Many expats are giving serious thought to living in Panama, as a result of all the attention that has been focused on the potential of the country. An important step in making the decision to move abroad is to actually learn about the pros and cons of life in your prospective destination from those who have already made the journey
The options for expats, investors, and retirees considering Panama as a potential location can range from the modern urban life of Panama City to mountain towns like Boquete to coastal fishing villages like Boca Chica. Regardless of your preference, doing the research about this Latin American country, rightfully known as the Hub of the Americas, is a great place to begin your quest.
descubriendoelmundo
There Is Potential for Expats Living in Panama
There are no perfect paradises in the world. Each location comes with its own unique set of positives and negatives that potential expats should consider before making a decision or committing finances. Panama is one of those destinations that has many desirable qualities for those seeking a life abroad.
Streamlined Residency
The Specific Countries Program that was enacted three years ago makes it easier for U.S., Canadian, and European passport holders to qualify for Panamanian residency in as little as six to eight months. Skilled and educated workers may also qualify for a worker’s permit under recent revisions. Naturally, time frames can vary depending on how fast the government bureaucracy can process applications.
Familiar Currency
The U.S. dollar has been used as legal tender for all transactions in Panama for quite some time. Being able to use your funds without dealing with the hassle of exchange rates and international conversion fees is a great benefit when handling daily transactions such as grocery shopping, paying bills, etc.
Easy Access
Perhaps one of the most popular features of living in Panama is the ease of getting to and from the country. Daily, regularly-scheduled flights from 15 U.S. cities are easy to find and are quite affordable. Inside of Panama the country’s domestic carrier, Air Panama, is also expanding its service to new locations, such as Pedasi. For expats who want the security of being able to return back home to visit friends and family, this convenience is an extremely attractive feature.
Quality Health Care
Health care in Panama is a pleasant surprise for most expats. Modern facilities and equipment are available. For example, the Hospital Punta Pacifica in Panama City is affiliated with the world-renowned Johns Hopkins University and offers the same quality of treatment found in any major U.S. metropolitan area, but for a much lower cost.
Being a Retiree in Panama Translates Into Savings
Retirees, known as pensionados, are entitled to many discounts on services and products throughout the country. For those living on a fixed budget, these savings can make a big difference in the quality of life.
Zhu
Adjusting to Expat Life While Living in Panama
For many expats, living in Panama requires an adjustment period. This “culture shock” can be minimized if new arrivals understand some of the potential issues of daily life in their new tropical home.
This Is the Tropics, After All
Panama is a tropical country; except in the highland areas, the areas along the coast and in Panama City are hot and humid much of the year. For many expats, adjusting to these temperatures can be a surprising challenge. While some like it hot, there are others who may feel that this climate change is too extreme for a long-term commitment.
Traffic Jams Exist in Paradise, Too
Expats who think that cities in Latin America will not have the same congested roads and traffic jams found in many major metropolitan areas of the U.S. are in for a rude awakening. Panama City’s traffic is notoriously bad and can remind residents of the traffic problems back in the States. Even on more rural roadways, rules of the road (think stop signs, red lights, no passing, etc.) are viewed more as “guidelines” than mandates.
Growth Is Challenging the Infrastructure
While Panama City has a modern and urbane environment, other areas of the country are less developed and far more rustic in nature. If having access to modern amenities is a requirement, this could limit the choices for relocation.
Language Is Still Important
Panama does have a significant number of English speaking residents – both native Panamanians and long-term expats who have lived in the country for a while. However, having at least a basic understanding of Spanish (particularly outside of Panama City) can make the expat transition much less difficult. For those who are linguistically challenged, having to learn a foreign language may be an overwhelming negative.
Panama City Is No Longer an Inexpensive Location
As Panama City has continued to grow and develop, prices for the rental or purchase of residential property have also increased. While some online sources tout the affordability of living in Panama, realizing that Panama City’s prices are not that much different from many U.S. cities is something to consider. Fortunately, there are still many properties outside of the metropolitan area that are less expensive and do have a tremendous potential for return on investment.
Adam Mizrahi
Make Living In Panama an Adventure
There are going to be other cultural and societal differences that will impact your daily life in Panama. The laid-back attitude of the country requires adjustment to such things as scheduling appointments, arranging for work to be done, or even standing in line at the store.
This slower, more casual pace, however, is also one of the most attractive features of living here. Remember that escaping the hectic pace of your U.S. lifestyle was one of the main reasons you made the decision to become an expat in the first place.
Embracing the differences, immersing yourself in Panamanian life, and appreciating the differences is the most important part of living in Panama. Take the time to visit the country and see for yourself what this Hub of the Americas is all about and, more importantly, whether Panama is right for you.
One of the most important parts of expat banking and finances is being able to access your funds, whether in local currency or U.S. dollars, easily and inexpensively. Being able to navigate the local banking system, using the ATMs, and understanding fees and potential issues that may arise while using debit and/or credit cards can reduce stress and save money and time.
Learning the ins and outs of the banking system in your chosen tropical location is as important as discovering other nuances of expat living. Making a checklist that includes information about local banks is a great way to prepare for some of the challenges that may lie ahead.
B Rosen
Understanding the Differences in Expat Banking and Finances
For recent expats (and even those who have been living abroad for a while) dealing with foreign banking systems and how they interact with U.S. banks can still present a variety of challenges. Below are some key points to keep in mind:
Different Banks Have Different Rules
Unlike the U.S., banks throughout Latin America often have different requirements, even within the same country, for foreigners seeking to use their services. Some institutions will only do transactions in local currency; others may not have online bill paying capabilities for such things as utilities, etc. Even business hours may vary; the traditional “banker’s hours” certainly are different in paradise.
Opening a Bank Account Abroad May Not Be So Easy
With the recent passage of the Foreign Account Tax Compliance Act (FATCA), many banks in Latin America are refusing to deal with U.S. passport holders. The reason? With the complicated reporting requirements to the IRS and potential penalties for not reporting, local banks have found it easier just to avoid the problem altogether by not doing business with expats.
Increased concerns involving illegal activities, as reflected in tighter AML (Anti Money Laundering) rules and, of course, the Patriot Act, have also impacted the ability of expats abroad to open local accounts. This is a trend that can be expected to continue to increase for the foreseeable future.
Even those banks that still will permit foreigners to open accounts often mandate massive initial deposits, proof of residency, and other requirements that many new expats, frankly, are unable to meet. As a result, new arrivals in paradise may have to rely on their banks back home as a source for their funds.
