Growing up abroad can be one of the most beneficial gifts a child can receive. It’s amazing how much children thrive when they realize their horizons are wider than a TV or game console screen.
Entering a new culture, learning a new language, and living a different lifestyle provide boundless opportunities for growth. The Latin Tropics offer many locations where families with youngsters can truly partake of the potential such a move can provide.
Point Break Surf Costa Rica
13 Reasons Why Expat Children Thrive
When speaking about expats, the first image that often comes to mind is that of retirees or investors looking to find paradise beyond the boundaries of the U.S. However, with the growth of global markets, many young families with offspring are moving beyond borders to explore new vistas and opportunities.
One of the surprises of such a move is that these expat children not only adapt, but thrive, in their new surroundings. Below are 13 reasons why a move to paradise may be the most potent positive force in a child’s upbringing.
13. More Educational Choices
Expat children have a number of different schooling choices that can compete with (or surpass) a traditional U.S. upbringing. In this sense, education goes far beyond mere book learning.
Homeschooling is one option that also can strengthen family unity while providing learning. In areas with growing expat populations, local schools often will teach classes in English or provide opportunities to non-native speakers.
In many locations, international schools exist that instruct pupils in their first (or native) language. These institutions, while somewhat more expensive, offer wider curriculum choices and the chance to interact with other expat children both socially and during the learning process.
Roderick Eime
12. Learning Adaptability
Older expat children quickly discover that life in their new country is not the same as back in the States. Learning how to adapt and take advantage of the opportunities their new country provides is an important life skill that will make the transition to adulthood less stressful.
11. Self-Reliance
Being the “new kid” is a challenging task, whether in the U.S. or abroad. By learning to establish themselves in their new home, expat children build a sense of self-reliance that they can fit in anywhere in the world.
10. Growing Social Skills
Children enjoy interactions and mastering new skills. Getting involved in local sports (Hint: Football is actually soccer!), attending local festivals and going on play dates with other expat children will all contribute to the growth of social skills that are so necessary in the modern day world.
9. Checking Their Materialism at the Door
Being exposed to cultures that do not emphasize materialism can have a profound impact on expat children. Learning to appreciate what they have, and realizing that material goods are not the measure of happiness, can be a powerful lesson as they grow into adulthood.
AFS USA
8. Learning a New Language
Expat children have the advantage of being able to learn and use a second language on a daily basis. In the tropics, this second language is, most often, Spanish.
Communicating with locals in their own language makes immersing in local culture that much easier. With the number of Spanish speakers increasing in the U.S., this is a skill that will be in increasing demand in years to come.
7. Gaining an International Awareness
One of the most important lessons that expat children learn, and which helps them thrive in the future, is that there is a world beyond the U.S. borders. It can be far too easy for those who never travel abroad to ignore the uniqueness of other parts of the globe.
Living in a foreign country adds an awareness of just how diverse societies are. For youngsters growing up in a foreign country, they become “world citizens” whose view of life is not limited by a single national identity.
6. Stronger Family Ties
As everyone adapts to their new life abroad, reliance on the family and appreciation of mutual support tends to strengthen the bonds between parents and children. This, after all, is a shared adventure, and knowing that they are not alone can make the transition to an expat child that much easier.
AFS USA
5. Immersing in a New Culture
Instead of just reading about a new culture, expat children can actually become part of it firsthand. Participating in local events, celebrating local holidays, and sampling local foods are just some of the ways that young expats can immerse themselves in their new world.
Being part of a different culture is a profound experience that can provide a broader perspective on life in general that can carry on through adulthood.
4. Seeing “Home” Through a Different Lens
One of the most important lessons that expat children can receive is the ability to see their native country from a different point of view. Being able to see “home” as others see it can offer a unique understanding of how we are viewed and, more importantly, how our actions can influence the perception that the rest of the world may have of expats.
Viva Tropical
3. Living in a Special Place
Expat children quickly learn that their new country is truly special in its own way. The overall essence of their location can captivate their imaginations and bring them to an awareness of how unique this opportunity is and how fortunate they are to have it as a life lesson.
2. New Hobbies
Expat children living in the tropics have a whole range of new hobbies that they can experience. Surfing, snorkeling, and boating, are just some of the activities that are more readily available in the Latin Tropics than in most of the U.S.
Importantly, children will have the opportunity to get up off the couch and enjoy the beauty and the wonder of the natural world that is now part of their day-to-day life.
1. And the Number One Reason Expat Children Thrive Is…Becoming an Expat Is an Adventure!
Children are naturally curious and enjoy exploring and experiencing new and exciting places and things. This sense of adventure, with the security of sharing it with the whole family, makes the move abroad something to be embraced and treasured.
Doing your “homework” as a parent (and potential expat) can provide the kind of insight needed to ensure that your children’s expat experience is a positive one. The potential for learning life skills and self-awareness that expat children have can open many doors for them in the future.
Finding work abroad is an idea that has gained increasing popularity in recent years. With the growing interest in expat living, there are a number of options that exist today that weren’t even thinkable a few short years ago.
The potential for earning a living in a foreign location can be dependent on a number of important variables. Whether you are seeking a career change, looking to fund your retirement in paradise, or wondering how to take your skill set abroad, there are some important first steps that you need to take.
Sylvia Overkamp
Pick the Destination Where You Want to Work Abroad
Before packing up and moving, you need to have a clear idea of exactly where you want to live. The best way to do this is to visit your prospective destination, more than once, to see if it resonates with you.
Remember, in addition to working there, this new location is also going to be your home. If you aren’t comfortable as an expat, even in paradise, you won’t be successful trying to work abroad.
Where to Begin the Search
One of the best search tools you can use is the Internet. There are a number of job boards that offer opportunities for positions–both paid and volunteer–in foreign lands.
Other sources are expat groups and social media sites. Learning about others’ experiences can be a valuable tool in helping you fine-tune your search.
Learn the Rules and Regulations
Since you will be living there full-time, it is important to learn what the residency requirements are and whether you can qualify. In many Central and South American countries, establishing a type of residency is a prerequisite to working within that country’s borders.
Some countries are more expat-friendly than others when it comes to finding work abroad. Others have fairly stringent requirements that mandate that foreigners cannot be hired if a local could fill the position.
By knowing what the rules and regulations are beforehand, prospective expat workers can better plan how to make their transition to their tropical paradise.
Make a Budget That You Can Live On
It is important to realize that there is going to be a lag between your move and when your work abroad starts to generate income. Planning a budget that can sustain you for a minimum of three months can reduce your stress as you become acclimated to your new home and your new employment.
Andy McDowall
Working for an Employer Vs. Working for Yourself
Working abroad will involve either working for yourself or finding an employer. As mentioned above, many Latin Tropic countries have stringent rules for local companies hiring non-natives as employees.
Depending on your chosen location, and your experience, becoming an employee for a local business may not be a viable option. However, there are other alternatives that you can pursue.
Freelancing
A popular option for many expats considering working abroad is to become a freelancer. Being able to make your own schedule, live where you want to, and have the freedom of being your own boss is an attractive proposition.
Before beginning life as a freelancer abroad, there are several important factors to consider. First and foremost is whether your skill set can translate into a freelance career.
Writing, photography, and technical support are three of the most popular freelance careers. Increased Internet access in many tropical locations has broadened the horizons for individuals with skills in these areas.
However, it is also important to recognize that freelancers do not have a guarantee of a regular income. There can be (and often are) “dry spells” that would need to be navigated while waiting for the next assignment.
Having a plan B is an important part of any freelance career. Even in a tropical paradise, having a realistic economic plan is essential to a successful freelancing enterprise.
Translating Your Stateside Career to a Tropical Destination
If you are fortunate enough to work for an employer who has locations in the Latin Tropics, it may be worth your while to see if your job location could migrate to a foreign destination. Telecommuting, staffing offshore locations, and similar options may provide you the opportunity to work abroad in paradise.
Importantly, many countries that have strict limitations on foreigners working within their borders DO make allowances if you are filling a position for your current employer. While these types of positions are limited, being able to stay with your current employer while enjoying life in the tropics is certainly the best of both worlds.
Chris Goldberg
Starting Your Own Business
Starting your own business is a unique way to find a working niche in a tropical paradise. Launching your own enterprise is a great way to carve out your own “brand.”
Teaching yoga, becoming a diving instructor, tutoring English and even acting as a travel guide for other expats are some of the most popular self-run businesses by expats. But before you get too far into your business plan, make certain that you know any local restrictions that may impact opening up a business.
Is Working Abroad the Right Choice for You?
Working and living abroad, even in the Latin Tropics, is not necessarily the best option for everyone. Preparation, research, and actually experiencing the destination can go a long way to answering the question of whether this life choice is the right choice.
Ultimately, the decision comes down to a leap of faith and belief in your dreams. When those two elements work in harmony, paradise can be achieved.
