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Costa Rica Facts

Alecsey Boldeskul

So, just how extensive is your knowledge of important Costa Rica facts?  If you’ve ever visited the country (or know anyone who has), then you likely know it’s an incredibly beautiful place that’s rich in biodiversity and committed to environmental sustainability.

And you’d be right.  But what about some of the less-obvious information about this popular expat destination?  Read on for a brief overview of some of the behind-the-scenes Costa Rica facts.

Costa Rica’s History, from Columbus to Calderon

Costa Rica and its natives were discovered by Christopher Columbus in 1502 during his fourth and final trip to the Americas.  He found the area’s roughly 400,000 inhabitants to be quite friendly and immediately returned to Spain to proclaim of the region’s beauty and wealth.

However, when later explorers came, they failed to encounter the same riches and easy-going natives.  Instead they found mosquito-borne diseases, fierce heat, angry locals, and even marauding pirates.  As a result, little gold was ever mined from Costa Rica.  Instead, the area was mostly used for farming and a permanent settlement was not established until 1563 when Cartago was founded in the cool and fertile central highlands.

As a result of disease and conflict with the Spaniards, much of the indigenous population was wiped out.  The Spanish settlers, rather than work the land themselves, began to immigrate to the Americas where native servants were more plentiful. However, the colony continued to exist for another 250+ years.

While Spain was defending itself against France, Mexico launched a war for its independence in 1810.  The other colonies of Central America followed suit, and Costa Rica officially declared its independence on September 15, 1821.  Initially part of the United Provinces of Central America, a federation which eventually dissolved, the nation proclaimed its complete sovereignty in 1838.

Costa Rica thwarted the invasion attempts of William Walker, a North American southerner who wanted to annex Central America and make it a slave state.  It also struggled from time to time with military rule, although with much less violence than its Central American neighbors.

Civil war erupted in 1948 when the defeated presidential candidate Rafael Angel Calderon refused to concede to the newly elected Otillio Ulate.  After a two-month conflict, Jose Figueres assumed temporary leadership of the government.  A new constitution was ratified in 1949.  Its provisions included the dissolution of the country’s armed forces, in an attempt to prevent future civil wars.

Costa Rica Facts

Sara Hopkins

Costa Rica’s Regions, from Coast to Coast

Costa Rica is known for its distinct and varied eco-climates.  The country is divided into several very distinct and different regions, and each varies greatly in its topography, climate, population density, and many other factors.

Pacific Coast

Costa Rica’s Pacific Coast is its most extensive.  Even though it’s often rugged, with thickly forested mountains ending abruptly at the sea, it’s still mostly accessible.  It’s divided into four main regions.

  • Guanacaste:  Located on the northernmost end of the Pacific Coast, this region contains many of the country’s most popular beach towns.  There you’ll find a number of luxury resorts, as well as long stretches of deserted beach.  This region is the driest in the country, comparable to the climate of west Texas.

  • Nicoya Peninsula:  South of Guanacaste, this region is similar to it in many ways.  It is, however, a bit less accessible and–as a result–somewhat less developed and crowded (although that’s beginning to change).  The climate is also similar although it gets more humid as you move further south.

  • Central Pacific Coast:  The most accessible of Costa Rica’s coastline, the central Pacific coast also has a lot of resorts and hotels.  It’s quite popular among young surfers, as well as local Costa Ricans seeking a weekend getaway.

  • Southern Zone:  This region is the country’s most remote and undeveloped. Hot and humid, it contains dense rainforests, protected areas, and rugged stretches of coastline.  Other than a number of nature lodges and a few ecotourism outfits, it’s largely uninhabited.

Caribbean Coast

Costa Rica’s Caribbean coast is more or less divided into two equal parts.  The northeast section is a large flat plain covered in rivers and rainforests, most of which is only accessible by boat or small plane.

Further south are a few beach towns that, while popular, have few large hotels or resorts as of yet.  Like its Pacific counterpart, the southern Caribbean coast can be rainy, particularly from December to April.

Inland

The inland areas of Costa Rica are characterized by mountains ranges, three in all, that run from northwest to southeast.  These mountains include several volcanoes, some of which are still active.  Between them are fertile valleys, with the largest being the Central Valley.

Home to the capital city of San Jose, this area enjoys a mild spring-like climate year-round.  The rich volcanic soil is perfect for farming, and coffee farms are prevalent. This region is densely populated.

The Northern Zone above San Jose also draws its fair share of tourists, despite the fact that it’s one of the few areas in the country without any beaches.  Popular among those seeking nature retreats and extreme sports, it’s home to two of the country’s most active volcanoes, as well as Lake Arenal and the Monteverde Cloud Forest.

Costa Rica Facts

Camelia TWU

Costa Rica’s People, “Ticos” and “Ticas”

Unlike many of its Central American neighbors, Costa Rica has an extremely small percentage (<1%) of its population that are made up of indigenous tribes.  Instead, a whopping 94% of Costa Ricans are of European descent, including mestizos or those of mixed European and native ancestry.  Another 3% are black (many from Jamaica), and 1% of the population is Chinese.

Spanish is the official language of Costa Rica, although English is also widely spoken. Of those of faith, 76.3% are Roman Catholic.  Evangelicals make up 13.7% of the population.  There are also a significant number of Jehovah’s Witnesses, as well as those who practice a variety of other religions.

Local “ticos” and “ticas” (male and female, respectively) generally polite and friendly. They’re welcoming to foreigners and often go to great lengths not to offend anyone. The country also has a very well-established middle class, and its residents are mostly well-educated.

The Government of Costa Rica, a Peaceful Existence

Costa Rica’s government is a democratic republic, and it has enjoyed great political stability in recent decades.  The country is divided into 7 provinces: Alajuela, Cartago, Guanacaste, Heredia, Limon, Puntarenas, and San Jose.  It operates on a civil law system, based on the Spanish civil code.  It also has an established system of checks and balances, with its Supreme Court performing judicial review of all legislative acts.

Its executive branch consists of a President and two Vice Presidents who are elected, on the same ticket, by popular vote.  They serve a four-year term and appoint a 20+ member cabinet.  The next election will occur in February of 2014.

The 57 members of Costa Rica’s Legislative Assembly are also elected by popular vote to serve a four-year term.  The assembly elects a total of 22 Supreme Court Justices, who are divided into several chambers and serve eight-year terms.

Costa Rica Facts

Mike Baird

Costa Rica’s Economy, from Tourism to Technology

Costa Rica is a nation that had its beginnings in agriculture.  Although it has drastically moved away from this direction as centuries have progressed, products such as bananas, coffee, pineapples, melons, ornamental plants, sugar, rice, and dozens more are still a vital part of the economy.

Tourism has long been Costa Rica’s largest source of revenue, as its beautiful beaches and endless opportunities for ecotourism are both plentiful.  Other large contributors in the service industry are financial sectors such as banking and insurance.

Tourism is still huge, but in recent years industry has been gaining ground in Costa Rica, particularly in the technology field.  Companies like HP and Intel have begun setting up operations there, largely in part due to the country’s high number of educated young people.

What’s more, its political and economic stability, coupled with its focus on education and health care, make it an attractive home for foreign companies.  Products manufactured in Costa Rica include medical equipment, textiles, plastic products, and construction materials.  Though in a country this beautiful tourism will always be a major player, it appears that Costa Rica is taking strides to diversify itself for continued growth and progress.

Costa Rica Facts and Figures

For those who like a bit more data, here are a few more Costa Rica facts and figures to show you how the country’s economy looks on paper:

  • GDP $45.13 billion

  • GDP real growth rate 5%

  • GDP (PPP) $59.79 billion

  • GDP (PPP) $12,800

  • Industrial production growth rate 6%

  • Unemployment rate 7.8%

  • Population below poverty line 24.8%

  • Revenues $6.506 billion

  • Expenditures $8.501 billion

  • Budget deficit -4.4% of GDP

  • Public debt 51.9% of GDP

  • Taxes and other revenues 14.4% of GDP

  • Inflation rate 4.5%

  • Commercial bank prime lending rate 18.21%

  • Current account balance -$2.556 billion

  • Exports $11.44 billion

  • Imports $16.75 billion

  • Reserves of foreign exchange and gold $6.857 billion

  • Debt – external $13.8 billion

David Panama - Pedregal Marina

David Panama – Pedregal Marina

Just ask anyone who lives in or has ever traveled through Panama’s Chiriqui Province, and they’ll tell you what a vital role the town of David, Panama, plays in making life easier in the surrounding Province of Chiriqui.

Located in a basin on the coastal plain, the Chiriqui capital of David is situated about 55 kilometers from the border of Costa Rica on Panama’s Pacific Coast.

The town has a population of just under 145,000 people, and isn’t as densely populated as many other cities its size, since there are few buildings over 5 stories tall.

The low population density and meager skyline give David a very small-town feel. However, it remains Panama’s second largest city and a major hub for transportation and commerce.  It’s a relatively wealthy city, with a dominant middle class and a very low poverty index and unemployment rate.

David Panama

David Panama

David, Panama, is different in many ways than a lot of other tropical destinations.  On the one hand, a lot of its buildings are newer construction.  That’s good, in that they’re functional and solidly built.  But it’s bad in the sense that the city lacks the colonial charm associated with the clay structures and tile roofs common to many Latin American destinations.

So, while it isn’t exactly the country’s most aesthetically pleasing destination to purchase Panama Real Estate, David and its surrounding areas still have many factors that make the city quite attractive to tourists and expats alike.  As a result, it has a large established expat community.

However, even more notable is the number of expats living in close proximity to David, who take advantage of all the amenities and conveniences it offers while foregoing its drab environment.

Here are a few of the reasons the area in and around David is so attractive to expats and travelers.

David, Panama

FutureExpat

1. David makes exploring & living in the amazing Chiriqui province much simpler.

Within a short distance from David are a number of fantastic destinations.  The majestic Volcan Baru, the country’s highest peak, and the town of Volcan are about an hour away.

Both the mountain town of Boquete, with its coffee plantations and vibrant expat community, and the beach town of La Barqueta are only a 30 minute drive from David.  It’s also only 19 miles from the country’s boundary with Costa Rica, making it an important border town.

David Panama Airport Runway

David Panama Airport Runway

Playa Burica and Bocas del Toro are two other destinations within a short drive from David.

Also nearby (only 5 minutes from the airport) is the Pedregal Marina.  This port houses the private boats and yachts owned by David’s residents.  It’s also a great place to do some sport fishing.  From this port, you can also explore the nearby mangroves or the Gulf of Chiriqui.

It also provides access to exotic Boca Chica and the beautiful Boca Chica Island, before giving way to the open Pacific Ocean.

While these are all amazing places to live & visit, what makes them even better is that fact nearby David offers a place to restock on supplies. It has everything travelers and residents of these more remote areas might need, making all of these areas incredibly accessible.

