Nestled between Mexico and Guatemala, the unique blend of eco-lifestyles, adventures on land and sea, and Mayan ruins can best be described as Sanctuary Belize. With a rich history and dynamic future, Belize offers a wide range of possibilities for expats and investors alike.

Huts
Belize today incorporates the cultural elements of its past and the potential of the future. From a center of Mayan culture to British colony and finally established as an independent state, Belize has become a growing lifestyle choice that draws expats from all over the world.
The History of Belize – A Timeline
The Mayan culture first spread into what is known today as Belize roughly around 2500 B.C. The height of Mayan influence, called the Classic Period, occurred roughly in 250 A.D. and lasted until 900 A.D. when the society suffered a collapse.
Columbus sailed near the coast of Belize in 1502, leading to Spanish occupation of the Yucatan Peninsula some years later. The first recorded settlement by Europeans in what is present day Belize, was in 1638 by a group of shipwrecked English sailors.
For the next 150 plus years, the feud between Spain and England for control of the region continued until Spain was defeated at the Battle of St. George’s Caye. Belize became a British colony, known as British Honduras in 1840, and a Crown Colony in 1862.
The country formally changed its name its name to Belize in 1973 and, on September 21st, 1981 became an independent nation. Although no longer under British rule, Belize remains part of the Commonwealth of Great Britain much like Canada and Guyana.
Things to See, Do and Explore in Belize
Belize offers a number of unique and diverse activities that can appeal to a wide variety of interests and tastes. Archeological sites, water sports, and nature explorations are all plentiful in this surprising Central American location. Below are just some of the highlights that visitors can select from.

Altun Ha Belize
Belize is home to several prominent Mayan ruins whose scope and beauty continue to inspire awe in visitors today. Altun Ha, Caracol, and Lamanai are all accessible and truly capture the essence and mystery of Mayan culture.
Ocean adventures and eco-experiences
The Belize Barrier Reef is the longest barrier reef in the Western Hemisphere and second-largest in the world behind Australia’s Great Barrier Reef. It is easily the country’s most popular attraction and provides world class scuba-diving and snorkeling to observe over 500 species of fish and over a hundred varieties of hard and soft coral.
The Blue Hole and the underwater cave systems around it are a scuba diver’s dream. Identified by the Discovery Channel as number one on a list of the “Ten Most Amazing Places of Earth,” this watery wonder attracts visitors from all over the world. It should be noted, however, that divers have to be certified in both cave diving and mixed gases in order to participate in any diving explorations there.

Belize Island
Experiencing eco-diversity first hand
Having such a wide spectrum of natural environments within its borders, Belize has made a concerted effort to promote and expand eco-tourism throughout the country. The number of tours that permit visitors to immerse themselves in dense jungles, winding rivers and the grassy plains of a tropical savanna (to name a few) fosters what is becoming known as “experiential learning.”
Expat Living and Investment
As the real estate market collapse of 2008 has receded, expats and investors are once again looking at the potential of Belize. The small population, investment friendly tax structure, and under marketing of available properties have resulted in prices far less than other parts of Central America. Other factors are also getting expat attention.
English as a first language
Belize is unique among Central American nations in that English is the official language and all laws are also written in English. Knowing that the language barrier does not exist in Belize is a major plus for many potential expats and investors looking to settle or do business there.
Property rights are equal for citizens and non-citizens
There are no restrictions on non-citizens or non-residents owning property or businesses in Belize. Property can be held in fee simple (absolute title) and it is not necessary to obtain permission or permits in order to proceed with the sale or purchase.
Low tax rates
Belize does not have capital gains or inheritance taxes; a definite consideration for retirees seeking alternatives for investment. Property taxes are also low which helps contribute to the lower market pricing as well.
It’s easy to get to Belize
Getting to Belize is convenient and accessible by land, sea, or air. Additionally, cruise ships bring in over half a million guests a year; although usually for short periods of time (one to two days).
Driving to Belize from the U.S. is an option that some expats utilize since car rental in the country can be expensive. It isn’t uncommon to see vehicles with U.S. tags driving along Belizean streets.
The requirements are straightforward and involve obtaining temporary import permits from both Mexico and Belize. The cost of these temporary permits is minimal and usually run for thirty days.
All international flights into the country are handled at Phillip Goldson International Airport located at Ladyville which is 11 miles from Belize City. Major U.S. carriers, such as American and Delta have regularly scheduled flights; regional carriers such as Grupo TACA and Maya Island Air fly in from San Salvador, Guatemala, and other Central American locations.
For the more adventurous, there are weekly boat services from both Honduras and Guatemala. These three to four hour boat rides can certainly provide a different perspective on travel in Central America from earlier times.
What is the cost of living?
While Belize is not the most inexpensive location in Central America, the cost of living is reasonable especially for items that have to be imported from the U.S. The exchange rate between the Belize Dollar (BZD) and the U.S. Dollar is fixed at 2 to 1 creating a stable price structure on imports that contribute to lower costs.
Basic utilities (electric, heat, water, garbage, internet and cable) run between $90 and $210. This could vary depending on the size of the unit, usage and location.
Rents are higher in the more popular areas, such as Ladyville, Belize City and the capital, Belmopan. Monthly rates can range from $200 to $695; for more exclusive locations that range can be much higher.
Property prices for turn-key units (apartments and condominiums) can go for as little as $215.98 per m² away from city centers to a hefty $1722.23 per m² in the city. Stand alone properties will be higher as land is also included.
Sanctuary Belize – A Model for Eco-tourism and Green Living
Perhaps one of the most ambitious projects being undertaken in Belize is Sanctuary Belize. With 14,000 acres, Sanctuary Belize is the largest development in the country and features plans for a marina, resort, and residential units.
Eco-tourism and a “green” lifestyle is the major theme for the project. There are five distinct and diverse eco-systems on the property; riverine, tropical savannah, Belizean jungle, Caribbean marine, and coral reef.
The plans for the project are designed to appeal both to visitors seeking to experience the biodiversity of Belize and expats wanting a more environmentally friendly style of living. Dedicated to supporting and maintaining conservation of nature, and eco-conscious lifestyle, holistic wellness and a wide offering of outdoor activities, Sanctuary Belize promises to be one of the most outstanding communities in Central America.
Many people interested in eco-tourism prefer to do it on their own terms and in a more rustic fashion. For those who are seeking the security and amenities of a gated development while still having access to the unique eco-tourism that the country offers, then Sanctuary Belize may be just the opportunity that you are seeking.
Other Factors to Consider
Belize is very much an emerging nation in terms of increased expat and investment traffic. While the infrastructure near major areas, such as Ambergris Caye, is well developed, locations outside those areas may prove to be far more rustic than may be desirable.
One significant for expat housing is the relatively small number of rental units available. As a result, desirable properties are at a premium. Hotel space is also limited; one estimate has placed the number of rooms at roughly 2,000 for the entire country.
Belize is definitely in a transition phase concerning its residency laws. As a result, obtaining permanent residency could be more of a challenge until the status quo has resolved.
Belize is worth a look
Taking a visit to this diverse and exciting land is the best way to find out whether Belize can be your tropical sanctuary.
If living by a tropical lake surrounded by lush greenery sounds like your idea of paradise, Lake Arenal is the location for you. Nestled in the shadow of the majestic Arenal Volcano, Lake Arenal and its surrounding communities is rapidly becoming an expat magnet for retirees and investors alike.

Lake Arenal
Lake Arenal – A Brief History
Lake Arenal is a manmade lake that was enlarged to its present size as part of a massive hydroelectric project in 1979. The old towns of Arenal and Tonadora were abandoned and now lie at the bottom of the lake. The town of Arenal was relocated to a point northeast of the lake itself.
The lake has played a major role in helping Costa Rica become the eco-friendly nation that is known and loved today. At one time, the dam which helped enlarge the lake to its current size (33 square miles) was responsible for 70% of the nation’s electrical energy.