For many seniors moving abroad, learning the truth about assisted living in the tropics can be an important first step in the decision process. In fact, it may come as a pleasant surprise that retiring abroad and living in a community that provides care and assistance are not necessarily choices that exclude one another.
Nearly one million Americans of retirement age have moved beyond the borders of the United States. As more and more “baby boomers” reach that life milestone, the demand for facilities and communities that can offer the services required by an aging population will also increase.
Kristopher Schultz
Assisted Living in Paradise Is a Viable Option
With rising medical costs, a volatile market, and general uncertainty about the future, it comes as no surprise that more and more Americans of retirement age are choosing the Latin American tropics as their preferred destination. With many countries actively promoting programs that can benefit seniors, the truth about assisted living in the tropics is that it is a viable choice for both retirees and their aging parents.
There are a number of compelling reasons to make such a move. The lower overall cost of living, improved access to high quality medical care, and the more relaxed lifestyle are just some of the features that should make the expat option a strong consideration as a way to spend your senior years.
Danny Kim
Latin Locations That Offer Assisted Living
Below are examples of four countries that offer high-quality assisted living in the tropics. Each of these locations provides the opportunity for a full and vibrant retirement combined with the individualized care some seniors need.
Mexico
Mexico has been a retirement destination for Americans for many years. With the median cost of long-term care in the U.S. averaging over $43,000 per year, it is not surprising that may retirees are exploring the options that the land south of the border can provide for retirees and their aging parents.
One of the most popular regions is the Lake Chapala area. As one of the largest expat communities in the world, there are a number of facilities that cost half (or less) what similar residences in the U.S. cost.
Seniors would find the Lake Chapala locations very similar to high-end retirement settings in the U.S. Offering clean, comfortable residences, amenities like swimming pools, access to medical professionals and even hospice services at a fraction of the cost, it is little wonder that baby boomers are looking to the region as a long-term option for themselves and their aging parents.
With close proximity to the United States, a familiarity with the culture, plus fresh food and quality medical care, the potential that Mexico has for seniors is undeniable.
Costa Rica
Costa Rica was the first Central American country to initiate programs geared towards attracting retirees. Once qualified as a “pensionado,” retirees can sign up for the country’s social security program, which includes full coverage for things like hospitalization and prescriptions.
As the Central and Pacific zones of Costa Rica become more developed, the rising number of expats also will increase the demand for retirement centers that can provide a high quality of life at a more affordable rate. Seniors will be pleasantly surprised to discover that living “la Pura Vida” is more than just an unreachable dream.
Many visitors to the country ultimately decide to relocate there upon retirement. Whether your choice is an independent living center or a community where 24-hour onsite assistance is available, the cost is still far less than equivalent operations in the States.
Fran001
Guatemala
Interest in Guatemala as a retirement option has grown dramatically recently. The area around Lake Atitlan has seen the development of modern assisted living communities where the lower price tag is not reflected in the high quality of the residences there.
The term “assisted living” has a somewhat different meaning in Guatemala. Instead of a dedicated community, assisted living means, literally, hiring someone, or a number of people, to clean, cook, and care for a person.
This cost for one full-time care provider may run as little as $150 to $300 per month. Even on a fixed income of $1200 per month, for example, this can allow a senior who needs assisted care to still enjoy life in a tropical paradise.
Panama
Panama is rapidly overtaking Costa Rica as the premier retirement destination in Central America. First world amenities, greatly improved infrastructure, and many discounts available for seniors have proven to be a magnet for older Americans looking to find a tropical retirement location.
While there are a number of options for retirees who are independent and looking for communities that cater to that population, the number of assisted living facilities is still quite small. However, with the continued influx of foreign investment, the potential for growth in this area is promising.
Is Tropical Assisted Living for You?
Discovering the truth about assisted living in the tropics opens the doors to infinite possibilities. Moving to paradise may just be the best way to make those golden years truly golden.
As many expats and investors have already discovered, living in your own tropical paradise is not an unreachable dream. In particular, Panama real estate has become the best choice for a 2nd home in the tropics for a wide variety of reasons.
Finding a destination that is affordable, provides stability, and offers a good return on initial investment can be a challenge. More and more people are finding that Panama real estate checks all those boxes.
F. Ermert
Top Reasons Why Panama Real Estate Is the Best Choice
There are many reasons why Panama real estate has become the preferred choice for a 2nd home or retirement destination. Below is a list, in no particular order, of some of the top reasons to pick Panama.
Location, Location, Location
Panama is readily accessible from many U.S. airports. As such, it is ideal for those wanting to stay connected back home even while they enjoy their time in the tropics. Daily, regularly scheduled flights, from at least 15 U.S. cities, make traveling to and from your second home affordable and easy to arrange.
Expat-Friendly
Panama has developed many expat-friendly programs that make living there an easy transition. A streamlined residency process, ease of obtaining work permits (for those so inclined), discounts for retirees, and a growing expat presence, are just a few of the features that draw investors, retirees, and those seeking a tropical escape.
Some of the many programs geared toward retirees can result in significant savings. Discounts of 30% on all forms of public transportation, medical services (including prescriptions) that can range from 15% to 20%, even savings of up to 50% on personal and commercial loan closing costs make choosing Panama as a second home an economically attractive option.
One of the most important features of Panama life is the growing number of English-speaking expats. While having some knowledge of Spanish is important, finding someone who can help translate is easier than one might imagine – especially in the larger areas like Panama City.
Climates and Contrasts
Panama has many comfortable climate options that range from cool and comfortable in mountain locales – such as Boquete – to hotter, humid, beachfront areas like Rio Hato. For those desiring the island lifestyle, the Las Perlas Island group on the Pacific side and the San Blas Islands on the Caribbean coast have some of the best beaches in the country.
Fast-Paced or Laid-Back
Having the choice of city living or rustic country life is yet another reason why Panama is a great choice. The selection ranges from Panama City, a vibrant, modern city with a skyline resembling Miami’s South Beach, to more rustic towns, like David and Chitre, which provide a more authentic village experience.
The U.S. Dollar
Perhaps one of the most important pluses for choosing Panama is the fact that the U.S. dollar is considered legal tender for daily transactions. Not having to go through the inconvenience and expense of converting money can make transactions, such as purchasing Panama real estate, much easier.
Being able to use U.S. currency for real estate transactions is especially attractive given the global fluctuation and uncertainty that impacts the value of many foreign currencies. This convenience also makes it much easier to budget for both the near term and longer time frames.
Stability
The stability of the Panamanian government greatly reduces the risk of investing in a foreign location. According to the Institute for Economics and Peace 2016 Global Peace Index, Panama is only one of 10 countries, worldwide, that is free from conflict.
A major advantage of this political stability is a sound legal system. Article 44 of the Panamanian Constitution guarantees protection of private ownership of real property.
These legal protections apply to both foreign investors as well as Panamanian citizens. Having this kind of security makes the investment decision much less complex.
Favorable Taxes
Although the 20-year exemption on property taxes ended in 2009, Panama’s revised tax structure still compares favorably with that of the U.S. With a 10-year exemption for property valued under $250,000, and a 15-year exemption for property under $100,000, buying Panama real estate certainly is a favorable investment long-term.
Price
Prices for property in Panama still compare favorably with neighboring Latin American countries. It can be anticipated, however, that as the market expands, the value of international real estate will also increase.
F. Ermert
The Bottom Line
Panama’s popularity and features have made it the best choice for your home in paradise. But just because Panama is growing, that doesn’t make it the ideal choice for everyone.
Like all important life choices, doing your homework is a major step in the decision-making process. Even more import is actually visiting to see if Panama is the perfect place for you and your 2nd home.
With its exotic beaches, incredible waves, and world-class amenities, Jaco, Costa Rica is one of the country’s hottest destinations for expats and tourists alike. In addition to its beautiful surroundings and ideal climate, its location also contributes to this destination’s appeal.
Jaco, Costa Rica, is located less than two hours from the capital city of San Jose, in the Central Pacific region, right smack in the middle of anything you could possibly want to do in Costa Rica. But when deciding whether Jaco is right for you, take into consideration these five common mistakes newcomers to this tropical hotspot make.
Chris Goldberg
1. They never give surfing a try.
Of all the factors that attract expats and visitors to Jaco, none even come close to its impressive waves. It’s a surfer’s paradise, with shores to appeal to even the most advanced surfer.
Jaco’s beaches are lined with surfers of all skill levels, just waiting for the perfect wave. Many say it’s reminiscent of a California surf town in the 1970s, yet with all the usual modern day amenities.
Nearby Playa Hermosa, where the famed Quicksilver Competition is held each August, offers six miles of black sand beaches and consistently high waves. However, the waves in Jaco, particularly on the southern end, are much more manageable for less skilled surfers.
Even if you’ve never picked up a surfboard, you can get a private lesson and rent a board from one of the many surf schools along the beach and in town.
Dan Grey
2. They assume Jaco, Costa Rica real estate is too expensive.
Jaco’s population has grown rapidly over the past decade, due to its unrivaled natural surroundings and top-notch amenities. As a result, it’s become one of the top destinations for expats relocating to Costa Rica.
