Author of Deep: Freediving, Renegade Science, and What the Ocean Tells Us about Ourselves, James Nestor joins the show and describes his journey from surface dweller to swimming with sperm whales.
James also tells us that he learned the human body is uniquely adapted to the underwater environment.
Other things covered on this show are the freaky but true free diving championships in Greece, going 2500 feet under water in a D.I.Y. submarine, and speaking with the whales. Tune in to hear all this and more and add a little adventure to your day.
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Show Notes
James Nestor Deep
Please buy James Nestor’s book Deep, now in paperback with new and expanded sections.
Mexico: A State of Mind.
How’s your state of mind? Feeling confident and resilient? Flexible and fluid? Are you poised for adventure south of the border?
Freedom and opportunity reign in Mexico. And that’s why expats love it!
Chris Martino
Living in Mexico: What’s Not to Love?
The vibrant culture, beaches, deserts, mountains, and oceans. World-class surfing and snorkeling. Fresh seafood, Mexican and international cuisine.
Mexico offers outstanding opportunities to start a business, purchase real estate, and invest. Its low home prices and low cost of living afford you a superior quality of life.
You get superb health care facilities and state-of-the-art health care. Mexico’s modern infrastructure is solid. And high-speed communication makes your work and personal life easy.
Mexico has a number of International Airports that service flights from around the world. And good roads that make it easy to traverse the country for both business and pleasure.
Okay, I get it. Why not move your life to Mexico?
But, if you want to love living in Mexico, there are a few facts you need to know before you go.
Christopher William Adach
Living in Mexico: Your 5-Item Checklist (Before You Go)
1. Learn What It’s Like to Live in Mexico: Read Books, Blogs, and Forums.
Explore the realities of daily life through stories of ordinary expats. Read books like San Miguel de Allende: A Place In The Heart. This is a collection of stories about true expats.
Novels about Mexico can also provide unique insights about Mexico. You may know John Scherber’s popular Murder in Mexico mystery series. The Girl From Veracruz is his latest release.
The good news is, you can find these books (and pretty much everything else you need to know) on the MexConnect blog-style magazine site.
The website covers everything from articles about living in Mexico, to travel and food. Culture and arts, history, and business. And the best part is, you can join one of Mexconnect’s many forums.
Tune in for timely advice and share with other forum members. You’ll absorb copious amounts of information from experienced expats living in Mexico.
2. Learn Spanish: It’s Your Key to Thriving in Mexico.
Don’t just speak Spanish. Live and celebrate life in Spanish. There is nothing more influential in the outcome of your expat transition to Mexico.
There are many language learning options. Choose from a number of reputable self-paced programs. Rosetta Stone, Pimsleur, and Duolingo are all popular. You can also download apps for your mobile devices.
However, if you’re a procrastinator, a self-paced approach may not work. You may be better served by registering for Spanish classes at a local venue.
Your absolute best option is to enroll in Spanish Immersion in Mexico. This style of learning ensures you will fully engage in Mexico’s language and culture.
The Spanish Institute of Puebla and Instituto Cultural Oaxaca are two highly regarded Spanish language and culture schools in Mexico.
3. Understand Mexico’s Immigration Policies: Which Visa Is Right for You?
There are many kinds of Mexico Visas. Like many expats, you may not think twice about operating long-term on your Mexico Tourist Visa. But you may be missing out on real benefits with a Residency Visa.
Do you plan to live in Mexico six months a year (or more?) If so, you should consider the benefits of holding a temporary Visa versus a permanent Visa.
There are different ways to go about obtaining a Visa. So you may want to consider hiring an immigration lawyer who knows the immigration system well. It could save you money and hassle in the long run.
Make sure you understand the apostille process. You’re required to have a certified or notarized document (apostille) for any legal action (Visas included). This process alone is arduous. You will need birth certificates, marriage certificates, death certificates, and divorce decrees.
And there may be more. An immigration attorney or an experienced apostille service can ensure you have the correct documents. And that you navigate the process as quickly (and as stress-free) as possible.
4. Understand Mexico’s Banking System
Mexico’s banking system has a volatile history. But it survived the global financial crisis and recent financial reform. The banking system emerged more stable and profitable.
Opening the market to foreign banks with new customer service technologies, employee training, and management programs positively influenced Mexico’s banking system.
But you still need to be on your toes when banking in Mexico. Watch for high multi-layered charges and commissions. Expect high borrowing rates and low deposit rates. And not-so-good customer service.
You’re still likely to experience long lines at the counter, so you may want to do most of your banking online.
5. Learn How to Shop Smart and Save Money.
Markets and trade are deeply rooted in Mexico culture. Smart shopping is buying local. Scope out local food markets and stores where locals shop. You’ll definitely pay less than if you buy name brands.
Stay away from supermarkets and imported items whenever possible. You’ll find your best deals on staples like breads, meats, veggies, and fruits at local family markets and mobile street vendors. Get to know the local butcher. Think “fresh.” And avoid mass-produced pre-packaged foods.
Avoid shopping malls, department stores and mega stores. Shop for clothing and shoes with local shop owners and market traders. They’re usually open to negotiation. They may be inclined to make a special price just for you.
Shop local crafters for home furnishings as well. Local artisans’ handmade furnishings are crafted from local woods, recycled, and other local materials. If they’re not obvious, use your best Spanish to ask locals where you can find a local furniture maker.
Christopher William Adach
Living in Mexico: What to Research Next
This checklist gets you off to a good start. And learning is simply a part of the journey. Here are four more items you may want to research next.
- Long-term living costs in Mexico
- How to prepare your budget
- How are Mexico properties valued?
- Mexico’s tax structure
Be patient and flexible. Be adventurous. And make the most of living in Mexico.
As more and more baby boomers reach retirement age, the interest in finding places to retire in Latin America is also increasing. The choices for an expat retirement have never been larger; beaches, islands, mountain areas, even larger cities all offer the promise of enjoying the pleasures and natural beauty of a tropical paradise.