Situated halfway between San Jose, Costa Rica, and Panama City, Panama, David is conveniently located right smack on the Pan-American highway.  It also has an international airport with flights to San Jose and Panama City.  You can’t get much more accessible than that (although David may be about to…more on that later).

2. David is also a great place to stay while you explore the surrounding areas.

With so much to do within such close proximity to the city, David is a natural choice for where to set up camp while you take advantage of all the natural beauty, exotic wildlife, and opportunities for adventure that surround it.

Sure, some expats may choose to make David their home base, but when given the choice between living among cinder block buildings vs. living in an internationally-renowned mountain paradise (Boquete) or on a stunning secluded island (Boca Chica), most people are going to opt for one of the latter choices.

For those who wish to make David their temporary basecamp, it has hotels available to suit every budget.

david panama hotel - cuidad david

Hotel Cuidad de David

Our favorites are Cuidad de David Hotel, whose rooms rent for around $120 per night, and for a lower cost option, Alcala Hotel ($30 per night) is clean, has a restaurant, and is centrally located.

You can also try Hotel Iberia or Hotel Iberia Sur (two hotels, same management).  It has a nice restaurant, is within easy walking distance of the downtown area, and rents for about $42 per couple.

David, Panama

David, Panama Hotel Alcala

David, Panama

David, Panama Hotel Iberia

3. David, Panama, is jam-packed with supplies you’ll need.

Thousands of expats live in Chiriqui Province.  Towns like Boquete and Volcan have modern conveniences and almost everything their residents need.  When they can’t find something, they go to David.  It’s where expats from all over Panama go for a quality piece of furniture, brand name clothing, or an obscure electronic gadget.

David Panama shopping center

David Panama shopping center

There are about a dozen large supermarkets, 10 auto dealerships, six appliance and electronic stores, four department stores, three furniture outlets, two theaters (with movies in English), a Price Smart (similar to Costco or Sam’s Club), and a Do-It Center (like Lowe’s or Home Depot).  Other businesses and services include clothing boutiques, shoe stores, dry cleaners, bakeries, video stores, pharmacies, salons, and even chain restaurants like KFC and T.G.I.Friday’s. And new businesses are opening regularly to accommodate a growing number of tourists and expats.

David KFC

KFC in David

The roads are in good condition, and most public services are reliable. Privatized companies offer electrical service, as well as cable, telephone, and high speed internet. You can drink the water from the tap. David has frequent bus service throughout the city, and it’s quite reasonable. There’s also garbage collection twice per week and a number of local radio stations.

One thing to understand is that shopping in David (or Latin America for that matter) is different than in North America. You’ll have to get use to hunting for the things you need. It can be tough to go into one store and find everything. But once you get the hang of it, there isn’t much that you can’t find.

4. Among David’s amenities is a top-notch medical facility.

David Panama

Hospital Chiriqui

Don’t let the photo fool you. Hospital Chiriqui is the largest private hospital in the region. Its state-of-the-art equipment and over 100 doctors offer quality care at extremely affordable prices. Several of the hospital’s doctors and nursing staff know at least some English, and many trained in the U.S. or Europe.

The entire experience is very different than a visit to a North American doctor. Rather than zipping patients in and out like they’re on an assembly line, the doctors take extended personal time with each patient.

There’s less government and insurance regulation, so doctors are free to make decisions based on their professional opinions. Wait times are pleasantly short once you learn to either book an appointment or show up right around the time that the doctor will begin seeing patients.

And while the care provided is top notch, the associated costs are minimal. Doctors don’t perform a lot of unnecessary tests and procedures. And, since the Panamanian society is not a litigious one, they aren’t shelling out half their income to pay for liability and malpractice insurance. As a result, those savings are passed along to the patient. For example, a visit to the ER might only cost around $25.

Services offered at Hospital Chiriqui include emergency, trauma, orthopedic, gynecology, neurology, cardiology, pediatrics, and many more. Although costs are already low, compared with the price for the same service in North America, the hospital also offers a discount program to members. The MSChiriqui program provides medical coverage and savings at Hospital Chiriqui and, in many cases, at least partial benefits at other facilities.

Like the rest of Panama, healthcare in David is nuanced. So check out our Panama healthcare report to learn more.

5. A major airport expansion means huge investment opportunity for David and the surrounding area.

David’s Enrique Malek International Airport has always been a great feature for the city.  Located on the opposite side of the country from Panama City it’s always been the best way to access all the great destinations in Western Panama.

Panama’s current administration has been investing heavily in infrastructure, which is a good thing for the country and its tourism industry.  One of the projects underway is the expansion of the David airport, which is a great thing for David and the areas close to it.

david airport car rental

Grab a rental car at the David airport

Renovations include an extension of the runway, facility upgrades, and a more streamlined immigration process, all of which would make David an attractive candidate for more international flights.

In fact, Copa Airlines has indicated they plan to begin direct flights to David from the U.S. (likely beginning with Miami and/or Houston).  This is all speculative at this point, but all it takes is one trip through the airport these days to convince you that major changes are underway.

This represents huge potential from a real estate and investment perspective.  When infrastructure improves and towns become more accessible, they become more attractive to visitors and new residents.  As a result, this expansion could have a tremendous impact on David, Panama’s real estate, particularly in areas that haven’t had the huge boom some of their neighbors have experienced.

David will certainly benefit, as will areas like Boquete, Volcan, and Playa Burica. However, towns like Boca Chica are probably best poised to see appreciation.

6. The cost of living in David is very low, even for Panama.

After hearing the list of services and amenities available in David, Panama, you wouldn’t expect to learn that it’s all offered surprisingly cheaply.  But it’s true. Products and services in David costs much less than in Panama City, in many cases even half as much.  You can get a nice lunch in a restaurant for $5, including a soda.  A large Panamanian working-class lunch is only $2.75 and usually includes a plate full of rice, chicken, plantains or beans, and a salad.

For those who do decide to set up residence in David, utilities and services are also affordable.  You can find reliable high-speed internet for as little as $19 per month, and water service for a two-person household is only about $7.  You can hire domestic help for $10-$12 per day, or a full-time maid for only $175 per month.  All in all, you could easily get by in David for no more than $1,500 per month, including rent, although the cost will vary depending on your lifestyle.

Real estate in David is also a bargain. You can get a smaller, Panamanian-style home that needs a little remodeling for as low as $40,000. Even a move-in-ready property would still only come in at about $75,000.

7. Recent incentives make David a great place to invest, particularly in the tourism sector.

Many of the factors we’ve already mentioned make David a prime location for investment in Panama.  Although it has a lot of businesses and services already in place, there is a lot of money in David.  Not to mention, expats living in nearby areas come to David to shop.

They would likely love to see more options for evening entertainment, specialty shops, and even more specialized services.  And with expats continuing to settle in the Chiriqui region, David’s economy is expected to boom in coming years.

What’s more, Panama’s government is heavily focused on increasing tourism to the country.  And much of its efforts are concentrated in and around David.  When recent legislation offered huge incentives to those who wanted to establish tourism companies or developments in certain targeted areas, over 80% of them were in Chiriqui.

It’s clear that the government believes that in this area lies its best opportunity for tourism growth.  If you spend some time there, you’ll see why.

Among the incentives available to those investing in tourism are exemptions on taxes on everything from property to imports to building materials and, in some case, even income tax.  The various laws all have different specifics and qualifications.  But the bottom line is that, if you want to invest in Panama (and specifically the areas around David) the government wants to make it as easy as possible for you.

David, Panama

Arisa

8. While there are a few negatives about David, the list is short.

No place is perfect.  We all know that.  And David is not without its list of shortcomings.  The heat is a big one.  As is the humidity.  David can be absolutely sweltering with little relief from the heat.  The best way to beat it is to relax in the city’s beautiful Parque Miguel de Cervantes with a cool drink of helados (fresh coconut juice) or a fresh fruit smoothie.

This is a big reason many expats don’t choose David as a place to actually set up residence.  If you’re going to deal with the heat, you might as well be on the coast or a nearby island, with a nice coastal breeze to cool your skin.  Or move up into the mountains where you can enjoy all the conveniences of David in close proximity, with much cooler temperatures and less rainfall.

Also, while there’s a ton to do in the areas surrounding David, the city itself doesn’t have a whole lot to offer in the way of entertainment and culture.  Oh, it’s purely Panamanian.  But when it comes to museums, night clubs, and fine dining restaurants, David leaves a lot to be desired.  It’s a city that’s more focused on agriculture and industry than on being a cultural hub.

That being said, if that’s the worst it’s got, then David isn’t that bad of a destination for expats and tourists.  In fact it gets a lot of both.  However, for the most part, people tend to settle in the outlying areas.  They’re just too spectacular not to!  So, if you think David might not be the right place to live, then check out some of the other fantastic areas in Chiriqui.  David will be there when you need it.

Map of David, Panama

David Fast Facts

  • Population: About 150,000
  • Typical temperature: 73 degrees lows with the highs in the upper 90’s
  • Nearest airport with U.S. flights: U.S. Bound flights leave daily from Tocumen Airport, both domestic and international flights to San Jose, Costa Rica depart from Enrique Malek International Airport in David
  • Nearest U.S. consulate: Panama City
Jonny Ueda

Jonny Ueda

You get off the plane and immediately catch her eye. The hot, sticky air compels your body to sacrifice more moisture as it attempts to claw back to homeostasis against the tropical sun. You follow her entranced to the luggage carousel. The crowd magically opens to reveal a place to wait for your bags, right next to the gorgeous Latin goddess.

She turns, smiles, bats her enormous lashes surrounding her milk chocolate, larger-than-life eyes, and says the following, “Hola guapo. ¿Cómo te llamas?”

It is at that point that you wish with every fiber of your rapidly pounding heart that you had invested your time in those Spanish classes when you had the chance.

“I’m sorry, I don’t speak Spanish,” you blurt out in a pitchy, trembling voice. “Do you speak English?”

Not your best pick up line. She gives you a quizzical smile, cocks her head to the side to study the terrified whites of your eyes, and says very simply, “No.”

She then grabs her luggage from the carousel, turns, and walks out of your life forever, leaving you only with the memory of the most amazing legs you’ve ever encountered.

Don’t let this happen to you!

Do I have your attention yet? Good. Do you see why knowing Spanish is important? Excellent!

It’s no secret that breaking through the language barrier can be intimidating, even downright scary. I mean, it’s hard enough for us to communicate in our own language sometimes, right?

Is this how you feel? Are you scared of moving to the Latin tropics because you find the idea of the nuances of a new language about as overwhelming as teaching a burro how to catch a sombrero like a frisbee? Don’t worry! Your brain is much less stubborn and inclined to be distracted by the flowering weeds than your attempt at equine to canine translation education.

It’s actually very easy to become fairly proficient in Spanish in less than three months. In fact, you really only need to learn 1% of the roughly 100,000 words to unleash your own Antonio Banderas impersonation and speak about 90% of the spoken word. Don’t believe me? Read on dear doubter!