Those looking to buy property in Jaco can choose from golf course condos, gated communities, and penthouses with panoramic ocean views. However, despite the fact that there are definitely some pricey high-end properties in Jaco, there are also still a number of affordable options.
Jaco may not be the best choice for an investor looking to sit on a property and hope it increases in value, as this town is already equipped with all the First World amenities and infrastructure needed for appreciation.
But someone looking for their own personal paradise or something to generate rental income can realistically find something to fit their budget in Jaco, Costa Rica.
wytze
3. They don’t realize it’s not a swimming beach.
There are a lot of fun things to do in Pacific waters off the coast of Jaco, Costa Rica. (See #5.) Swimming isn’t one I’d recommend.
In fact, researchers at the National University of Costa Rica (abbreviated UNA) studied 150 beaches in Costa Rica, looking at factors like currents and wave force, and deemed Jaco’s coast to be one of the country’s top five most dangerous.
Due to strong, unpredictable rip currents and waves of substantial force, this stretch of shoreline has unfortunately claimed the lives of many tourists. And while these risks cannot be entirely predicted or avoided, there are precautions that can be taken.
For starters, beaches where large amounts of sea turtles nest tend to have stronger undertow conditions. This is likely because the turtles use the rip current to escape potential predators like jaguars and storks.
You can also sometimes spot rip currents by the sandy discoloration of the water where they disturb the ocean floor. However, if you’re this close it could be too late to avoid it.
If you do find yourself caught in a rip current, try swimming towards the shore at a 45 degree angle. If the current is too strong, swim parallel to the beach in the same direction as the lateral current until you’re free of the strong pull. Likewise, avoid giant waves by swimming down underneath it as far as you can until it passes.
4. They underestimate Jaco’s nightlife.
It’s not uncommon for most Costa Rica beach towns to have something of a party culture. But Jaco takes that characteristic to a whole new level. With nightclubs, discos, casinos, and dive bars lining the beach and the street, there’s an endless number of choices for evening excitement.
But it doesn’t necessarily stop there.
After 10 p.m. the town can get pretty loud and reckless. Drugs are readily available. Prostitution is legal. These, combined with the slight increase in crime that comes with them, might make the faint-hearted newcomer a bit uneasy.
The good news is that, while the party scene can’t entirely be avoided, your exposure to it can be limited. Stay away from the two or three bars where most of the prostitution is contained. Instead of crowded nightclubs, spend your evenings enjoying the cuisine at one of Jaco’s many exotic restaurants.
And take comfort in knowing that Jaco employs more police officers than any other Costa Rican beach town. Costa Rica values its tourists, and every possible measure is taken to ensure their safety and security.
Scott Ableman
5. They think surfing is Jaco’s only draw.
While surfing is one of the most incredible and best known activities and attractions Jaco offers, it’s far from being the only one. Whether you’re a wildlife activist, adventure lover, sports enthusiast, or just a regular old beach bum, Jaco has something for everyone.
Despite the appeal of its shoreline, Jaco also offers a number of land adventures. You can hike amidst scarlet macaws nesting in the nearby Carara Biological Reserve or see Olive Ridley sea turtles laying their eggs at the Playa Hermosa Wildlife Refuge.
Also on land, there are short hikes to a number of breathtaking waterfalls. The nearby rivers and streams offer white water rafting and crocodile encounters. See the area via horseback or ATV, or even get a bird’s eye view when you soar through the forests on a zip line high in the canopy.
Golfers can play a round at the La Iguana Golf Course, designed by Ted Robinson. Don’t be surprised if a monkey or macaw strolls up to complete your foursome.
With deep sea fishing to round out the menu of adventures in and around Jaco, there’s never a reason to have a dull day. And by avoiding these five newbie blunders, you can guarantee that you’ll go into your Jaco visit armed with the facts you need to make your decision.
In Costa Rica’s highlands, just a three-hour drive from the capital city of San Jose, lies one of the country’s most impressive landmarks. Lake Arenal, which covers a total of 33 square miles, is a man-made lake that delivers big on natural beauty.
Enlarged to its present size in 1979 as a means of providing energy, the dam that created it once provided 70% of the country’s electricity. As such, the lake has played a major role in Costa Rica’s journey to become the eco-friendly nation that it is today.
Inhabited mostly by locals until recent decades, Lake Arenal has increasingly grown in popularity among expats from all over the globe. Here are a few things they’ll tell you about all there is to love about this lesser-known tropical hotspot.
Ralph Kränzlein
1. Its scenery is unparalleled.
Costa Rica is known for its natural beauty. Its rocky coasts and sandy beaches, exotic flora and fauna, towering cliffs and lush valleys. Perhaps nowhere are these elements in more beautiful display than surrounding the pristine Lake Arenal.
While the late itself is already quite spectacular, its surroundings are even more impressive. Rolling hills cascade down into the water’s edge. While out on the lake you’ll pass forests, fields, and the occasional village. And it’s all situated in the shadow of the majestic Arenal Volcano.
The lake’s shoreline is sparsely developed, due in part to regulations prohibiting any building on the water’s edge. As a result, the views are unspoiled by crowded resorts, busy marinas, or high-rise condos.
While the regulations are largely to thank for the virgin shoreline, it’s widely known that the breathtaking views of and from the lake are the area’s big draw. No developer would dare mess with that.
La Zona Verde
2. Lake Arenal real estate is surprisingly affordable.
After hearing the description of the lake and all it has to offer, you might be surprised to learn that many Lake Arenal properties (even those with a lake view) come with a shockingly low price tag. The truth is that, while interest in the area has increased in recent years, Lake Arenal hasn’t seen the massive boom that other parts of the country have experienced.
As a result, prices for real estate in Lake Arenal, Costa Rica, have risen. But not to the point that they’re no longer a good value. Rather, homes in the area are quite affordable.
Because so much of the area around Lake Arenal is undeveloped, there are also large parcels of land for anyone who wants a secluded home in the jungle with its own private hot spring. It’s also a perfect place for someone looking to build a development or open an expat business.
For those merely looking for their own personal home in paradise, there are a number of options available. There are individual homes dotting the hillsides, homes directly along the shoreline, and even a few gated communities located along the narrow two-lane road that circles the lake.
3. Time there is best spent outdoors.
The awe-inspiring views of Lake Arenal are one of the reasons its residents long to spend every waking minute outside. Another is the weather. Lake Arenal enjoys a moderate tropical climate, so mild that it’s unnecessary for most homes to even have air conditioning.
Many homes in Lake Arenal boast plenty of outdoor spaces for dining, entertaining, or enjoying a swim. Most have large covered patios with much smaller interior living spaces. Another big plus of most lake-view homes are large windows overlooking the water.
That’s not to say that Lake Arenal residents just lie around all day and enjoy the views. Quite the contrary. Thanks to the lake itself and the surrounding topography, there’s a lot to do outside for those who live in the area.
Bill Beard
4. The opportunities for aquatic adventure are endless.
Don’t let the fact that it’s a lake fool you into thinking Arenal offers less opportunities for adventure than, say, a town along the country’s coast. This couldn’t be farther from the truth. Sure, the lake is great for boating, with numerous boat ramps and several small marinas.
But there’s plenty more to see and do here.
For example, thanks to the consistent high winds that sweep across the northwest end of the lake from late October to early May, Lake Arenal has emerged as one of the world’s prime destinations for windsurfing.
Fishing is another popular activity, with plenty of rainbow bass and guapote for catching. Many people kayak or just cruise around for fun. But the lake is far from being overcrowded, with usually only a dozen or so boats on the water.
Another popular water attraction is the many hot springs that abound. These mineral-rich pools are heated by the volcano to temperatures of 100+ degrees Fahrenheit and are rumored to have medicinal properties that can help arthritis and other ailments.
5. There’s also plenty to do on land.
For anyone willing to come ashore, there are plenty of land adventures to experience. One of the more obvious being a trip to Arenal National Park where visitors can see howler monkeys, parrots, exotic snakes, and a variety of plants.
You can also see the red hot lava that pours down from the volcano’s active vent on its western slope. (Don’t worry. Park rangers monitor the volcano closely and close down portions of the park, if needed, to ensure visitors’ safety.)
The nature of a lake’s shore can often complicate transportation and accessibility. As a result, many residents of Lake Arenal choose to navigate its perimeter by bicycle or horseback. These are both popular activities in the area.
Ziplining canopy tours and waterfall excursions round out the list of Lake Arenal’s land adventures.
Anita Gould
6. Lake Arenal’s best kept secret is its people.
There’s a lot to love about Lake Arenal and its surrounding areas. It may sound like a great place to live a secluded existence in harmony with nature. And you could if you wanted to.
But what happy expats know about life in Lake Arenal, Costa Rica, is that it’s better shared.