2015 promises to be an exciting year for retirees as there are so many locations to choose from. Learning about these unique and special spots and what they offer is as easy a clicking a mouse.
The Best of the Best – Top Places to Retire in Latin America
With so many possible destinations for retirees in Central and South America, compiling a list of the best places is not easy. Yet there are some locations that, literally, stand head and shoulders above the others. Here, then, is our list of the top eight places to retire in the coming year:
Lucy Nieeto
8. Mérida, Mexico
This growing city in the northern part of the Yucatan Peninsula has become a magnet for those expats who want to experience the cultural and historical vibe of colonial Mexico combined with a contemporary setting.
With increased media attention given to this cultural and financial center of the Yucatan, it is little wonder that Mérida has garnered the interest of Americans seeking to rebuild and restore the historical center and become immersed in the daily life of this special place. Constant improvements in infrastructure also make living here a desirable choice.
Perry McKenna
7. Roatán, Honduras
Located off the coast of Honduras, Roatán has long been a destination for cruise ships, scuba divers, and a myriad of other tourists. In recent years, however, expat retirees have also begun to settle here, recognizing the potential to own island property near the Mesoamerican Reef System (second largest in the world).
With regular international flights by U.S. carriers, such as American, Delta, and United, improved access to Roatán has also added to the influx of new expats. The expansion and improvements of the public works systems in both West End Village and Coxen Hole have increased the number of those seeking an island refuge.
El Capitan
6. Lake Atitlán, Guatemala
If the idea of living in a serene lakeside village in the Guatemalan Highlands is your idea of a retirement paradise, the region around Lake Atitlán is the place for you. The fifteen small communities that surround Central America’s deepest lake are well off the beaten path and have long been places where meditation and Mayan culture have blended in harmony.
One of the best kept Latin American secrets, Lake Atitlán is gaining a larger audience among expats who are looking for a more simplistic, ecologically-connected lifestyle “somewhere else.”
Meredith Cook
5. Canoa Beach, Ecuador
With 17 kilometers of pristine sand, Canoa is the longest beach in Ecuador and is part of what promises to become Ecuador’s “Gold Coast.” Though primarily known for adventure sports like hang gliding, paragliding, and kitesurfing, the area has also become a prime expat destination.
This laid-back fishing village captures the rustic charm of Ecuadorian culture with a beach-party vibe; certainly the best of two worlds. Prices are still low and the potential for a high return on your investment continues to grow.
David Ellis
4. Quito, Ecuador: Our Top City Location
Quito has gotten a lot of exposure recently as being one of the most desirable expat locations in the world. At 9,350 feet, Quito is the highest capital city in the world and is also a UNESCO World Heritage location. With a modern infrastructure, tax breaks for seniors on property taxes, and use of the U.S. dollar as official currency, Quito promises to be a prime retirement destination for years to come.
When you factor in the new Mariscal Sucre International Airport, the moderate climate, and a rich cultural heritage, it is no wonder that Quito would be our choice for the top city location to retire in Latin America.
Parisa
3. Boquete, Panama: Our Top Mountain Location
Known as the “Napa Valley of Coffee,” Boquete came into focus as an expat destination after AARP named it as one of the best places to retire. Located on the Caldera River in Panama’s mountain highlands, this community has become known as much for its music and arts scene as its stunning views and caffeinated product-judged by many to be among the finest in the world.
A large expat community, the many discounts available to seniors, and favorable property prices have all contributed to Boquete’s popularity among foreign retirees and made it an obvious choice for the top mountain retirement location in Latin America.
Viva Tropical
2. Boca Chica, Panama: Our Top Island Location
Located in the Chiriqui National Marine Park, Boca Chica may just be one of the best kept secrets for a retirement mecca in Central or South America. While Chiriqui has long been known as a mountain destination, Boca Chica and the islands around it have come into their own as a great place to retire and invest.
The actual island of Boca Chica is six miles from the town of the same name and is unique in that it is covered in primary rainforest. Offering world-class sport fishing, snorkeling, and diving, the area’s growing real estate development offers the promise of an island paradise that is readily accessible to the U.S. from the nearby Enrique Malek International Airport in David.
All this tropical potential makes Boca Chica a clear choice for our top island location for retirees, investors, and expats.
Dakine Kane
1. And Our Top Beach Location and Number 1 on the Top Places to Retire is….?
Here are some clues to help you guess:
- This location has both a Blue Zone and a Blue Flag.
- There are yoga centers, bohemian/hippy hangouts, and artist collectives happily existing side by side.
- Four beach locations offer an eco-friendly family experience.
- Real estate prices are still affordable.
To see if you guessed correctly, and to learn more about our top eight retirement destinations (as well as other locations in Latin America), download our free e-book and begin your research on the best places to live and thrive in Latin America.
Expats choosing to retire to Ecuador are taking the “road less traveled’ and enjoying it. Though not as well-known as other popular Latin America destinations, Ecuador has an untapped potential that could make it the most popular retirement destination in the region.
There are more options for retirees in Ecuador today than ever before. Improvements in the country’s infrastructure have opened more areas for expats looking for a less cluttered existence.
Johnny Gustavo
Retire to Ecuador, Save Money, Live the Life You Want
Ecuador’s cost of living is certainly one of the most affordable in Latin America. It is important to remember, however, that some online claims about living there for practically nothing are overblown. Like anyplace else, how much you spend will depend on the choices you make concerning location, amenities, and luxuries.
The fact that the U.S. dollar is the currency of Ecuador is an important plus. Knowing the cost of things and not having to deal with currency exchange rates certainly makes budgeting for your retirement much easier – especially for those on fixed incomes.
Being able to buy or rent your retirement retreat at reasonable prices is one of the biggest draws of Ecuador. Even in the larger cities like Quito or Guayaquil, a spacious three-bedroom apartment can rent for under $1,500 per month. Rental and sale prices in smaller towns make finding a home much less stressful.
