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Away from Boredom in Granada Nicaragua

The town paints itself.  Cement block buildings, boldly painted in bright splashes of red, green, and yellow.  The clay tile roofs bend over the streets of Granada Nicaragua, then hesitate and  separate for furious sprigs of bright, flowering plants, shaded parks, and clean, gentle streets easing by colonnaded buildings.  In the air, is a feeling of excitement and energy.

Face it. The modern concepts of city planning have become boring. Look-alike houses, all painted the same color, with tiny lawns and only a number to separate one home from another, and a street sign to tell you you’re in the right neighborhood. Shopping malls, fast food diners, playgrounds, and parks all based on the same architecture. It’s little wonder creativity has taken a nose dive and a person’s favorite “real estate” is an Internet capable cell phone. Real-time adventure is limited to zip-lining over a rock quarry. Romance is a dirty word, associated with melodrama and cheap paperback books.

Yet there is absolutely no ignoring the fact that Granada, Nicaragua is romantic. How could it be otherwise? Founded in 1529, it’s not only the first colonial town built on firm land, its marked Baroque style is based off early Moorish architecture, giving it a unique flavor found nowhere else in Central America.

You Can Truly Get Away from It All

Secluded from the modern world by the miles of wilderness characteristic of Nicaragua, Granada slumbered peacefully through the Sandinista civil war in a backdrop of rich agricultural land, dry forests, and tropical rain forests and volcanoes. As though this pastoral setting wasn’t enough to keep the dreamer dreaming, it’s also located on one of the largest lakes in the world, Lake Nicaragua, or, as the locals call it, Cocibolca.

granada-nicaragua

It is a natural playground for adventurers. It has three volcanic lagoons; Manares, Genirzaro and the famous Apoyo, the largest lagoon in Nicaragua. Due to its rough, unpredictable waters, as well as industrial pollution, swimming in Lake Nicaragua isn’t recommended, but tourists and locals take full advantage of the crystal clear waters of Apoyo.

You Can Also Take It with You

Although the area surrounding Granada is largely underdeveloped, with few modern conveniences, Granada, Nicaragua is no longer a sleepy little town. An initiative to preserve and restore the ancient colonial architecture that had begun to seriously deteriorate with Nicaraguan bankruptcy, resulted in foreign aid and investments, beginning in 1990. The Spanish government in particular, took a keen interest in the refurbishment of the city, even transforming the Calle La Calzada into Peatonal – a foot traffic only – street.

It didn’t take long for Americans and Europeans to discover the charm of the quaint city, and a Granada’s real estate appeal much greater than owning a few cubic yards of lawn and a two car garage. It wasn’t long before they were buying the historic buildings, turning them into retirement homes, apartments, and businesses. The pace slowed down in 2007 with the global recession, but word had already gotten around. Granada, Nicaragua was the smart place to invest in, and after a brief lull, attention turned once more to the accommodating and entirely affordable town.

Modern day Granada wakes to the sound of hammers, saws, and mixers. The repaired city has cable and cell phone service, Internet cafes, luxury hotels with swimming pools and hot, running water, four star restaurants, a new supermarket, health food stores, libraries, gyms, and still plenty of opportunities for investors.

granada nicaragua

Government Initiative

There are many advantages for investors in Granada Nicaragua. There are no real restrictions on foreign capital investment, and regulations concerning business development are minimal. There are no real estate taxes for up to ten years and supplies for starting your business are tax-free. You may import up to $20,000 in personal items tax-free. You may also import or buy a vehicle worth up to $25,000 without paying a tax.

The GDP growth rate in Nicaragua is one of the fastest in Central America. The economy has expanded at 5.2%, and construction is up 30%. Granada is one of Nicaragua’s fastest growing towns. Its recent overhaul has included updated utility services and major improvements in road maintenance.

Nicaragua’s low income base makes it once of the most affordable Central American countries to invest in, raise families, or retire. Although Granada is considered prime real estate, giving it a higher value than other locations within Nicaragua, the value of real estate and cost of living is still half what it is in the United States.