Costa Rica natives, “ticos” and “ticas” as they’re known, are famous for their friendly, welcoming presence. And the small, close-knit community of expats who’ve decided to call Lake Arenal home echo this same attitude.
They frequent local family-owned restaurants and local bars. They gather for card games, cookouts, gardening and book clubs, and more. It’s a place where everybody knows everybody, and they welcome those they don’t with open arms.
The people are warm and inviting. The pace of life is slow. It’s no wonder residents of Costa Rica and, specifically Lake Arenal, are among the happiest in the world.
They know these truths about Lake Arenal and many, many more. Go ahead. Pay them a visit. You’ll be glad you did.
For many years Medellin Colombia had a reputation of being an unstable and dangerous destination for expats and investors. However, there’s been a recent resurgence that has transformed this special city into a location that is filled with potential and promise.
Medellin is the second largest city in the country and the third most visited, after Cartagena and Bogota. Known as the “Land of Eternal Spring” and “Capital of the Flowers,” the area has enjoyed a phoenix-like rebirth from the ashes of a troubled past.
Discovering the secrets of this Colombian gem will reveal why Medellin is worth visiting. These important details about Medellin illustrate why it’s such a great option for expats and investors alike.
Alejandro Osorio Agudelo
Is Medellin Safe? You Might Be Surprised.
The drug wars of the late 1980s and early 1990s, fueled in large part by Pablo Escobar, gave Medellin the unenviable reputation as the most violent city on the planet. Since the fall of the cartels, the government and the people of Medellin have made a concerted effort to put the past behind them and work towards making the city a place to live and thrive in.
The effort has certainly paid off. By 2015, the murder rate was 20 per 100,000 – far less than St. Louis (49.91), Detroit (43.52), New Orleans (38.75) or Baltimore (33.84). Clearly, Medellin compares favorably, in terms of safety, with other metropolitan areas.
Getting There Is Easy.
It may come as a surprise to many that getting to Medellin, Colombia is actually easier that you might think. Many major U.S. carriers, such as Delta, United, and American, offer service to this Latin hotspot. Nonstop flights can even be found leaving from cities like Miami and Atlanta.
The José María Córdova airport in Medellin is a state-of-the-art facility that was built in 1985. It is capable of handling a wide variety of modern aircraft such as the Boeing 747 and 767, as well as the Airbus 380. To accommodate the growing influx of visitors, the facility is undergoing additional modernization to attract tourists as well as the airlines that bring them there.
Iván Erre Jota
Medellin, Colombia Cultural Offerings Are World-Class.
Medellin’s recent history has often obscured the fact that the cultural scene is actually on a par with (or, in some cases, surpasses) many other cities. From outdoor plazas and parks, to collections of art and sculpture, to historical tours, there are many options to expand your cultural perspective.
Imagine finding a Zen garden in the heart of a bustling, Latin American metropolis. The Parque de los Pies Descalzos (Barefoot Park) is exactly that – a quiet space filled with bamboo, fountains and sandpits where one can rest and revitalize from a busy day of sightseeing.
Art
Art and sculpture are on full display in Medellin. The works of world-renowned artist, Fernando Botero, a Medellin native, are featured prominently throughout the city. The Botero Plaza contains 23 sculptures by the artist which dramatically demonstrate his signature style of “Boterismo,” depicting his subjects in large, exaggerated forms.
The Museo de Antioquia contains numerous paintings and sculptures by Botero and fellow Colombian artist, Pedro Nel Gómez. Located in the heart of the Plaza, this area can truly be said to be the cultural heart of Medellin.
History
For those interested in Medellin’s recent past, there is even a Pablo Escobar Historical Tour. Escobar has been called the wealthiest criminal in history, with a net worth believed to be $30 billion at the height of his career. Killed by authorities in 1993, he still remains one of the most controversial figures in Medellin, Colombia’s history.
Culture
To experience turn of the century Medellin culture, visiting Pueblito Paisa (Little Town) located at the top of Nutibarra Hill is a must-do item. Developed in 1976, this replica of a typical Antioquia village captures the feel of a small Colombian community.
Since its creation, Paisa Town has grown into one of the most popular tourist locations in Medellin. The outdoor market and various festivals transport visitors to a less harried place and time.
Architecture
Medellin can rightly be said to on the cutting edge of an architectural revolution. Modernistic construction meshes with classic Colonial style buildings, creating a unique blend of the past and the future which complement each other quite well.
In 2013, Medellin won the prestigious Veronica Rudge Green Prize for Urban Design. As can be seen below, this award was rightly earned.
Paula Funnell
The Cost of Living in Medellin Is Less Than Imagined.
Perhaps the most important question that potential expats or investors ask about any tropical destination is: How much does it cost to live there? As Medellin Colombia draws more and more attention as a possible retirement location, it may come as a pleasant surprise that the price of paradise is not as steep as one might think.
Medellin vs. Panama City
Medellin is often compared with Panama City, Panama in terms of development and in importance to their respective countries. Medellin is the larger of the two with a population of 2,441,123 as opposed to Panama City’s 1,501,691.
Importantly, each city has undergone a resurgence following a period of unrest. For Panama City, it began after the fall of Manuel Noriega in 1989, while in Medellin, the death of Pablo Escobar in 1993 marked its rebirth.
The following examples provide a good illustration of the difference in daily living costs in these two Latin American metropolitan areas:
- Consumer Prices in Medellin are 47.16% lower than in Panama City
- Consumer Prices Including Rent in Medellin are 58.09% lower than in Panama City
- Rent Prices in Medellin are 78.21% lower than in Panama City
- Restaurant Prices in Medellin are 62.75% lower than in Panama City
- Groceries Prices in Medellin are 52.63% lower than in Panama City
- Local Purchasing Power in Medellin is 11.65% higher than in Panama City
Put simply, you would only need $1,508.61 monthly to maintain the same lifestyle and standard of living that would cost you $3,600 in Panama City. It is clear that your money can go farther in Medellin than in other, similar tropical destinations.
Guía de Viajes Oficial de Medellín
Fun Things to Do in Medellin.
There are a lot of fun things that you can do in and around Medellin. Numerous celebrations, events, and special sights are all there to be experienced.
Festivals and Events
Perhaps one of the most popular events in Medellin is the El Alumbrado, or “The Lighting,” which features millions of Christmas lights and displays throughout the city. This annual display dates back to 1851 and has been run by the Empresas Públicas de Medellín, Medellin’s public utility company, since 1955.
The Festival of the Flowers, which occurs in late July through early August, may be the most important social event for the community. Established in 1957, the festival is a celebration marking the end of Colonial slavery.
During the Colonial period, indigenous Colombians were used to transport wealthy Spanish officials and their belongings on their backs. These servants were known as “silleteros” (literally “chair-men”).
Today, instead of cargo and passengers, modern day silleteros carry elaborate floral displays. From an original parade of 40 men, this celebration of freedom has grown into a festival that draws participants from all over the globe.
Sweeping Vistas
Those who enjoy taking in some stunning vistas while also getting a great cardio workout can take a short trip just outside of Medellin to Laguna Guatape. This man-made lake is actually a reservoir for the hydroelectric dam that supplies 30% of Colombia’s power.
Guatape is also the home to one of the most impressive sites in the entire country: La Piedra del Peñol, commonly referred to as “The Rock.” This ancient megalith rises some 700 ft and can be climbed by navigating the 740 steps that have been carved into its side.
Once the climb is made, the intrepid visitor can experience a awe-inspiring 360° view of the Lake and the village of Guatape itself.
World’s Best Coffee
Of course, no visit to Medellin Colombia would be complete without touring “coffee country.” Medellin is the capital of the Department of Antioquia which is widely acknowledged as the heartland of Colombia’s world famous coffee industry.
This is, by no means, the complete list of all the things that can be experienced in Medellin. Whether indoor sites, like museums or libraries, or outdoor offerings, such as parks, plazas, and sightseeing destinations, Medellin has something for everyone.
Deutsche Welle
Medellin Is One of the Fastest Growing Tourist Destinations Worldwide.
One clear indication of Medellin’s growing popularity is the increase in the number of foreigners who make their way to this South American gem. According to a recent study by the World Tourism Organization, while international tourism in general has increased by a rate of 4%, Medellin’s tourism growth rate was an astounding 34%. That’s over eight times that of the rest of the world!
Although located in South America, the weather in Medellin is surprisingly moderate. With an average daily temperature of 72° F (22° C), Medellin rightly earns its nickname as “La Ciudad de la Eterna Primavera,” the city of Eternal Spring. This comfortable climate has also contributed to the influx of visitors who come to experience all the city has to offer.
There Is a Thriving Expat Presence in Medellin.
For potential expats seeking to find kindred souls in Medellin, look no further than the neighborhood of El Poblado. It is known to locals as Las Manzanas de Oro (The Golden Apples) for its reputation as the main economic center in what has become the second largest economy in Colombia.