Anita Gould
Lakeside Living – Many Communities, Many Choices
The Lake Arenal area has a number of towns and residential areas that offer a wide selection of properties and options for investment or retirement. With a growing number of expats discovering the attractiveness of living close to the largest lake in Costa Rica, the real estate market is experiencing a resurgence from the decline of recent years
La Fortuna is the largest of the lake communities and prior to 1968 was known as El Borio. When the Arenal Volcano erupted on July 29th 1968, it destroyed three towns on its western flank. El Borio, on the eastern side was spared and, from that day forward, was renamed “La Fortuna”-the fortunate.
El Castillo has the best views of the volcano and is close to the park entrance and Lake Arenal. The village was created as a result of the 1968 eruption of Arenal that required mass relocation of the towns destroyed by the volcano. Recently, it has become popular with artisans and expats seeking a more bohemian lifestyle.
Rio Chiquito is located on the southern end of the lake and is known as the major transfer point for tours from the many hotels around the volcano to the Monteverde Cloud Forest. There is a real potential for investment as much of the land is not yet developed.
The Arenal region offers many opportunities for fun and exploration
In addition to the serenity of lakeside living, the area around Arenal is filled with opportunities for exploration and enjoyment of the rich natural diversity of the region. Having some of the finest and most unique hotels, bed and breakfasts, and lodges in Costa Rica, this location is ideal for tourists and expats who want to take advantage of the wide choice of activities available.
For nature and hiking enthusiasts, there are many options that will let participants immerse themselves in the beauty and diversity of the land. Tours of the Arenal Volcano, jungle canopy and horseback tours of various lengths and difficulty, and white water and rappelling tours are available for all interests and tastes–from mild to wild.
Water sports and therapeutic baths
Lake Arenal has become one of the foremost windsurfing locations in the world. The consistent high winds that sweep across the western end of the lake from November through April has made Arenal a magnet for followers of this exciting and adrenaline-filled sport. For those seeking more sedate water sports, bass fishing and kayaking are popular choices.
One of the special features of this area is the abundance of hot springs that are easily accessible to those seeking the healing properties that these natural baths offer. There are also a number of waterfalls that further enhance the eco-experience for visitors and locals alike.
Lakeside Living Offers Many Advantages
Living by a lake may not be the first thought when considering a move to Central America. The advantages that exist in and around Arenal are certainly worth a second look when deciding on a place to retire or invest in.
The climate in the Lake Arenal region is moderate with temperatures in the low to mid 80s during the day and comfortable mid to low 60s in the evening. For those concerned about the cost of air conditioning, this will come as welcome news.
The cost of renting property in the Arenal area can range from $250-$750 per month depending on location and size. Utility prices can range from $26 to $50 per month depending on usage. Overall the cost of living in the lake area is less expensive than other more established parts of the country.
The thriving expat community continues to grow which makes becoming part of the local scene that much easier. Many expats have opened businesses and, combined with industrious locals, have made the transition to expat life an easy one.
Things to consider before moving to the lake region
For all the positives aspects of living in the Arenal area, there some things to consider before making a financial commitment. It is important to remember that living in a foreign country is much different than vacationing there.
To begin with, the drive to the Arenal area from San Jose can run up to four hours. La Fortuna does have a small regional airport that is serviced by Nature Air (a domestic Costa Rican carrier) although cost and convenience may weigh against this option.
Shopping for food or other domestic items is going to be limited to the local mercados, or markets. If having access to more westernized items is important, this may be an issue as well.
Although the region is experiencing continued growth, internet and cable access may differ widely from one part of the area to the next. Once again, if having these conveniences is an essential item on your “must-have” list, then lakeside living may not be the best choice for you.
Lastly, remember that the lake region is not near the ocean. If having a beach lifestyle is the goal of becoming an expat, the Arenal area is not for you.
What is the best way to decide whether Lake Arenal is your tropical dream?
There is no substitute for visiting Arenal and the surrounding area and immersing yourself as much as possible in order to envision what life would be like there. Ask questions, look at expat boards and blogs, do the research, and discover what Lake Arenal holds for you.
Map of Lake Arenal, Costa Rica
Lake Arenal, Costa Rica Fast Facts
- Population: 8,291
- Typical temperature: Average temperature 65° to 90° F
- Nearest airport with U.S. flights: San Jose’s Juan Santamaría International Airport
- Nearest U.S. consulate: San Jose, Costa Rica

Andrea Fernández
Ecuador has been earning quite a name for itself as a prime destination for North American expats, due largely to its beautiful scenery, authentic charm, and low cost of living. So much so that many would-be expats may even fear that all of the best places are becoming overpopulated with tourists and gringo settlers.
Well, during my travels through Latin America, I’ve been fortunate to explore hundreds of miles of both developed and completely untouched coastline. And I can honestly say that the beaches in the province of Manabi, Ecuador are a fantastic spot for the pioneering expat.
With its picturesque stretches of beach, quaint little fishing villages, national park, and even a decent-sized city for stocking up on necessities, Manabi, Ecuador, is a refreshing break from some of the overcrowded touristy areas like Salinas and Montanita.
And because much of it is still undeveloped, especially in terms of tourist infrastructure and businesses that cater to expats, it’s currently one of the best places to invest or launch an expat business in Ecuador.
The basics facts about Manabi, Ecuador
Located along the central part of Ecuador’s Pacific coast, Manabi is well-connected to the surrounding areas. It has two domestic airports, as well as an international cargo airport. Transportation in and around the area is easy to come by.
The climate is mostly hot and dry, with temps ranging from the low 70s to the high 80s Fahrenheit, and a wet season that runs from January to April.
The province of Manabi, Ecuador, contains a number of popular beaches, such as Puerto Lopez, Los Frailes, Puerto Rico, Canoa, and Puerto Cayo. There’s also the bustling city of Manta and the town of Bahia de Caraquez which has established itself as a successful eco-city.
The area is famous for its beautiful beaches and coastal cuisine. Favorite dishes include ceviche made from fresh fish, shrimp, or shellfish, as well as viche and sancocho (both delicious forms of fish stew).
Things to do in Manabi
In addition to relaxing on one of the province’s 20 beaches, there are plenty of other things to see and do in Manabi, Ecuador, on both land and sea. Several of the beaches offer decent surfing, as well as wind- or kite-surfing. You can also give paragliding a try or explore the area by sailboat or personal watercraft.
Just off the coast lies La Isla de la Plata, which is home to many of the same species that live in the Galapagos Islands. There’s also Machalilla National Park, which houses numerous types of flora and fauna, including howler and capuchin monkeys, jaguars, cuckoos, falcons, pumas, deer, crocodiles, and anacondas.

Marcelo Paz
Expat living options in Manabi, Ecuador
With so many beach towns and even decent-sized cities in the province, there are a number of possibilities for expats who invest in Ecuador Real Estate in this amazing frontier area. Here are a few of the more popular destinations.
- Ayampe – This is a beautiful beach with great surfing conditions. It also offers birdwatching along the Ayampe river, as well as mountain biking, hiking, and plenty of nature to enjoy. It’s home to several eco-lodges, as well as spas and surf hotels.
- Bahia de Caraquez – Often referred to as simply “Bahia,” this city was once Ecuador’s largest port. After suffering from significant erosion, the town declared itself an eco-city in 1999, putting energy into reforestation and sustainable living. Today it’s extremely eco-friendly and attracts a number of North American expats.
- Canoa – Canoa boasts the longest (17 km) beach in Ecuador, of which only a small portion is developed. It draws expats and tourists for its surfing and nightlife, although it’s still considerably more laid-back than some of the larger beach towns. Due to its party atmosphere, it suffers a bit from littering although the town is taking strides to clean up its act.
- El Matal – The small fishing village of El Matal is located just outside the small town of Jama and, as a result, is known by both names. It offers calm, clear waters that are great for swimming, snorkeling, and skiing. However, there isn’t a lot of tourist infrastructure in place currently, making the area an ideal place to launch a tourism business.
- Las Tunas – This secluded destination offers great views and spectacular sunsets. It’s considered the area’s more romantic getaway, with activities such as horseback riding, beachside candlelit dinners, and quiet nature hikes. It also offers easy access to the national park, as well as the nightlife in some of the surrounding villages.
- Los Frailes – Located within Machalilla National Park, Los Frailes is one of Ecuador’s most beautiful beaches. It’s also sparsely populated, since access is restricted. It’s crescent-shaped with cliffs on both ends, so it’s protected from the wind. The waters are clear and warm and perfect for snorkeling. There are no restaurants, tents, or umbrellas, so plan to bring your own food and shade.
- Manta – Ecuador’s second largest coastal city (after Guayaquil), Manta is an industrial city that revolves around oil distribution and tuna fishing. It has several beaches and a very active nightlife. Despite not being the most beautiful city on Ecuador’s coast, it does play host to large cruise ships that dock in its port. However, most expats consider it better suited for a place to stock up on supplies rather than set up residence.
- Puerto Cayo – What makes Puerto Cayo special is the lush vegetation that runs right down to the sand in some places. It’s near the national park and offers an abundance of fish, as well as some coral for snorkeling and scuba diving. The area’s expat community is growing, and there are several beach developments under construction.
- Puerto Lopez – Since it’s the gateway to the national park, Puerto Lopez attracts its fair share of visitors. It’s a great place to book diving or whale watching tours. It’s also emerging as an ecotourism hub with many of its hotels dedicated to green practices.
- San Clemente – Known for its abundant sunshine (even during the wet season) and gorgeous sunsets, San Clemente is popular among Ecuadorians from Quito and nearby Manta who come for the weekend. Mostly a small fishing village, it’s also seeing the growth of a small expat presence.
- San Mateo – San Mateo is known for its world-class surf break suitable for the most experienced surfers. It also has a small bay that’s sheltered from the wind and perfect for swimming or beginner surfing. Its recently constructed harbor is being developed into a fishing port.
- Santa Marianita – Due to its broad and long beach, this destination is a popular place for kite surfing. Its wind range and wave height also make it great for windsurfing. It also offers a good beach break for beginning surfers. You can find instructors to teach you these and other sports, as well as a few hotels and restaurants.
The province of Manabi, Ecuador, offers plenty of living options and more than enough to keep you busy. It just doesn’t suffer from the same overcrowding and expat saturation as some of its Ecuadorian competitors.
If you’re looking to stake your claim in one of Ecuador’s lesser-known beach towns, then check out one of these great emerging destinations.
Map of Manabi, Ecuador
Manabi, Ecuador Fast Facts
- Population: 1,606,655
- Typical temperature: 76º F to 90º F.
- Major airports with U.S. flights: Quito, Cuenca and Guayaquil. Complete list of airports in Ecuador.
- Nearest U.S. consulate: Quito
Do you love the climate and natural beauty of Boquete but hate the overcrowded, touristy feel it’s developed of late? Then you should check out Volcan, Panama.