Many people feel intimidated by learning a new language and moving to a place where trying to convey your pressing need to use the restroom is not immediately apparent. While Google Translate is a great app in a pinch, it really betrays any attempt you make to not look like a gringo.

If you want to gain a certain comfort with a new language, it’s time to dive in. You’ll be impressing that saucy hot local you just met with your talented tongue’s linguistic skills in no time, instead of watching her walk away!

Bilingual benefits

If the advantage in the ability to communicate well enough to order a burrito instead of chicken feet doesn’t convince you to give a new language skill your time investment, there are more subtle ways learning Spanish, or any language, can be worth your time.

For one thing, it just makes you smarter. It has been shown that the act of learning a new language increases cognitive benefits such as concentration and the ability to tune out distractions. Studies also show that it can delay diseases such as Alzheimer’s.

Of course, there are the obvious social benefits of being able to communicate with people, create new friendships, get driving directions, find clean bathrooms, and in general be the life of the party. And, the best part is, once you learn how to grasp a new language, it makes conquering your next foreign dialect that much easier.

Let Dr. Seuss make you feel better!

I’m a huge Dr. Seuss fan. Did you know Dr. Seuss’ vocabulary for “Green Eggs and Ham” was written on a bet that Dr. Seuss (a pen-name of Theodor Seuss Geisel) couldn’t write a book using only 50 words? Thankfully, children everywhere benefit from the successful outcome of that bet. This was after the completion of Dr. Seuss’ book, “The Cat in the Hat,” which was written on only 225 words.

So, if Dr. Seuss could effectively communicate a book with just 50 words in the English language, when the Oxford English Dictionary states that we have 171,476 English words, it stands to reason that you also don’t need to learn all 100,000 words in the Spanish Diccionario de la Real Academia Español.

Why Spanish lingo math translates better than the Pareto (80/20) Principle.

words in dictionary

LexnGer

Many people are aware of the Pareto Principle. It simply states that for any effort exerted, 80% of the results will come from just 20% of the effort. Now, while this translates well for business endeavors, the results for learning a new language actually show an even easier equation.

You see, in order for you to be able to understand about 90% of the spoken word and 77% of the written word, you really only need to know the 1,000 most popular Spanish words.

If you feel like getting even more adventurous and double your learning to 2,000 Spanish words, you would increase your knowledge to 85% of all written and 93% of spoken Spanish.

With a 3,000-word Spanish vocabulary, you would be close to 90% of all written and 94% of conversational Spanish.

Do you see how your return on your investment goes down after the first 1,000 words?

Doubling your knowledge base only increases your linguistic talents by 8% in reading and 3% in speaking.

Adding an additional 1,000 words will only give you a 5% return on reading and a 1% improvement in speaking.

Therefore, learning the additional 97,000 words to know every Spanish word that you could possibly encounter, which would take you years to accomplish, will only give you a 10% return on reading and a 6% return on speaking.

If you just want to be able to talk to people and have a working knowledge of the language, it makes sense to focus on your first 1,000 words, and then pick up others as you become more immersed in the culture. After all, if you hear a word you don’t understand, you will have the language skills to ask for clarification and learn on the go.

Essentially, learning just 1% of the Spanish dictionary yields a 90% efficacy rate on understanding the Spanish channel on your T.V. or trying out your pick up lines at the nearest watering hole. Those ratios should encourage you and remove all fear of the Spanish dialect.

Now, let’s break this down even further.

Just focus on learning 100 of the most common Spanish words. Then, set a goal to learn 100 new words every week, while also brushing up on your previous words from past weeks so you don’t forget them.

Learning 100 new words per week translates to just about 15 words per day. If you keep up this schedule, in 10 weeks or about 2.5 months, you will have gained a working knowledge of the 1,000 most commonly-used Spanish words and will be able to comprehend 90% of any Spanish conversation.

To get you started, here’s 100 of the most commonly-used words to commit to memory this week.

1. el / la (def. art.) the 2. de (prep.) of, from 3. que (conj.) that, which 4. y (conj.) and 5. a (prep.) to, at 6. en (prep.) in, on 7. un (indef. art.) a, an 8. ser (verb) to be 9. se (pron.) -self, oneself [reflexive marker] 10. no (adv.) no 11. haber (verb) to have 12. por (prep.) by, for, through 13. con (prep.) with 14. su (adj.) his, her, their, your (fam.) 15. para (prep.) for, to, in order to 16. como (conj.) like, as 17. estar (verb) to be 18. tener (verb) to have 19. le (pron.) [3rd pers. indirect object pronoun] 20. lo (art.) the (+ noun) 21. lo (pron.) [3rd pers. masc. direct object pronoun] 22. todo (adj.) all, every 23. pero (conj.) but, yet, except 24. más (adj.) more 25. hacer (verb.) to do, make 26. o (conj.) or 27. poder (verb) to be able to, can 28. decir (verb) to tell, say 29. este (adj.) this (m); esta (f) 30. ir (verb) to go 31. otro (adj.) other, another 32. ese (adj.) that (m); esa (f) 33. la (pron.) [3rd pers. fem. direct object pronoun] 34. si (conj.) if, whether 35. me (pron.) me 36. ya (adv.) already, still 37. ver (verb) to see 38. porque (conj.) because 39. dar (verb) to give 40. cuando (conj.) when 41. él (pron.) he 42. muy (adv.) very, really 43. sin (prep.) without 44. vez (noun, f.) time, occurrence 45. mucho (adj.) much, many, a lot 46. saber (verb) to know 47. qué (pron.) what?, which?, how (+ adj.) 48. sobre (prep.) on top of, over, about 49. mi (adj.) my 50. alguno (adj.) some; (pron.) someone 51. mismo (adj.) same 52. yo (pron.) I 53. también (adv.) also 54. hasta (prep.) until, up to; (adv.) even 55. año (noun, m.) year 56. dos (num.) two 57. querer (verb) to want, love 58. entre (prep.) between 59. así (adv.) like that 60. primero (adj.) first 61. desde (prep.) from, since 62. grande (adj.) large, great, big 63. eso (pron., n.) that 64. ni (conj.) not even, neither, nor 65. nos (pron.) us 66. llegar (verb) to arrive 67. pasar (verb) to pass, spend (time) 68. tiempo (noun, m.) time, weather 69. ella (pron.) she; ellas them 70. (adv.) yes 71. día (noun, m.) day 72. uno (num.) one 73. bien (adv.) well 74. poco (adj.) little few; (adv.) a little bit 75. deber (verb) should, ought to; to owe 76. entonces (adv.) so, then 77. poner (verb) to put (on); get (+ adj.) 78. cosa (noun, f.) thing 79. tanto (adj.) much 80. hombre (noun, m.) man, mankind, husband 81. parecer (verb) to seem, look like 82. nuestro (adj.) our 83. tan (adv.) such, a, too, so 84. donde (conj.) where 85. ahora (adv.) now 86. parte (noun, f.) part, portion 87. después (adv.) after 88. vida (noun, f.) life 89. quedar (verb) to remain, stay 90. siempre (adv.) always 91. creer (verb) to believe 92. hablar (verb) to speak, talk 93. llevar (verb) to take, carry 94. dejar (verb) to let, leave 95. nada (pron.) nothing 96. cada (adj.) each, every 97. seguir (verb) to follow 98. menos (adj.) less, fewer 99. nuevo (adj.) new 100. encontrar (verb) to find

So, what do you need to be a Spanish rock star?

espanol

Edward Kimmel

There are many programs to help you learn Spanish. Just make sure when choosing them, that they have a strong rating to help you learn the language effectively, quickly, and easily. You should evaluate the program carefully to decipher if this is something you can stick with for a few months.

You can have the best material in the world, but if it doesn’t suck you in like a black hole and keep you consistently coming back for more, than you may as well use the books for an expensive door stop.

There is no better way to learn a new language than to immerse yourself fully in the culture. If you can, choose a private tutor and begin actively learning over passively sitting in the classroom. I mean, honestly, how much Spanish do you remember from high school? If it’s anything like my experience, it’s about enough to ask where the bathroom is and sing “La Cucaracha.”

Another way to ensure you pick up your Spanish quickly is to become an active vs. passive learner. Don’t allow yourself to be taught at. Instead, ask questions, get engaged, and really relate to the material covered.

To keep yourself entertained, find ways to read about things in Spanish that you already enjoy reading about in English. If you hate reading about knitting in English, getting through an article about it in Spanish will make you want to stick knitting needles in your eyes to stop the boredom. But, if you love parasailing, then grab a Spanish article about it and take off into that world. You will enjoy the learning experience so much more.

The best way to learn is to actively converse with native speakers. You will learn better talking with someone, and being humble enough to let them correct your pronunciation, than staring blankly at a book.

Just remember to keep your sense of humor through it all. They are allowed to laugh when you mix up the Spanish phrase for “I am hungry” and “I am a man.” Being a women and having this happen, laughing with them was my only option at that moment.

So, why is Spanish one of the easiest languages to learn?

First, many of our English words originated from the Spanish language. You will encounter words that make sense to you, just because you have seen a similar version of them in your mother tongue. Here is a list of English words of Spanish origin that will help you immediately feel smarter about your grasp of Spanish.

Second, most people in Spanish-speaking countries are extremely helpful and will patiently guide you, so that you can pick up on their language. If you can learn a few common phrases that you can utilize to gain further knowledge, you can certainly broaden your base just by befriending a few locals.

I used the phrase “¿Cómo se dice?” which means “How do you say?” along with pointing my finger at an object for which I didn’t know the Spanish name many times in my travels through Spanish-speaking countries. While I may have annoyed my local friends after the tenth question, they certainly were gracious enough not to show it.

If you can get a few of these phrases under your belt, this works like a charm for times when you can’t remember what something is called. And, you will make great friendships just reaching out and asking for help.

Third, the Spanish language only has about 100,000 total words. People actually only use a fraction of this number in daily conversation. While this amount of words may seem intimidating, when you consider that the Japanese or Korean dictionaries have 5 times that amount, you begin to realize that as far as languages go, there could be a much larger learning hurdle to overcome.

Besides, as we already mentioned, learning 1,000 to 3,000 words will get you all the linguistics you need to be conversational.

Don’t let the language barrier stop your adventure!

OK. For all of you doubters who feel you still can’t learn Spanish after reading this, I will play “worse case scenario” with you. Even if you never can roll the romantic “r” sounds of the Spanish language and find it impossible to learn a new skill, you actually don’t have to become bilingual to visit the Latin Tropics. Many people know English and can help you get around quite well.

Not knowing the language is not an excuse to limit yourself to English-speaking countries in your travels. So embrace your pioneering spirit and don’t ever let your lack of language stop you from tasting ever corner of this globe. While I would recommend learning the local lingo to enrich your travel experience, we all know a smile can still speak louder than words anyway.