Established on March 2, 1616, at what is today El Poblado Square, this was the first European settlement in the Aburrá Valley. Originally known as San Lorenzo de Aburrá, the parish was renamed San José del Poblado in 1845.
First World Services and Amenities
As home to Medellin’s elite, it also became a natural drawing card for expats seeking the familiarity and comforts of a Western lifestyle. The Zona Rosa was established as an expat and tourist mecca filled with western style entertainment, shopping and business establishments.
Via Primavera and Via Provenza, both located in Zona Rosa, feature the kind of boutique shopping that could be found in major fashion-forward centers around the globe. The small shops offer a wide variety of styles and price tags for every taste and budget.
The addition of gourmet restaurants, outdoor cafes, art galleries and more, create a special cosmopolitan blend of western fashion and Colombian flair. With a growing expat population, modern amenities, and housing, El Poblado compares favorably with other high-end communities throughout Latin America.
Medellin Colombia Is One of the Most Innovative Cities in the World.
When one thinks of the most progressive metropolitan areas in the world, places like Los Angeles, London, and Paris immediately come to mind. In 2012, Medellin was included in a group of 200 cities, worldwide, for the title of Most Innovative City of the Year. One of the major reasons for this prestigious honor was the number of major advances the city has made in public transportation.
State-of-the-Art Transportation
Its Metrocable is the first gondola lift system in the world dedicated to public transit. Since it began operations in 2004, the system has a ridership of 30,000 people daily to and from the city center to less-developed areas. It is also integrated into the larger Metro system.
The Metro rail system is, in and of itself, one of the most forward thinking transit systems in the world. While moving an estimated 500,000 passengers daily, the system also reduces CO2 emissions in the city by 175,000 tons yearly.
Perhaps the most important innovation is the creation of a unique transport system connecting Comuna 13 to the rest of Medellin Colombia. A 2,244 foot, orange roofed, outdoor escalator now makes it possible for residents of this once troubled neighborhood to easily get to the heart of the city. This ability has promoted a sense of unity that has helped bridge both social and economic divides.
Alan Krupiz
You Can Own Property in Medellin.
A major concern for potential investors and expat is whether foreigners can buy, sell, and own property in Medellin Colombia. The short answer is: YES!
Like many Central and South American countries, Colombia allows foreigners to own property with the necessity of obtaining a residency visa or a Colombia National ID Card (Cédula de Extranjería). In fact, real estate transactions can be carried without with nothing more than your tourist stamp on your passport.
As Colombia continues to recover from the turmoil of the late 1990s, the country has streamlined the process for foreign buyers to invest in the country. Non-Colombians now have the same property rights as Colombian citizens, marking a dramatic departure from the prior situation, where property rights were limited for foreigners.
The Buying Process
The first step in owning property is to identify both the location and the type of property you desire. New construction or a restoration project, modern amenities or a more authentic and rustic neighborhood – like everywhere else on the planet, Medellin property is all about location, location, location.
While the process has been simplified, it is still important to have the correct paperwork in order and to make certain that funds can be readily transferred. As is the case in many tropical countries, a legally established representative is required to ensure the successful transfer of property, title, and funds.
The Associated Costs
The following chart provides a guideline of the, relatively low, fees involved in a property transfer:
| TRANSACTION COSTS | ||
| Who Pays? | ||
| Registration Tax | 1% | buyer |
| Registration Fee | 0.50% | buyer |
| Notary Fees | 0.15% | buyer |
| 0.15% | seller | |
| Real estate Agents’ Fees | 3% – 4% (+ 16% VAT) | seller |
| Costs paid by buyer | 1.65% | |
| Costs paid by seller | 3.63% – 4.79% | |
| ROUND TRIP TRANSACTION COSTS | 5.28% – 6.44% | |
| Source: Global Property Guide | ||
The fees are used to complete a number of necessary steps in the transaction process. Obtaining a certificate about the property’s history, a successful title search, the necessary tax certificates, and the property deed will take roughly two weeks.
Establishing a Colombian bank account will make the transfer of funds much easier. It is important to remember that the process of opening a new account can take up to two weeks. This can prevent delays when scheduling a closing date.
One additional point to consider is whether or not you want to hold title in your own name. While Colombia does not require the creation of an SAS, (like the U.S. LLC), it may be a prudent step for tax and other legal considerations.
Alan Krisp
Is Now a Good Time to Invest in Medellin?
For expats, retirees, and investors alike, having great potential for return on investment is the paramount issue in considering any move to a foreign country. Medellin’s emergence as both a tourist destination and an economic center make it well-placed to provide the kind of long-term, sustainable growth that many potential expats desire as a means of providing for a sunny retirement outlook.
Like other Latin American locations, Medellin may not be for everyone. It is a city in a state of resurgence and, as might be expected, there are growing pains that come along with that progress.
Do your research. Identify those items which are “must haves,” and then see how this Colombian jewel matches up with those requirements.
Discovering these facts about Medellin is only the start of the adventure. Plan a visit and explore what life there is like firsthand. You may just discover that the “Land of Eternal Spring” is the location of your own personal fountain of youth.
As more and more retirees and young expats make their way to the Latin tropics, many cities are stepping up their game to meet the demands of this new demographic. And, as infrastructure and amenities continue to improve in many tropical cities, the cost of living is increasing at rapid rates in many locations.
Since a major consideration of making the move abroad is budget and lifestyle, it’s important that you know some of the most expensive cities in the Latin tropics and what they offer. Only then can you decide if they’re truly worth the sometimes high cost of living in paradise.
It’s important, though, to keep in mind that the cost of living in a particular area is often indicative of the level of services and amenities it offers. So, when evaluating tropical destinations and their associated costs, make sure you take the whole picture into consideration…not just the dollars and cents.
Rita Willaert
The Rising Cost of Paradise
Just as is the case with any other financial market, the increased demand for expat-friendly locations in the tropics has resulted in higher costs. Rising property values, infrastructure improvements, and the desire for more amenities “just like back home” have all combined to create larger price tags for life abroad.
Below are the four most expensive cities for expat living in all the countries we cover. The continued popularity of each of these destinations demonstrates the correlation between desirability and willingness to pay for the value-added features that each location contains.
Arron and Carol
San Jose, Costa Rica
Topping our list of the four most expensive cities in the Latin tropics is San Jose, Costa Rica. As the third most expensive city in the entire region (surpassed only by San Juan, Puerto Rico and Grand Cayman, Cayman Islands), the continued popularity of this Central American destination has resulted in higher prices, including the cost of Costa Rica real estate.
A dynamic, modern, and stable infrastructure, readily accessible “western style” amenities, such as shopping malls, internet access, cable TV, and a close proximity to major North American cities all translate into value-added features for this highly coveted expat destination. However, these desirable features do come with a higher price tag that should be taken into consideration as part of your plan for relocation.
Bernal Saborio
Panama City, Panama
Close behind San Jose, on the list of the four most expensive cities in the tropics, is Panama City, Panama. According to an annual survey by Mercer Human Resource Consulting, from 2014 to 2015 Panama City’s cost of living has climbed 41 positions among all international locations surveyed and four spots in Latin America alone.
The continued expansion of new commercial investment and the accompanying improvements in infrastructure have resulted in increased housing prices and a growing demand for American style homes. Since that demand is outpacing the inventory, it’s far from being a buyer’s market.
Nan Palmero
Tegucigalpa, Honduras
It may come as a surprise to many that Tegucigalpa, Honduras has become one of the most expensive cities in Latin America in which to live. The upswing in foreign investment since the early 2000s has brought with it the cost of improving the infrastructure of the city to meet the demands of the 21st century.
While not as popular as…say, the island of Roatan, Tegucigalpa still offers high level of amenities at a price point that is less than some of the more popular tropical destinations. It can be anticipated that as growth continues, prices will stay on the rise as well.
Roman Korzh
Quito, Ecuador
Last but not least on this list is Quito, Ecuador. This capital city’s popularity with expats and retirees has led to a steady increase in the cost of living. With this price hike comes a wide variety of housing options and many other big city amenities expats have come to expect.
Not everything costs more in Quito, though. Although it’s ranked as the 13th most expensive of Latin American cities, its prices for gas and public transportation are still far less than any of its neighbors.
The Bottom Line: Is It Worth It?
For potential expats, the cost to live in a particular city should certainly play a role in the decision-making process. However, it shouldn’t be the starring one. Other factors to consider include location, amenities, climate, and whether it offers the kind of lifestyle you’re seeking.
In the end, only you can decide whether these and other tropical destinations offer sufficient bang for your buck. If you have cities you’re considering, spend some time there to see if the expat experience they offer lives up to the price point they demand. Only then can you make the move knowing you’ll never regret the decision you made.
Along the “Gold Coast” of Guanacaste, Playa Hermosa Costa Rica has become one of the most desired expat destinations in the country. With stunning and pristine beaches, gentle waters, and a convenient location to major airports, Playa Hermosa continues to be a gem in this thriving part of the land of Pura Vida.