The lower health care costs that are offered in Ecuador certainly make living a healthy lifestyle much easier. Modern state-of-the art facilities provide high quality care at a fraction of the expense for the same procedures in the U.S. Dental care and dental tourism is another area where retiree dollars can go farther and enhance the quality of living for years to come.
An important and intangible benefit to retiring in Ecuador is the more relaxed pace of daily living. Being able to appreciate the natural beauty of the country, without the hectic approach to living found in the U.S., can make those retirement years truly “golden.”
Crucita MLS
Investment Potential Continues to Grow
A decision to retire to Ecuador may also provide the potential for a strong return on investments. There are a number of areas that are primed for new projects as expats continue to arrive seeking new housing and commercial options. In addition to already built properties, there is a growing number of undeveloped lots that are available in a variety of locations; both urban and rural.
The beach towns of Canoa and Ancon have a great deal of undeveloped and underdeveloped property that can be purchased quite reasonably. Crucita has become a world-class destination for paragliders and hang gliders. This increase in the tourist trade makes investing in rental properties a viable and potentially profitable action to consider. Along with San Clemente, this area is well on the way to becoming the next Pacific “Gold Coast.”
The beach is not the only part of Ecuador that is an attractive investment option. Cuenca, a World Heritage city in the foothills of the Andes and the Yunguilla Valley are becoming increasingly popular as expat destinations and potential retirement meccas that combine a moderate climate, rich cultural history, and affordable prices.
International Realestate
The Beauty of Ecuador – So Many Diverse Locations
One of the most unique features of Ecuador is the wide diversity of regions that can be your retirement destination.
For those whose idea of a tropical paradise is a cosmopolitan city with attractions and entertainments, Quito and Guayaquil are both modern and filled with the kind of amenities one might find in any major city in the U.S. These cities also are the locations of the two international airports in Ecuador; Mariscal Antonio José de Sucre in Quito and Simon Bolivar in Guayaquil.
Cuenca captures the flavor of the Andean Highlands and retains the essence of its rich colonial heritage. The coastal villages of Canoa, Ancon, San Clemente are rustic, laid-back beach communities just perfect for those looking for a more authentic Ecuadorian experience.
For those truly seeking to ‘”get away from it all,” Ecuador also has a number of island communities that could be your retirement paradise. Santa Cruz, Isla Isabella, Pena and San Cristobal are just some of the places expats are beginning to pay attention to.
The continued growth in the number of expats and retirees coming to Ecuador will increase the options available. Some of the small jungle towns, such as Banos, are in the earliest stages of moving from tourist attraction to a destination for expat arrivals to settle and develop.
Even beyond the possibilities of places to live, there are stunning natural wonders suddenly much closer if you are living in Ecuador. The Galapagos Archipelago, the Andes, and the Amazon Basin become more accessible and easier to explore; adding another dimension to the desirability of this Latin American gem.
Lobitadelsur
So Many Positives to Choose Ecuador and Things to Consider
For retirees, expats looking for a tropical escape, and investors exploring new options, Ecuador has many features to commend it. Constantly improving infrastructure, growing communities of North Americans and Europeans, and affordable properties are all important reasons to retire to Ecuador.
However, even in a tropical paradise, there are a number of factors that you should examine as part of your decision-making process. First and foremost is that English, while growing in usage, is not the dominant day-to-day language – particularly in the smaller rural villages and towns. An honest appraisal of your comfort level of living someplace where communications may be challenging at times is truly an important step to a happy relocation.
A second consideration is the fact that the more rustic communities also have fewer of the modern amenities of major cities such as Quito, Guayaquil, and Cuenca. If having ready access to high speed internet, cable television, etc. is a necessity, this could limit the potential Ecuadorian locations that might be right for you.
Patience is an important facet of expat life throughout Latin America and Ecuador is no exception. Travel, particularly where the only option is driving, can take significantly longer; repairs and improvements to infrastructure items such as roads, electricity, and even water, may involve much more time than one might find in the U.S. or Europe.
In the end, the best way to truly know if Ecuador is right for you (and if you are a good fit for Ecuador) is to talk to others who have made the decision. Do your research and, most importantly, visit this unique land of potential and promise and see if it resonates within you and makes you want to retire to Ecuador.
For many new or potential expats, one of the biggest perceived barriers to moving to the Latin tropics is the issue of learning the language. Since most of the countries in the Latin tropics speak Spanish as their official language, this is just another hurdle that many foreigners face, especially those who’ve never really been exposed to the language.
Then again, as more and more North Americans are discovering the region and moving by the thousands each year to the Latin tropics, is learning Spanish even necessary?
Daniel Lobo
Do Expats to Latin America Really Have to Learn Spanish?
The truth is…it depends. Mostly on you and the lifestyle you plan to live. If you plan to move to a heavily touristed area or exploding expat destination, live in a gated community of other people like you, eat in the same chain restaurants you find in North America, buy expensive imported products in the big box stores, and never immerse yourself in the local culture…then no. You don’t ultimately have to learn Spanish to do any of that.
There is enough of a long-standing expat presence in much of Latin America and enough English-speaking locals (in most of the mid- to larger-size cities) that you could easily get by only speaking English. You could find businesses that cater to expats, professionals who speak excellent English, and even translators for those really important legal transactions.
However, if you’ve made the decision to leave your home environment in search of a new adventure in the Latin tropics, then I doubt any of that sounds very appealing to you.
You Do if You Want to Maximize Your Expat Experience
What generally does appeal to most expats is the idea of meeting new people (who aren’t exactly like them), embarking on new adventures, trying new things, and becoming a more engaged and well-rounded version of themselves. If you’re going to achieve that, Debes aprender a hablar español.
Not only will learning how to interact with the locals enhance your experience as an expat. It also helps build mutual respect from their point of view as well. Locals in the Latin tropics are generally friendly and welcoming to most foreigners, especially those who’ve decided to call the region home. However, it speaks volumes to them to see newcomers going the extra mile to embrace their language and culture.