Rich Young
Located just around the corner, on the other side of the Baru Volcano (the country’s highest peak, at 11,400 feet), Volcan offers many of the same inherent benefits as its neighbor. However, it comes with a simpler lifestyle, a more authentic Panamanian feel, and a considerably lower price tag.
Volcan, Panama, offers a cool mountain climate and incredible weather year round.
Much like Boquete, Volcan’s elevation of between 4,000 to 5,000 feet allows for spring-like temperatures all year long. With lows nearing 60 and highs that rarely exceed 80 degrees Fahrenheit, there’s no need for heat, air conditioning (other than a ceiling fan), or multiple seasons of clothing.
You can move to this serene mountain town with just a light sweater for evenings and a rain jacket for the afternoon showers. Many expats choose it for its quaint pastoral setting, which some compare to a Colorado town without the snow, and the many opportunities for healthy living that are created by the climate and the abundant natural resources.
The area is blessed with rich, fertile soil that’s ideal for growing coffee, flowers, oranges, and many other crops. It’s also an important area for cattle farming, with 80% of the country’s milk, meat, and vegetables coming from the region. There are also numerous streams for fishing, and fresh fish and produce are widely available at roadside stands.

D. Delgado
The town is pleasantly less developed than Boquete.
With only about 10,000 inhabitants (of which about 250 are North American expats), Volcan is on the smaller side. As a result, there are no shopping malls, fast food chains, or movie theaters. However it still has everything you need to enjoy a simple lifestyle.
There are several large supermarkets, four hardware stores, three banks, pharmacies, bakeries, medical centers, gas stations, internet cafes, and more. There are also about 30 places to eat. They’re all small, charming, and locally owned.
For anything beyond your basic needs, up to and including a large hospital, you’ll need to make the 45 minute drive to David. For many expats, the simplicity and quaintness are worth the trade off.
Despite its size, Volcan has surprisingly good infrastructure. Even the winding roads that lead up to the town are paved and well-maintained. The tap water is drinkable. The electricity is reliable. And internet and cable are readily available.
Volcan also has a much more laid-back social scene than most of the larger cities. There aren’t a lot of hopping nighttime hotspots. However, there are a couple of bars, a disco, and even a pool hall in town.

Adam Mizrahi
Yet Volcan offers just as many amazing natural attractions as nearby tourist hotspots.
One thing’s for sure. Volcan’s small size certainly doesn’t translate into any fewer ways to enjoy the outdoors, as it offers a wealth of activities to adventure lovers of all kinds.
Sweet-water fishing is a popular pastime of locals and visitors alike. You can also spend time mountain biking, hiking, or whitewater rafting. A particular favorite is the hike up to the peak of Volcan Baru, where those who are blessed with a clear day can enjoy views of both the Pacific and Atlantic Oceans.
The region is also great for birdwatching, as both Volcan Baru National Park and La Amistad Park offer sightings of the elusive resplendent quetzal. There’s also Sitio Barriles Museum, a pre-colombian archeological site full of ancient remains such as statues, pottery, and other artifacts.
Volcan, Panama is also home to some incredible real estate opportunities.
With its immense beauty, amazing climate, wealth of natural attractions, and close proximity to a major city, you’d expect Volcan, Panama real estate prices to rival those in some of its popular neighboring cities. Guess again.
In addition to its significantly lower cost of living, Volcan also has plenty of homes priced well below the cost to buy a comparable property in most Panamanian towns. Like most areas, pricing varies widely with properties costing anywhere from $40,000 to $150,000 or more.
There are also plenty of lots available if you prefer to build your dream home on a large tract of land, next to a trout-bearing stream, with sweeping views of the surrounding valley. If you have closer to $200,000 to spend you can find a North American style home with acreage and all the modern conveniences.
Volcan’s expat population is still small, but word is definitely spreading about this quaint country village. There’s a growing number of residential developments under construction to accommodate the increasing influx of expats to the area.
The spike in interest has also resulted in several years of steady appreciation of Volcan, Panama real estate. The newly expanded international airport in David is also having a tremendous effect on property values in Volcan and throughout the Chiriqui Province, as visitors from various cities around the world can now easily access the area’s many attractions more easily than ever.

Rich Young
Now is the time to buy or invest in Volcan.
If the simple, country life sounds appealing to you, then you should definitely check out everything that Volcan, Panama has to offer. If you think it needs a few more amenities before it would suit your tastes, then you shouldn’t have to wait long. As the population grows, so will the number of services offered.
Better yet, don’t wait at all. Take advantage of the opportunity to use your entrepreneurial talents and fill a niche with the expat business you’ve always dreamed of opening. It could be just the ticket to a lifetime of success and happiness in charming Volcan, Panama.
Map of Volcan, Panama
Volcan, Panama Fast Facts
- Population: About 10,200
- Typical temperature: From 60 to the mid-80s Fahrenheit
- Nearest airport with U.S. flights: Tocumen Airport. Domestic flights to Panama City, Panama and international flights to Costa Rica depart from Enrique Malek International Airport in David
- Nearest U.S. consulate: Panama City, Panama

Adam Mizrahi
Just across the bay from the hustle and bustle of Panama City, with its towering buildings and cosmopolitan appeal, lies the cultural Panamanian hub of yesteryear…the charmingly historic and refreshingly eclectic Casco Viejo, Panama.
From Defending Against Marauders to Deteriorating into Rubble
It was founded in the 17th century in its strategic location, on a peninsula jutting into the Gulf of Panama, as a defense against pirates (the reason for its massive iconic seawall). Also of significance was the fact that its location marked the place of shortest distance between the Pacific and Atlantic Oceans of anywhere in the Americas, establishing it as an important shipping port.
However, over time Panama’s “Old City” fell into neglect as all the action moved across the bay where the modern capital of Panama City began to develop and skyscrapers began to sprout. As a result, much of Casco Viejo, Panama, was disintegrating and crumbling into ruins as high-rise condominiums and glistening office towers began to punctuate the opposing skyline.

Magda Wojtyra
Revitalization and Regeneration
The story has a happy ending, thanks to the foresight of its local population as well as the vision and ingenuity of some like-minded expats. Rather than allow this historic city, today a UNESCO World Heritage Site, to waste away, a massive revitalization of the area was begun and still continues today.
And, rather than just level ancient buildings and start afresh with new, modern construction, those involved with the renovations are committed to preserving both the history and elegance of Casco Viejo, Panama.
“Casco Viejo has been steadily being revitalized,” states Patrizia Pinzon of Arco Properties, a real estate professional who specializes in properties in this historic district. “And note that we like using that word revitalize instead of restore. We like to think of Casco Viejo holistically, not only in terms of buildings and square feet, but also its community component.”
Really Old Meets Refreshingly Current
The result to this preservation approach is a glorious juxtapositioning of ancient and modern. Sleek new nightclubs pulse with energy next to the historic town square. Boutique hotels and chic coffeehouses dot the spaces between dilapidated buildings still waiting for their turn to be rediscovered and re-imagined.
It’s an area that is perpetually reinventing itself. You needn’t spend long in Casco Viejo to realize that this is a place where things are happening. Grand things.
A Mix of People As Eclectic As Their Surroundings
When a place exists in a constant state of evolution, its people tend to reflect the same level of singularity and variation. Casco Viejo, Panama, is no different.
Its population consists of drifters and wanderers, entrepreneurial expats, overly eager tourists, and everything in between. Despite their differences, they share one major attribute in common: an innate fascination with the place they call home or are merely passing through.
“Buyers are those who connect with pedestrian-human scale cities and towns,” says Pinzon. “They come from everywhere. Europe has a big representation, but also the United States, especially people who have lived through the revitalization of a place. They are united by a sense of adventure, of romance. They all love walking and meeting people in the street. Above all, they place a high value on authenticity.”
And that walking the streets part isn’t necessarily by choice. The streets of Casco Viejo were laid out before there were cars, so this historic city is as pedestrian as they come. The town’s close-knit design makes it impossible not to get to know your neighbors, as well as the interesting strangers you’re likely to encounter.