And, for times when it doesn’t, it’s OK to use Google Translate and embrace your inner gringo. I just can’t promise that you will impress many Latin goddesses.

Samara, Costa Rica

Geekygirlnyc

The little town of Samara, Costa Rica, could be one of the country’s best kept secrets when it comes to vacation and expat destinations.  Located on the western shore of the Nicoya Peninsula, Samara Beach is frequented by foreign tourists as well as native Costa Ricans looking for a weekend getaway.  In fact, it’s a popular place for many wealthy “Ticos” to own a second home.

Although it has a healthy number of expats and foreign residents, many who own or operate tourism enterprises, Samara maintains a distinctly Costa Rican feel.  Its 1500 full-time residents include mainly locals who work as farmers and fishermen.

Due to the quality of its beaches, Samara has long been a priority in the country’s efforts to increase tourism.  It also helps that the town is accessible from three of Costa Rica’s four international airports.  As a result, it began receiving government funding for infrastructure improvements long before popular favorites like Nosara and Guiones.

So, while, the last leg of the trip into Samara traverses some narrow, winding mountain roads, they are reasonably drivable.  And they also offer some amazing views of the lush hillsides that abound in the region.

Samara, Costa Rica, has everything you need and nothing you don’t.

Samara Costa Rica

Geekygirlnyc

What awaits you when you reach Samara is really only one small road that runs perpendicular to the coast and dead ends at the edge of the pristine white sand beach. Along the road are a few handfuls of hotels, restaurants, and other businesses.  Along the beach are a few more hotels and authentic feet-in-the-sand beach lounges and cafes.

There is a variety of lodging options ranging from inexpensive hostels (dorm-style or private rooms) to mid-range hotels, and they’re all small.  There are no multi-story hotel complexes or all-inclusive resorts, so if that’s what you’re after you’ll want to go someplace else.

Restaurants serve all manner of cuisines such as Mexican, Spanish, and Thai.  There are also plenty of options for special diets, with some restaurants specializing in vegetarian, vegan, and all-organic dishes.

Also present in the small village are banks, car rentals, supermarkets, and plenty of tour companies.  And it’s all within walking distance, so you won’t need a car to get around town while you’re there.

Samara’s beach is award-winning.

Samara, Costa Rica

Geekygirlnyc

Let’s be up front here.  Samara is not actually the best beach in Central America.  It’s the second best.  Or so it was named in TripAdvisor’s most recent Travelers’ Choice poll.  And it is breathtaking.

Samara is situated on a wide bay that’s shaped like a horseshoe.  Out to sea lies a living coral reef, so the surf in Samara is gentle enough for relaxation but strong enough for some comfortable surfing.  The water is also shallow, offering plenty of room for exploring.  It’s populated with swimmers and surfers, and it’s great for kids.

The beach is wide, with white sand and an abundance of shady palms, and it stretches for over 3 miles.  Because of the town’s size compared with its large expanse of sand, the beach always feels fairly empty.

The coast is dotted with cliffs and covered in tropical plant life.  So, not only is the view to sea a spectacular one, but you’ll also love the view looking back towards the shore. The buildings are all small and blend effortlessly into the lush jungle, instead of standing out in stark contrast like a string of high-rise condos.

Samara Beach is also one of the cleanest in Costa Rica.  It’s been awarded the ecological Blue Flag, which is bestowed on beaches that have taken measures to improve the safety and sanitary conditions of its water.

Samara offers endless opportunities for adventure.

In terms of land and sea adventure and exploration, Samara, Costa Rica, offers all the usual suspects.  The shallow water makes for some great snorkeling, particularly in Cangrejal at the northern end of the bay where the reef comes all the way up to the beach.  You can see starfish, manta rays, and a variety of colorful marine life.

At the opposite end of the reef is the island of Isla Chora, with its pink sand beaches, which is home to a wildlife reserve full of an assortment of maritime birds.  You can reach the island by sea kayak, another popular activity in Samara.  You can also take a kayak tour of the mangrove forests at the river estuaries of the Rio Buenavista or Rio Ora.

You can also try one of Samara’s most popular new sports, SUP.  That’s short for Stand Up Paddle, and it’s exactly what it sounds like.  You stand up on a large board, like a surfboard, and paddle!  The conditions in Samara’s waters are very conducive to this activity.

Samara is also a great place for beginning surfers, and there are a number of professionals who offer lessons.  Its waves are still high enough to entertain those with more experience, but if you need more of a challenge there are some bigger waves at Playa Camaronal, which lies a short distance south of town.

Costa Rica has some of the world’s best sport fishing, and the nearby port of Carrillo offers professional tours.  In the area you can catch tuna, sailfish, marlin, and mahi mahi to name a few.  There are also companies that offer boat tours where you can see dolphins and sea turtles and enjoy some great views of Costa Rica’s Pacific coast.

Samara also offers a number of activities for the land lover.  You can ride horseback on the beach or to the Tobacco waterfalls.  There are also canopy tours in Santo Domingo, which is just inland from Samara.  You can also rent a bike or scooter and venture to some of the nearby beaches, like picturesque Carrillo.

If you’re looking for animals, there are plenty to see in and around Samara.  However it’s difficult to find them in the wild.  Nearby Carrillo also has an animal rescue center and gardens called La Selva.  There they offer guided tours where you can see sloths, wildcats, cocodrilos, exotic birds, and more.  The area also has a number of species of exotic plants, and there are a number of nature trails for hiking.  There are also a few ancient Indian sites nearby.

For a little bit of culture, you can visit Samara’s lone art gallery, which has its own resident artist.  There are also places where you can take Spanish, guitar, or dancing lessons.  If you want to get in some exercise during your stay, you can sign up for aerobics or yoga.  Samara can also accommodate you if you’re looking for a gym, spa, or even tennis courts.

You’ll come for the beach, but you’ll fall in love with the vibe.

Samara Costa Rica

Aan ‘Allein

Although it offers all the activities and amenities you’d expect to find in a tourist destination, the atmosphere in Samara, Costa Rica, is refreshingly different.  There are a lot of laid-back beach towns in Latin America, but something just feels different about this one.  Samara has developed a lot in recent years, but not so much that everyone there has forgotten what it was like before paved roads and reliable electricity.

Not to mention, it’s a working fishing village, and it’s bordered by farms.  Not many beaches can boast of cowboys and cattle drives, but this one can.  Combine that with fishing boats returning each evening with their catches, exotic fruit harvests, reforestation projects, and many other activities vital to Samara’s sustenance.  This town has a lot going on!  And it isn’t all about the tourism.  It’s a much more authentic feel.

Add to that the fact that there are no chain hotels or restaurants.  No thumping disco clubs.  None of the gimmicks you find in a lot of beach towns.

Even the expats and tourists who come to Samara seem different.  It’s not the same ancient hippie, retiree crowd.  The folks coming to Samara are generally younger couples who are looking to avoid all of that.

And so far they’ve been successful.  As of the moment, Samara, Costa Rica has not been plagued with all of the overcrowding, over-partying, and over-commercializing that many beach towns of its caliber have seen.  We’re not sure why, but we hope it’s because the town has done a good job of attracting the right kind of tourists and residents, those who want to enjoy it for what it is.

It’s also possible that not enough word has gotten out about Samara to attract the number of people that some of its neighbors are drawing in.  However, if the accolades continue to roll in, that’s sure to change.  So, it’s possible that Samara could be looking at an approaching boom.

Either way, we suggest you check out this gem sooner rather than later.  Just please don’t tell too many people about it.

Map of Samara Costa Rica

Samara, Costa Rica Fast Facts

  • Population: About 3,800
  • Typical temperature: An average temperature of 85 degrees
  • Nearest airport with U.S. flights: Liberia International Airport
  • Nearest U.S. consulate: San Jose
Food Costs in Costa Rica

Emilie Hardman

While not the cheapest place to live in Central America, Costa Rica still offers a considerable savings on most consumer goods when compared with their North American counterparts.  Food is just one great example of the savings that await you if you choose to relocate to this beautiful expat haven.

Not only is the food inexpensive, it’s fresh, locally grown, and often free of pesticides and other chemicals.  Many native Costa Ricans and expats alike place great emphasis on good health, so the available food selections reflect this lifestyle.  You can find a North American candy bar if you try hard enough, but you’ll usually pay a hefty premium for these and other imported products.

The good news is that there are many local products that are often as good, if not better than the imported options.  A variety of grocery stores are available, as are street vendors and farmer’s markets.

The cost of food, like any other expense, will vary greatly depending on your location and other factors, such as the quality or brand name you choose for each individual item.  However, to give you a general idea of the savings, here’s a sample grocery bill that compares Costa Rica food costs against the price of the same item in the U.S.

Item

Costa Rica

U.S.

% Discount

Eggs, 1 dozen

$1.60

$3.18

50%

Sirloin steaks, 1 lb

$2.34

$8.99

74%

Milk, 1 liter

$1.39

$3.19

56%

Bananas, 12

$  .42

$2.36

82%

Toilet tissue, 8 ct

$2.50

$7.89

68%

Toothpaste

$1.17

$3.47

66%

Watermelon

$3.00

$5.99

50%

Pineapple

$1.00

$3.99

75%

Rice

$2.00

$2.82

29%

Cheese, large round, 1 lb

$2.70

$6.99

61%

Lettuce, 1 head

$1.00

$1.69

41%

Spaghetti, 1 lb

$  .80

$1.20

33%

Coffee, 1 lb

$2.96

$7.99

63%

Loaf of fresh bread

$1.25

$2.09

40%

Potatoes, 5 lb bag

$4.72

$4.99

  5%

Shrimp, 1 lb

$7.27

$8.99

19%

Chicken breasts, 1 kg frozen

$7.96

$6.15

-29%

Reese’s cup candy bar

$1.40

$  .79

-77%

Tomatoes, 1 lb

$  .35

$1.99

82%

Total

$45.83

$84.75

45.9%

That’s over 45% in savings on food costs in Costa Rica!  And without sacrificing any quality, at that.  In fact, many items are hardly even worth comparing, since Costa Rica’s coffee and fruits are far superior to North American ones.

You may have noticed that a few items are actually more expensive to buy in Costa Rica, like the aforementioned candy bar.  Items that aren’t as widely grown or manufactured and have to be transported can sometimes cost a bit more.  Another surprise is that seafood doesn’t represent a bigger cost savings.  Costa Rica exports most of its seafood so, while it is cheaper, the difference isn’t a huge one.

Again, the cost of feeding your family will ultimately depend on your individual tastes and where you do your shopping.  If you buy everything from your local big box supermarket, you probably won’t save nearly as much as if you employ some smarter shopping tactics.  Get your fresh meats and produce from the farmer’s markets or your local butcher.  Drive to the coast for seafood.  Save the supermarket chains for staples like toiletries and packaged products.

No matter your lifestyle, you’re sure to be pleasantly surprised by the food selections available in Costa Rica.  Your health will thank you.  Your wallet will thank you.