They understand that you’ll stumble in the beginning. And they won’t laugh at you…much. In fact, most will slow down and help you with your pronunciation if you get it wrong. (Hint: It’s arroz con “PO-yoh”, not “POL-lo” as it’s spelled.) The main thing that makes an impact with them is that you’re trying.
Anina Imhof
You Don’t Have to Be Fluent Before You Even Hit the Ground
What’s important to remember as you prepare for your transition as an expat is that it’s not necessary that you become fluent in Spanish before you ever set foot in your new country. In fact, it’s okay if you know little to nothing of the language when you arrive. There’s a hefty learning curve involved and plenty of resources to help you along the way.
Here are a few tips that helped each of us in the beginning and that we now offer as advice to new expats we meet:
- Use Google Translate or a similar app to help you in the beginning. Yeah, you’re gonna look like a tourist, but using apps that can translate from Spanish to English in real time can be a lifesaver when you’re first learning the ropes. The new Word Lens feature translates printed text using your smartphone camera, even when you don’t have an internet connection.
- Don’t frequent only English speaking businesses and establishments. The temptation will be there to only interact with people who speak your language, but don’t give in to it. You’ve got to stretch yourself if you’re ever going to feel comfortable in conversation with locals.
- Use every opportunity to practice. Try to make conversation with your cab driver, your waitress, and the guy that does your yardwork. Conversing with a variety of people will help you learn all the idioms and phrases that are specific to your part of the Latin tropics.
- Enroll in a class at a Spanish language school. This is one of the best ways to learn to Speak the language, and there are many reputable ones throughout Latin America. You can also hire a tutor to come to your home and give your family private lessons.
- Hire trustworthy English-speaking professionals to help you with legal matters. If you’re buying a house, navigating the immigration process, investing in a business, or doing anything else with important ramifications, it is absolutely essential that you find a reputable professional to help you. Get recommendations from other expats.
Geir Halvorsen
Don’t Let the Language Barrier Stand in Your Way
While learning the language is a necessary part of an expat’s transition, it should be the least of your worries. Rather than being a barrier that prevents you from blending in with the culture, you should see it as one of the most fun parts of your expat experience.
Learning a new language has been proven to sharpen the mind, even helping to stave off diseases like dementia and Alzheimer’s. For younger expats, it provides a fun challenge for the entire family, although the kids will likely pick it up the fastest. And the benefits for bilingual expat children will be realized as they apply for jobs and build their career.
Whatever your stage of life, learning a new language is always a great idea. What are you waiting for? Que lo pruebes!
Many baby boomers are wondering when might be the best time to explore the possibilities of expat life in the land of Pura Vida. The time has never been better: Move to Costa Rica now.
This Central American location has long been a favorite for people looking for their tropical escape. There are many reasons to take that big step and relocate to Costa Rica. Here is a list of the reasons to move to Costa Rica.
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1. Connectivity
One of the principal concerns that confront many potential expats is the distance from family and friends in the U.S. Costa Rica is a short distance from the States and the two international airports, Daniel Oduber Quirós in Liberia and Juan Santamaria in San Jose, both have regularly scheduled flights from many U.S. cities.
Additionally, there are several shipping companies that operate between the U.S. and Costa Rica. For those individuals seeking to bring down larger items, such as furniture or vehicles, the close proximity to U.S. ports makes this both a viable and affordable option.
Akbuthod
2. Variety of Locations
Expats coming to Costa Rica have a choice of locations and lifestyles that they can choose from. The diversity of locations offered by Costa Rica is unique among many Latin American countries and provides a true range of residential and investment options.
For those who want the cosmopolitan feel of a modern city with a strong expat presence, the areas around San Jose, Escazu, and Alajuela are a great choice. If a more laid-back, Bohemian lifestyle is your idea of paradise, the southern Nicoya Peninsula has many locations and possibilities. Surfers seeking to find that “endless summer” can look to the area around Jaco and the smaller villages for their retreat to paradise.
Maybe higher-end resort living is something that ticks your boxes. Tamarindo, Playa Flamingo, and much of Costa Rica’s Gold Coast offers upscale lifestyle and properties with the kind of amenities one would expect from such locations. Los Suenos, in the Central Pacific Zone, is another quality resort and marina that is second to none in quality and style.
The call of the mountains can be a powerful draw for some. The area around Lake Arenal not only has stunning views but unique properties and a large expat presence. More secluded options can be found farther south in the region around Puriscal and the Diamante Valley.
With constantly improving and growing infrastructure, even areas that were largely undeveloped are experiencing a wave of growth. Few locations in Central or South America have as developed an infrastructure over so much of the country as Costa Rica.
Regardless whether the beach, the city, mountains, jungle, or a rural setting is your heart’s desire, it can be found in Costa Rica. Looking at the kind of properties available is a great way to narrow down your selections to help you make your move to Costa Rica now.
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3. Green Living
Costa Rica has long dedicated itself to maintaining and sustaining the environment. Establishing “green zones” and limiting development and deforestation are just some of eco-friendly measures that have been pursued in recent years.
Expats readily discover that living in Costa Rica is healthier. The less stressful lifestyle, abundance of locally grown fruits and vegetables, and reliable and clean water are all contributing factors.
The quality of medical care in Costa Rica is not only equal to that found in many larger countries, such as the U.S., the cost is much lower. With state-of-the-art facilities like CIMA and Hospital Clinica Biblica, even complex medical procedures can be performed by highly skilled and certified medical practitioners.
For those seeking to explore the benefits of alternative medicine, there are many yoga retreats and wellness centers offering different approaches to treating health concerns. With so many choices, maintaining good health is both convenient and comparatively low cost.
Amaynez
4. Abundant Investment Opportunities
Following the global financial meltdown of 2008, Costa Rica has begun to see resurgence in real estate investments. Not only have the construction and sale of individual residences increased dramatically, larger investors are looking to build developments and open new areas to the expat and tourist industry. Dominical, Uvita, and Golfito are some of the communities where investment dollars are being focused.