Easy Flight

Granada is located within a forty minute drive of the capital city, Managua. Air flights from Houston or Miami to the Managua International Airport take about two hours. There are shuttles available for $15. Most of the shuttle services will drop you off at nearly any point in Granada. There are also taxis available for around $35. Recently, the small airport at Granada has begun offering services between the town and the Managua airport.

Granada, Nicaragua’s Solid Economic Base

Granada’s escape from major conflict during the Nicaragua civil war was largely due to its reputation as a place to relax and refresh your mind from critical issues and decisions. Businessmen, states people, and diplomats regarded Granada as a prime vacation spot. As the war settled to a close, it attracted a growing number of European and U.S. travelers as an ideal tourist spot.

However, tourism is not its only industry. Granada has long been a Nicaraguan hub for commerce, with a vigorous trade in timber, gold, and silver. It’s also rich in agricultural land, capable of growing a large variety of fruits, vegetables, herbs, spices, as well as cotton, tobacco, coffee, and livestock.

Fishing Bonus

The fishing is good in nearby Cocibolca, keeping both the local fishermen and expat community happy. Fish include several species of mojarra and other cichild fish, sardines, tarpon, big and small tooth sawfish, and the unique fresh water bull shark. The shark, once considered a hazard to the public and nearly exterminated, is now a protected species.

It is believed the unusual appearance of the shark, tarpon, and sawfish in the Nicaragua Lake is due to a geographic event. Millennia ago, the lake was once a Pacific bay until volcanic eruptions sealed it into a landlocked body of water. As the water sweetened, the marine life slowly adapted to their fresh water home.

A Culture of Art

Its seclusion, its lakeside vantage, and its early colonial architecture aren’t all that attracts tourists. Even before it was established as a colonial settlement, it was a center for art, music, and philosophy among the indigenous culture. The music of Nicaragua is an energetic blend of Spanish and indigenous rhythms, progressing into modernism with the cheerful incorporation of jazz, hip-hop, rock, and rap. The multi-cultural blend has been the inspiration of international poets since 1929. Each year, there is a local festival of the poets in which marchers symbolically bury ignorance and intolerance.

There is no end of subject matter for artists, who have also been enthusiastically setting up their easels on the narrow streets of Granada Nicaragua. The scenery, the performing arts, the distinct cultural aspects are immortalized on canvas and fashioned into handcrafts.

The Expat Community of Granada Nicaragua

There are a variety of reasons why people choose to move abroad, but the greatest common denominator is opportunity. Just as many people from underdeveloped countries look to the Western countries as an opportunity to improve their lifestyles, Western citizens who have been severely affected by the economic slump are anxiously guarding their remaining assets and speculating on the increasing stability of the emerging countries.

Granada attracts a large number of youthful investors. With real estate available for as low as $60,000, and no restrictions on foreign ownership, opportunity holds a special meaning. Many bring their business ideas, their entrepreneurship, and their organizational skills, finding the restrictions in trying to generate self-income too discouraging in their home countries. In Granada, their modest capital can go far. All it takes is a little ingenuity and labor.

Opportunity also knocks on the door for teachers, environmentalists, agricultural specialists, botanists, anthropologists, and geologists. The field of foreign studies brings in students ready to gain hands-on experience in a volunteer project.

The expat community is close knit, with a strong sense of volunteer commitment. Many are engaged in helping Nicaragua meet its goal of higher education and health care standards for the rural communities. Although the infrastructure of Granada is excellent, with English/Spanish transitional schools, several hospitals and clinics, and a highly competent professional staff, the largely rural population within the Pacific district of Granada still suffer from limited education and inadequate health care.

The Best Way In

Those who consider uprooting and relocating to Granada Nicaragua are urged to try it out first. The average lifestyle in Granada is energetic, even among the retirees. They have a strong affinity to the outdoors.