Think Panama
All ATMs Are Not Created Equal
As is the case in the U.S., the fees charged by the owners/operators of ATMs for withdrawing cash can vary greatly. In addition, many ATMs only use Spanish for their language option. For those who do not understand or speak the language, this could also result in confusion and create potential problems.
Not all ATMs will have the option of receiving your cash in either U.S. or local currency. Before completing a transaction, make certain that the cash that you will receive is in the currency you were expecting.
Beyond any local fees that local institutions may charge for using their machines (again, not dissimilar to the U.S.), there will be exchange rate fees and transaction fees from your home institution as well. Comparing the various rates banks charge for purchases and cash withdrawals can help you choose an option that can save you money in your new expat life.
ATM Versus Debit Cards
There are differences between ATMs and Debit cards that can impact their usefulness abroad. Generally speaking, Debit cards will have a VISA or MasterCard logo on them and can be used for purchases as well as cash withdrawals; ATM cards are more limited and primarily are used for accessing funds in checking or savings accounts. Inquiring with your institution to see if you can have both issued can be another tool to maximizing your account options.
Think Panama
Problems Involving Expat Banking and Finances (and How to Prevent Them)
There are few things more traumatic to expats building a new life in their chosen tropical paradise than to abruptly discover that they can’t get to their money. Below are some of the most common problems and ways of preventing (or limiting) their impact:
I Can’t Find an ATM That Will Accept My Card
If your home institution is part of the PLUS or Cirrus networks, finding an ATM that is part of those networks should be easy; over 135 countries participate in those programs. If you have trouble finding a local ATM that is a member, there are online directories that can provide the locations of compliant machines.
My PIN Number Doesn’t Work
Many foreign banks will only accept PIN numbers that are four digits long and numeric. If your PIN is longer than four digits, or has letters and/or symbols, consider changing it before you depart for your tropical destination. This simple precaution can prevent a lot of undue worry.
My Card Is Blocked
This scenario is becoming more frequent as international fraud has increased. Unfortunately, banks are not required to notify their customers that a block has been put on, the result being that the first time you may learn of this situation is when your transaction is declined. The best way to limit the impact of this problem is to have more than one option for accessing your cash; having two or more accounts (savings, checking, credit, etc.) will permit you to get to your funds from a different source until the blockage issue can be resolved.
A second preventative measure is to have a travel advisory placed on your account(s) before you go so that your bank/credit union doesn’t think that a fraud is being attempted. Additionally, keep your bank’s contact information readily available in case a question arises; many institutions have online access as well as phone services that are available 24/7/365.
My Card Was Lost or Stolen
Immediately contact the issuing bank and advise them of the situation. Find out from them what their best recommendations are for replacing your card and accessing your funds in the interim. If an Internet site is available, monitor all activity on your account and report anything suspicious.
Final Thoughts
Learning the best methods of getting to your money after arriving in your chosen expat destination may seem daunting but, in truth, it’s only another part of adapting to your new tropical lifestyle. Take the time to examine your banking options, both local and with your current financial institutions, as you prepare for your overseas adventure. Your efforts today can make your tomorrows far less stressful.
Your new expat life is going to involve a lot of adjustments, on many levels, during the first six months of living in paradise: social, mental and, yes, physical. Knowing some basic health tips can make living in your tropical retreat much less stressful.
Many Latin American countries have excellent health care options and insurance programs that equal those in the U.S. and are far less expensive. However, there are still many areas where modern medical access is not always immediately available. Learning common sense approaches on adapting to your new environment can make living healthy an easy and enjoyable task.
Nick Kenrick
Health Concerns in a Tropical Paradise
For all the benefits of living in an environment where life moves slower, nature is on full display, and the opportunities for rediscovery are nearly boundless, being aware of potential health problems is an important part of immersing in the new world you have chosen. There are a number of physical conditions you must look out for.
Skin Problems
Perhaps the most common medical issues faced by newly arrived expats to the tropics are those involving the skin.
- Insect Bites – Insects are everywhere, especially in more rural settings. Using a good insect repellent (one with DEET) is your best defense. Treating bites is easy; using anti-itch medications, such as Benadryl, can clear things up in a few days.
- Sunburn and Heat Rashes – Playing in the tropical sun for extended periods can have unintended consequences. Applying a sunblock/sunscreen can cut down on your risk of burning. If a heat rash develops, keeping the skin clean and dry, and staying cool. This should resolve the itchiness and redness. Fortunately, as you adapt to living in paradise, your skin will also develop a greater tolerance to this new environment.
- Other Eczemas – Other skin conditions may be the result of fungal or bacterial infections. Keeping your skin and clothing dry and clean can do wonders for reducing the risk of these occurring. If a problem arises (rash, itchiness, or dry, scaly patches), using topical anti-fungal medications is the best treatment. If things don’t seem to be getting better, a doctor should be consulted.
- Heat and Sun-Related Illnesses – Heat stroke and sun stroke are often not thought of until they appear in the form of light-headedness and disorientation. Remembering that you are living in a tropical climate and, depending on which country, much closer to the Equator is important. Allow yourself to adapt physically, as well as mentally; all things in moderation.
Stomach Disorders
A close second on the list of most common medical problems for new expats involve the stomach and digestive tract.
- Travelers’ Diarrhea – Eating new foods and drinking water from unknown sources is the principal cause of this all-too common condition. Making certain that food is properly cleaned and water is from a disinfected source (or bottled) are good preventative measures. If this does happen to you, make certain to stay hydrated and eat lightly; things should clear up in a few days.
- Giardiasis and Schistosomiasis – Less well known, these two ailments also impact the digestive tract, urinary tract, and kidneys. The presence of blood in the urine or stool, along with diarrhea and cramps, are primary symptoms. The best way to avoid them is to maintain good hygien,e as well as proper food and water preparation/sterilization.
- Cholera – Drinking contaminated water or eating raw/uncooked seafood (think ceviche) are the primary causes of this illness. Fortunately, modern antibiotics and rehydration can combat and ultimately defeat this disease.
Less Common, More Serious Conditions
While not as common, there are a number of serious conditions that expats should be aware of.
- Malaria, Yellow Fever, Dengue Fever – This group of illnesses, though less common, still exists throughout much of Latin America. Marked by high fevers, aches, and general weakness, these ailments are most commonly spread by mosquitoes. Using insect repellent and mosquito netting, when in more wooded or jungle areas, are ways to minimize the exposure risk. For some of these illnesses, vaccinations are available and should be considered before the move.
- Hepatitis A-E – These are blood based illnesses that affect the liver and usually involve some kind of transmission through exchange of bodily fluids; hepatitis A, however, can be contracted through contaminated food. There are vaccinations, but only for types A and B.