Ana Freitas
The Future of Casco Viejo, Panama, Real Estate
Panama, as a whole, has seen incredible growth in recent years, even surpassing their pre-recession highs in most areas. The areas around the nation’s capital, including Casco Viejo, are no exception. In fact, they’ve seen an even greater appreciation than much of the country’s interior, where construction has somewhat slowed.
This is far from being the case in Casco Viejo, where locals and expats alike continue to see potential in the crumbling buildings of the historic district. Pinzon predicts that the area’s growth will continue, slowly but steadily. She remarks that there is also a substantial business community growing in Casco Viejo, Panama.
“The first big hotel (50 rooms, which is big for Casco Viejo) opened its doors earlier this year, and you can already see beautiful things happening around it. The American Trade Hotel, with its event hall and the Danilo Jazz Club, has started to attract new people and has given the district a stunning showcase on all levels: architecturally, culturally and socially.”
While there are many options for purchasing real estate in Casco Viejo, Panama, Pinzon suggests buying an apartment while it’s still in the pre-construction stages. With a place that’s already entering the development process, you can get the benefits of paying a known price up front and then acquiring the property a year or two later once it’s automatically experienced some appreciation.
In addition to avoiding the headaches of undertaking your own construction and renovations, you can also enjoy no property tax for 30 years if you qualify. Panama’s laws are extremely pro-business and pro-investor. There are also numerous perks for those who wish to launch a tourism operation, making Casco Viejo an excellent choice for opening a business that caters to the interesting mix of people who visit Panama’s old city each year.
Even those who live and work in Casco Viejo continue to be amazed by the changes that are constantly taking place around them. There’s certainly no doubt that big things are happening in Casco Viejo. The only question is…do you have the vision required to be a part of them?
Map Casco Viejo, Panama
Casco Viejo, Panama Fast Facts
- Population: 200,000+
- Typical temperature: From 60 to the mid-80s Fahrenheit
- Nearest airport with U.S. flights: Tocumen Airport. Domestic flights to Panama City, Panama and international flights to Costa Rica depart from Enrique Malek International Airport in David
- Nearest U.S. consulate: Panama City, Panama

Magda Wojtyra
Bocas del Toro, Panama, is like something from another planet, another era even. It’s been compared to Key West, Florida, with its quaint tropical-meets-Victorian architecture. It’s been dubbed the “Galapagos of the Caribbean” due to its rich ecological diversity.
But one thing is for sure. Bocas del Toro is uniquely alluring with a call that summons tourists and expats alike to return again and again to its myriad attractions. It’s a great place to visit and, according to local real estate experts, an even better place to invest or buy property.

Drriss & Marrionn
Conveniently located and perfectly climate-controlled
It’s rare to find a place that is the embodiment of the tropical paradise that time forgot, yet is so easily accessible. Bocas del Toro offers the best of both worlds.
Situated a short distance from Panama’s Caribbean Coast, just south of the Costa Rican border, it even has its own modern airport with several daily flights from Panama City and David. It can also be reached by ferry, water taxi, or private boat via three full-service marinas.
Because of its location it also offers gorgeous weather that’s among the best in the region. Rather than a long, extended wet and dry season, Bocas del Toro enjoys a bit more fluctuation throughout the year. Granted, it can rain at any time, but the islands are generally dry during February through May and September through October. July and December are generally the wettest months and September offers the calmest conditions at sea.
Daily temps range between the high 70s to low 90s. The islands can also be quite humid, but the cooling breeze off the ocean does much to mitigate the mugginess.

T Auchgurke
From buccaneers to bananas
The history of Bocas del Toro only adds to its modern-day charm. When Christopher Columbus first discovered the islands in 1502, he was so enamored with their beauty that he named several of them after himself: Isla Colon (Columbus Island), Isla Cristobal (Christopher Island), and Bahia de Almirante (Admiral’s Bay).
During the 17th century, the islands were popular among pirates who came to repair their ships and, reportedly, bury their treasures. Although, to date, none have been found. The indigenous people were nearly wiped out by disease and Spanish militia before the area was finally settled by wealthy aristocrats in the early 19th century.
Following the abolition of slavery, the servants of these early settlers were joined by Jamaicans and other islanders who began to make a living by fishing and raising bananas. This is still a thriving industry today, as the plantations of Bocas del Toro contribute to the multinational Chiquita Brands International, with Bocas alone exporting 750,000,000 tons of bananas annually.
Bocas del Toro, Panama offers nature galore
The entire archipelago lies in a tropical rainforest ecosystem. As a result, the islands are lush with tropical flora and fauna. It looks like a postcard everywhere you turn. In the jungles you’ll find rare species of birds, butterflies, sloths, monkeys, and even the tiny poison dart frogs that are indigenous to the islands.
The island’s nine main islands, plus 52 cays and hundreds of additional islets, are perfect for exploring by kayak. Surrounding the islands are hundreds of mangrove keys and virgin coral reefs teeming with exotic aquatic species.
The islands themselves offer white sand beaches that are pristine against the turquoise waters. Snorkeling and diving are popular activities in Bocas del Toro, as are surfing, boating, and island hopping. On land, there are also plenty of opportunities for camping, hiking, and exploring the jungles.
Perhaps the largest attraction in Bocas del Toro, Panama is Bastimentos National Marine Park, the first in the country and one of the most important in the world. Covering over 30,000 acres, it’s a protected area for the endangered manatee, as well as a spawning ground for tarpon. The area is also a great place for watching dolphins and sea turtles.
Why photos of Bocas del Toro are so easily recognizable
Once you’ve been to Bocas del Toro, you can immediately choose its picture out of any lineup. The area is famous for its structures that are built on stilts in the water. As a result, it makes for a striking skyline.
Spending time in Bocas means shopping, dining, and even sleeping out over the calm waters of the Caribbean. Many beachfront homes in Bocas del Toro are situated out over the sea. These houses and commercial areas are charmingly set amongst the lush tropical landscape, which stands out against the 10,000 foot peaks that are visible on the mainland.
Aerial photos of the area show heavily treed islands dotting a crystal blue sea, with dozens of thatched roof structures sprinkling their shores, a scene you might recognize from the opening credits of any number of the “Survivor” series as so far 18 countries have traveled to Bocas to film theirs.

S. McCallum
It offers the right balance of rustic versus recent
The islands and their central city of Bocas Town are charmingly quaint, with their Caribbean colonial structures, a style that is required of all new construction. The streets are paved. The water is drinkable. And the hotels offer modern conveniences such as cable television and wireless internet.
Yet everything is distinctly laid-back and pleasantly behind the times. Accommodations lean towards rustic and authentic, rather than posh. Ecolodges abound, and sustainable tourism is a major focus. There’s no electrical grid, as the entire area is powered by a generator plant. As a result, the area is protected from overdevelopment and prices have remained low.
Another major nod to Bocas Del Toro’s authenticity is the way it has integrated the local Ngobe-Bugle people into the overall island experience. The indigenous people share their traditional customs with visitors. They thrive by fishing, farming, and selling their handmade crafts to tourists.

Pereira Miguel
Not too slow, not too fast…the pace of life in Bocas del Toro is just right
Many residents of Bocas del Toro choose it for their home due to the very same appeal that wows tourists the moment they step off the boat or plane. It’s the indescribable warmth and ease of the area and its people.
Much like being on a perpetual vacation, it’s completely free of the hassles the rest of the world encounters on a day-to-day basis. There’s no traffic, no smog, no hurried atmosphere.
In Bocas del Toro, Panama, everything moves at a calm pace so as not to distract your attention from the overwhelming abundance of unspoiled nature that surrounds you. And that won’t change any time soon.
The Bocas del Toro, Panama real estate market is enjoying the same steady pace
The islands of Bocas del Toro are known around the world for their distinct tropical appeal. Panama’s top tourist destination, they attract visitors from all over the world. Many of them are so wowed by the islands’ natural beauty and atmosphere that they end up making it their permanent home. Yet, property in Bocas del Toro remains surprisingly affordable.
In fact, it’s one of the few areas like it that are still left in the region. It offers a variety of living options, from oceanfront homes to jungle retreats, that can still be had for a fraction of the cost of similar properties elsewhere.
As a result, the area has been drawing quite a bit of attention in recent years. However, per J.B. Seligman of Buena Vista Real Estate, Bocas attracts a slightly different crowd than many other expat destinations in the tropics.
Seligman says today’s newcomers are around 35 or slightly older, ranging from those with young kids to those whose kids are almost ready to leave the nest. Rather than waiting until retirement age, they want to invest in property that they can use to earn an income so that they can start enjoying the tropical lifestyle now.
“It’s the younger crowd wanting income-producing property. So we are selling lots of this type of inventory, be it a small hotel, hostel, bar, or restaurant. But this type of inventory is limited, so now there’s a new resurgence in building.”

Magda Wojtyra
Where Bocas del Toro, Panama real estate is headed
According to Seligman, the global economic crisis was felt deeply in Bocas del Toro, but it’s definitely now on the upswing. More reasonably priced properties are what’s moving, and he indicates he sees that trend continuing.
“I see Bocas continuing this upward swing but at a controlled pace, a good pace, for the next 2-3 years,” says Seligman.

Sandy29
Come to visit…stay to live, work, and play
In short, Bocas del Toro, Panama, is a destination like no other. It’s rich with authentic culture, charm, and natural beauty. It’s no wonder tourism to the area is on the rise.
It’s also not a surprise that so many tourists are making the decision to live, invest, or even start a business in Bocas del Toro. With so much to do and see in the area, there’s no indication the influx will slow in the near future.
Bocas del Toro is the perfect setting for the right investor to open an ecolodge, tourism operation, or another business catering to travelers. The nation of Panama is pro-business, pro-investor, and incredibly pro-tourism. And the opportunity to own a perfect piece of island paradise has never been more attractive for the entrepreneurial expat.
Map of Bocas del Toro, Panama
Bocas de Toro Fast Facts
- Population: About 9,000
- Typical temperature: Average temperature is 80 degrees
- Nearest airport with U.S. flights: U.S. bound flights leave daily from Tocumen Airport, domestic flights depart for Bocas del Toro from David and Changuinola.
- Nearest U.S. consulate: Panama City
Leon, Nicaragua is a perfect example of the renaissance of Nicaragua. From its origins as a colonial capital and birthplace of Nicaraguan independence to a symbol of contemporary growth, Leon is a blend of beauty, history, and possibility.