In the tradition of Spanish/Moorish architecture, the colonial homes surround small, open court yards. Their living rooms and kitchens rest under awnings, looking out to their cultivated space.

The narrow streets encourage foot traffic and bicycles far more than automobiles. Those who own vehicles usually leave them parked in the garage unless they’re taking an excursion to Managua to buy supplies, or going on a cruise to one of the many wonderful nearby destinations. In Granada, it’s a short trip to the Pacific Ocean, or to the San Juan Rio.

The grapevine is the best way to find apartment housing, real estate deals, job opportunities, coming events, and bargain tips. By hooking in to the Internet community, you can break the ice online, and learn about expat meeting places, or you could just stroll around until you see a large congregation of expats spilling out in front of the coffee shops, sitting around small, shaded tables on the sidewalk.

Any Lifestyle Is a Good Lifestyle in Granada Nicaragua

If you talk to ten expats, you’ll find ten different opinions of the best lifestyle in Nicaragua. Many are proud of the newly renovated colonial homes, complete with swimming pools, air conditioning, Internet, cable television, guest rooms, and maid services. High-end homes can be purchased or restored for $150,000 to $250,000. Some who have invested in high-end homes rent their extra rooms for $400 a month.

Other expats build businesses or offices into their colonial homes. Their amenities may be somewhat more modest, but these budget-conscious venturers into small enterprise report a comfortable lifestyle with evenings out, restaurant dining, medical services, and automobile maintenance for $1,200 a month.

There are still others who gradually begin blending with the locals. They rent lower-cost housing outside the Central, buy products and groceries at the outdoor market and spend money at the street stands. They learn fluent Spanish and participate in the festivals and other activities. Many report living quite well on $800 a month.

The Great Motivating Factor

Opportunities exist throughout the emerging countries, but the opportunities that bring the expats together is marked by the spirit of self-determination. They visualize how things could be in a country truly open to free expression, and understand the liberties you ask for yourself are also the liberties requested of others. Free expression might be given with colorful explosions or in a musician wistfully playing a flute on a street corner. It might be flamboyant. It might be nothing more rhythmic and plodding than a farmer’s cart being pulled by a horse.

This free expression is what they embrace most. Whether they are starting a business, working a profession, volunteering services, or just planning that perfect retirement home, they thrill in the expression of their individual creativity and anticipate their roles in society. For them, anything is possible in this newly recovering country.

Granada mixes the ancient with the modern, hand-crafted items with sophisticated electronics. It is historically diplomatic, serving as a meeting place for scholars and a busy hub for commerce. The expats who choose to live there do because they believe in a future where individuals can make a difference and that Granada Nicaragua can help shape that difference.

Further Reading on Granada

For an in depth look at Granada check out our Granada Starter Kit, a 64 page book packed full of info on Granada.

puerto-viejo-beach

The Caribbean gem of Costa Rica, Puerto Viejo Talamanca, with its stunning beaches, abundant wildlife, international vibe, and lower price tag is an appealing place for travelers and those looking to invest and live abroad. With ten miles of pristine jungle-backed beach and five distinct neighborhoods it can be difficult to know where to base yourself.

Beaches become more natural and animals are more plentiful the further you venture outside of town. However, the road runs through dark jungle, which is not walkable at night, and comforts like pharmacies and ATMs are only in town.

Here is a breakdown of the neighborhoods to help you decide which best suits your needs.

puerto-viejo-talamanca

Puerto Viejo Costa Rica

The town of Puerto Viejo Costa Rica is famous (or infamous) for its seedy authenticity. Colorful fishing boats rock against a coral covered harbor, reggae sounds from nearby bars and restaurants, and sarong, jewelry, and souvenir vendors set up shop on the beach.

In town you will find the only banks and ATMs in the entire area. Bicycle rentals are on every corner and taxis are readily available if you do not have a car to explore other neighborhoods.

Every Saturday morning a large farmer’s market commences with raw cacao, fresh whole chickens, a wide assortment of produce, and fresh breads and pastries. Several grocery stores and various household stores offer most items you might need. Restaurants in town are the most populated and affordable, but the true culinary treasures lie in outer neighborhoods.