AW CR
Playa Hermosa and the Guanacaste Province – History and Location
Long before Playa Hermosa became the tourist and expat magnet of the Gold Coast, Guanacaste province has featured prominently in the history of Costa Rica. Before the arrival of the Spanish, the northern part of the Nicoya peninsula was the ancient home of the Chorotega Indians.
In the 1700s, some of the residents of Rivas (in what is now Nicaragua) moved south and established a settlement at a crossroads joining the towns of Rivas, Bagaces, and Nicoya. The location was baptized with the name of the Guanacaste tree – known today as the national tree of Costa Rica.
During the years 1824-25, Guanacaste was annexed to Costa Rica; July 25, 1824 marked the decision of the towns Nicoya and Santa Cruz to become part of the land of Pura Vida. The town of Guanacaste was named as province capital in 1836 and later renamed Liberia in 1854.
The early 1990s saw a boom in development in the area north of Tamarindo. Located between Playa del Coco and Playa Panama, Playa Hermosa has become a consistent center for development of beach properties including a number of high-end resorts.
Playa Hermosa Costa Rica Today
The vibrant and established expat community in Playa Hermosa continues to be a major location for retirees and investors. Values have rebounded and there is a good selection of properties for prospective buyers to examine.
The Hermosa Beach area continues to combine a laid-back atmosphere with quality accommodations. As a winner of the coveted “Bandera Azul” award for environmental quality and safety facilities, Playa Hermosa has certainly lived up to the translation of its Spanish name: Beautiful Beach.
It’s Not THAT Playa Hermosa
If riding the waves and following the “endless summer” to fulfill a surfing dream is your destination, Playa Hermosa in Guanacaste is NOT the place you want. The surfer’s Playa Hermosa is located in Puntarenas province just south of the surfing mecca of Jaco.
Expat Life in Hermosa Beach Costa Rica
Playa Hermosa Beach
Access to this most coveted tourist and expat location is a major plus for Hermosa Beach. The Daniel Oduber Quiros International Airport in Liberia is a scant 20 minutes away and accepts daily flights from the U.S., Europe, and Canada.
Along with the growth of the expat population and the increase in the tourist trade, there has been an increase in construction of several large hotels/resorts at the northern end of Hermosa. An upside to this is added shopping and restaurant options for residents and visitors.
There are available taxis and shuttles that run up and down the Gold Coast affording access to the larger communities of Tamarindo and Playa del Coco. The bars, nightclubs, and restaurants in these lively beach towns can provide nightlife options without disturbing the tranquility that Hermosa’s visitors desire.
E. Daniel
Things to See and Do in the Hermosa Beach Area
Beyond the sun, sand, and gentle ocean waves, there is a wide selection of recreational activities for expats and visitors to enjoy. Snorkeling, kayaking, paddle boats are all readily available at a number of locations along the beachfront. Sunset cruises and sport fishing charters are also easy to arrange and enjoy.
Some of the finest national parks in Costa Rica are readily accessible from Playa Hermosa. Rincon de la Vieja National Park has a variety of geological wonders including hot springs, an active volcano crater, a waterfall, and bubbling natural mud pots.
Santa Rosa National Park is home to a massive nesting and breeding grounds for sea turtles. The park was originally created to protect the site of the battle of Santa Rosa and the Second Battle of Rivas where Costa Rica’s national hero, Juan Santamaria was mortally wounded helping the Costa Rican army defeat William Walker in his attempt to establish an English speaking colony.
Palo Verde National Park has lush mangroves, wetlands and savannah and is one of the rarest ecosystems on the planet: one of the last remaining tropical dry forests. Bird watchers will be delighted by the variety of species that call this unique environment home.
For the more adventurous, the southern part of the Nicoya Peninsula with communities like Samara and Nosara offer a more rustic and bohemian environment.
What Does It Cost to Live in Playa Hermosa Guanacaste
The overall cost of living in Playa Hermosa is somewhat higher than other beach locations in Costa Rica, ranging in the upper-mid range to lower end luxury prices as evidenced by the million dollar properties that can be found on both the North and South ridge areas. These higher prices may be an issue for those whose expat dreams are limited by budget constraints.
As developers return to the region in response to a reviving economy, property values can be expected to increase. The areas of the North and South ridges, in particular are slated for some exciting long term projects with the potential for a significant return on investment.
This is not to say, however, that there aren’t some more moderately priced options a short distance from the prime beachfront properties. Looking at the options available, both for completed properties and lots available for construction, is the best way to determine the affordability of living in Hermosa.
Sergio Quesada
The Downside of Paradise
While Hermosa Beach may be the perfect destination for many expats, even paradise has some features that may not tick everyone’s boxes in terms of an ideal location. Here are some things for consideration.
The sand at Hermosa is dark; for some beach “purists” this can be a real negative. If white, pristine sand is a requirement, Playa Hermosa may not be the best fit.
There is no real nightlife at Playa Hermosa although the nearby communities of Playa del Coco and Tamarindo certainly have many nocturnal entertainment options. The serenity and calm of Hermosa may be too sedate for those seeking the party atmosphere of an exciting beach town.
The calm waters off Playa Hermosa are a great location for many aquatic activities such as swimming, snorkeling, kayaking, and stand up paddle boarding. However the big negative of these placid waters is that there is no surfing here. As mentioned above, the “other” Playa Hermosa is the wave riders’ preferred destination.
Playa Hermosa Costa Rica and the surrounding area on the Gold Coast are very developed. Those seeking a more “adventure camp” lifestyle or wanting to immerse themselves in a rustic Costa Rican experience would be disappointed by the modern amenities that abound in the area.
Sergio Quesada
Future Plans for Playa Hermosa Costa Rica
The future is definitely bright for the Playa Hermosa area of the Gold Coast. As the collapse of 2008 recedes in the distance, investors and developers are once again turning their resources and efforts to the promise of the Hermosa beach location.
The southern end of the beach is the location of the Steve Case Cacique Project. This development will include, among other amenities, a tennis court complex designed by stars Andre Agassi and Steffi Graf. Importantly, the project will minimize impact to the environment keeping to Costa Rica’s commitment to “stay green”.
The northern end of Hermosa is the Playa Panama development. This luxury property will have Westin, Grand Occidental, and Hilton resorts and the amenities that can be expected of such high quality operations.
Importantly for residents and long-term visitors of Hermosa Beach, there will be construction of a new state of the art CIMA Hospital just 15 minutes away. Having a world-class medical facility is a further indication of the growth potential of the this once sleepy Pacific fishing village.
So What Is the Best Way to Discover If Playa Hermosa Is Part of Your Tropical Dream
The undisputed, best way to find out how your vision of an expat retreat matches with the opportunities that abound in Playa Hermosa is to go there. Being able to physically see the area and experience life there is the first and most important step in making the decision to move.
Set aside at least a week (two would be better) so you can truly explore Hermosa Beach and the surrounding communities. Check out places like the Super Mercado (a grocery chain), take a tour (or two), maybe experiment with taking a taxi to Tamarindo or Playa del Coco.
Talk to long time expats and find out their experiences – both positive and negative. There is no better source of information than those who have made the journey (and possibly some mistakes along the way) before you.
Lastly, take all the information that you’ve gained and be honest with yourself as to whether this is the place for you. Playa Hermosa Costa Rica may not be the perfect fit for everyone but, if you discover that it’s a good match, go for your dream.
Map of Playa Hermosa, Costa Rica
Playa Hermosa, Costa Rica Fast Facts
- Population: Aprox. 1,800
- Typical temperature: Average temperature 82°F with a maximum of 100°F
- Nearest airport with U.S. flights: Liberia’s Daniel Oduber Quiros International Airport
- Nearest U.S. consulate: San Jose, Costa Rica
When people think about U.S. citizens living abroad what comes to mind is probably retirees, or the super wealthy, or maybe even a bunch of backpacking college students. People who don’t have to worry about things like maintaining a job or finding a good orthodontist.
What seems like a bit more of a stretch, to many, is the idea of moving overseas with children, particularly young ones, and having the need to educate, protect, and support them. But the reality is that living abroad, even in a developing country, has never been easier for young families.
The Latin tropics, for example, offer a ton of locales where parents can earn a living for their families, send their kids to a bilingual international school, sign them up for afterschool art and sports programs, and never have to give a second thought about their safety.
Improved technology and infrastructure make things like telecommuting, homeschooling, and communicating with friends and family a virtual breeze. Cities with established expat communities can help to make the transition easier.
On the flip side, there are also more remote destinations that offer the opportunity to cut out all the distractions and focus on what really matters to your family. Where your children can learn to become students of the world, rather than spending their days cooped up in a classroom.
In fact, it’s been observed that living abroad helps children develop a certain skillset and adaptability that their homebound counterparts lack, making them particularly qualified for leadership positions.
Every tropical destination has its own set of pros and cons. Not every young family will share the same opinion about a certain city. But there’s no denying that each of these places has a unique appeal that families with children will likely find intriguing.