Cathedral de Leon
Leon, Nicaragua – A Colorful Past
Leon, Nicaragua was originally founded on June 15, 1524 by Francisco Hernandez de Cordoba, known as the founder of Nicaragua. Viewed as a revolutionary by Colonial Administrator Pedrarias, Cordoba was beheaded in the town’s main square in 1526.
Leon was originally located on the southwestern side of Lake Managua, just south of the Momotombo Volcano. Two major earthquakes in 1594 and 1610 caused so much damage that the settlers decided to move the city roughly twenty miles west to its current location.
Leon the Capital
As the first capital of Nicaragua, Leon continued in that role when the country left the United Provinces of Central America in 1839. The capital shifted between Granada and Leon until 1858 when Managua was selected as a compromise between the liberal (Leon) and conservative (Granada) political factions.
History Does Repeat Itself
On September 21, 1956, president and later dictator, Anastasio Somoza García was assassinated by the poet, Rigoberto López Pérez at a party in Leon. This act echoes the beheading of Leon’s founder in 1526 in the town’s square, providing a unique kind of historical irony.
The Rediscovery of Leon Viejo
Though not totally destroyed by the earthquakes, Leon’s original location became buried by years of ash and stone coming from Momotombo and rising lake sediment. It wasn’t until 1967 that the ruins of the original Leon, known as Leon Viejo were discovered and excavation would begin the following year.

Ruins of Leon Viejo
In 2000, Leon Viejo was designated a World Heritage site. The city is unique among 16th century cities in the Americas as the only one that has not had its original plan altered during its history.
Sights and Attractions in and around Leon, Nicaragua
There are many special locations in and around Leon, Nicaragua that will delight both tourists and residents alike. Ranked as one of the 10 best places to visit in Central America, the majestic cathedrals, historical locations, and natural wonders create an allure that make Leon a desirable spot to experience.
The Cathedral de Leon
Built between 1747 and 1814, the Cathedral has the distinction of being the largest in Central America and one of the oldest dioceses (1531) in the Americas. In addition to the crypts of several famous Nicaraguans, there are seven tunnels connected to other churches in the city used for hideouts or escapes from British, French, and Dutch pirates.

Cathedral de Leon
The Church of San Francisco
Built in 1639 by Friar Pedro de Zuniga, this church was part of the Convent of San Francisco – one of the oldest in Nicaragua.
The Museum of Art – Ortiz Gurdian Foundation
This multi-building museum houses prime examples of Austrian, Cuzco, and Quito schools of art dating from the 16th century. Additionally, modern works in a variety of mediums make this a must-see for art aficionados.
The Mausoleum of Heroes and Martyrs
Located near the city center, this memorial honors the revolutionary spirit of Leon from its earliest Colonial Period to the present day. The wall mural is a dramatic depiction of Nicaragua’s history.

Mausoleo de los Heroes y Mártires
The Festival of La Griteria
On December 8th, Nicaragua celebrates the Virgin of the Immaculate Conception, the patroness of the country. The night before, December 7th, is the festival of La Griteria – “The Shouting” which has special importance in Leon where the celebration originated.
Beyond the City Limits of Leon, Nicaragua
In addition to the various locations within Leon proper, there are many opportunities for adventure and sightseeing close by the city itself.
Leon Viejo Archeological Site
Located 19 miles from the city, Leon Viejo is the original site of present day Leon. Declared a World Heritage Site in 2000, sixteen ruins have been excavated including the tombs of both Cordoba (founder of Leon) and Pedrarias (the man who had him executed).
Volcano Hikes
Leon, Nicaragua is a great place to explore the natural beauty of the 37 mile long Maribios Volcano Chain. With 21 volcanoes all within a short distance of Leon, casual hikers and hard-core trekkers can find the unique adventure they seek.
Momotombo and Cerro Negro Volcanoes
The two most important volcanoes in Leon’s history are impressive locations to visit. Momotombo is the most famous volcano in Nicaragua and the reason for the present day location of Leon; Cerro Negro is one of the world’s youngest volcanoes (1850) and has played a significant role in the city’s history.
Poneloya Beach
One of the most popular tourist destinations in Nicaragua, Poneloya Beach is only a 20 minute ride from Leon on a good road. With abundant hotels and restaurants, Poneloya can be a delightful side trip to the Pacific.
Volcano Boarding
If extreme sports are your thing, volcano boarding (cross between snow and skate boarding done on ash) at 30 mph down the side of Cerro Negro could be the adrenaline rush for you. Located only 20 kilometers from Leon, this volcano has become a major location for those seeking the thrill of challenging nature and themselves.
Leon, Nicaragua – Getting There Is Easier Than You Think
Leon, Nicaragua can be reached by flying into Managua International Airport and then driving roughly an hour and a half to Leon. The flight time from the U.S. is roughly two hours.
There are inexpensive shared shuttle services that run from the airport to the center of Leon.
There are a number of commercial bus operators that actually operate throughout Central America. TicaBus, the most popular carrier, stops at most major cities and capitals throughout the region including Managua and Leon; King Quality is a higher-end bus service to Leon offering more comfortable coaches and food service.
Nicaragua – Unlimited Potential for Living and Investment
With a strong commitment to developing and improving its infrastructure, Nicaragua is fast becoming a prime location for investors and expats. With a lower cost of living and more affordable properties, development and growth in both short and long term is virtually assured.
Leon, Nicaragua – An Economical Choice
Leon, Nicaragua’s prices are among the most affordable in Central America. Apartment rents range between $200 to $1000 per month; utilities (water, electric, heat, garbage) between $90-$100; and internet and cable $35-$85 (depending on usage).
Infrastructure Improvements Enhance Leon’s Appeal
Nicaragua recently approved $6.5 billion to improve and upgrade all facets of its infrastructure. With the Rural Roads project funded by a $40 million grant from the World Bank and a $35 million dollar loan from Inter-American Development bank to improve electrical service, Nicaragua is actively working toward enhancing its standing as a place to invest, relocate, retire, and live.
Unique Opportunities for Expat Living in Leon, Nicaragua
In a recent interview, Jordan Clark, of Aurora Leon Realty, had this observation: “I think we will be seeing a lot of new construction on our beaches and in Leon. The market is really starting to pick up and become attractive for investment potential, vacationers, and people interested in retiring.”
As to who exactly was taking advantage of what Leon has to offer and buying in the area? Jordan Clark replied: “Mostly Americans, Canadians, and Europeans.”
What Kind of Property Is Available in Leon, Nicaragua?
Leon has a unique blend of classic colonial style properties, new construction projects, land that can be used to build your dream home, and commercial opportunities. Researching the possibilities can show you exactly all the potential that Leon, Nicaragua has for investment and living options.
The historical district is filled with colonial properties that have their exterior look protected by law. Many expats are purchasing and refurbishing these classic structures while helping Leon retain its unique ambiance.
Can Expats Own Property in Leon, Nicaragua?
The answer is an unequivocal YES!! With certain exceptions involving beachfront property governed by the 2009 Coastal Law that prevents the purchase of land within 50 meters of the high tide line and oceanfront lots eligible for purchase only if registered before a 1917 agrarian reform law, expats enjoy the same property rights as Nicaraguan citizens.
Leon, Nicaragua – Unlimited Possibilities, Tropical Escape
As the interest in Leon, Nicaragua continues to grow, the location becomes an attractive investment option to buy and develop properties that will have an appeal to expats. The special blend of “tropical escape” with an improving infrastructure and growing expat population will create a ready buyers’ market and the potential for a high return on investment.
Is Leon, Nicaragua the Ideal Location for Everyone?
With all of the potential, improvements in the infrastructure, and the encouragement by the government to attract expats and investors, Leon’s historical, cultural, and natural attractions certainly are magnetic draws for those seeking new frontiers and investment possibilities.
Like many emerging nations, Nicaragua is going through “growing pains” in terms of modernization and amenities. If an accessorized, urban type of living is what appeals to you, Leon, Nicaragua is probably not your ideal location.
Although continuing to grow, the expat community is relatively small in Leon. While this provides the chance to truly become immersed in Nicaraguan culture, those who aren’t comfortable with learning Spanish may find the transition difficult.
Lastly, one of the most charming aspects of Leon, Nicaragua is the pace of life in general. If moving to a more relaxed pace without the stress of a typical “westernized” environment appeals to you, Leon may be the answer to your quest.
Ultimately, the only way to know if Leon is your “tropical escape hatch” is to visit and find out for yourself.
Map of Leon, Nicaragua
Leon, Nicaragua Fast Facts
- Population: 400,000
- Typical temperature: Most days are between 82 and 88 F, year round
- Major airports with U.S. flights: Augusto C Sandino Airport located in Managua, Nicaragua
- Nearest U.S. consulate: Managua, Nicaragua
Jaco, Costa Rica offers many rare qualities that draw expats to its sunny shores. Beginning as a sleepy beach town, droves of surfers have since discovered its appeal.
This influx of new blood has made Jaco more lively and modern, without forsaking any of its original charm. Jaco, Costa Rica is known worldwide as the modern embodiment of a 1970’s California surfing town.