 

For those of you that don’t know, we’ve nearly sold out our Adventure Colony in Burica, Panama. This video was taken just in front of Lot 16, which was sold a few years ago.

While on the pacific coast, due to the shape of the peninsula, we actually see the sun rise over the ocean. Check the vid to see what I mean.

Actually the lot where I shot this video is 1.6 acres, has a cabana, and you can own it for under $150k

Due to some financial troubles, the owner has to sell and is offering a discount beyond even the original purchase price.

This is pretty unheard of in a development that’s been as successful as Playa Burica.

Not only that, if you’ve grabbed your copy of Adventure Colony already, you’ll also qualify for another $15,000 in discounts.

You can head over to the Playa Burica page to get all of the details, but here are the main ones:

Size: 1.6 acres Amount of Ocean Frontage: 282 feet Includes Cabana that’s already built. Price: $149,900. And there is financing available.

This one won’t last long.

P.S. Here’s a Pic of the included Cabana

And another shot of its ocean frontage…

costa rica

Costa Rica Curious

We Did It!

For the past year and a half, my wife and I had been plotting. Plotting and planning and preparing and finally the day had come.

We did that thing that everyone talks about but, seemingly, no one ever does. We left successful careers and in our early 40’s, sold damn near everything: the cars, the grand piano, the too large for two people house, and whittled it all down to 9 suitcases and 2 backpacks, and moved to Costa Rica.

Our first 2 weeks in the country held some surprises, some of which were painful in more ways than one.

It’s a good thing I don’t believe in omens. On the day of our departure our 4 p.m. flight from DFW to SJO was delayed – we were told for 20 minutes. After 20 minutes it was delayed again…and then again. Then the flight was rescheduled for 6 p.m. At 6 p.m. the dinner vouchers were passed out as an apology for the delay.

It now seemed that too much time had passed for the original flight crew to be used, so a new one had to be summoned.

In the end, our 4:00 flight left at 9 p.m., very much impressing our ride, our new landlord, who was picking us up at the airport, now at 2 a.m. instead of 9 p.m. Pura Vida – right?

Excellent coffee and new friends: Days 1 and 2

costa rica

Costa Rica Curious

Our first 2 days were filled with all of the new and shiny things of paradise; we had fruit trees in our backyard – various shades of citrus all just waiting for us to pick.

We made quick friends of others staying at the apartments and they showed us hiking routes with beautiful vistas, amazing birds, more fruit trees, and even an avocado tree that was bearing fruit.

The views from the pool allowed for glorious sunrises and coffee with our new friends each morning. These same friends eased our apprehension of getting on the bus for the first time by showing us the ropes and taking us into town.

Maybe I should have looked in my shorts first: Day 3

It’s a good thing I don’t believe in omens. The day started great as I opened the shades and wondered at the wondrous view. I walked to the kitchen to pour a cup of coffee that my wife had already brewed and, in preparation of our morning ritual of coffee with friends by the pool, I started looking for a pair of shorts to put on.

I find a pair but where was my belt? It was there in a pair of shorts on the floor. I sat on the bed, picked up the shorts and laid them on my lap to remove the belt.

That’s when it hit me.

Well, hit is the wrong word, stung – yes, stung me is the right combination. Even without seeing the culprit I knew what had just happened.

I had read about scorpions in Costa Rica and had wrongly thought that at the elevation we were living, 4700 feet, that scorpions were not around.

It looks like I was mistaken. More important than the pain of the sting on my thigh, which was similar to a bee sting, was this – what was I going to tell my bug-a-phobia wife? We moved to Costa Rica with Jen’s biggest concern being; not the language barrier, not being away from family and friends in the states and not knowing a soul here – no, it was (and still is), BUGS.

That’s right a bug-a-phobia and her husband chose the bug capital of the world to retire in.

After the split moral indecision, I threw the shorts on the bed and marched in the kitchen and told her what had just happened. I was very proud of myself for my moral fortitude.

Her response was unexpectedly rational. “You killed it, right?”

Oops, I got right that.

Shortly after the Scorpion King episode, we resumed our ritual of sitting by the pool, enjoying the company of newly met friends and conversation that had a bit more bite…er, sting to it.

Wifi was finally working, but it brought me some bad news: Day 3 continues

One of the luxuries that we refused to give up when we moved to Costa Rica is the iEverything suite of Apple products.

We brought iPads, iPhones, iPods and a couple of MacBooks and these were our communications center, at least if we could get them to work. Part of it was the wifi where we were staying going in and out, and part of it was just getting everything networked right.

Regardless, I did not see the text messages, the missed calls, or the FaceBook message saying to call my sister ASAP. When I finally was able to connect, I was informed via text message that my dad had passed away.

My dad had been ill for the past 2 years and very ill for the past year. This was a huge consideration when we were making our plans to move and we still chose to move. Now we were dealing with the ramifications of being in a new country, with not so great communication ability.

We finally got in touch via Face Time with my mom – probably would have been better if it were just a phone call – and were told of the plans being made for the funeral.

We just got here, but now I’ve go to back (for just a bit): Here’s how the rest of the week panned out.

costa rica

costa rica curious

The balance of our first week, really 5 days, in Costa Rica was spent making arrangements to travel back to the States for a couple of weeks.

Making sure our all of our stuff here – mostly still unpacked – was kept safe and that we had a home to come back to. We found the most REASONABLE (see takeaway #3 below) flight back and began making plans for our return trip. I took long, solitary, walks. Cried a bit, drank a bit and waited to head home.

While the rose-colored glasses were ripped from our face that first week, I can’t imagine not being here in Costa Rica. We have since learned to expect the unexpected (and to shake out my shorts).

That first week we also learned a couple of things that are worth passing on; here are a few takeaways from our first week:

  • It may make sense to upgrade to Business/First Class. For us it would have been a wash as flying coach we were allowed 2 free checked bags at 50#’s each. We paid a little over $550 for our checked luggage. Flying business class we would have been able to check 6 bags free with a weight limit of 70#. If you are moving here by luggage as opposed to shipping – do the math and fly to your new home in style.
  • If (when) you get a scorpion sting, vinegar will take the stinging sensation away. Urine will do the same thing but I doubt you are going to pee on yourself or get someone to do it for you.
  • Bereavement Flight Benefits only exists for domestic flights. If you are in a different country you are screwed not only having to pay for an international flight but having to pay for one that is scheduled same day or a couple of days away.

Editors Note: Greg Seymore

At the age of 41 Greg Seymour quit his job and retired with his wife to Costa Rica, trading his business suit for a bathing suit. In addition to writing about his experiences in Costa Rica on his blog, CostaRicaCurious.com, Greg enjoys photography and getting to know his new home.

 

 

 

Manta, Ecuador

Len Langevin

The coastal town of Manta, Ecuador, is an important place to know if you’re wanting to familiarize yourself with this South American nation.  Located on Ecuador’s central coast, Manta is the country’s second largest port city and its most popular beach location, mostly among Ecuadorians.

While Manta does draw its fair share of expats and foreign tourists, it’s most commonly used as a vacation or holiday destination for families who want an escape from the bustle of nearby Guayaquil.  It’s a nice compromise, as it offers them all the comforts they enjoy in Ecuador’s largest city but with far less traffic and noise.

With a population of under 220,000, Manta, Ecuador, is a medium-sized city (about the same number of people as Scottsdale, Arizona) that serves as an important shipping and industrial center.  As a result, it’s not what most people have in mind when picturing their life as expats in Latin America.

However, while it may not be exactly the right feel for a place that would-be expats might want to live IN, it’s a really convenient place to live NEAR or to use as your jumping off point for accessing all of the great destinations that are in close proximity to this coastal hotspot.

Here are a few important things you should know about Manta, Ecuador Real Estate.

If you’re looking for an Ecuadorian beach town with city conveniences, it’s one of the few options.

Ecuador has some of the most beautiful coastal areas in the world.  And among them are miles and miles of completely untouched coastline.  There are a few small villages where you might find a sprinkling of seafood shacks and something that resembles a convenience store.  Other than that there isn’t much available in the way of consumer options.

That may sound quaint and like just the thing you’re looking for.  But not everyone can live that lifestyle all the time.  Eventually you have to stock up on groceries and other necessities or just go somewhere you can find an internet connection.  And Manta is a great place to do that.

Not only can you find the products and supplies you need, but in Manta you can also enjoy a hot shower, air conditioning, and paved roads, all things that are difficult to come by along much of Ecuador’s coast.

It also has a fully-stocked North American(ish) style grocery store, a modern movie theater with many English titles, internet cafes, and a large assortment of restaurants and bars.  In addition to these basics, Manta has yoga studios, health clubs, casinos, quality medical facilities, and a modern shopping center.

There’s a lot to see and do both in and around Manta, Ecuador.

In Manta itself, you’ll find plenty to entertain you along the coast.  The shore itself doesn’t have the pristine white sand that many beach-goers seek, but it’s a fine place to walk or dine al fresco at one of the many open-air seafood restaurants.  You can also find many homes with fantastic views from atop the cliffs that surround the city.

Just north of the city center is Playa Murcielago, the most popular beach in the area.  It offers some good surfing, as well as opportunities to try out other aquatic sports such as scuba diving and fishing.

If you’re looking for a little culture in Manta, there’s the Museo del Banco Central.  Its exhibits include a large amount of Pre-Colombian artwork, as well as other artifacts representing the area’s cultural history.  Just inland lies the city of Montecristi, the source of many of the erroneously named “Panama Hats,” which actually originated in Ecuador.

If you head south from Manta, you’ll be on what’s known as the Ruta del Sol, or “Sun Route.” While this drive takes you along one of the most beautiful stretches of coastline in the world, the road itself could use a lot of work.  It snakes alongside miles of deserted beaches where you could literally pull the car over and get out and surf entirely alone.

It also passes through tiny fishing villages where the residents seem completely unaware of the potential tourism potential of their sleepy little towns, although a few small developments have begun to pop up here and there.  The route finally ends in Salinas, a popular resort community.

About an hour south of Manta is Puerto Cayo, a quaint fishing village that is a great place to go to get away for the day and relax.  Just beyond that is Parque Machalilla, a national park with an assortment of flora and fauna, as well as some hiking trails and panoramic views of the coast.

Manta’s airport makes it accessible and also offers easy access to the rest of Ecuador’s Pacific Coast.

Manta’s infrastructure makes it a very livable city, and perhaps no other feature is quite as important as its domestic airport.  The fourth busiest in the country, Eloy Alfaro International Airport (MEC) is a combination civilian airport and military airbase located on the outskirts of town.

Several airlines, including AeroGal, AVIANCA, LAN, TAME, and COPA, offer daily flights to Quito.  That means that you could start the day enjoying the beach in Manta and, after a quick hour-long plane ride, find yourself in the Andean highlands.

Manta, Ecuador

Dani Blanch

Many factors make Manta a great place for a second home in Ecuador.