As property values continue to climb and demand continues to grow, the return on initial expenditures is also on the upswing. For established areas such as the Central Valley, there is a significant increase being seen as a new wave of expats arrives to settle there.
While this does mean that purchases prices are higher here than elsewhere in Latin America, the potential for an increase in value is also higher. For buyers wanting to maximize the return on their investment, Costa Rica is a great choice.
Dingatx
5. Choose Your Own Adventure
As with any life-changing action, you need to be certain that you are prepared for the adventure. Here are a couple of matters to consider:
First and most important is the question of how you plan to support yourself in Costa Rica? Are you going to use a fixed income, such as social security or a pension? Are you an investor looking to earn returns on your initial allocation? Are you planning on working or opening a business? Understanding the legal aspects of these options and being realistic about your budget before moving can reduce heartache and “expat regret” after the fact.
Secondly, are you thinking of becoming a resident or would you be a “permanent tourist” and leave the country every 90 days to renew your visa? Costa Rica is considering changes that could clamp down on expats who either don’t qualify or can’t qualify for residency. While these changes haven’t become widespread, it is important to consider your own long term plans as to whether you want to live full time or part time in the country.
It is important for you to do your research on these kinds of matters. Connect with other expats through social media, read online articles, and learn about the life in the country. Above all, never be afraid to ask questions; the only silly question is the one that is never asked.
Costa Rica Villas
6. There are Real Estate Bargins
So the question many potential expats ask is: Why should I move to Costa Rica now? A better question would be: Why should you wait?
The Costa Rica real estate market is on the upswing and, as more and more baby boomers get set to retire, the competition to find “the best bargains” is only going to get tighter. Waiting until another time may result in you missing out on your dream location.
With an affordable and healthier lifestyle, modern amenities, and some of the most beautiful and scenic locales on earth, walking away from the hectic and stressful life in the U.S. can provide a fresh perspective on just how good living can be.
Take a look for yourself. Visit Costa Rica, explore the cities, towns, and beaches and talk to those who have made the journey. Taking these first steps is the best way to find your home in paradise.
Photo Credit: Fred Pompermayer
Mark Healey discusses spearfishing, riding sharks, and how to stay calm when a 50-ft. wave pounds you. A long-time water enthusiast, Mark reveals how he gets ready for giant surf and how to tell if a shark is right for riding.
Josh and Mark also discuss breathing techniques as well as the disconnect between marine scientists and people who are in the water every day. An inspiring discussion that we hope will motivate you to start your own ocean adventure.
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Show Notes
Learn More About Mark Healey here.
Check out Mark riding sharks and giant waves.
Mark offers elite access to incredible ocean experiences here.
Mark is grateful to his sponsors:
Thinking about investing in a second home? Retiring or going expat? Why not consider six spectacular places to live in Latin America?
Ingrid Khadijah
Why Should You Choose a Place to Live in Latin America?
For all the same simple reasons full-time expats and retirees flock to this part of the world. Simpler life. Tropical climate. Azure waters and gorgeous beaches. Jungle and mountains of unparalleled biodiversity. And growing numbers of flights from around the world.
You must be thinking, “Aside from the obvious, what else lures real estate investors to Latin America?”
Rich cultural heritage, pure beauty of nature, and simple lifestyle are truly magnificent. But Panama, Belize, Honduras, Ecuador, Costa Rica and Mexico have other ideal investment factors.
Why Do Investors Love Latin America?
These top emerging markets have healthy, growing economies. Construction and reconstruction are on the rise. Tourism, retirees, and expat numbers are steadily increasing. As a result, there are many fresh business opportunities. Generally speaking, there’s a robust need for rental properties.
Infrastructure improvements are a top priority. Internet access is typically a given. World-class hospitals and other modern medical facilities are available. Public transportation is solid.
New international airports are being built. Airline routes are growing. And visas and passports are easy to obtain.
Home prices are a real bargain. You can get a bigger house, a great location, and better views for so much less money compared to most other countries. You can find a modern two-story 3-bedroom/3-bath home with high-end finishes for $115,000.
The costs of living are low. In many places, a mere $2.50 will buy dinner at a local restaurant, and a couple can live really well on less than $2,000 per month.
Taxes, insurance, and utilities are low. And retiree incentives for expats are quite excellent.
So check out these six spectacular places to live in the Latin Tropics.
Cariberry
1. Ambergris Caye, Belize
“Best island in the world!” That’s what Trip Advisor readers said two years in a row. Ambergris Caye strikes a perfect balance between quaint and modern. High-rise buildings and traffic lights are non-existent. Locals, Latin immigrants, and expats from all over the globe traverse the island’s sandy roads barefoot or in a golf cart.
You’ll love exploring the diverse ecosystems around the island. From palm-lined beaches to mangroves, jungles, and reefs, you’ll never run out of things to do. Ambergris Caye is situated less than a mile from the second largest barrier reef in the world (Belize Barrier Reef). And one of the world’s top diving sites (Great Blue Hole). Scuba diving and snorkeling can’t get any better.
Can you imagine yourself sailing to the nearby cayes? Caye Caulker is a popular neighboring destination.
John Colby
2. Roatán, Honduras
Lonely Planet termed Roatán “pitch perfect.” The well-developed tropical setting offers an active lifestyle in a tranquil setting. Picture thirty miles of Carribean paradise with its own international airport, Juan Manuel Gálvez International Airport. Take your guests for a swim with the dolphins and sea turtles in Roatán’s warm Carribean waters.
Go sport fishing or kayaking. Explore shipwrecks, seawalls and Mayan artifacts. Scuba dive and snorkel in the nearby Belize Barrier Reef. And ferry to the mainland port of La Cieba in only an hour.
Take your land lover guests zip lining or ATV riding through the jungle.
Casey
3. Cuenca, Ecuador
Expats of all ages and from around the globe flock to Cuenca for its beautiful Andes mountain location. They’re lured there by Cuenca’s natural beauty, captivating colonial architecture, and 70-degree temperatures year-round.