Anthony Doudt
While Jaco boasts the claim of the most developed beach town, the residents have not given up their simple, laid-back lifestyle. Despite the addition of more modern amenities and businesses, Jaco is still a small surfing community.
It manages to be the rare town that can grow and develop while still holding onto to its authentic, rustic Costa Rican atmosphere.
Despite Its Secluded Vibe, Jaco Costa Rica Is a Great Jumping-Off Point
While the edges of Jaco feel like a private hideaway, it is far from isolated. Only two hours from Jaco is San Jose, Costa Rica’s thriving capital city. San Jose is also home to Costa Rica’s primary international airport (SJO). This gives expats the freedom to travel the globe with minimal hassle.
There are a wide variety of towns nearby with a range of attitudes and atmospheres to satisfy the desires of any expat.
Jaco, Costa Rica is commonly used to refer to not only the surfing town, but also all of the Central Pacific region. This region is home to nearly any sort of town one can desire, from upscale resort towns to hidden, rustic villages.

Dan Gray
A Beautiful Climate with Enough Variety to Keep It Interesting
As a rule, Jaco, Costa Rica itself offers a warm and humid climate. The sunny days and balmy temps beckon expats outdoors and into the tempting weather. The rainiest months tend to be September and October.
The driest weather lasts from January through April. These months tend to bring the most amount of tourists, eager to soak up Jaco’s intense sunrays. Rain is off and on throughout the rest of the year, meaning nearly every day is an excellent chance to explore the world outside.
In another similarity to California, Jaco offers a variety of micro-climates throughout the region. The temperature will vary widely, based on topography and the current winds. You can find areas that are cooler, warmer, more humid, or drier – all within a short drive.

Anthony Doudt
Expats Will Never Tire of the Varied Beaches
Perhaps more than anything else, Jaco, Costa Rica’s beaches are its primary draw. Its exquisite shorelines bring awestruck visitors from all corners of the globe.
Jaco, Costa Rica itself is known for its beautiful cinnamon colored sand, reminiscent of California’s Pacific shores. There are also pure white beaches that allow the brilliant color of the sea to pop against the sand.
Even exotic black sand beaches are featured. You’ve not seen true beauty until you’ve witnessed jewel colored fish swimming in a rockpool, surrounded by rich, black sand.
Even when you are away from the shore, Jaco offers beautiful waterscapes everywhere. There are brilliant rivers, streams, and breathtaking waterfalls populating the region.
One is never far from a gorgeous water scene, no matter the location. Of course, most water lovers in Jaco are there for more than the sand and the views.

Michael Brashier
Jaco, Costa Rica Is One of the Undisputed Best Spots for Surfing on the Globe
More than anything else, it’s the waves that bring people flocking to the shores of Jaco. With astounding waves on nearly every shore, Jaco is a surfer’s dream.
Surfers on every beach and crowding the village complete the nostalgic feel of a Californian surf town. You will feel pleasantly like you’ve stepped back in time, and will relish the calming change of pace.
While moderate and new surfers can find waves in Jaco, Costa Rica, even the most hardcore surfers will have shores calling to them. Playa Hermosa, a gorgeous black sand beach, is a quiet six-mile stretch of consistently high waves. In fact, the waves are so continually challenging that the Quicksilver Competition is held here every August.
Even those who surf the calmer waves will love to kick back on the dark sand and watch the world’s best compete.

Chase Cheviron
Even Beyond Surfing, There Is a Paradise of Outdoor Activities
Few people know how to take full advantage of a gorgeous landscape and warm climate like the residents of Jaco. There will never be a dull day for even the most energetic outdoor adventurer.
Jaco, Costa Rica offers nearly every outdoor activity imaginable, from deep sea fishing to white water rafting, zip lining to ATV tours, horseback excursions to crocodile safaris, there never needs to be a dull day.
Even the most relaxing activities can be made into an adventure in Jaco. Why enjoy golfing on a typical course, when you can try yourself on the challenging La Iguana Golf Course, designed by Ted Robinson? While you are swinging and testing your skills, you can enjoy the enchanting views. Monkeys and macaws are frequent visitors on the course, making your game that much more special.
Wildlife Lovers Can Spend a Lifetime Exploring the Local Animals
Jaco is home to some of the most beautiful and exotic wildlife in the world. While the town itself is not over-developed, allowing for wildlife to remain naturally, there are also numerous wildlife refuges and parks nearby.
The Carara Biological Reserve is only 9.3 miles south of Jaco and offers several miles of trials. This reserve is a vital nesting ground of the famed scarlet macaw. A sunset or sunrise hike is your best chance to catch views of this gorgeous, colorful bird.
The Playa Hermosa Wildlife Refuge is also nearby, and is the shore where the Olive Ridley sea turtles come to nest. There are few natural events more beautiful to an animal lover than the steady, oncoming march of hundreds of ancient, expectant sea turtules.
The Manuel Antonio National Park is a short drive away, just 43 miles to the south of Jaco. Crocodiles are also seen from the bridge or sunning on the banks of the Tarcoles River. Those who crave the chance to experience wildlife in a new and exciting way can even sign up for canopy tours, giving themselves a bird’s-eye view of some of the most interesting animals in nature.

David Gordillo
For Party Lovers, the Night Life Can Be Just As Exciting
On top of all the natural beauty and easy charm of Jaco, Costa Rica this tourist spot has now become a thriving night life capital. There are discos, night clubs, and dive bars all dotting the streets, giving an expat an endless amount of choices for fun after dark.
For those looking for tamer sorts of entertainment, Jaco, Costa Rica has quickly become one of Costa Rica’s best spots for dining. Beautiful, exotic fare is served on the gorgeous shorelines, all with a friendly and hospitable atmosphere. Your taste buds will enjoy all the beauty that the area can offer, making Jaco a fully satisfying sensory experience.
Not Only a Safe City, But a Highly Livable One
You don’t have to give up your safety and comfort for a sense of adventure and after dark fun. While drugs and crime are something to consider, Jaco is no more dangerous than any other tourist spot. In fact, in some cases, it is much safer than your typical secluded getaway.
While prostitution is legal, it is subtle and generally restricted to only two or three bars. These places can easily be avoided, meaning an expat can feel comfortable bringing their family out after dark.
Jaco also has the most amount of police of any Costa Rican beach town. State, city, and tourism officers are all continually on hand, meaning you can relax and enjoy the fun Jaco has to offer without feeling threatened or worried.
Don’t Worry, It’s Relaxing Too
Despite its famed nightlife, Jaco typically does not become wild until after 10 p.m., and generally even then primarily on the weekends. A leisurely, quiet evening stroll is often possible, allowing you to savor the laid-back atmosphere after a long day surfing, exploring, and dining out.
To help keep the town pristine and rustic, great steps are taken to make sure it remains clean and environmentally friendly. Recycling centers are common throughout the village, helping keep littering at bay while encouraging sustainability.
Most residents navigate primarily by walking, as the slow pace of life and warm weather encourage a leisurely attitude towards even daily errands. For a more fun way to get away, bike and scooter rentals are also common.
While It May Be Perfect for Some, It Is Not Ideal for All Expats
Expats who are moving down with their family, especially if they have young children, may not find Jaco, Costa Rica to be their location. While the party scene is relatively contained, it is a very large part of the culture.
The town has become known internationally for its intense night life and parties, and therefore attracts tourists from all over who are seeking this out. Even if the locals are a bit tamer, people who are just visiting may be reckless and loud their entire stay. Legal prostitution may also make parents with young children uncomfortable, even if businesses that feature prostitutes are avoided.
Those seeking a quieter, more laid-back lifestyle also may find Jaco, Costa Rica a bit too wild and developed for their tastes. If an expat is craving escaping civilization, the most developed town in Costa Rica may make you feel like you are stuck on the mainland again.
It is surrounded by many smaller, less developed towns, however, so those who crave this pace of life are not out of luck. Also, investors may want to seek out areas besides Jaco; as the area is already highly developed, it is unlikely cheap property can be purchased in the hopes of cashing in once the area becomes more developed.
An Affordable Paradise
While somewhere so exotic, beautiful, famed, and modernized may seem like an out of reach luxury, that is not true when it comes to Jaco. While there are the expected, luxurious homes in Jaco that sell for the multi-millions, these are not the average properties available.
Homes can be found for as low as $150,000, making Jaco a realistic goal for an expat looking to settle somewhere gorgeous and unique.