Jose Juaquin
Best City for Culture – Cuenca, Ecuador
A longtime favorite of expats of all demographics, Cuenca, Ecuador, is still a fantastic option for families with children. It offers an established expat community with lots of English-speakers, as well as expats of many other nationalities.
Cuenca has a high level of amenities, with easy access to all the necessary goods and services. Yet it’s also surrounding by an incredible natural environment that offers plenty of options for outdoor enthusiasts.
For all it delivers, Cuenca is also quite affordable. It’s big city convenience with a small town feel, right down to the cobblestone streets and charming historic architecture.
Because it’s home to a number of universities, residents of Cuenca also place a high value on education. The high concentration of students also makes Cuenca a cultural and artistic hub. It’s a great place to get a true taste of what makes the local culture so incredible.
TR Rounts
Best Expat Community – Boquete, Panama
Another destination that’s popular with young expat families is Boquete, Panama. Tucked into the highlands of the Chiriqui province, Boquete is smaller than Cuenca (and quite a bit more expensive). Yet it too offers an incredible level of services and amenities.
A longstanding expat presence has led to the establishment of everything from “Gringo Night” at local restaurants all the way up to an expat theatre group. In fact, Boquete is so expat-friendly that some complain it’s almost just like being in North America.
But understand that, even though Boquete might be full of people who look and talk like you, there’s still plenty of authentic culture to experience. Not to mention the incredible natural surroundings like cloud forests, whitewater rapids, and an abundance of flora and fauna.
Between its near-perfect climate and its welcoming residents, Boquete is a great option for newcomers with children.
Cranston
Best Beach Town – Nosara, Costa Rica
Those who think all tropical beach towns are way too heavy on the party scene for young families need to think again. Introducing…Nosara, Costa Rica.
Rather than loud dance clubs and dreadlocked drug peddlers, what you’ll find in Nosara is more like yoga studios and organic smoothie stands. It has great surfing, some of the best in Costa Rica, but it also has great schools. It’s a win-win for young families.
The abundance of health food stores, fitness centers, and sports teams make Nosara the perfect place for those looking to lead a healthy lifestyle. However, all the excellent consumer options and extra-curricular activities do tend to tip Nosara a bit towards the expensive end of the spectrum.
Nosara is clean. It’s safe. Its residents are a closely knit community, and they flock to the beach in droves each evening, just to see the sunset. Its four miles of white sand beaches are protected from any kind of encroaching development, and the many conservation efforts help keep it pristine.
Young families looking for the beach lifestyle without the stereotypical beach culture should definitely give this place a closer look.
Viva Tropical
Best Island – Boca Chica, Panama
If island living is the scenario you had in mind for your family, then forget the overcrowded, touristy places like Roatan or the Belize Cayes. There’s nothing authentic about seeing a cruise ship dump its hordes of travelers onto your shores for a quick romp.
Instead, may I suggest the tranquil forests of Boca Chica Island, where the only other residents you’ll likely see and hear are the howler monkeys and toucans perched just outside your window?
Boca Chica and its surrounding islands offer the same natural wonders as their busier counterparts (e.g. pristine beaches, ancient forests, excellent fishing, and mangroves packed with marine life). But in Boca Chica those can be explored on your own, not on a chartered tour with a dozen other strangers.
Although it feels remote, Boca Chica Island is only a 10 minute boat ride from the mainland where you can also access attractions such as Volcan Baru (the nation’s highest peak), the aforementioned town of Boquete, and the bustling city of David (the country’s second largest) where you can find any and all of the amenities you could possibly need.
photo by P. Schenll
Best on a Budget – Granada, Nicaragua
While affordability shouldn’t be your biggest factor when choosing an expat destination, for some young families it’s a necessary concern. Enter Granada, Nicaragua.
This charming colonial town boasts many of the same features as Cuenca. Yet with a noticeably lower price tag.
The tradeoff is that some of the amenities aren’t quite as good. Consumer options are a bit more limited. The infrastructure isn’t as top-notch. In fact, some may even see Granada as a little gritty.
But that authentic vibe is exactly what a lot of parents want their children to experience. The ability to take in your surroundings and feel almost as if you’ve stepped back in time 100 years. Except for the internet cafes and ATM machines.
All in all, Granada is a great compromise for those who want to experience Latin America for what it is, not a North American version of it. And not for the same amount you’d pay to live in the States.
So, if you’re looking for a place to relocate your family, or even if you just want to try a gap year to see if this whole expat thing is right for you, these top destinations are a great place to start!
Viva Team
To bribe or not to bribe? That is a very good question. On the one hand, it’s (usually) against the law. Then again, so is speeding. Yet both are commonly done in Latin America, where you can bribe your way into everything from pardon for a traffic violation to no-bid contracts for infrastructure projects.
In general, we think it’s a bad idea. Not only can offering a bribe land you a fine or even some jail time, it can also be detrimental to the legal or economic systems that fall prey to it. It violates the trust between citizens of a country and its elected leaders. It’s ultimately not a very effective way of doing business. It’s also earned Latin America a bad rap.
That being said, we’re talking about a part of the world where regulations often seem rather asinine, and processes that should be relatively painless can end up dragging on for months. So, if a $20 bill can get you out of a $400 ticket or a small favor can get your paperwork pushed through a little faster, then, by all means, bribe away.
But do it at your own risk.
Ursa
Here are a few tips to know before you start your negotiations.
1. Your best bet is to know the laws or requirements and honor them.
Being proactive in educating yourself on a country’s laws will keep you out of many of the situations where you might find yourself resorting to a bribe. Find out whether you need an international driving license or if your U.S. identification will suffice. Know all the paperwork that’s needed before you apply for a visa or a building permit.
By doing your best to play by the rules and abide by the law, you’re far less likely to end up in a situation you’ll need to bribe your way out of. Furthermore, as a gringo, you’re already a natural target. You’re more likely to get pulled over or hassled over a seemingly routine process. This is likely due largely to the fact that North Americans are perceived as being rich and carrying around wads of cash.
So, since you’re already practically begging to be solicited for a bribe, don’t do anything else to call attention to yourself. Like riding around in a Jeep with surfboards strapped to the top of it blaring Bob Marley.
2. If you do find yourself in a bind, try some smooth talking first.
A lot of people you’ll deal with in Latin America, from border patrol to bicycle cops, are less than thrilled to be doing what they’re doing. They’re often overworked and underpaid, and sometimes they’re just plain tired of standing in the hot sun dealing with the likes of you.
As a result, a smile and a “gracias” or “por favor” can often go a long way. If they still won’t bite, there’s also the option of playing that gringo card and actually using it to your advantage. “But, ma’am, I didn’t know I needed a copy of my bank statement to go with my application.” Or “No, officer, I had no idea my rental car had an expired tag. I’ll go right now and let them know, and you can get on back to your air-conditioned patrol car.”
3. If a bribe is unavoidable, just don’t be the one to bring it up.
When you find yourself in a dead-end situation, you’ll know when you’ve finally reached a stalemate. You’ll have made your case, and they’ll have made theirs. And then comes the silence. The moment where you know it’s time to either give in or up the ante.
If you do decide to offer a bribe, make sure you phrase it carefully. Don’t offer money or favors outright. Just ask if there’s another alternative, a mutually beneficial way to get what you’re after, or an incentive to speed up the process. “Officer, are you sure revoking my license is the only option?” or “Sir, is there anything I can do to help get my application to the top of the pile?”
And then shut up.
Once the ball’s in the other person’s court, it’s up to them to either propose the terms or shut it down. If they threaten any kind of recourse, backpedal like hell. It’s also best to make sure no one else is in earshot of your conversation. An official is much more likely to take the bait if no one’s around to know about it.
4. Only risk as much as you’re willing to lose.
It’s worth a few dollars to have a tour guide let you photograph a rare exhibit, and $20 is nothing compared to a hefty fine and a court appearance. But be careful bribing when it really counts.
There are several reasons for this. One is that it rarely ends with one bribe. If you pay your way out of one requirement, you’ll be fully expected to fork over even more to get over the next hurdle. It’s a slippery slope.
Another reason is that there’s less of a guarantee that things will be done right. And, if you paid a bribe to make it happen, there’s very little you can do about it without implicating yourself. Not to mention, Latin American officials and policies often change completely with every new election. Just because you paid off a prior official, you could find yourself right back at square one (or, worse, even further behind) when a new administration takes over.
Bottom line? If you bribe your way out of a traffic violation, about the worst that could happen is that you end up with the fine or ticket anyway. But try it in a business setting, and the repercussions could be much worse.
The region of Limón, Costa Rica has largely been untouched by the growth in other parts of the country. Often considered Costa Rica’s last frontier, this Caribbean location promises new opportunities for both expats and investors while still retaining the sense of being off the beaten path.
Limon, Costa Rica
Limón is unique throughout Costa Rica in that it may be the most culturally diverse location in the country. Combined with untouched natural beauty and diverse ecosystems, living in Limón is truly a chance to experience life “off the grid.”