With so much to see and do in Ecuador, many of its citizens and foreign residents are finding that owning two homes provides some nice variation and a way to enjoy all the country has to offer.  Because of its location and accessibility, Manta would be an ideal place to do that.  Not only does it have the airport, it also has buses leaving regularly headed to many cities in Ecuador.  Guayaquil, for instance, is only a short 3-hour drive away.

Manta, Ecuador, has a dry tropical climate with temperatures that range between 76 and 90 degrees Fahrenheit year-round, although it feels hotter in the wet season (December to May) due to the humidity.  During the dry season (June to November), it’s still warm but the humidity makes being on the Ecuadorian coast far more bearable.

Many choose to spend the wet season in a more temperate area, like the Andean highlands, and then enjoy the coast during the months with lower humidity.  In Manta, you can easily do this without sacrificing any of the creature comforts you’d otherwise have to do without in a smaller village.

Despite its size and amenities, Manta still offers an incredibly low cost of living.

One of the reasons Ecuador has gained attention as an expat destination is due to its extremely reasonable real estate and consumer goods.  Those can also be found in Manta.  You can enjoy a meal of fresh fish, with sides, and a cold domestic beer from a beachside restaurant for no more than $6.  A 3-course meal for two in a nice restaurant will only set you back about $25.

Real estate is also cheap.  You can rent a 2-bedroom condo with an ocean view, a swimming pool, and exercise facilities for as little as $500 per month.  If you’re looking to buy, the same place would only cost you $80,000.  If you don’t need the second bedroom, you can save as much as 25-30% on a one-bedroom property.

Conveniences from high speed internet to domestic help are all very affordable in Ecuador.  And, while prices can vary greatly depending on your lifestyle, you could easily get by in Manta on as little as $1200 per month.

Manta, Ecuador

Quiltsalad

Manta, Ecuador, has many opportunities for investors.

Manta is home to one of the few ports in the country deep enough to receive commercial cargo, making it an important shipping and industrial center.  Tourism is also a bit part of the city’s economy, and cruise ships dock there several times per week during the peak season.

It’s a growing city whose recent infrastructure projects include an improved sewage treatment system and a new bus station.  Booming industry and better infrastructure lead to increased property values, making beach real estate another good investment option.  Along with the potential profit, investors also have the added benefit of being able to influence the future of the community.

Manta does have some factors that make it unattractive to expats.

While Manta offers some great amenities and investment potential, it definitely has its downsides.  For instance, its water supply is contaminated with mercury and other pollutants.  You can’t drink it or use it for ice.  And, while the city does offer some sweeping views, some of them are of cranes and other industrial components.

Also, although it experiences less crime than some larger cities like Guayaquil, Manta does have its share.  A lot of it involves petty crimes, such as pickpocketing or theft of unattended items.  However violent crimes do happen.

It’s important to use precautions, especially when you’re out and about at night, particularly in poorer areas of the city.  It’s best to take a taxi, unless you’re in a large group.  However, even taxis have been used in crime rings to take advantage of unsuspecting tourists.

As in any foreign city, it’s best to just use common sense and generally avoid looking like a tourist.  Don’t carry around too much cash or leave luggage unattended.  Always watch out for anything that looks suspicious and never take your eyes off your drink, as the use of date rape drugs is a concern.  Steer clear of anyone begging or asking for money, including children.

Manta is a bonus on the Ecuadorian coastline

While not the ultimate “forever home” of most expats, Manta offers a lot in terms of value to foreign visitors and residents.  It’s a good beach option for those who don’t want to sacrifice a lot of amenities.

It’s also a great place to restock or even establish a home base from which you can explore all of the many wonderful destinations Ecuador has to offer.  When planning a trip to scout out possible places to relocate your family, make sure Manta, Ecuador, is one of your stops.

Map of Manta Ecuador

Manta Fast Facts

  • Population: About 217,553
  • Typical temperature: Despite its near-equatorial location, Manta has an arid climate with an average temperature of 71 degrees
  • Nearest airport with U.S. flights: Quito or Guayaquil. The Domestic airport, Eloy Alfaro International is located on the outskirts of the Manta, here you can catch a daily flight to Quito and Guayaquil.
  • Nearest U.S. consulate: Quito
Coronado Panama

Sandra Conoso

Coronado Panama, could be the ideal place for expats who are looking for world-class amenities and natural beauty all wrapped up in one convenient little package. Coronado offers a resort lifestyle comparable to the atmosphere of some of South Florida’s beaches, but without the seven figure price tag.  However, with its nice variety of housing options, it’s also great for the would-be expat who’s looking for a place a little further off the beaten path.

For many years Coronado served as a destination where wealthy Panamanians purchased second homes or where people flocked on weekends and holidays to escape the hubbub of Panama City.  Today it’s become an international tourist and expat hotspot in its own right.  An established destination, it offers many of the same conveniences and attractions as the nearby capital, but in a cleaner, quieter, and less hurried atmosphere.

Here are a few of the reasons Coronado, Panama, is one of the nation’s best places to live as an expat:

1. Coronado offers convenient proximity to Panama City.

Coronado can be reached easily from North America, by way of Panama City’s Tocumen International Airport. It’s also just a short distance off the Pan-American highway, making it very accessible by car or bus from the nation’s capital, although the roads can sometimes be congested (particularly on weekends or around holidays).

While Coronado now has almost everything its foreign residents could ever need, nearby Panama City offers even more. Panama City is quite cosmopolitan, with its 18-screen movie theaters, numerous museums and galleries, high-end boutiques, and vibrant nightlife. So, expats seeking a particular flavor of fusion cuisine or a specific brand name clothing label can likely find it only a short hour’s drive away.

While in Panama City, you can also stock up on things that might be slightly more difficult to find in Coronado, although the beach community’s selection of most items is rapidly growing as more and more businesses open. Those needing a break from the coastal heat can also find relief in the cooler elevations of the nearby Valle de Anton, which is about 50 minutes up the hill.

Coronado also offers excellent routine health care and emergency services at its San Fernando Clinic. However, those who require more specialized care can find it with the local hospital’s affiliate, Clinica Hospital San Fernando, one of Panama City’s best.

Coronado Panama

Matthew Straubmuller

2. Coronado Panama has a well-established expat community.

After many years as a hotspot for wealthy Panamanians, Coronado has recently gained tremendous popularity among expats. In addition to immigrants from the U.S. and Canada, Coronado is also home to expats from the U.K. and places all across South America. In fact, it boasts Panama’s second-largest expat community (after Boquete).

As a result of decades of expat influx, Coronado has become increasingly friendly to North Americans and other foreigners. English is widely spoken, and many North American conveniences have already been established.

However, despite its size and its strong North American influence, residents love Coronado for its strangely small-town feeling. It is a close-knit community, with a lively social scene. A deep camaraderie exists, not only among its expats, but also between them and the native Panamanians who live or vacation in Coronado.

Coronado Panama

Marcio Da Mata

3. Coronado has some of the most beautiful beaches on Panama’s Pacific coast.

Those visiting Coronado might often find themselves having to do a double take to be sure they haven’t mistakenly landed somewhere on an established beach in South Florida. Its black and white sand stretches on for miles and miles, allowing for a beautiful natural setting that’s adjacent to world-class resorts and high-rise condos.

Coronado’s seaside location also makes it a great place to enjoy a variety of water sports, such as surfing or kiteboarding. You can also enjoy activities such as scuba diving, sailing, or deep sea fishing.

And everything is within walking distance. You can spend the morning at the health club, playing tennis. Then you can stroll down the beach to dine with a friend at a seaside cafe. After a dip in the ocean, you can walk back to your condo for a shower before meeting your spouse for a fine dining experience at the neighboring resort’s restaurant, looking out on a spectacular sunset.

4. Coronado offers an abundance of lifestyle and leisure options.

As Coronado’s expat population has grown, so have the number of options available for shopping, recreation, and other professional services. A resort membership provides you access to a professional golf course and tennis courts. You can also enjoy the pool and spa facilities. There’s even an equestrian club available for boarding horses.

Shopping plazas continue to pop up everywhere, and there are three supermarkets that are open round-the-clock. A variety of restaurants offer plenty of cuisine options. There are pharmacies, a private medical clinic, and even a veterinarian. There’s also a popular department store and a popular Panamanian home improvement store.

Other conveniences include a dry cleaner, a Mailboxes Etc., and a new gym. There are also three international schools in Coronado, making it a great option for young expat families with children. Businesses and services grow in response to expat needs, so as more and more foreign residents relocate to Coronado its options are likely to continue to increase.

5. Coronado’s infrastructure is better than that of most other coastal areas.

Great infrastructure is often somewhat of a rarity for beach communities. Not so in Coronado, due in part to its location and its long-standing rank as a top destination for locals and expats. This equates to conveniences like water and electrical service that are widely available and extremely reliable.

Also readily accessible is wireless internet, which is also very affordable. Coronado also has great roads, transportation, and other public services. As a result, it’s one of the country’s most turnkey options for expats who want a move-in ready home, community, and city. Coronado isn’t up-and-coming. It has already arrived.

6. Coronado offers lots of options for staying healthy and fit.

The people of Coronado, Panama, are an extremely health-minded community. Many residents grown their own fruits and vegetables, as well as spices for healthy cooking. Mango, papaya, plantain, and banana trees can be found everywhere. Fresh, locally-grown produce can also be purchased from a number of street vendors.

In addition to healthy eating, many residents of Coronado lead very active lifestyles. In addition to water sports you can find expats playing golf or tennis at the resort or gym. There are also groups and classes where you can participate in yoga or meditation. Many expats also spend their time staying mentally and spiritually fit by volunteering or supporting local causes.

Coronado Panama

Vivi Panama

7. Coronado has community and housing options for every budget and lifestyle.

Coronado’s central neighborhood is a gated community, which is guarded and also situated next to the Coronado Police Department for added security. This upscale area is well secured and has top-notch private facilities.

However, resort-style living isn’t necessarily for everyone.  Coronado has a wide variety of choices to suit any preference. You can choose a Tuscan villa on a secluded lot, an efficiency apartment in a high-rise building, or a beachside bungalow with a view of the sea.

Prices can vary drastically, depending on the property’s location and amenities, but a smaller home can be had for as little as $250,000. Rental rates could range from $700 on up to $3000 or more for some of the most desirable properties.

While slightly more expensive than many areas in Panama, Coronado is still extremely affordable by North American standards. For expats who don’t mind being a bit farther from the action, you can find bargains on real estate in nearby areas such as the hillside town of Las Lajas, where you can find a modest home for under $200,000.

Coronado also has the added benefit of being in Panama, which enjoys an incredibly low cost of living. All this luxury can still be enjoyed for a fraction of the cost for the same lifestyle in North America, including high-speed internet and a full-time maid. Those eligible for the country’s pensionado visa can benefit from even greater savings.