Costa Rica Beauty
Still Growing While Holding Onto to Its Rustic Charms
As Jaco, Costa Rica becomes more and more popular, it is doing more to make sure its way of life never changes. An expat is guaranteed an environment harkening back to Californian surf towns while honoring the rich, Costa Rican landscape and wildlife.
From surfing to adventures, dining to shopping, biking to wildlife watching, Jaco offers all that an expat could hope for.
Map of Jaco, Costa Rica
Jaco, Costa Rica Fast Facts
- Population: About 10,000
- Typical temperature: Mid 80’s
- Nearest airport with U.S. flights: San Jose
- Nearest U.S. consulate: San Jose
You may think that owning island property in the Latin tropics isn’t possible within the budget you’ve set for your expat home abroad.
Prepare to be pleasantly surprised.
It’s true that, due to its high demand, island property may tend to run a little on the pricey side. (After all, there is only a finite amount of it available.) But, depending on the level of development and the number of amenities you’re seeking, it’s entirely possible to find remote real estate to fit any budget.
In fact, check out these 10 places you can own an island, or at least a nice-sized chunk of one, for $500,000 or less.
Alligator Caye, Belize: $99,000
Just reduced from $169,000, this property includes 10.7 acres on the southern end of Alligator Caye. It’s off the coast of Belize, slightly north of the town of Dangriga. The Belize Barrier Reef, the second largest in the world, lies just a few hundred yards in front of the property.
It can be reached by boat in 30 minutes from Dangriga or just 45 minutes from Belize City. A lagoon on the back of the island, to which the property has access, offers sheltered boat mooring.
This completely undeveloped island is a blank canvas in a popular area near the country’s largest tourist attraction, the reef. The area has been designated as a World Heritage Site due to its ecological importance. It’s also a great spot for fishing.
Boca Chica, Panama: $199,000 – $449,000
Video of a Glass House for Sale on Boca Chica Island
Boca Chica Island is a gem of a destination located just off Panama’s Pacific Coast in the Gulf of Chiriqui. Surrounded by over 50 mostly uninhabited islands, as well as some of the world’s best sport fishing, it’s currently one of the hottest places in the country to buy property. And it’s our only island project.
This is due largely in part to the newly expanded international airport in David, a number of other large infrastructure projects, and some really incredible scenery. It’s a beautiful place to call home, and it’s an even better place to invest in real estate.
There aren’t a ton of lots still available in the island’s Adventure Colony development, but what’s left is still a great bargain. You can get three acres full of old growth coconut trees, with a level spot that’s already been cleared for a home site, for only $199,000. It sits at the corner of a sandy beach and offers access to a private dock, as well as its own fresh water well.
Also on the island is a contemporary home with three bedrooms and two baths that comes complete with a fully modern kitchen, a solar power system, premium finishes, custom furniture, and air conditioning throughout. Its private dock is right in front of the home, which sits on .75 acres.
It also has a freshwater spring, a large storage bodega, and mature fruit trees. There’s even a caretaker who can continue to provide service to the property if you so choose. All this can be yours for only $449,000.

Belize Tropical Caye
South Saddle Caye, Belize: $300,000
Located off the southern tip of larger Saddle Caye, this island property offers a whopping 2.3 acres, making it a steal of a deal. The island has tons of coral along its southern and eastern shore lines.
On the eastern side, there’s a steep drop-off to over 50 feet, making it great for snorkeling. The western side has a shallow entrance that slopes quite gradually and is perfect for swimming in the beautiful water that’s characteristic of the area.
The western shore also has a great sandy area that would make a great beach after a bit of much-needed clearing. There are large black mangroves in many spots across the island, indicating a solid footing for building.

View from Cay, Satanoid
Secret Island, Belize: $350,000
Located just seven miles off the coast of Belize, Secret Island is a Caribbean getaway that offers loads of potential. At 2.5 acres, it offers plenty of room to build a few houses. There’s also a great beach and a deep cove to allow for a dock.
You would likely need to sand fill the island, in order to have a solid base for construction. Since it’s close to the mainland (roughly a 20-minute boat ride), the transport of building materials would be relatively simple.
The island’s landscape is remarkable with red and black mangroves surrounding it. The water is shallow, only knee deep at 30 yards out in some places. The island offers views of the mainland, as well as several other islands that are within a mile away, and the entire area is a UNESCO World Heritage Site.

Island in Lake Nicaragua, Kristian Golding
Granada, Nicaragua: $350,000
This small island is located in Lake Nicaragua, the largest freshwater lake in Central America. At just under a quarter of an acre, it has just enough space to hold a large three-bedroom, four-bath home and gardens with mature coconut trees.
The home has several terraces and a system for heating water from the fresh water well. There’s also a caretaker already on staff. The home is just five minutes from the nearest dock and 45 minutes from the capital of Managua.

Turneffe Point Caye, Serge Melki
Turneffe Point Caye, Belize: $350,000
With a whole acre to develop as you choose, this island on the north tip of Turneffe Atoll is a real bargain. It’s protected by the Belize Barrier Reef, which lies just 500 yards away. As a result, the water around the island is calm, even on the windiest of Caribbean days.
For access, the island is 28 miles away from Belize City, making it the perfect secluded destination. In addition to exploring the reef, it’s also a great spot to enjoy flats fishing.

Isla Paloma
Isla Paloma, Panama: $400,000
This .25 acre island is located in the peaceful Isla Paloma off Panama’s Caribbean coast, near Bocas del Toro. It has a white sand beach and too many varieties of fruit trees to name. It’s surrounded by a shallow lagoon and mangroves that help protect the island from erosion.
There’s little tide fluctuation and no history of hurricanes in this area. The island enjoys a mild tropical climate (averaging around 80 degrees). It’s also fully self-powered with its own water source, allowing for the possibility of year-round living or use as an income property.
The home itself has two bedrooms and one bath, plus a loft space. It’s fully furnished and includes all kitchen equipment, electronics, linens, and decor. Outside there’s a beautiful garden, party shack, and swim dock for entertaining.
The boathouse has five boat slips (two covered) and includes a 26′ panga style boat with an 85 hp Yamaha engine. There are also water sport toys and equipment, such as skiis, snorkel gear, ropes, life jackets, and a canoe. The separate workshop also comes with all the hand and power tools you’ll need to keep up the property.
Supplies can be obtained from the local town of Loma Partida, which has groceries, hardware stores, restaurants, and some activities. The nearest regional airport is 25 minutes away.
Roatan, Honduras: $469,000
Located on the popular island of Roatan, this property includes a well-constructed two-bedroom home, plus a separate apartment, that’s the perfect place to launch your very own sport fishing or aquatic excursion company. In fact, the current owners have already laid all the groundwork for a successful tourism operation.
The home includes high end finishes and an updated kitchen with modern appliances. There are two more bedrooms in the lower level apartment that has its own private entrance and patio.
As if this weren’t enough, the home also includes a tricked out boathouse, complete with a full kitchen and barbecue area, four private docks, and plenty of areas for lounging. There are two boat lifts, an overhead deck, and tons of storage.
If a tourism business is in your plans, the owners have their successful charter business for sale. Other income options include rental of one of several boat slips or of the downstairs apartment. The possibilities with this property are literally endless.

Bocas del Toro, Jacob Kirkland
Isle of Navarro, Panama: $500,000
This island is located out from Dolphin Bay near beautiful Bocas del Toro. In addition to the generous nine acres of dry island, there’s also a 2800 square foot house that’s built out over the water in the popular style of the area. There’s also a separate residence that can be used for guests or a caretaker.
The island is covered in lush vegetation, which includes pineapple plants, coconut palms, orchids, and banana and papaya trees. It also comes with a 26′ boat with 40 hp motor as well as two generators for power.
Among its other amenities include the island’s proximity (only five minutes by boat) from Bocas del Toro, the country’s top tourist destination.

Nicaragua Island, Steve Summers
Pink Pearl Island, Nicaragua: $500,000
One of the Pearl Cays, this two acre island is only three miles off Nicaragua’s Caribbean coast. Although it could also work as a private personal retreat, the property is currently being used as a tourist business, making it the perfect turnkey property for the entrepreneurial expat.
The options are endless, as the area is great for both sport fishing and scuba diving. It’s a beautiful piece of property with turquoise waters and white sand beaches. It’s protected by the surrounding reefs and other islands and covered in lush flora and fauna.
Structures on the island include three cabanas, each with two double beds and a private bath, an eight-person bunk house with shower room, and a circular main house with a downstairs kitchen and living area and an upstairs master suite with a balcony that offers 360 degree views of the island. There’s also a restaurant/bar with bamboo tables and chairs and a workers’ cabin with kitchen and bedroom space.
The island is easily accessible by boat, but you can also charter a helicopter from Managua or the nearby Bluefields or Corn Islands. There’s a pier on the front of the island, and the purchase includes a 25′, 150 hp speedboat, “The Black Pearl.”
Other features include a heart-shaped swimming pool and a small bamboo beach shower. The property is powered by a 5500-watt generator and is wired for cable and phone service.
So, don’t give upon your dream of owning an island just yet. Check out our island real estate listings to see what’s available, or ask us how we can help.