Limón’s History and the African Connection
Very little is known about the pre-Colombian history of Limón province. There is archeological evidence that tribal groups from Brazil and Ecuador visited the region and lived a hunter-gatherer existence. In the southern part of the province, the indigenous Bribri people lived in and around what is known today as Puerto Viejo. Their descendants still are a majority in the area.
In 1502, during his fourth and final voyage, Columbus anchored off of present day Puerto Limón at Ilsa Uvita. It is ironic that this area, although discovered first, remained largely unexplored until Spanish settlers began to build there in the 19th century.
The Afro-Caribbean migration
At the beginning of the 19th century, Afro-Caribbean groups from Bocás del Toro (present day Panama), San Andrés (now Colombia), and Nicaragua followed the turtle migration in order to hunt the creatures. As time passed, permanent settlements were established and blended with the indigenous tribes creating the unique Afro-Carib-Costa Rican culture that marks Limón today.
The long arm of United Fruit and development comes to Limón
The town of Puerto Limón was founded in 1854 and, in 1870, the Costa Rican government decided to build a railroad to Limón from San José. After three years, the project stalled due to problems with logistics and money.
Enter Minor Keith who, with the encouragement of Bernardo Soto, Public Works Minister, renegotiated the loans and completed the construction in 1884. In order to offset losses due to low passenger fares, Keith loaded the empty cars with bananas for shipment to the U.S. Ultimately, this would lead to Keith establishing the powerful and influential United Fruit Company.
The Caribbean Coast: a land apart
Even though some development had arrived in Limón, there was a deep divide between the central government in San José and the Afro-Caribbean population. It was not until 1948 that residents of the province, called limonenses, could freely travel without permission from the government.
Infrastructure improvements have been much slower in the region than other parts of Costa Rica. There is only one road, route 32, that runs to Limón from San José and electricity did not arrive until 1976.
The Attractions of the Caribbean Coast
One of the special features of Puerto Limón and the surrounding region are the many unique sights and activities available to visitors. A new awareness of the natural wonders, aquatic adventures, a vibrant cultural mix, and laid-back lifestyle have created an increase in tourist activity since the late 1970s.
The beauty and mystery of nature
The Limón province is home to many natural wonders. Tortuguero (literally land of turtles) features the Tortuguero National Park. The navigable canals here have given the area its nickname of “Amazon of Costa Rica.”
The beaches in and around Tortuguero are the nesting grounds for four of the eight types of green sea turtles in the world. During breeding seasons (March through October and February through July), visitors can observe these ancient creatures coming ashore to lay their eggs.
The Gandoca-Manzanillo National Wildlife Refuge has become a favorite location for those wanting to experience a jungle rainforest and its inhabitants. Located three miles south of Puerto Viejo, in the southern part of the province, this 23,348-acre refuge also features one of the two coral reefs in Costa Rica.
Three Fingered Sloth
The Sloth Sanctuary of Costa Rica, located in Penshurst, 30 km from Limón, is truly a one of a kind experience. With over a hundred two- and three-fingered sloths in residence, the Sanctuary gives visitors a chance to interact with these mysterious creatures in a way not found elsewhere.
Fun on and under the ocean
The fishing off the coast of Tortugero has become known as some of the best sport fishing in Central America. Known as one of the world’s premier tarpon spots, the Caribbean coast has become one of the most popular year-round fisheries in the region.
For scuba and snorkeling enthusiast,s the two ranges of coral reefs provide a chance to explore one of the rarest ecosystems in the world. Located at Cahuita National Park and Gandoca-Manzanillo National Wildlife Refuge, exploring these unique living environments is an opportunity not to be missed.
For surfers, Puerto Viejo offers a special treat. Known locally as “Salsa Brava” this powerful wave that can reach 40 feet in height can challenge even the most skilled wave riders.
The cultural experience
Being able to immerse yourself in the food and celebrations of the Caribbean, blended with an almost bohemian-like outlook, can give visitors a whole new slant on the concept of “pura vida.” The slower, more casual pace is far less touristy and more attuned to the idea of living for the moment.
Three of the villages in the region – Puerto Viejo, Punta Uva, and Cahuita – offer a true slice of Caribbean culture. Exciting and exotic Caribbean food, reggae music, and a general party atmosphere make it difficult to remember that you are still on land and not on an island.
Puerto Limón has became famous for its fall celebration, known as Carnaval. Started in 1949 by a community leader, Alfred Henry Josiah Smith (known as Mister King), this festival starts on October 12th and runs for about a week (including two weekends).
Originally designed to commemorate Columbus’ anchoring there in 1502, Carnaval has evolved into a weeklong party with food, dancing, live music, and a concert by a major artist from the Caribbean or Latin America.
Living and Investing in Limón Costa Rica’s Carribean Coast
As a major port city Limón, Costa Rica, is a natural hub for commercial investment. Largely overlooked until recently, the port area promises to expand in the hopes of attracting more commercial operations and ventures.
A significant attraction to expats is the remoteness of the area and lack of the “tourist vibe.” Finding lots to develop is far easier than in other parts of Costa Rica. Rustic housing (for those so inclined) also is more affordable.
The cost of living is generally lower than on the Pacific Coast. The exception to this would be for higher-end items such as appliances, electronics, and vehicles.
If you are looking to truly immerse yourself in the Afro-Carib-Costa Rican culture, Limón is the place for you. The smaller neighborhoods and villages in the region have maintained their uniquely Caribbean flair and atmosphere, and living there is the best way to experience it.
Investment plans for the future, public and private
The Limón province promises to make up for lost time as investors from both the public and private sectors are realizing the potential that exists in the region. In addition to the continued growth and commitment to the tourist industry, residential and commercial projects are also planned.
The Agency for the Development of Limon is made up of private commercial interests, banks, universities, and governmental agencies all working in concert to improve Limón and the surrounding area. One major project, the Moin Container Terminal, is scheduled to begin construction sometime in 2014 and open for operations in 2016.
A new resort project, Grand Caribbean, is repurposing a canal dug by the United Fruit Company in the 1950s for construction of a marina and residential lots. As other real estate investors see the improvement in infrastructure and the commitment by the government to developing Limón, Costa Rica, the potential return on investment can be expected to increase exponentially.
The challenges of moving to the Caribbean side
One of the major features of Limón, Costa Rica is also one of its major drawbacks. There are limited resources in the area and fewer amenities than in the more developed regions of the country.
Medical care for the entire province is provided by a single hospital. Hospital Dr. Tony Fascio Castro is located in Puerto Limón and is responsible for a direct population of nearly a quarter-million people.
Infrastructure has lagged behind the rest of Costa Rica. As a result, getting basic amenities such as electricity and water could be problematic depending on location.
Language outside of the major population areas, such as Puerto Viejo and Puerto Limón, may be a barrier to some. Not only is Spanish a principal language, there’s also a local dialect, Limonese Creole (Mekatelyu), a blending of English, Spanish, and Caribbean tongues.
Finally, the expat community, although growing, is still quite small compared to other regions. If having fellow expats in close proximity is a requirement, the Limón region may not be your best option.
Traveling to Limón Can Be an Adventure in Itself
There are a couple of options for those seeking to explore Costa Rica’s Caribbean coast. The remoteness and isolation that makes the region attractive also can make getting there a challenge.
The Limón International Airport was reopened for international travel in 2006 after being restricted to domestic travel for 20 years. At present the domestic carriers, Sansa Air and Nature Air, offer private charter flights from San Jose to Limón.
Both Sansa Air and Nature Air offer regularly scheduled flights to Tortuguero in the northern part of the region. From there, travelers can take the “water taxi” for the four-hour boat ride to the port at Moin, one of the two major ports in Limón. Alternatively, arrangements can be made with taxi drivers to make the drive to Limon.
The long and winding road
For most visitors to Limón and the surrounding region, driving is the travel method of choice. There are two routes from San Jose that lead to Limón; both routes ultimately merge onto the single road, route 32, that leads to the Caribbean coast.
The four-hour drive on this two lane road can be both scenic and difficult. Accidents, slow traffic, and even landslides can test both the patience and endurance of many drivers.
Two of the less stressful and more economical options are the public bus system and private shuttle service. Letting someone else do the driving can free your attention and allow enjoyment of the adventure ahead.
A truly less traveled path
An unusual option to making the journey from San Jose to Puerto Viejo – in the southern part of the Limón region – is by raft. Rafting down the scenic Pacuare River, adventurers are transported back to an earlier time. Though the entire trip is not by raft (shuttles are also used), this option provides a one-of-a-kind experience.
Limón’s Promise and Potential
Unspoiled and undeveloped, Limón and the Caribbean zone promise to be both the newest tourist mecca in Costa Rica and a unique expat and investor destination. Visitors and residents alike can look forward to “Pura Vida” with a dash of Caribbean spice in the days ahead.