Coronado, Panama, could be the perfect place for you if you’re a would-be expat who doesn’t want to compromise your lifestyle. And why should you?  Here you can enjoy all the amenities of a South Florida retirement on a Latin American budget. Combine that with easy access and first-world infrastructure and you have a recipe for luxury.

Whether or not Coronado ends up being your ideal retirement destination, it certainly isn’t a shabby place to visit. Plan your trip today to find out if Coronado, Panama, is right for you.

Map of Coronado Panama

Use this quick map to see where Coronado fits in Panama and its proximity to the nearest international airport, Tocumen International Airport.

Fast Facts

  • Population: About 20,000.
  • Typical temperature: Ranges mid 80s to upper 90s
  • Nearest airport with U.S. flights: Tocumen Airport, Panama City
  • Nearest U.S. consulate: Panama City
Boca Chica

Viva Tropical

Boca Chica, Panama is a little-known island destination that delivers big on adventure and atmosphere.  Located on Panama’s Pacific coast, Boca Chica offers its visitors and residents opportunities for sport fishing, snorkeling, surfing, and awing over its exotic flora and fauna.  With so much to see and do, Boca Chica has been gaining much attention recently, as more and more people are finding out about this coastal hideaway and all it has to offer.

And of course we have a special affection for Boca Chica, since that’s the home of our 400 acre private island Adventure Colony.

Because it’s somewhat remote, Boca Chica is also an ideal destination for those looking for a more relaxing or romantic getaway.  Its fine sand and dark water make it a beach lover’s dream.  Its tropical climate and landscape of lush valleys will make you think you’re in paradise.  There you can sunbathe on an almost isolated beach or venture out to one of Boca Chica’s 50+ islands, many of which are uninhabited.

Boca Chica, Panama is within arms reach of banana plantations, deserted islands, jungles, mountains, and a marine park with coral reefs that are home to whales, manta rays, and a variety of sporting fish. And with the new airport in nearby David, it’s now easier than ever to access Boca Chica and all of these great attractions.

With so many opportunities for adventure in and around Boca Chica, it’s the perfect place to set up camp while you explore the area.  Here, in no particular order, are the hotels that rank at the top of our list for accommodations on the Boca Chica mainland.

Gone Fishing Panama

boca chica panama hotels

Gone Fishing Panama

This resort offers upscale accommodations that include professionally decorated rooms, a large bar and dining area, and a vanishing edge pool that offers panoramic views of the surrounding natural beauty.

Gone Fishing Panama offers fishing charters aboard Good Fellas, its state-of-the-art 31′ boat.  They’ll also take you for a day and a half excursion to Coiba Island National Maritime Park, a whale watching cruise, a jungle tour, a road trip to several nearby destinations (like Boquete), or just about anything else you want to do.

You can also relax on the beach or by the pool or take part in a variety of other land and sea activities, such as snorkeling, horseback riding, waterskiing, sailing, surfing, hiking, or bird watching.

The hospitality at Gone Fishing Panama is unrivaled.  And the food is fantastic.  Many packages include three meals a day.  The menu includes the freshest fruits, vegetables, and herbs (many grown on site), as well as the “catch of the day” which is usually caught just a few hours before it’s served.

In-room massages are offered, as are manicures and pedicures.  The bar has dancing and karaoke nightly.  The beautiful grounds are available for weddings and other events.

Bocas Del Mar

boca chica panama hotels

Bocas del Mar

At Bocas Del Mar you’ll find the fresh, modern amenities you’d expect from a first world hotel.  It’s the newest lodging establishment in Boca Chica and the one that most closely resembles the traditional hotel experience.  Its 16 individual bungalows, or cabanas as the locals call them, are contemporary and well-appointed accommodations set into the natural beauty of tropical gardens and alongside the sparkling sea.

With a dedicated focus on customer service and attention to detail, the staff promises to deliver personalized attention and service to maximize each guest’s resort experience.  Bungalow amenities vary, but some include hot tubs, private parking spaces, or dedicated courtyards.

Bocas Del Mar has two infinity pools, with waiter service for drinks and snacks. There’s also a gourmet restaurant and bar serving an international-style menu.  Room service is also offered.  Fresh seafood, including lobster, is usually available.  The kitchen will also gladly prepare your very own fresh catch if you have one.

The resort has a private dock where you can book a variety of excursions such as deep sea fishing charters, island-hopping trips, and the hotel’s very own “4 Hour Tour” aboard its 26′ boat.  The staff is very knowledgeable about Boca Chica and the surrounding areas and are more than happy to recommend and book tours for their guests. Transport to and from the airport in David is available upon request.

Seagull Cove Lodge

boca chica panama hotels

Trip Advisor

The accommodations at Seagull Cove Lodge feel like more of an extension of the natural environment.  With its unique layout, it is a place where you can enjoy the beauty and tranquility of the area as well as modern conveniences and exceptional service. Each of its 5 bungalows offers an ocean view, and they cascade down a lush hillside where they lead to a tiki bar that’s built right out on top of the beautiful Pacific Ocean.

The lodge’s rooms offer plenty of privacy, while its common areas invite guests to meet and mingle with others from all across the globe. Committed to creating a harmonious atmosphere, the property has lots of green space, a private beach, and tropical gardens. It’s a great place to relax, rejuvenate, and recharge.

The Mediterranean-style lodge boasts a tranquil fountain lounge bar, a gourmet restaurant, and an artistic pool. Fresh fish is delivered daily to the private dock, and the menu is constantly changing. The chef at Seagull Cove Lodge serves up Central American and international fare that guests enjoy from tables overlooking the ocean.

Your day can be spent relaxing on the beach, or you can choose from a variety of activities. Excursions such as sea kayaking, whale watching, and deep sea fishing can all be arranged for you by the staff.

What are you waiting for?  Plan a trip to beautiful Boca Chica, and book a reservation to stay at one of these fine establishments.

 

Panama facts

UNESCO

How much do you know about Panama?  If you’re like many potential expats, your knowledge may be limited to the fact that it’s home to the Panama Canal and the birthplace of the Panama hat.  And you’d be wrong about the latter. (They actually originated in Ecuador.)

If you’re considering visiting or relocating to this important international destination, or if you just want to brush up on your general knowledge of Central America, here are some Panama facts to educate you on some of the country’s highlights.

General Panama Facts

Panama is an isthmus that connects the Central American country of Costa Rica to Colombia in South America.  Shaped like a sideways “S,” it runs from west to east and borders both the Caribbean Sea and the Pacific Ocean.

Its total area is around 29,150 square miles (slightly smaller than the state of South Carolina), and it has a population of about 3,595,490 (less than the city of Los Angeles). Many of the country’s residents (1,272,672 to be exact) live in or near the capital, Panama City.

The rugged terrain and lack of good roads can make accessing areas along the Caribbean coast more difficult.  As a result, the population is also heavily concentrated on the southern, Pacific side of the country, where the Pan-American highway runs. Panama’s Darien province also contains the only break, known as the Darien Gap, in the entire highway system that connects the farthest tips of North and South America.

Panama enjoys a tropical climate, with temperatures ranging from 87 to 95 degrees Fahrenheit year round.  Relief from the heat can be found at the higher elevations, where temps are generally in the 70s.  Its only season variation is between its wet (April to December) and dry (January to April) seasons.

Panama’s History

The Isthmus of Panama was discovered by Spanish explorers Rodrigo de Bastidas and Vasco Nunez de Balboa in 1501.  In 1510 Santa Maria La Antigua del Darien became the first permanent settlement on the American mainland.  The Pacific Ocean was reached on an expedition led by Balboa in 1513, and Pedro Arias Davila established Panama City on August 15, 1519, almost a hundred years before Jamestown, Virginia, was founded.

Panama remained a Spanish colony until 1821 when it became part of the Gran Colombia, under the rule of Simon Bolivar.  It gained its independence from Colombia in 1903.

The People of Panama

Panama is comprised mostly of mestizos (68%), those of mixed Amerindian and European descent.  The other categories include black and mulatto (10%) and white (15%).  Amerindians (or American Indians, those indigenous to the region) account for another 6%.

Spanish is the official language.  However, English is widely spoken.  In fact, approximately 14% of the country speaks English.  Several Indian languages are also used among native peoples.

The majority of the population (75-85%) identifies with the Roman Catholic church. However, freedom of religion is guaranteed by the nation’s Constitution. Protestantism, Judaism, Islam, Buddhism, and many other religions are also practiced in Panama.

Panama facts

Lon & Queta

Panama’s Structure and Government

Panama is divided into nine provinces and three Indian territories. It is a constitutional democracy whose representatives are elected by direct vote. The executive branch consists of a President and Vice President who are elected for a non-renewable five-year term. The 71 members of the National Assembly, the legislative body, are also elected every five years, often resulting in sudden, drastic changes in policy.  Supreme Court justices are nominated by the executive branch and designated by Parliament.

Panama’s Economy

The official currency of Panama is the Balboa.  However, the U.S. dollar is also widely accepted and exchanges at a rate of 1:1, making it an easy place to live and invest. To further attract investors, a recent law was established to protect investments made in all economic sectors. Both natives and foreigners are free to do as they wish with the products and profits generated with Panamanian investments, up to and including trading or transferring them to other countries. It also establishes an arbitration provision, eliminating the danger of dealing with the Panamanian judicial system.

Its main industries include food processing, chemical manufacturing, textiles, and the manufacturing of machinery and metal products. Among its agriculture products are coffee, bananas, sugarcane, cotton, beef, and veal. Its largest exports are coffee, shrimp, lobster, cotton, tobacco, and bananas.

Other revenue producers include the banking and services industries, tourism, tax-free zones, and the Panama Canal. Panama’s economy has boomed in recent years, so much so that the country experienced a shortage of skilled workers. As a result, a new visa was introduced to attract foreign professionals and their families to live and work in Panama. The shortage also prompted large investments in Panama’s school system for a more long-term approach. The country has a high literacy rate at 93%.

Because its tax law is strictly applied to income produced within its territory, it is also considered something of a tax haven. All transactions made or executed in or affecting areas outside of Panama are exempt from income taxes. Property and other taxes are also quite favorable.

The Panama Canal

Among its most notable landmarks is the Panama Canal, a 48 mile ship canal that first opened in 1914 and took 33 years to build. The passageway was instrumental in opening up trade and travel to the west coast of the U.S. as well as nations in and around the Pacific Ocean.

The Canal was controlled by the U.S. until 1977 when a series of treaties made way for it to be handed over to Panama. Since 1999 it has been solely operated by the Panamanian government. Named one of the seven wonders of the modern world, it has been expanded many times with its third lane of locks slated to open in 2015.

Surprisingly, the canal itself only accounts for 4% of the country’s Gross Domestic Product (GDP). However, due to the multiplier effect, its impact is much more far-reaching. Its employees spend their income on consumer goods, which in turn fuels businesses like restaurants and grocery stores. As a result, it’s estimated that the canal indirectly accounts for closer to 30% of the nation’s GDP.