Modern facilities and solid infrastructure make living here a charm. Among the breathtaking skylines, you’ll have the modern conveniences of pedestrian walkways, bike paths, underground parking facilities, and an excellent light-rail system.
State-of-the-art medical facilities combined with highly qualified medical professionals are added bonuses. And shopping malls, grocery and hardware stores, restaurants, and bars are plentiful in Cuenca.
Viva Tropical
4. Boca Chica, Panama
The Boca Chica economy is about to explode. Expansion at Enrique Malek International Airport (in David, Panama) will, for the first time, receive flights from major airlines around the world. A scenic 30-minute drive from the airport lands you in the serene little fishing village of Boca Chica. Picture rolling hills and secluded beaches. Sapphire waters and “emerald islands.” A so-called secret “tropical fantasy!”
How cool would it be to take a 10-minute boat ride to your home on Boca Chica Island? You’ll feel like you’re hours away from civilization. And you might even forget what day it is. But the truth is, it’s incredibly easy to get to.
There are no tourist traps on Boca Chica Island. Just unspoiled prehistoric nature. A place where locals and like-minded expats can still own a piece of heaven for a bargain.
Viva Tropical
5. Nosara, Costa Rica
Lonely Planet compared Nosara with Malibu and Oahu’s North Shore. Nosara’s surf-friendly beaches are some of the most beautiful in Costa Rica. Imagine dramatic rocky cliffs, tropical palm trees, and big expansive sand shores.
Internationally-recognized Nosara Yoga Institute made Nosara a popular travel destination with an enthusiastic health-conscious culture. Health food stores and organic markets are plentiful.
International schools with excellent academic and cultural programs make it ideal for raising a family.
Sean Savage
6. San Miguel de Allende, Mexico:
San Miguel is a UNESCO World Heritage Site. This interior city emerged from agriculture and industry to tourism and expat commerce. Although it has no beaches or blue waters, visitors fall in love with San Miguel’s cobblestone streets, rich history, and diverse culture.
The preserved colonial and Spanish architecture is truly breathtaking. And the “eternal spring” climate, combined with moderate costs of living and walkability, seals the deal.
You’ll enjoy roaming the vibrant art community and eclectic shopping venues.
Need you look further than these six spectacular places to live in Latin America?
Latin America provides an ideal lifestyle and perfect conditions for second-home investors, retirees and expats. Property bargains, benefits and amenities make your transition easy.
Take a trip down to see for yourself.
One of the many benefits that has made Mexico a long-time expat destination is the diversity of climates. Ranging from the tropical wetness found on both coasts to the arid desert of the interior, the seven variations of the climate in Mexico are a veritable bounty for expats to choose from.
Much like the various regions in Mexico, each micro-climate has distinct characteristics that can influence where you might want to retire or invest. The properties in Mexico also reflect these climatic differences and provide a wide range of prices and amenities for potential buyers to examine.
Veracruz – Lucy Nieto
Climates in Mexico – From Very Wet to Very Dry
Mexico is unique among Latin American countries in that it has seven distinct micro-climates within its borders. These micro-climates can be grouped into three categories: tropical, dry, and temperate.
- Southern Veracruz, Gulf Coast Plain, Tabasco, Oaxaca, and Chiapas highlands are tropical and wet with average temperatures over 64° F and at least 2.4 inches of rain every month.
- The Pacific Coastline as well as central and northern Veracruz are tropical wet and dry, with less than one inch of rain during the dry season; usually from November to May. This pronounced “dry season” is one reason why the Yucatan Peninsula is popular with expats.
- Baja California (which is actually in Mexico) and Western Sonara have a dry, desert climate similar to the Sahara Desert with less than 10 inches of rain a year. The Sierra Mountain Range, in the center of this Mexican state, is the heart of Mexico’s wine producing region. Temperatures are still moderate with highs in the high 70s and nighttime in the low 50s.
- Central Plateau, northern Yucatan Peninsula and the western Sierra Madre have slightly more rain (10-30 inches per year). The southern part of this region also has higher temperatures than the northern area.
- Tijuana’s climate actually resembles the Mediterranean coast with dry summers and rain only during the winter months.
- Guadalajara is the quintessential example of a temperate climate with the best combination of mild temperatures, low humidity, dry winters, and low summer rainfall. It is little wonder that this former pueblo town is one of the fastest growing metropolitan areas in Mexico and a prime investment option.
- Eastern Sierra Madre is considered a temperate climate, although the humid, subtropical weather here is closer to the tropical zones with higher humidity and rain throughout the year.
Merida – UBELONG Volunteer Abroad
With So Many Choices, Which Climate in Mexico Is Right for Me?
Deciding which climate in Mexico fits your lifestyle, health, and long-term vision for retirement and/or investment opportunities involves some soul-searching. What is your definition of a Latin American paradise? Rural or cosmopolitan, beach or jungle, multi-unit or standalone? Applying that first “filter” can help you narrow your focus on the location that best suits you. Here are some areas expats have been focusing on in recent years.
Puerto Vallarta and Guadalajara
Puerto Vallarta is one of the most established expat communities, not only in Mexico, but throughout Latin America. Nestled along the Pacific Coast, its tropical vibe, a comfortable dry season, and modern infrastructure all contribute to its continued status as a prime retirement location.
Guadalajara, with its moderate temperatures, lower humidity, and less rain, is rapidly gaining ground as a place to retire or invest. The growth of the city itself has also led to improvements in infrastructure and more residential options being available.
Merida and Cancun/Riviera Maya
For those whose love of the beach is irresistible, the area around Cancun and Riviera Maya has long been a drawing card for investors and expats alike. The warm, tropical temperatures of the Gulf of Mexico, a dry season that matches perfectly with winter in the U.S., and a large expat presence, make this the prime area for anyone wanting to live by the sea.
An up and coming location, also in the Yucatan Peninsula, is the town of Merida. Lying along the trade wind belt close to the Tropic of Cancer, it has a similar tropical wet and dry climate, although its average daily temperature – around 91°F – is warmer than the coastal areas.