Robert Thomson
Health Tips to Consider Before You Go
While no one can truly prepare for the unexpected events in life, there are a number of things an expat can do before arriving in their Latin American home which can be beneficial in dealing with medical situations that may arise.
Stock Up on Prescription Medications
If you, or a family member, are taking regularly prescribed drugs, make certain that all of the prescriptions are filled – preferably for 90 days or more. You may want to speak to your medical provider on options for receiving renewals if you are out of the country.
You may also want to do some online research into what alternative or generic medicines may be available in your new location. Many countries sell prescription drugs over the counter without your needing to see a physician; while the names of the drugs may be unfamiliar, the actual formulas can be identical to those you may already be using.
See Your Doctor, Get Examined, Get Vaccinated
Getting your annual examination done before leaving the country is a great, common-sense step to identifying any potential health issues. Getting current on all vaccinations should also be high on that list; many Latin American countries have the potential for harmful diseases, particularly in more rural areas, which can be prevented through vaccination.
Does Your Insurance Cover You Outside the U.S.?
Most health insurance companies have limits on coverage outside the U.S. Additionally, finding providers in your new home who would accept foreign insurance can be extremely difficult. Looking into health insurance in your new country and speaking with your former carrier can give you insight on how to proceed.
Since out-of-pocket expenses for medical services is much less than in the States, (and possibly less than an insurance premium), considering just paying for care, when needed, might be the best budgetary option. Check on social media to see what others who have gone before have to say on this topic.
Stock Up on Your Over-The-Counter Supplies
Finding things like sinus and allergy pills, aspirin and other pain medications, antacids, or topical skin medications for insect bites and sunburn, can be difficult when you first settle in. Make sure that you bring plenty of these types of products with you to help you manage these situations until you learn where their local equivalents can be purchased.
Autentico Adventures
Covering Your Bases
Preparing for and adapting to the life-changing experience of becoming an expat can be much easier by using basic common sense. Here are some simple tips to help you adjust.
Remember Where You Are
There is going to be a period of adjustment to your new environment. Don’t expect your body to immediately become comfortable to newer foods and newer temperatures. Keep this simple truth in mind and allow yourself time to settle into expat life; slower is better.
Have a Fallback Plan
Although they probably won’t be needed, make certain that you have contact numbers for the U.S. consulate/embassy in the event that a serious medical situation develops. Consular officials can be helpful to arrange transportation back to the States in a worst case scenario.
Make a list of all medical conditions and medicines that you are taking and keep them with your passport. A list of emergency contacts (friends/family) should also be included. This information can be useful in emergency situations.
Fulfilling your Latin American dreams can be the most profound life choice you can make. Knowing that you can make this transition and keep healthy at the same time will only enhance the experience.
A major concern among potential expats and retirees is how safe it will be to live in their new country. It is a fact that there are areas in Latin America where crime and violence are prevalent, particularly in urban centers. The good news? There are still places where expats can find some of the safest countries in the world in the tropical paradise of their dreams.
The emerging countries in Latin America face a number of challenges as they continue to develop improved infrastructures and economies. Political instabilities and the growth of organized crime in some countries have also been major factors in personal safety concerns. At the same time, several countries in the region have made good improvements in public safety.
Steve Summers
How Safe Is Living in Latin America – The Numbers
A recent Gallup Law and Order Index poll showed that residents in Latin American and the Caribbean were least likely to feel their communities were secure. This survey was based on factors such as confidence in the local justice system, how safe respondents felt personally, and self-reported incidences of theft or other crimes.
Significantly, however, the index ranking (of world regions) actually improved 2 points from the previous 2009 survey. Other regions, while ranking higher, showed decreases during the same period; the U.S. and Canada, -1 point; south Asia, -6 points; Middle East and North Africa, -5 points. Even the number one region in the poll, Southeast Asia, dropped 2 points. Clearly, Latin America is moving in a positive direction.
The 2014 Global Peace Index also shows promise for the region. Of the 162 countries ranked, several popular expat destinations ranked quite high; Costa Rica came in at number 42, Panama, number 57, and Nicaragua, number 58.
What About the Cities?
It may come as a surprise, but many Central American cities are safer than those in other locations. No cities in Costa Rica, Nicaragua, Panama, Ecuador, or Belize even appear on the Mexican Citizens’ Council for Public Security and Criminal Justice, or CCSP-JP, which publishes an annual report of the 50 most violent cities in the world.
While Brazilian and Venezuelan cities make up the majority of those Latin American communities on the list, Mexico, by contrast, has seen a reduction in the number of cities on that list from 12 in 2011 down to 10 in 2014.
Even the U.S. has more cities on the list than most Latin American countries; [St Louis (19), Detroit (22), New Orleans (28) and Baltimore (40)]. This is just another indication that your tropical dream location may be among the safest countries in the world.
Mii Chiel
How to Find the Safest Countries in the World
Each country has areas that are less safe than others. As part of investigating where in paradise you want to live, there are some simple things that you can do to help select the most comfortable place to begin the next phase of your life.
Online Information Is a Great Place to Begin
Because of the increasing interest by expats, retirees, and investors in Latin America, there is a wealth of information about each country that can be readily accessed by the proverbial “click of a mouse.”
In order to avoid information overload (which can easily happen), make a short list of the desirable characteristics for your tropical paradise as well as a list of concerns that you may have. When you start your research, using your lists can help focus your efforts to truly gain an understanding of the countries and communities that interest you.
Many expats post blogs, make entries on social media applications such as Instagram and Facebook (to name two), or join online groups to share their experiences living abroad. Become part of these groups, read the entries, and, above all, ask questions about the prospective destination. Learning from those who have already made the journey is, perhaps, the best way of discovering any potential issues that may not be openly advertised on sales or market-driven sites.
There Is No Substitute for Visiting First
While doing research and connecting with other expats is certainly an important part of finding a location that you can enjoy and feel safe in, there is no substitute for actually visiting yourself. If possible, make more than one trip; being able to experience life in your preferred area at different times can help fill in some of the “knowledge gaps” that remote research just can’t complete.
Talk to the Locals
Getting to know the ins and outs of your new community is one of the best ways of staying safe not only in Latin America, but anywhere in the world. Talk to the locals that live there, preferably expats who speak your language. There is no better source to learn where the problems are and how to look out for them than residents who live with them day to day.
Can Latin America Be a Safe Haven for Expats?
Ultimately, the big question for many expats is: Will my new home in paradise be safe? The answer would have to be a qualified “Yes.”
There are legitimate concerns about public safety in a number of Central and South American countries and communities. At the same time, there are also many desirable destinations whose crime rates are less than many American cities and towns.
