property, investing in business, and getting a visa are all relatively simple in Ecuador.
2. Its various micro-climates offer a little something for everyone.
Not only is it blessed with immense natural beauty, Ecuador is one of the most biodiverse countries in the world. It boasts close to 50 different ecosystems, in a country that’s roughly the size of Nevada.
Overall, most of the country enjoys spring-like weather year round (with merely a wet and dry season), due to its location along the equator. As in most Central American countries, adjusting the temperature or humidity while living in Ecuador is just a matter of moving up or down the mountain as both generally decrease as you ascend.
The Pacific Coast offers an array of picturesque beaches. There are also two chains of the Andes Mountains, which offer relief from the heat and a number of historic colonial cities.
There’s also the tropical and humid Amazon Rainforest which is largely unexplored, save a recent spike in adventure travel. And don’t forget about the breezy Galapagos Islands, a popular attraction among tourists and scientists for decades.
ARKNTINA
3. Your U.S. dollars stretch a lot further living in Ecuador.
One of the most appealing characteristics about Ecuador is its low cost of living. With the exception of some harder-to-find consumer goods, most everything is considerably cheaper than in North America. Also, we mentioned U.S. dollars, because that’s the currency the country uses, since 2000.
You can find a furnished property to rent for as little as $500 per month. Fresh fruits and veggies for the week (enough to feed two) are fresh, readily available, and will only set you back about $15-$20 per week. Fuel in Ecuador is subsidized and hovers right around $1.50 per gallon.
While real estate prices have been steadily climbing in recent years, it’s still extremely affordable compared to North American prices (although costs can vary greatly from one city to the next). You can also splurge on the services of a maid or domestic helper, which will run you about $10-$15 per day.
All in all, most couples find it possible to lead a satisfying lifestyle living in Ecuador on less than $1500 per month.
4. The country’s conditions are conducive to a healthy lifestyle.
The population of Ecuador is one of the healthiest in the region, particularly in cities like Vilcabamba, which is known as the “Valley of Longevity” as its residents reportedly live longer than in any other place on earth.
Much of their well-being is attributed to the clean air and clean water. There’s little pollution, and the rivers that flow down the mountains are fed by the overflow of glacial pools high in the mountains that are rich in minerals and nutrients.
This pure, healthy water nourishes the fruits and vegetables, most of which grow year-round due to the conducive weather conditions. There’s an abundance of organic oranges, bananas, avocados, almonds, papayas, and more.
Due to the fresh produce, as well as the topographical barriers that make importing unhealthy packaged foods rather difficult, most Ecuadorians eat very healthy diets. They’re also quite active, tending gardens on the slopes of the mountains and using their own two legs as their primary mode of transportation.
Maurizio Costanzo
5. Ecuador is rich with culture of every kind.
Whether you’re looking for the arts and music offerings of a first-world country or the authentic cultural charm of a developing one, Ecuador is happy to oblige. It’s home to 13 indigenous populations, many of whom still adhere closely to their native traditions.
You can find groups of natives who still speak their own language and wear their native dress. Yet at the same time, Ecuador’s larger cities offer many of the luxurious amenities you’d expect from the most highly developed destinations.
Cities like Cuenca, Guayaquil, and Quito have the usual list of cultural happenings, such as symphonies, art exhibits, festivals, and museums. Cuenca and Quito are also UNESCO World Heritage Sites, which makes for the perfect blend of historic and modern culture.
The people of Ecuador are friendly and welcoming. They’re very receptive to foreigners and, as a result, Ecuador is home to people from all over the globe who’ve embraced the country as a fantastic place for enjoying a rich multi-cultural experience.
6. It’s well-connected, both physically and technologically.
Another thing that makes living in Ecuador so convenient is its easy access. It has two international airports, Quito and Guayaquil, and direct flights from the U.S. are less than four hours long.
You can fly straight to Quito from Miami, Houston, and New York, as well as from nearby Panama City, Panama, and Bogota, Colombia. Once in the country, local transportation is also widely available, reliable, and inexpensive.
The country also has a high rate of internet connectivity. Cell phones have relatively good reception, and there are internet cafes throughout most decent size cities. Many homes have high-speed internet, and the government is actively working to increase this percentage.
7. Ecuador offers excellent healthcare.
While you might have to sacrifice a few first-world conveniences when making the transition to living in Ecuador, quality health care isn’t one of them. Quite the contrary.
In most of Ecuador’s larger cities you’ll find world-class medical facilities with the latest technology. Many doctors speak English, and a large number of them trained in the U.S. They spend more one-on-one time with patients, often offering their personal cell phone numbers or calling patients at home to check on their progress.
Despite the impressive quality of the medical care in Ecuador, the prices are only a fraction of what you’d pay for the same services in North America. As a result, it’s become a popular destination for medical tourism.
Patients travel to Ecuador to receive services such as plastic surgery, dental procedures, orthopedics, and more. The country is also well known for its alternative medicine and natural healing options.
Maurizio Costanzo
8. Ecuador is a great place to pursue the American (or any other) Dream.
Many North Americans these days would agree that the American Dream is broken. It’s becoming increasingly more difficult to realize success and have the things you want for your family, while still having enough spare time and money to enjoy them.
The reality is, though, that all of the things associated with that ideal quality of life we dream about are available in much greater abundance in Ecuador. It’s the South American Dream, if you will.
Living in Ecuador you can spend more time doing what you love (in some fantastic surroundings, we might add) and less time doing the bland, tedious, hurried things you wish you never had to do again.
That’s not to say you can’t pursue your passions and live the life you’ve always envisioned in North America. You can. It’s just that the ability to do so is now financially out of reach for most of its residents.
Who wants to expend every last drop of their time, energy, and money just to pay the bills and stay afloat in a merely nice suburb when you can work less, experience more, and enjoy the unsurpassed beauty of a place like Ecuador?
Give Living in Ecuador Some Thought
These and other reasons are why so many families are realizing their version of the American Dream, just a little further south of the border. Ecuador is a great place to live immersed in authentic culture, without giving up any of the modern conveniences you crave, and with still enough left over to explore everything else the region has to offer.
There’s a reason Ecuador continues to top the charts of best places to retire or even visit abroad. And it’s been further validated by the thousands of expats who now call it home. Living in Ecuador is more than just a bargain retirement. It’s a value proposition that’s definitely worth considering.
Map of Ecuador
Ecuador Fast Facts
- Population: 15,439,429
- Typical temperature: Ecuador is known for its micro climates.
- Major airports with U.S. flights: Quito, Cuenca and Guayaquil. Complete list of airports in Ecuador.
- Nearest U.S. consulate: Quito