Acapulco
In the southern Mexican state of Guerrero, lies one of Mexico’s oldest tourist destinations, Acapulco. Long favored by Hollywood royalty, such as Elizabeth Taylor and Frank Sinatra, this city is seeing revitalization after the difficulties of the early part of the 21st century. Although technically having a tropical wet and dry climate, Acapulco’s temperatures are more moderate than the resort areas in the Yucatan with the average daily temperatures running in the low to mid 80s.
The Tropic of Cancer
Mexico also has the distinction of having the Tropic of Cancer run right through the heart of the country. This is the northernmost latitude when the sun can appear directly overhead on the Summer Solstice. It is no surprise, then, that sun lovers have been choosing Mexico as the best place to retire and prosper.
Acapulco – Martin Garcia
Starting the Journey
If you’ve never been to Mexico, now is the best time to go. Visit the country, immerse yourself in Mexican culture, and learn where you seem to fit in best. Keep in mind that the seasons in Mexico are likely to be far different than those where you live.
Talking to people who have relocated there, whether permanently or as “snow birds,” is another good way of discovering where the best places to relocate might be. Don’t be afraid to ask questions; the answers you receive can be invaluable.
Lastly, keep in mind that the “climate” in Mexico is also a state of mind as well as meteorology. Knowing what you want, and where to find it, is the key to opening the door of your Mexican destination.
Generally speaking, the answer is “yes.” Belize is safe for expats and tourists. The U.S. Department of State reports, “Potential for domestic terrorist activity such as bombings, kidnappings, or hijackings is considered low.”
Karla Schuch Brunet
And thanks to the Belize Government’s strong measures against historical gang wars and drug violence (largely in Belize City), the country’s overall crime rate is declining. Gang and drug violence are not perceived to be a threat to tourists and expats, particularly outside Belize City. Belize Defense Force and Tourism Police heavily patrol most tourist sites around the country.
There are many reasons to relocate to or visit Belize. Its friendly welcoming people are one of them. But as in most expat and tourist havens around the world, you still need to be cautious of crimes of opportunity.
Here are a few common sense ways you can avoid petty crime.
jparker2005
11 Common Sense Ways You Can Avoid Petty Crime
- Carry small amounts of cash. Don’t go out flashing large sums of money.
- Leave your flashy jewelry (or any objects of wealth) locked away at your hotel or home.
- Don’t leave your backpack, purse, wallet, camera, iPad, or phone unattended.
- Don’t stand out in the crowd. Tone it down and dress modestly.
- Don’t venture out to archaeological sites or on jungle hikes alone. Hire a guide service or go with a group.
- Don’t walk at night. Hire a private driver or legal taxi service to go from point A to B. Regulated taxis have green license plates.
- Avoid public transportation.
- Stay alert and aware of your surroundings.
- Avoid late nights at the bar.
- Familiarize yourself with sketchy areas and steer clear.
- Refuse any offers to purchase drugs or engage in any other illicit activities.
Driving in Belize may be more of a safety concern than petty crime is for most. Road conditions are generally poor. And traffic fatalities are a real danger.
10 Things to Watch for While Driving in Belize
- Poorly lighted roadways.
- Pedestrians and cyclists. It’s common to see bicyclists carrying passengers on the handlebars. Watch for pedestrians with kids walking in the roadway.
- Unexpected obstacles like dogs, wildlife, pot holes, and speed bumps.
- One lane bridges.
- Flooded bridges due to clogged drainage and waterways.
- Odd driving patterns. For example, drivers turning left must pull over on the right shoulder until all vehicles have passed in both directions.
- Speeding buses.
- Local drivers passing in curves.
- Sketchy cell phone coverage.
- Poor road signage.
An accident on the roadway in Belize can lead to health safety concerns. Minor medical care facilities and pharmacies are available in most rural areas of Belize. But major medical services are limited outside Belize City. If you live or travel in a rural area, take precaution to ensure you are covered for medical emergencies that may require air transport.
Zhu
5 Ways to Protect Yourself from Health Safety Concerns
- Keep your routine vaccines current. Hepatitis A, Typhoid, Malaria and Rabies are recommended for most tourists and expats. Check the CDC website for a full list.
- Be cautious of where and what you’re eating and drinking outside your home or hotel. Tap water and ice in some rural areas may be contaminated. It’s always a good idea to eat only food that is cooked on demand and served hot.
- Use hand sanitizer and wash your hands with soap every chance you get.
- Stock up on anti-diarrheal medication.
- Apply insect repellents often.
Dengue fever and malaria are two mosquito borne diseases that are present in Belize. And sandfly parasites are common in jungle areas. These simple preventive measures will help you stay well away from home.
It’s always a good idea to implement some preventive measures to keep your home or hotel room safe as well. Burglary can happen in any neighborhood. But you can lower your risk by taking these common sense precautionary measures.
3 Preventive Safety Measures for Your Home or Hotel Room
- Secure your entry doors with deadbolts.
- Leave the entrance well-lit at night.
- Always make your home look like it’s occupied. Leave lights, TVs, and radios on timers.
- Store your valuables in a locked safe.
Like in the U.S., residential crime rates are lowest in neighborhoods with neighborhood watch programs.
Belize is safe if you heed the warnings and take precautionary measures just like you would back home in the U.S. This applies to weather hazards and water safety as well.
Severe weather and inadequate safety precautions contribute to numerous deaths in Belize each year.Whether you’re going out on a boat or kicking back inland, be sure to tune in often for severe weather alerts and deteriorating local conditions.
5 Weather-Related Safety Hazards You Should Look Out for
- Frequent tropical storms and occasional hurricanes.
- Severe flooding, tornadoes, and high waves.
- Washed out roads and bridges.
- Water taxis that sail in inclement weather. Often they don’t carry enough safety equipment to accommodate their oversized passenger loads.
- Negligent diving tour operators that don’t heed the weather warnings.