The continued efforts by many Latin American governments to encourage foreign investment and ownership of property will, in the long term, continue to increase the level of public safety in their nations. Additionally, as expat communities grow and flourish, the amounts of information available to potential new arrivals will only increase and provide a more concise picture of how safe life can be.
Deciding to become a tropical resident involves a certain amount of faith in the outcome. Putting in the time, in terms of gaining knowledge and visiting places that intrigue you, is one of the best ways of ensuring that the safe haven you seek is where you desire.
There is no time like the present to begin the quest. Let your journey of discovery begin today.
Located 1200 meters (3900 feet) above sea level, this little Panama mountain boasts the perfect climate. It is obvious why it is such a hit with expats and retirees. Great weather, lots of restaurants, and a walkable, small town feel.
Paul McBride joins the show to discuss Boquete’s enduring appeal and why you should consider it even if you want to be near a beach. We also talk about the real estate market, how the area has changed over the last decade, and where you should be looking for investment opportunities.
Additionally, Paul tells us about the costs to build a home as well as local market prices and why he has called Boquete, Panama home for over a decade.
Listen to the show
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The Show Notes
Contact Paul anytime here.
Bernal Saborio
It’s no accident that Panama City, Panama, has become a top expat destination for people from all over the world. Just look at what the city has to offer:
- balmy climate
- clean drinking water
- stable government
- first world amenities
- reasonable cost of living
- high quality medical care
- rich cultural experiences
- quick access to rainforest, beaches, and mountains
Panama City is close enough to the U.S. to make travel into its Tocumen Airport a quick jaunt from Miami, and yet it’s also an easy gateway to further travel in Central and South America. If you want glamorous, big city life, you can have it there, but you can also connect with local people from indigenous cultures who can show you a simpler manner of living.
Either way, you’ll have the best of both worlds in Panama City. Here’s our expat guide to Panama City to help you make the jump into one of the best places on earth to reboot your life.
Tannaz
Daily Life: What to Expect
Panama City has the highest per capita income in Central America. With high speed Internet, modern global banking, and currency in the U.S. dollar, you might think for a minute that you’re in a big U.S. metropolis.
But unemployment is higher in Panama City than in the States, so rather than counting on finding employment there, it’s best to have your income lined up before you go, whether that’s working remotely or starting a business there. Panama offers numerous perks for business investors in the tourism industry, including fewer duty restrictions and income and real estate tax exemptions.
Life is a little slower in Panama, so plan on things taking longer than you’d expect in the U.S., such as completing household repairs, ordering utilities, or filing government papers. That’s an aspect of Latin culture that’s pervasive in Central and South America. The upside is that life is savored in Panama, and you can count on people taking the time to enjoy food, company, and entertainment.
Be aware, though, that no one arrives on time for social events, so don’t fret if you’re waiting for friends at a restaurant or they’re not at your door on the stroke of the hour. Like in most Latin countries, it’s nice to bring your hosts a little gift if you’re invited to their home – something like wine or candy is always appreciated.
And if you learn at least a little Spanish, it will make life infinitely easier for you in both business and social settings and will go a long way in dispelling stereotypes about arrogant foreigners.
Geoff Gallice
Residency and Cost of Living
While it’s a tad more expensive than the countryside, Panama City affords expats a very reasonable cost of living. Although utilities fluctuate with the price of fuel, you won’t have any need for heat, nor will you want to use air conditioning very often (most places don’t have it).
Panama City has a warm, moist climate much of the year, with a dryer period from January to April, and the ocean breezes keep it pleasant most of the time. Many expats get by with just Internet and a mobile phone, so you can kiss your land line and fax machine goodbye.
A couple can get by on about $1,500-2,000 per month, with about half the monthly budget going towards rent. While you may be spending close to what you pay in the States for a house or apartment, you’ll get far more in terms of square footage, charm, building amenities, and gorgeous views. Of course, you can always purchase property there too. Buying a home in Panama, with the help of a local attorney, is fairly straightforward and free of restrictions.
One of the hallmarks of Panama City is its top-notch health care. At the most expensive hospitals, such as the Johns Hopkins-affiliated Punta Pacifica, you can expect to pay about half the U.S. cost of medical treatment. And many other excellent clinics provide service for considerably less.
There are many visa categories for foreigners who want to live in Panama, but if you can take advantage of the pensionado visa, you’ll definitely want to do so. Offered to those in good health with no criminal records and a minimum income of $1,000 per month, the pensionado allows you to import a car to Panama every two years, import your household goods with no duty, and pay discounted prices at movies, restaurants, hotels, and public transportation.
Tony Mendez
The Expat Guide to Panama City Residential Neighborhoods
Panama City is a city of neighborhoods, and they are all quite different. While you should stay away from El Chorrillo, Santa Ana, and Chinatown due to safety issues, there are a number of residential areas that many expats find quite pleasing.
Balboa, Cerro Ancon, and Albrook are all neighborhoods in the former canal zone, including a one-time U.S. Air Force base that is now used as a domestic airport. The view from the top of Cerro Ancon is stunning, with 360-degree vistas of the city and the canal.
Bella Vista, Area Bancaria (the financial district), and El Cangrejo form a compact spot that could be considered one upscale neighborhood. One of the few areas in Panama City that is easy to negotiate on foot, this locale makes it easy to walk to its plethora of shops and cafes. If you’re not putting up visitors in your home, they’ll love the lodging choices in El Cangrejo.
If it’s high-rise glamor you want, you’ll find it in Marbella, Punta Paitilla, and Punta Pacifica. There, steel and glass towers are interspersed with modern shopping malls, and the coastline location provides beautiful views.
Rodrigo Gambassi
Fun Activities Around the City
Casco Viejo is another popular neighborhood that mixes residences in classic centuries-old architecture with lively entertainment and tourist appeal. It is currently undergoing a major gentrification and is another neighborhood best experienced on foot. Some other popular attractions include:
- Panama Viejo – ruins of the old Panama City
- Amador Causeway – a malecon connecting four islands near the Pacific side of the canal filled with restaurants and tourist spots reminiscent of Miami
- Parque Natural Metropolitano – a fabulous nature park only ten minutes from downtown
- The Panama Canal – not just for tourists
- Mercado de Mariscos and Mercado Publico – the seafood and adjoining farmers markets
If sports are your thing, there is world-class baseball and horse racing in Panama City too, as well as bike rentals on the Causeway. Dance clubs, bars, and pubs abound, from the most casual to velvet rope glitzy. Shoppers can always find something to please at any of the city’s galleries and mega malls or the smaller centers for handicrafts. Avenida Central is full of colorful bargains with real local flavor.
gil2594
Getting Around Panama City
Driving in Panama City is a lot like driving in the U.S. as far as rules and regulations go, but the traffic is considerably more congested. If you must drive, be aggressive but watchful and ready to stop on a dime.