Panama’s Infrastructure

Panama has excellent infrastructure when compared to many of its Latin American neighbors. And recent investments into roads, airports, and other systems are literally paving the way for even more businesses and visitors to come to Panama. These include a $5.2 billion Canal expansion, airport renovations, five new highways, new hospitals, and $1.5 billion for a Metro line, Panama’s first subway system.

Panama is also a highly connected country, due in part to a longstanding U.S. military presence.  In fact it ranked as the second best Latin American country for technology and internet penetration.  Telephone service, high-speed internet, cable, and satellite service are also affordable and reliable.

Panama’s Nature

Panama facts

Angie Harms

Roughly a fifth of Panama’s entire land area is protected areas. This includes nature reserves, national parks, wilderness areas, and others. In addition to these land features, Panama is also home to three protected wetland sites.

Though not as naturally diverse as some of its Central American neighbors, Panama boasts a tremendous amount of flora and fauna that make it a nature lover’s paradise. Its forests are home to almost 10,000 species of plants, including 200 that are currently endangered.  Panama’s resourceful natives have used many of these for centuries as medicine, food, and construction materials.

Panama also claims over 200 mammals, as well as many reptiles, amphibians, and fish. It also contains 10% of the world’s bird species, including the rare resplendent quetzal.

Traveling to Panama

Panama is five hours behind Greenwich Mean Time (GMT).  It’s also one hour ahead of its Central American neighbors.  It does not observe daylight savings time so, depending on the time of year, it corresponds with either the U.S.’s Eastern Standard Time or Central Standard Time.  Most of its electrical outlets are 110 volts, although there are some areas with 220.

Entering Panama requires a passport (valid for at least 6 months) and the appropriate visa (90 or 180 days for tourists).  You’ll also need to show proof of a return trip ticket or ticket to your next destination, as well as proof of financial solvency (e.g., bank statement or travelers checks) to guarantee you won’t be working while in the country.

Panama by the Numbers

Here are a few more Panama facts and figures:

  • GDP $36.253 billion

  • GDP per capita $9,526

  • GDP (PPP) $57.079 billion

  • GDP (PPP) per capita $15,616

  • Industrial production growth rate 15.7%

  • Unemployment rate 4.4%

  • Population below poverty line 26%

  • Revenues $9.07 billion

  • Expenditures $9.835 billion

  • Budget deficit -2.1% of GDP

  • Public debt 39.2% of GDP

  • Taxes and other revenues 25% of GDP

  • Inflation rate 5.7%

  • Commercial bank prime lending rate 6.91%

  • Current account balance -$4.191 billion

  • Exports $18.91 billion (includes the Colon Free Zone)

  • Imports $24.69 billion (includes the Colon Free Zone)

  • Reserves of foreign exchange and gold $3.303 billion

  • Debt – external $14.2 billion

 

If you still have questions about Panama, take a look at one of our many articles on various topics affecting those who are considering it as a retirement or vacation destination.  Or, better yet, schedule a trip to the Latin tropics and check it out for yourself.

 

Map of Panama

Panama Fast Facts

  • Population: 3.8 million
  • Typical temperature: Temperature typically varies from 72°F to 91°F
  • Nearest airport with U.S. flights: U.S. Bound flights leave daily from Tocumen International Airport
  • Nearest U.S. consulate: Panama City
  • Home of the Playa Burica adventure colony.

Located in the nation’s Southern Sierra, Loja, Ecuador, may very well be one of the country’s most underrated retirement destinations.  Known as the “Valley of Smiles,” it’s a friendly village whose amenities rival, if not exceed, those of some of its more popular counterparts.

Loja, Ecuador

Georgia Popplewell

One of the oldest cities in Ecuador, it’s also one of the most pioneering. Loja successfully marries authentic colonial charm with modern conveniences, and it comes with an attractive price tag.  In many ways, Loja, Ecuador Real Estate, offers its foreign residents the best of both worlds.

And, while the city does receive its fair share of tourists, surprisingly few expats have made it their permanent retirement destination.  This could make it the ideal place for those looking for a more authentic expat experience in a place that doesn’t seem to be headed in too much of a North American direction.

Here are a few things would-be expats should know about undiscovered Loja, Ecuador:

Despite its rural location, it’s incredibly easy to reach and get around in.

Located in the Cuxibamba Valley, Loja is surrounded by lush, green mountains that cascade down into beautiful valleys with rushing rivers.  Its climate and elevation of 6,750 feet above sea level make it the perfect place for growing crops ranging from coffee to plantains to citrus fruits.  Those who want to own a large tract of land or farm can easily find one.

However, Loja itself is a very walkable city.  In fact, most residents find owning a car to be unnecessary for day-to-day life.  Taxis are readily available and inexpensive.  They can shuttle you across town for about a buck or even to other parts of the country. Loja has a modern bus system, as well as jet transport to other major cities in Ecuador via its nearby airport.

Loja, Ecuador, may have the world’s most ideal climate.

With daily temperatures rarely rising much above 70 degrees, you won’t need air conditioning.  Heat is also unnecessary, although the cool nights will require a few extra layers.  This same wardrobe will get you through the entire year, though, as there’s very little seasonal variation.

What fluctuation there is comes in the form of a wet and dry season.  The best weather days are in October to January.  The wettest time is February through May, but the daily afternoon rainbow is likely to make you forget about any inconvenience.

Loja offers modern amenities without compromising any of its authentic details.

Established in 1548, Loja is one of the oldest cities in Ecuador.  Its town squares are full of statues, frescoes, and other remnants of its colonial past.  Original structures, with their arched doorways and wide balconies, stand adjacent to similar new construction designed to complement the city’s historic architecture.  This harmony of old and new is something that Loja intentionally aimed for and achieved beautifully.

Loja established itself as one of Ecuador’s most forward-thinking cities when it became the first to make use of electricity, as early as 1897.  It has continued this trend of well-planned modernization and industrialization, while still maintaining its historic charm.

Visitors to Loja can tour centuries-old churches like the Fatima and Santo Domingo. They also have access to conveniences often found only in much larger cities, including several universities, shopping centers, and hospitals.  Its technology is up to par, and its nightlife rivals some of the country’s liveliest destinations with its restaurants, bars, and other happening hotspots.

The city has also thrived financially as a result of its carefully planned economic development.  It has also been internationally recognized for its efforts to protect its environment and natural resources.

Loja, Ecuador, is the ideal place for optimal cultural immersion.

With a population of about 185,000 people, Loja has a more small-town feel than many of its competing expat destinations.  For comparison the mountain town of Cuenca, located 3 hours north of Loja, has almost double the population at 330,000.

The people of Loja are friendly and social.  The town’s squares function as places to relax, spend some time people-watching, or meet up with friends.  The locals also welcome foreign residents in a way that’s much different than many expat destinations.

Loja has virtually no expat community to speak of.  As a result, immigrants are treated as just another member of the local community.  Not as just another gringo.  While many would-be expats are deterred by cities without an established expat community, others welcome the opportunity to be accepted on their own merits and not pigeonholed into a certain stereotype.

Loja is both safe and affordable.

Like many other smaller-scale expat destinations, Loja does not suffer some of the problems of its larger counterparts.  For starters, it’s an incredibly safe city.  It experiences far less crime than in places like Guayaquil or Cuenca, or the capital city of Quito.  Residents can walk through the city streets in the middle of the night without any concern for their safety or fear of robbers.

And since it’s still somewhat off the radar of most expats,  real estate prices (and for that matter, everything) in Loja are still reasonable.  A large, picturesque 70-acre property on the outskirts of town, complete with waterfalls and a view, will only set you back $150,000.  A two- or three-bedroom apartment in town rents for as little as $300 per month.  In fact, a couple could enjoy a fine lifestyle in Loja for $1,000 per month, less if they want to live more like locals.

A 3-course meal for two in a nice restaurant runs around $15.  You can enjoy a pint of domestic beer in a local pub for $1.  And there are no “gringo prices.”  Whether you’re renting a car or buying land, you can rest assured that the amount you’re being quoted is the same as what locals would pay.

Loja is the musical and cultural capital of Ecuador.

As one of the few expats in Loja, you will have a front row seat to some of the best culture Ecuador has to offer.  Unarguably, most of the the country’s most talented musicians and composers got their start in Loja.  Music can be heard throughout the city most evenings, from the bands at the outdoor restaurants to the lone crooners on their balconies.

The city is home to a noted music conservatory.  It also has two orchestras.  You can check out the local talent at the Teatro Bolivar, which offers many concerts free of charge.

In addition to its musical scene, Loja also offers a local movie house and museums with a variety of historical and art exhibits.  If you’re looking to take up some of the hobbies of the locals, the Allianza Francesa offers both cooking and dancing lessons.  The Virgen del Cisne festival is another popular cultural event, where a famous statue makes it annual pilgrimage from nearby El Cisne to the town of Loja and back again.

Loja, Ecuador

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Loja is perfect for those who want to live a healthy life in harmony with nature.

The natural beauty and climate of Loja, Ecuador, make it an ideal place to live a healthy lifestyle and enjoy everything the environment offers.  Due to its year-round spring-like weather, fresh tropical fruits and vegetables can be grown all year.  You can grow them yourself or buy them at the local markets for a fraction of the prices you’d pay in North America.

Fresh squeezed fruit juices are very popular.  They’re packed with vitamins and so much tastier than the bottled varieties.  The area offers several well-equipped gyms and fitness centers, all for very reasonable prices.

In addition to the healthy food and fitness options, it’s proven that being in nature is just flat out good for you.  And Loja is a great place to do just that.

Nearby Podocarpus National Park is a habitat for approximately 800 species of birds, as well as others that have yet to be discovered.  It’s also one of the last major habitats for the spectacled bear.  The area’s jungles and cloud forests also offer miles of opportunities for exploration.

While there’s speculation as to the accuracy of its claims, the region is known to be one of the healthiest in the world.  Due to the quality of its drinking water, as well as its challenging terrain and nutrient-rich produce, nearby Vilcabamba has been studied for the longevity of its residents, many of whom are reported to have lived to be over 100 years old.

The mere fact that other expats are overlooking Loja, Ecuador, may be reason enough to consider it as a potential destination.  It’s either a still little-known city that will eventually experience the same boom as some of its neighbors.  Or it could be one of those well-kept secrets that manages to remain untouched and unaffected by the increasing influx of North American immigrants.

Either way, now is a great time to take a closer look at this hidden Latin American gem.

Map of Loja, Ecuador

Use this map to see the proximity of Loja to the nearest international airport, GYE, in Guayaquil.

Loja Ecuador Fast Facts

  • Population: About 200,000.
  • Typical temperature: Ranges from the 60s to mid 80s
  • Nearest airport with U.S. flights: Camilo Ponce Enriquez airport in Catamayo, 30 km (30 min) distant. From there, it is possible to fly to Quito or Guayaquil.
  • Nearest U.S. consulate: Quito
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