Belize Real Estate photo by Anoldent
Belize Is Safe and Beautiful
The weather in Belize is not to be feared, but respected. Many expats and tourists prefer rainy season (low season) due to less crowds and lower rates. But snorkeling, diving, and caving adventures sometimes get cancelled because the conditions are considered unsafe.
Expats are flocking to Belize at an ever-increasing rate. And tourism is on the rise year-round. Whether you’re contemplating a short visit or the move of your lifetime, you can rest assured that Belize is safe, and it’s one of the most beautiful places to go in Central America.
With all the excitement involved when getting ready to become an expat, it is important to keep in mind a few “must know” tips to help with the transition. Making and following a checklist ahead of time can prevent issues during the move and make your arrival a time of celebration and exploration.
The transition to expat status is also a transition from your stateside existence to a different way of being. Understanding how much you will need to live on and other financial considerations is an important aspect to moving abroad.
JPmatth
Top 8 Must-Know Tips Every Expat Needs
There are a number of tips that can really make your arrival as an expat much easier and much less stressful (and, yes, there will be some stress!!). Below is a list of the top 8.
1. Have a Plan
Doing your homework ahead of time can help you select which Central or South American location is the best fit for you. Research online, interact using social media with expat groups, and learn about the culture, geography, etc. of those countries and/or regions that interest you.
Be realistic in terms of how much it will cost you to make your move and maintain the kind of lifestyle you are thinking of. All budget-related matters should be done before – not after – your arrival.
The number one reason that becoming an expat may fall short of your expectations is if you end up having to face the harsh reality of “too much life left at the end of the money.” While this kind of monetary examination may cause you to put a hold on your plans, it can also provide both the knowledge and incentive to help you reach your paradise in the future.
There is no substitute for actually visiting the place you are thinking of calling home. If possible, make a number of visits to explore various parts of the country. Being there can help you decide whether you want a beach lifestyle, the tranquility of the mountains, a rustic village, a larger city, or something in between.
2. Explore
Once you arrive, start exploring your new environment. Learning where the locals like to shop, eat, visit, etc. can help you immerse yourself in the daily routine of your expat existence.
Part of this exploration should involve finding out your options for your utilities (water, heat, electricity, and garbage) as well as amenities such as phone, cable/satellite, and internet service. You will quickly discover that getting these items is a lot different than what you had come to expect in the states.
3. Experience the Seasons (All of Them)
Hopefully, you did look into the various climates and seasons of your Central or South American destination beforehand. While most countries have two basic seasons (rainy and dry), there are a number of micro-climates that also have unique variations. You may have the opportunity to experience everything from a dry desert climate to a tropical jungle. Be prepared (in terms of clothing, etc.) for all of them.
While entertaining, these locations are not a true representation of daily life. Once you have fully settled, you’ll have plenty of time to visit and experience these options, if you wish.
Wallygrom
4. Avoid Tourist Traps
With tourism a major industry in many Latin American countries, it isn’t surprising that any number of “tourist traps” (those areas designed to cater to the casual visitor/vacationer) can be found. Since your purpose in moving is to make this a new home, you should avoid these “tourist-centric” areas, at least initially.
Another area of discovery that should be an important part of your exploration is to learn what is required to establish a local bank account. Banking rules differ from country to country (and things have been made even more difficult with the increased impact of FATCA on foreign accounts), so it is important to learn what is and isn’t available to you. Additionally, it may be necessary to research what options can be utilized to access your funds from the U.S. or Europe while abroad.
5. Eat Like a Local
There is no better way to quickly immerse yourself in the culture of your new home than to eat like the locals eat. Shop at the local farmers’ markets, choose the specialties from restaurants that the locals go to, and, if you have an interest, learn to prepare those dishes at home.
This is also a great way to begin to learn Spanish (assuming that you do not already speak the language). Food truly is a universal language and, as you learn the names of fruits, vegetables, and dishes, you’ll find that you are also learning to speak with the locals as well.
Becoming part of the culture where your tropical paradise is located is an incredibly important part of the expat adventure. Remember this is not just a vacation, this is the place you have chosen for the next phase of your life.
Your tropical escape will have its ups and downs; not unlike anyplace else. However, when you fully commit yourself to becoming part of your Latin American world, the potential is limitless.
6. Keep an Open Mind
Keeping your mind open to the possibilities of expat life can expand your viewpoint in ways that could astound you. Perhaps the hardest thing for expats – even those who have been in their chosen location for some time – is being patient with the pace of life. It’s important to remember that the more relaxed approach to things, like appointments and bureaucracy, was one of the things that you found attractive about the idea of relocation.
The trade-off is that you cannot (and should not) expect that things will be done “immediately” or “on time.” To put it another way: Don’t sweat the small stuff.
It’s also important to remember that your cultural references will be different from the locals around you. You are a guest (even if a permanent one), in their country; be respectful and willing to learn those differences. You may be pleasantly surprised at the results.
Anoldent
7. Tie Up Loose Ends
Just because you’ve made the move, doesn’t mean that you can forget about matters back home. Driver’s licenses, medicines (and related medical issues) are other important aspects that can have a direct effect on your expat plans.
Get confirmations that everything that you put in place prior to your departure is correct and in order. The last thing an expat needs is to discover that something they thought was resolved now requires additional attention. Keeping the lines of communication open is always an important expat safety net.
8. One Final Tip
Becoming an expat is an experience like no other. Allowing yourself to truly look forward and to accept that the unknown can be an exciting and wonderful adventure can be the best tip of all. Begin the journey today; go online and read the experiences of others. Tomorrow is but a mouse click away.
Viva Tropical Radio
In this episode we cover the Southern Zone of Costa Rica, an area on the Pacific coast stretching from Manual Antonio south to the border of Costa Rica and Panama.
Casey Stamps, investment specialist, comes back to do a deep dive into this very large and diverse region.
We discuss building costs, where he thinks the opportunities are located, what is making this region grow, and the investment and buying strategies that are working today. We also discuss who would really love this stretch of coast and why.
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Show Notes
Learn more here about Casey Stamps and his company.