Watch out for pedestrians – there are a lot of jaywalkers in Panama City – and never leave valuables in your car. There are street or parking lot spots with guards who will watch over your car for a small fee. Keep your doors locked and always carry a map with you, not that it will necessarily do much good on many of the unnamed streets in the tangle of downtown.
Taxis are a better way to go, and they’re very inexpensive in Panama City. For about $2, you can get around downtown, and $5 will get you out to the Causeway. Even cabs can have a difficult time with the lack of formal addresses, so try to give them as much information as you can about your destination. Be sure to confirm your price ahead of time, and don’t be surprised if you pick up another passenger during peak rush hours or rainy days.
Living in Panama City can be fantastic for expats who want the modern comforts of the first world with the cultural experience and lower cost of Latin America. Panama City has an active and well-connected expat community that can advise you on common questions and help you assimilate smoothly into the local culture.
For more information about living in Panama, be sure to check out our other posts and feel free to ask questions–that’s what we’re here for! We love living in the Latin tropics, and we want you to also!
Map of Panama
Panama Fast Facts
- Population: 3.8 million
- Typical temperature: Temperature typically varies from 72°F to 91°F
- Nearest airport with U.S. flights: U.S. bound flights leave daily from Tocumen International Airport
- Nearest U.S. consulate: Panama City
“I’m moving abroad and becoming an expat!” Those seven words can have a profound impact on more than just you. For family and friends, the announcement that you are stepping away from the “normal” life can be both confounding and upsetting.
Dealing with the family-friends conundrum may not have been something you anticipated when you made the choice to move to the tropics, but it is something that has to be resolved. Identifying the reasons that those closest to you might object or not understand your choice can also help you to work together so that paradise doesn’t become an emotional purgatory. This is an important part of preparing for your new life in paradise.
Luke Addison
Why Family and Friends May Object to Your Decision
There are a number of factors that could cause surprise and negative reactions to your announcement. Depending on your relationship, these responses can range from surprise, to disapproval and, in some cases support. Below are some of the root causes that may be impacting those closest to you.
They Didn’t See That One Coming
Perhaps the major reason for those closest to you reacting with disbelief to your announcement is the simple fact that they weren’t expecting it. For many people, living in a foreign country is an almost inconceivable concept; to discover that a relative or close friend has decided to do exactly that can be incomprehensible.
Although you may have discussed becoming an expat in casual terms, many people chalk up such talk as wishful thinking. Even if you’ve shared some of your planning with them, friends, co-workers, and family may still have not taken you seriously. Only when the actual steps to moving are underway, does it seem real.
Separation Anxiety
For many family members, particularly older relatives, the thought that you are no longer just a short distance away can be both frightening and frustrating. The immediate reaction is often one of anger and accusation: Why are you leaving us? What’s wrong with you? Don’t you know how dangerous it is? Etc.
Keep in mind that the expat choice is a relatively new phenomenon. Retirees in previous years rarely, if at all, considered moving out of the country; in point of fact, it’s only been in the last twenty or so years that expats have discovered the potential that Latin American countries offer in terms of investment and lifestyle.
Being out of touch, or missing out on family events (birthdays, holidays, etc) is also a fear that many relatives have concerning your decision to become an expat. This is as much a matter of perception as anything else; constant improvements in internet, cable and cellular services certainly make it easy to keep in touch although the idea of relying on these technologies can be a whole other issue in and of itself.
That Green-Eyed Monster
Another reason, although one that family/friends may not even be consciously aware of, is envy. The fact that you have a dream that you have decided to turn into a reality can make even those closest to you jealous that you are doing something that, perhaps, they have only dreamed of.
This is easy to recognize by the constant pointing out of all the potential problems that an expat might encounter. These can range from: a foreign language, not enough money to live on, strange food, no modern conveniences, etc. Those who do recognize that they might harbor some jealousy may temper their “doomsaying” by acknowledging that they wish they could do the same thing.
Alec Couros
How to Make It Right with Friends and Family
Once the initial shock has passed, you will have a number of opportunities to help your loved ones accept and, hopefully, embrace your choice to be an expat. What follows are some suggestions to help calm the emotional waters
Be Prepared and Share Your Preparations
Fear of the unknown can drive the most visceral of emotional responses. By sharing with those close to you, your preparations, showing that you are taking steps to protect yourself and your family financially, and seeking feedback, you can defuse a lot of the anxiety friends and relatives may harbor about your well-being once you move.
Show Them That Paradise Isn’t So Far Away
With constant improvements in infrastructure and transportation in many Latin American countries, having your family and friends visit you in your new home is easier than ever. When they see that you aren’t lost in the middle of a tropical rainforest with no way to fly back to the States, the fear that you are no longer “connected” will greatly reduce.
Similarly, by having them share your expat lifestyle, if only for a short time, you are removing the “unknown” from the equation and, as such, reducing their anxiety. Of course, you may discover that they enjoy the tropical world you have found so much that they may not be eager to leave.
Don’t Be a Stranger
With all of the communications options available (social media, email, cellular systems, even computer based phone lines with local U.S. numbers), keeping in touch with everyone back in the States is a convenient way of ensuring that you are still a part of their world and, in turn, that they are a part of yours. Silence is one of the greatest causes of worry by those whose family or friends have moved overseas; by staying connected, that cause for concern is greatly reduced.
Anna Magal
Show Some Tough Love
Ultimately, the decision to become an expat was one that you made for a number of personal reasons. You may have to remind those nearest and dearest to you that this was your choice and that you hope that they can love and support your move to paradise.
For those moving outside the U.S. because they have retired, remember “this is not your father’s retirement.” Retiring today means something totally different than it meant in the mid-to-late 20th century. Understanding this difference can also help you explain to older family members that this is not an ending but, in fact, a new beginning.
Expat living is a life-changing event. Sharing it with family and friends and embracing them as part of this new adventure can enrich these moments for all involved. Start your dream today.
Becoming an expat, living abroad and immersing yourself in a new way of life can be an exciting proposition. However, there can be some unpleasant shocks to being new in a foreign country, namely unexpected or higher costs for things that you hadn’t expected or budgeted for.
These increased expenses for the unwary or uninformed expat can have not only financial but also a profound emotional impact. Understanding the development cycle and educating oneself on how the locals spend and shop, can reduce this cultural sticker shock and ease your transition into the tropical lifestyle you had dreamed of.