M+M Photographers
If the country’s crime rate is the thing that’s keeping Honduras real estate off the list of properties you’re considering abroad, then I have some good news for you.
It’s not that the Honduras crime rate is lower than what you’ve heard. (If anything the situation is probably way worse.) But fortunately, the problem areas are all a considerable distance from where you’ll find the most desirable Honduras real estate.
So just how bad is crime in Honduras?
I’m not going to sugarcoat or gloss over the statistics. Honduras has a very real crime problem. In fact, it has the highest rate of intentional homicide in the entire world, at 82 out of every 100,000 people. That number is even drastically higher than neighboring El Salvador which, as the second highest homicide rate, only experiences 66 homicides per 100,000 deaths.
There are a number of factors that contribute to these high rates of crime and murder.
For starters, the country is extremely poor. Its education system is only so-so, and it experiences a high rate of unemployment. Gangs are common, particularly among youth, and the apprehension and conviction rates of offenders is low.
One of the largest contributors to the country’s crime problem is its role as a major drug route to the U.S. The illegal drug trade in Honduras is prevalent and has gained steam in recent years following the 2009 coup d’état of then president Manuel Zelaya, at which point the U.S. suspended anti-drug support.
What are the areas to avoid?
Despite the crime problems that do exist, potential expats and visitors to Honduras will be happy to know that these conditions are not homogenous throughout the country as a whole. In fact, there’s a stark difference between mainland Honduras and the Caribbean islands, which are the areas most frequented by travelers.
That’s not to say that crime can’t happen anywhere. It can, and it does. No place in the world is exempt. But in general, there are two major areas to steer clear of when traveling in the country or shopping for Honduras real estate.
San Pedro Sula
With the highest murder rate on earth, as of 2014, San Pedro Sula is the country’s second largest city. Located near the country’s Caribbean coast, its homicides recently topped that of Ciudad Juarez, Mexico, another city that’s plagued with crime related to drug and gang activity.
It’s home to Ramón Villeda Morales International Airport, so visitors flying into the country’s mainland are advised to use caution when traveling. Busloads of tourists have been known to fall victim to robberies, sometimes by armed hijackers.
Francisco Morazan Department
Home to Tegucigalpa, the nation’s capital, this department (similar to a U.S. county) is another place to avoid in Honduras. Located in the central part of the nation, it’s considered to be the most violent department overall.
Thankfully the area, which is quite mountainous, has little to offer tourists. Some of the highest peaks house cloud forests, such as Cerro Uyuca or La Tigra National Park. The northern portion of the department is home to the Jicaque people.
Now for the good news
It doesn’t sound much like I’m trying to convince you to consider making a home in Honduras, does it? In fact, if anything, I’ve probably only confirmed your reservations about the Central American nation and its increasing crime problem. But here’s the good news.

John Colby
A completely different world awaits you out on the Caribbean islands of Honduras.
There you’ll find pristine beaches, a stunning tropical landscape with exotic flora and fauna, the world’s second largest reef system, a well-developed tourist infrastructure, a vibrant expat community, and almost any modern convenience you can think of, and virtually no violent crime to speak of.
Are the Bay Islands, including Roatan, crime-free?
Like I said, there’s no place on earth that’s a complete paradise, free of any crime. However, the difference between the crime rates on Honduras’ mainland and its Caribbean islands, such as the increasingly-popular Roatan, is extremely refreshing. Here are a few key reasons for the contrast.
- Access to the islands is limited. People who visit Roatan and the other islands can only arrive through a limited number of controlled access points: the airport, the cruise docks, or the ferry from the mainland (whose passengers must pass through a metal detector). However, it should be noted that Roatan can also be reached fairly easily from the mainland by small, private watercraft.
- Numerous steps have been taken to prevent crime on Roatan and the other islands. Police stops on Roatan are common, as the island only has one main road. There’s also a naval base on the island of Guanaja, which the U.S. constructed to help combat drug trafficking. Two more are also under construction on the mainland’s Caribbean coast.
- A special police force exists specifically to protect the safety of tourists. They’re mostly on foot, but as a result of their presence most tourist areas tend to be safe, even after dark.
- Private guards can be hired for reasonable prices. Most people who own expensive homes, especially if they’re remote or only used seasonally, hire guards to watch their property while they’re away.
- A little common sense goes a long way. Any crime that does occur in Honduras’ more heavily touristed areas typically involves minor crimes like pickpocketing or petty theft. Much of this can be avoided by walking in well-lit areas, keeping valuables out of sight, sticking together with a group, relying on native guides who know the area, and avoiding remote beaches or slums at night.
Roatan and the other islands do have their occasional issues, but they’re few and far between. For example, home invasions by armed intruders have occurred in some remote homes. Travelers on the unpaved road from Punta Gorda have fallen victim to robbers. Paya Bay, on the eastern side of the island has seen its share of thefts as well.
In general, the island’s western end is much more developed and, consequently, safer than the more isolated eastern end. Coxen Hole, the island’s largest city, has a low-lying area called “the swamp” that’s littered with slums and is unsafe at night.

Roger Wollstadt
Why you’ll never have to worry about leaving the islands for the mainland
So, it sounds like the islands are about as safe as you can get for a developing nation. But, how can you be sure you’ll never find yourself having to travel to the mainland where the more serious crime problem exists? Here’s your answer.
Roatan is accessible by direct flight from the U.S.
Roatan’s Juan Manuel Galvez International Airport is nice, modern, and receives direct flights from the U.S. (as well as a number of other nations) via several major airlines such as American, Continental, Delta, Taca, and Iberia. Because of its close Caribbean location, you can even be there in a few short hours from cities like Miami or Houston.
There are also regional flights from the mainland, as well as a ferry. But, with such readily available air access from abroad, you likely won’t ever need to use either.
Once you arrive you probably won’t ever have to leave
When visiting or even living on Roatan or one of the other Bay Islands, you’ll likely find everything you need in the way of consumer goods and services. On Roatan, the cities of Coxen Hole and French Harbour, the two main commercial towns, have all the basic establishments you could expect.
There are supermarkets, banks, hardware stores, and more. There are public and private hospitals and even a decompression chamber for divers. Among the franchises represented on the islands are Subway, Ace Hardware, Wendy’s, and Applebee’s.
If you can’t find what you need on the islands, there are also a number of shipping centers where you can have goods shipped over from the U.S.
There are also options for those seeking a bit of solitude amidst all of this tourist development. Though it has plenty of modern amenities and conveniences, there are parts of Roatan that are still relatively untouched. You can find quaint little fishing villages and even miles-long stretches of deserted beaches. There are even a few villages that still don’t have electricity.
And I can guarantee you certainly won’t WANT to leave
For starters there are the spectacular scenic views and abundance of nature that are sure to hold your attention. Roatan’s varied topography includes sandy white beaches, jungle-covered mountains, and shadowy mangroves. And it’s all surrounded by the second largest reef system in the world.
Due to the prevalent reefs, many of which stretch almost to the shore, Roatan is a world-class diving and snorkeling destination. Around it lie some of the most species-rich waters in the entire Caribbean, much of which are protected by the Honduran government. There you can swim through caverns and canyons or just hang out closer to the surface and still enjoy incredible visibility in the clear waters.
You’ll also find tropical forests full of fruit trees, ferns, orchids, and palms. The islands are home to 12 species of mammal, including white-tailed deer. You can also find 40 species of reptiles, including lizards, frogs, and endangered sea turtles, but only one species of poisonous snake. Add to that around 120 species of birds, including hummingbirds, woodpeckers, ibis, pelicans, and the yellow-nape parrot, and Roatan is a nature lover’s paradise.
The temps hover around 80 degrees, with constant trade winds that make it feel slightly cooler. The rainfall totals are manageable, with most falling between December and February, and what the islands do get helps keep everything lush and green.
There’s even plenty to entertain the adrenaline junkie
I talked about the diving, but that’s by far not the only reason people come to live or play on Roatan. Adventure loving expats can also go kayaking or even sailing. The sport fishing is top notch, with anglers reeling in tuna, marlin, and tarpon. The more laid-back fisherman can even go fly fishing in the mangroves and sand flats.
On land, there are dozens of places to go hiking or exploring. Tour companies offer zip-line canopy tours, horseback riding, and other guided tours of the island. There are also mangrove tours and glass-bottom boats. You can swim with dolphins, dive with whale sharks, or hop aboard a submarine that dives to depths of 2,000 feet.
For more easy-going family-friendly outings, there are botanical gardens, a hydroponics farm, and an iguana farm. You can also travel to Punta Gorda to spend time with the Garifuna people, an indigenous tribe of Afro-Caribbean descent. And don’t forget about one of the most popular hobbies of all…relaxing on the beach.

Adalberto.H.Vega
Honduras real estate that’s currently available
Here are a few examples of what you can get if you don’t shy away from Honduras real estate and the magnificent Bay Islands just because of the horrible (but true) things you’ve heard about the crime problem on the mainland:
- For $184,000, you can buy a 3 bedroom home in the development of Green Bamboo in West End. It comes fully furnished and includes outdoor living space, a pool, and a short walk to the beach.
- Your $219,000 gets you a 3 bedroom, 3 bath home overlooking Anthony’s Key, complete with furnishings, numerous upgrades, and even an SUV for traveling around the island. This gated oceanfront property has been recently renovated, with 2 tiled decks, an alarm system, and beautiful landscaping.
- With $579,000 you can own two homes on 1.8 acres of seaside property inside the Sandy bay marine reserve. It boasts panoramic ocean views, 130 feet of beachfront, and a short drive to all the popular tourist hotspots.
Aren’t you glad you didn’t dismiss Honduras real estate too hastily?
Does all of this sound starkly different than the mainland I described earlier in the article? It should. Because it is.
Mainland Honduras is a poverty-stricken, crime-laden third-world nation. Its Bay Islands are a well-developed tourist mecca with all the modern conveniences and a refreshingly laid-back Caribbean beach town vibe.
Don’t let the former steer you away from the latter. Learn more about Roatan and the surrounding islands, or I’m afraid you might be sorry you missed out on a great opportunity.
Map of Roatan, Honduras
Roatan, Honduras Fast Facts
- Population: 50,000
- Typical temperature: From 80 to 88 degrees Fahrenheit
- Nearest airport with U.S. flights: Juan Manuel Gálvez International Airport
- Nearest U.S. consulate: Tegucigalpa, Honduras