Jasperdo
What the New Person Tax Is
The new person tax can be thought of as having two parts. The first part consists of those expenses that are necessary to establishing yourself as an expat in your new country. The second part is those prices that expats pay for goods and services that are higher than the local population.
While neither part is a “tax” in the true sense of the word, the unwelcome and unexpected costs of your new lifestyle can feel just as burdensome as a levy from a taxing authority. Here are some examples that illustrate what a “new person tax” is:
Moving Your Personal Property to Your Tropical Escape
Perhaps one of the biggest shocks many expats receive is when they discover just how much it will cost to bring their furniture, clothes, electronics, etc. into their new country. Each country has different rules regarding the dollar amount that can be imported by foreigners without having to pay taxes, or customs duties.
This is particularly important if you are considering bringing a vehicle into the country; registration, insurance, and licensing fees all run up the dollar amount that having your own personal transportation could cost.
An even bigger surprise comes when trying to find companies that will ship to your destination and how much it will cost. Factor in the time it may take to actually receive your belongings (and the costs that you may incur if you need to buy essentials to use while waiting) and the cost may stagger those who weren’t expecting it.
Real Estate Can Mean Real Costs
While many countries have very favorable laws governing land ownership by foreigners, the expenses involved in a purchase can go well beyond the purchase price. Retaining an attorney, paying for title searches, having documents translated, registration at the correct authority, transfer taxes (if applicable), and, of course, commissions, should all be considered as related costs.
Trying to actually learn what the purchase price of a parcel of land or a home is can be another money trap. Latin American countries do not have an MLS system and, as a result, properties can be advertised by multiple agents, at different prices, at the same time. It is not uncommon to find the higher prices listed on “gringo friendly” websites than on those favored by local residents.
Paying for utilities can also have unexpected financial consequences. Utility companies in paradise will often charge for service calls even if it turns out that the service can’t be installed or repaired. Simply put, expecting the same type of relationships with providers of electricity, water, cable, and internet that you would find in the U.S. (and at the same prices) is just not realistic.
Shopping Can Be a Challenge
Even the simple tasks of food or clothes shopping may eat unexpected holes in the budget. North Americans are often perceived as having endlessly deep pockets, so it is not uncommon for expats to be charged higher prices than the locals pay; this is sometimes referred to as the “gringo price.” This is especially true in the smaller markets where no prices are posted.
Some of the larger stores do carry items that cater to the expat community who want to purchase the same kinds of things they would find in their home country. The trade-off: prices for those imported items are often double or even triple what they would cost in the States.
For example, a simple 8 oz. bag of potato chips that might only cost $0.99 in the U.S., can cost $3.79 in your tropical destination. Trying to live like a gringo, while trying to be an expat, can be an expensive proposition.
For larger bulk items, such as building materials, there could be an even greater element of surprise. Barter is not uncommon throughout Central America and, for locals, this can also be a medium of exchange (i.e., lumber in exchange for working on the land, etc.).
Unfortunately, this kind of arrangement is usually not discovered by expats and, as a result, having to pay for supplies can drive up construction costs. Also, once supplies are purchased, it is often up to the buyer to figure out how to get them to the desired location.
Everjean
How to Give Yourself a New Person Tax Break
The transition to expat status can seem almost overwhelming at times. However, there are some simple steps you can take to minimize the financial impact of being the “new person.”
Do Your Homework
There are many online resources that expats can use to learn about the real costs of moving to a desired destination. Make a list of questions that you would like answers to (remember, there are no stupid questions) and research the answers. The truth is out there, you can find it.
What Kind of Lifestyle Will You Have
It’s important to decide what kind of expat life you want to lead in your Latin American home. Are you planning on obtaining residency? Will you become a “permanent tourist” (travelling back and forth to the U.S. or elsewhere)? Rent, buy, or build? Each choice carries its own unique set of potential expenses; deciding how you are going to live makes it much easier to understand the potential budget concerns up front.
Connect with Others
With the number of expats growing by leaps and bounds, finding those who have successfully (or not) made the journey may be simply a matter of using one of the many social networking sites. Just reading about others’ experiences can provide valuable information that can translate into actual savings when you are in country.
Become a Part of Your Community
Perhaps the best way of avoiding the “gringo price” trap is to build relationships with the locals. Having friendly associations can provide you with help in finding the best places to shop, learning a new language (if you don’t speak Spanish), and generally providing a way to truly immerse yourself as part of the country, instead of being an outsider.
A Final Hint
There is always an element of the unknown in any new adventure. The old saying is true: You can’t guard against the arbitrary.
Becoming an expat may be one of the most profound experiences one can undertake in a lifetime. Embrace it, keep your expectations realistic, and remember that learning is growth. Visit those places that call to you and see if the time is right to take that first big leap of faith.
Viva Tropical Radio
Our guest today, Juani, travels the world providing Ayahuasca ceremonies for people looking for a spiritual breakthrough. He talks about why people attend, and how they gain valuable insight into their lives using a traditional plant mix. He also discusses why this relatively obscure Amazon practice is gaining popularity in the modern world.
Josh also speaks with Juani about his job as an Ayahuascero, traditions from the ceremony, his training, and much, much more. Juani talks about his approach and how he mixes modern with traditional practices to help people grow, change, and live a healthier life.
This is your chance to go inside a real ceremony and hear the traditional music called Icaros usually reserved for ceremonies only.
A great show for anyone interested in a mystifying subculture that is gaining popularity worldwide.
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Illustration by Anderson Debernardi
The recent attention Panama has been receiving as a great place for retirees points out why a Panama retirement is a valuable choice. For many baby boomers considering a move offshore, this tropical destination provides many options that other Latin American countries don’t offer.
With its close ties to the U.S., continued infrastructure improvements, and a vibrant historical and cultural atmosphere, Panama should be on everyone’s “short list” for retirement meccas. AARP has named Boquete, Panama as one of the top places to retire abroad. The growth in the real estate market in Boquete highlights the Panamanian potential as a long-term retirement or investment option.
Judy Chartrand
Why Is a Panama Retirement Such a Valuable Choice? The Reasons Are Below:
In the last several years, Panama has made a concerted effort to attract expats, especially retirees, to become part of Panamanian life. The results of this effort has definitely increased the extrinsic and intrinsic values of this Central American country as a retirement choice. Below are some of those highlights:
Panama Is the Complete Retirement Package
- Climate: Panama has a range of climate choices that can meet any retiree’s requirements. From the cool mountain temperatures of areas like Boquete and Santa Fe, to the tropical beachfronts of Panama City, to the island breezes of the Las Perlas and San Blas Island groups, finding that perfect blend of weather and temperature is far easier than in many other tropical locations.
- Culture: It is very easy to become immersed in Panamanian culture. The rustic towns, like David and Chitre, offer a welcome change from the larger urban setting of Panama City. The Azuero Peninsula, with towns like Pedasi and Las Tablas are widely recognized as Panama’s cultural and historical heartland that retirees are beginning to discover for themselves.
- Getting There Is Easy: Panama is easily accessible from the U.S. and Europe. With direct daily flights from fifteen U.S. cities, on international carriers such as United, Delta, American, and Copa, being able to fly to your tropical getaway is both affordable and easy to arrange. Domestically, Air Panama is expanding its service to new locations, such as Pedasi.
- Becoming a Resident Is Easier Than Ever: The Specific Countries Program that has been in place since 2012 has made it possible for holders of U.S., Canadian, and European passports to become residents within six to eight months. The process itself is relatively uncomplicated. Learning about the residency process and the straightforward requirements is just another part of understanding why Panama is a great choice.
- The Currency Is Familiar: Although Panama’s official currency is the Balboa, the country has been using the U.S. dollar as legal tender for all transactions for quite some time. Not having to negotiate currency exchanges or understanding how to convert the price of something into U.S. values not only is more convenient but also makes price comparisons easier as well.
- It Pays to Be a Retiree in Panama: Once you have qualified for the pensionado (retirement) visa, there are a lot of money-saving discounts that you can qualify for. Here is a partial list that clearly demonstrates how affordable retiring in Panama can be.
Magda Wojtyra
| Discounts |
| 50% discount on entertainment anywhere in Panama (movies, theatres, concerts)30% discount on bus, boat and train fares25% discount on airline tickets50% discount on hotels from Monday to Thursday25% discount on hotels from Friday to Sunday25% discount in sit-down restaurants
15% discount in fast food restaurants 15% discount on hospital bills (if no insurance applies) 10% discount on prescription medications 20% discount on medical consultations 15% discount on dental and eye exams 20% discount on professional and technical services 50% discount on closing costs for home loans |
Retirees are also entitled to a one-time tax exemption, up to $10,000, to import household goods. Additionally, there is a tax emption every two years for the purchase or importation of a personal vehicle.
Nelson de Witt
Panama Is a Great Place for Retirees to Invest and Prosper
Panama stands out as one of the very few Latin American locations where retirees can anticipate a strong return on their initial investment. Between a growing real estate market, favorable pricing, and active government support to make Panama an attractive place for expat dollars, the long-term potential for the growth of your retirement nest egg is strong.
- Increasing Housing Prices – Like most of the world, Panama’s real estate market suffered during the financial downturn of 2008. In the last few years the market has rebounded, making investing in property a solid proposition for financial growth and a good return on your initial purchase price.
While there are some areas where larger foreign developers have purchased large tracts of property based on the speculation of what they might be worth when fully developed, purchasing your retirement retreat can still be done for a reasonable price. The continued rise in property values will, in turn, add to the return you can expect when you decide to sell.
- Reinventing Yourself – Unlike its neighbors, Panama actively supports skilled professionals and investors who want to work and contribute to the Panamanian economical revival. Under the Specific Countries Program (mentioned above), obtaining a work permit is straightforward. The program is somewhat controversial, however, and checking with a skilled immigration attorney is an important step in the process.
- Favorable Real Estate Tax Structure – Property taxes in Panama are far less than those you would expect in the US. The tax basis is the value of the land and declared value of any improvements. The maximum tax rate is only 2.10%. Importantly, the government offers a generous property tax exemption for residential properties.
For properties whose value is $100,000 or less, taxes are exempt for 15 years; between $100,000 and $250,000, ten years and, for values above $250,000, five years. For most retirees, the prospect of not having to pay any property taxes for an extended period, translates into a tangible uptick on the money they will have to spend elsewhere.
Panama’s Value Combines the Tangible and Intangible Elements for Retirees
Taking the time to research the Panamanian potential should be a part of your retirement planning. As you look into what the country offers, visit and explore the various regions, and experience Panamanian life, you will truly understand the value that a Panama retirement can hold for you.
Traveling to, or living in, a foreign country can be an exciting and life-changing experience. However, theft can, and sometimes does, happen and that can turn that idyllic scenario into a nightmare. Learning some easy steps for keeping safe can save both time and money later on.
Understanding the reasons why theft is so commonplace, and how to guard against it, are important tools for anyone looking for a tropical escape to move to. By taking some simple precautions, you can protect your belongings and your peace of mind throughout Latin America and elsewhere.
Alex Lane
Why Does Theft Happen to Expats?
First and foremost, the average income in most (if not all) Latin American countries is far less than the U.S., Canada, or Europe. This is not to say that these countries are poorer; a real argument can be made that for all that may be lacking in material or monetary measures, it is more than made up for in terms of a more relaxed and healthier lifestyle and outlook on life in general.
Nonetheless, when tourists, expats, and even seasoned investors visit these areas, they often become the focus of those individuals looking for expensive items (cameras, laptops, cell phones, etc.) that would not be otherwise obtainable. This is not much different than could be encountered in any tourist area in the world; just because the weather is tropical, and the pace is relaxed, doesn’t mean theft can’t or won’t happen.
Magda Wojtyra
Enforcement Is Easier Said Than Done
A second major factor contributing to foreigners becoming the victims of theft is the simple fact that local police authorities are usually undermanned and often view property theft as a less serious matter. Even in those areas where there is an active police presence, such as beaches or resorts, the incidence of theft of personal belongings is still high.
Reporting a theft can be a challenge in and of itself. If you are not conversant in the local language, usually Spanish, trying to make a complaint can be a frustrating experience. Even calling 911 (or the local equivalent) may not generate a response for hours; again, this lack of a rapid response is not dissimilar to that in many U.S. cities.
Even if the police catch the thief, or thieves, the chance of getting your property back is slim to none. In many cases, when something is stolen, it is a crime of opportunity. If the thief can’t use it or sell it, the item(s) will be tossed by the side of the road or in the garbage. It also isn’t uncommon that these “banditos” are known to local authorities and could be let off with a stern warning not to do it again; suffice it to say, that’s a warning that falls on deaf ears.
Added together, these factors make it understandable why the potential for theft from tourists and expats is considerable. However, the existence of the problem does not make it an inevitable occurrence.
What Are Target Items?
Obviously, cash and credit cards are number one on thieves’ lists. Right behind those items are passports; there is a growing market for foreign passports, particularly U.S. and European, that has made these identification documents very desirable targets.
Electronics of all kinds, computers, laptops, tablets, digital cameras, cell phones, etc., have long been high on the list of items stolen. Even older models may be viewed as “new” in countries where the ability to buy such products is limited.
Finally, any other personal valuables such as jewelry, clothing, or even shoes can be targets. If it can be used or resold, it might be worth taking.
bartb_pt
Preventive Measures – Reduce Your Risk
There are a number of common-sense approaches to keeping safe throughout Central America. Some areas are safer than others, of course, and the same can also be said of most populated areas in the U.S. and Europe. But in a real sense, location does matter here – more than in other parts of the world.
Here are some tips to help you lower your “theft profile:”
Know Where You Are.
Learning what areas of the city, town, or village you’re staying in are the “rough” parts is often as easy as speaking to other expats, talking to local residents, or checking social media. Avoiding these locations or limiting the time you spend in them (if you have to/want to be there) is a major way to reduce your potential for being robbed.
Avoid Cash and Flash.
Leaving expensive items such as cameras, tablets, and cell phones out in the open is often an invitation to having them stolen. Too many times people will bring their electronics to areas such as the beach, leave them on their towels or beach chairs unattended and, upon returning from a swim in the ocean, discover that those items are gone. It may seem obvious not to do that kind of thing, but it does happen far more often than you might expect.
Similarly, flashing a large amount of money in places like clubs or bars is not a wise idea (in any location in the world). Just because you may not be paying attention doesn’t mean that others aren’t. A related matter would be leaving purses or wallets exposed without someone watching them; again, this happens far more than you might imagine.
Locks Are Good Things – Use Them.
For many expats, living in paradise means being more relaxed, not having to worry about security, and enjoying the tropical experience. This is certainly a romantic vision and one that, unfortunately, ignores some basic realities.
Always keep your car locked when you park it, especially in high tourist areas. Even with police being present, an unlocked car or truck is an open invitation. When there are crowds clamoring to see the sights, it is unrealistic to expect that security or police can (or will) watch everyone. On a related note, don’t leave valuables or luggage in your vehicle unattended; again, this is like putting a “welcome” sign to thieves looking for an easy score.
Even though it may feel wrong, use the locks on your residence. Expat residential areas are often scouted for those places where a simple, unlocked door can provide a gateway for the treasures within.
Keeping Safe Makes Life Easier
Being an expat, immersing yourself in new cultures, and enjoying the potential that life in the tropics holds can be the most rewarding experience one can have. Using common sense when it comes to you and your belongings can make your expat life easier and more enjoyable. The world is out there; travel safe and enjoy the journey.
Panama is becoming increasingly well-known as a top eco-tourism destination. Viva Tropical sat down with Oscar Peña Sanchez, Manager of Explora Ya, Boquete’s top eco-tour and adventure travel company to find out why Panama consistently ranks above the rest.
BGI
Please tell us briefly about Explora Ya and the adventures you offer.
Explora Ya is an eco-tourism company dedicated to providing not only tours but “EXPERIENCES”; we are a company with a beautiful goal and that is to show the best of Panama and the Chiriqui province. We want to have a positive impact on our community and every single traveler visiting us.
We value the big effort travelers make by taking the time off and also spending their savings to enjoy and get to know the culture of Panama in general, so the best way we can honor that is to make sure they leave Panama with positive and amazing experiences!
Much of Panama has an exploding eco-tourism scene. Can you explain to our readers why Chiriqui is especially important?
This is a very good question. Chiriqui is one of the most important provinces in Panama for a number of reasons. Because of its location we can be in the mountains of Boquete drinking one of the best coffees in the world and then after a short drive we can swim in the warm Pacific Ocean. Chiriqui is also very rich when it comes to food production. We always have the highest quality fresh green veggies.
Chiriqui is a very dynamic place to travel and now even more since Copa Airlines opened a connection flight from Tocumen Airport. So our travelers, if they plan well, don’t need to stay an extra night in the city to make it to Chiriqui, which helps save them some time and money.
The variety of weather is another big part of why Chiriqui is the best province to visit or retire in many cases. Boquete for example is around 3,473 ft above sea level, so the temperature here is always fresh, but not too cold, and people feel very relaxed. The weather is pretty much always the same since we are near the Equator.
What are the most popular areas for eco-tourism in Chiriqui?
To be honest, all of them! From Boca Chica you can take a boat and visit beautiful islands with white sand and amazing snorkel spots. You can see sea turtles, colorful fishes, and humpback whales from the months of July until early October. Also there are many other islands like Boca Brava and near the Chiriqui Gulf, which is growing very fast in terms of eco-tourism.
Boquete for sure is the most beautiful boutique town. This town literally has almost everything: a nice amount of good restaurants, several trails for people to hike or do the best bird watching. We have a good amount of trained guides to ensure amazing experiences and spot the best of it.
The Baru Volcano is the Giant and center of attraction for many hard-core hikers or people who enjoy adrenaline by going up on a Jeep 4×4 or ATVs. We celebrate the famous Baru Eco-fest which invites a lot of people to challenge themselves to go up and down in a short time but under supervision of security like paramedics and emergency groups.
Generally speaking, Chiriqui has a little bit of everything for everyone. Other destinations are great beaches like Las Lajas, and also Puerto Armuelles which is located near the border to Costa Rica and is getting more attractive for travelers and expats. It has great fishing and also nice beaches to swim in.
Tell us how Explora Ya is adapting to Panama’s eco-tourism growth.
Explora Ya is progressively making sure we promote more activities that involve being in touch with nature, but in a safe way for our environment. We are aware of how we can have either a positive or negative impact on nature, depending on how developed the activities are here.
I do remember when I got here almost six years ago eco-tourism was not that explored and there were not many options. It wasn’t so easy to spot a Resplendent Quetzal, which is a rare bird originally from Guatemala that has found home in the mountains in Chiriqui. This bird can be spotted from Cerro Punta to Boquete in several trails, and we make sure this bird and all the rest of them are protected.
It’s very much ingrained in the culture of Panamanians to adapt and take ownership of the natural reserves and be part of the growth in Panama.
Finally, what advice can you give to future visitors to Panama and especially to those who are planning a visit to Chiriqui?
First of all, planning ahead always is very helpful regardless of which activity you are going to do or which place you’re going to visit. Make sure you bring the gear necessary to fully enjoy Chiriqui. It is also very important to do research on different tour companies and make sure you always have a guide who’s certified by SINAPROC (National Civil Protection). After that just enjoy the ride!
Explora Ya is an official ATP Licensed operator. Its tour office is downtown in the heart of Boquete. You can find out more about the experiences they offer by clicking here.