Accommodations tend to be less expensive but can be noisy as Puerto Viejo hosts several parties every night of the week.

Playa Cocles (1-3 miles from town)

Expats and vacationers looking for tranquility and proximity to town stay in Cocles. The beaches are sprawling and the waves can get enormous. These beaches are best for sunning and surfing rather than swimming. Beach Break is the most populated beach in the area and the only beach with lifeguards.

The one grocery store, Pirripli, has a good wine selection, special imports, and fresh produce. There are many restaurants to choose from including the famous Italian restaurant La Pecora Nera. The one luxury hotel in Puerto Viejo, El Cameleon, is next door and throws Reggae and Calypso parties on Friday and Saturday nights. Laid-back travelers will enjoy the beach bonfire party every Tuesday night at Tasty Waves in front of Beach Break.

Otherwise this neighborhood tends to be quiet at night.

Playa Chiquita (3-5 miles from town)

The moment you step foot in Playa Chiquita the community vibe becomes apparent. Expats from all over the world carry their children and groceries down the street, sit and sip coffee in darling open air organic cafes, and swim in the natural pools created by the coral reef. There is one grocery store, El Duende Gourmet, with specialty items like local homemade bread, quinoa, and sriracha. A small farmer’s market takes place every Wednesday morning offering local yogurt, bread, cheese, and produce.

Punta Uva (5-7 miles from town)

Beautiful beaches, elegant cabins, and incredible cuisine all grace the quiet jungle neighborhood of Punta Uva. This neighborhood is popular with long-term vacationers and families. Three of the best restaurants in the entire area are in Punta Uva: El Refugio for perfect grilled steaks and seafood, Selvin’s Restaurant with arguably the best Caribbean food in the world, and Pita Bonita with freshly baked pita and homemade falafel. The beaches are calm for swimming and snorkeling and are famed as some of the most beautiful in all of Costa Rica. Playa Chiquita nearby is a necessary stop for markets and cafes.

Manzanillo (7-10 miles from town)

The quiet Caribbean fishing village of Manzanillo rests along a rugged wildlife refuge with stunning wilderness beaches. Accommodations and restaurants are somewhat sparse in this area so having a car is essential. Maxi’s, the most famous Caribbean restaurant in the greater Puerto Viejo area, serves delicious meat and seafood and throws Reggae parties every Friday night. There is one small convenience store, but you will need to venture all the way to Playa Chiquita for a proper market. If you are looking for proximity to animals, peace and quiet, and do not mind the 10 mile trek to town, Manzanillo is right up your alley.

Whatever neighborhood you choose you will be near beautiful beaches and lovely communities. Weigh the pros and cons between proximity to town and peace and solitude for your best fit.

Maya Riviera Mexico

Javier Hidalgo

Mexico is home to one of the world’s famous tropical playgrounds–the Riviera Maya Mexico. Here, you can scuba dive, jet ski, and just lounge around.

Craving more of a city experience? Think Mexico City, the nation’s capital, and one of the largest metropolitan areas in the world. Take a fascinating video tour of Mexico City to the Rivera Maya and discover for yourself the contrasting cultures, destinations, and activities in Mexico.

Let us know what you do in Mexico City in the comment section!

living abroad in Central America

D Barefoot

Central America is a great place to call home.  We certainly like it here.  But we also know it isn’t for everyone.

While some of the negatives of living in a developing country can be managed by carefully choosing your specific area, there are others that can never be overcome.  Period.

That’s important to know before you spend valuable time and money transplanting your life and all your worldly goods to a place thousands of miles away from friends and family.  Every year, tons of expats move to Central America only to realize that a life in the Latin tropics isn’t right for them.

We don’t want that to happen to you.

We probably don’t have to tell you all of the many things there are to love about living abroad in Central America. But we’re going to anyway.  We’re going to tell you the not-so-great things as well.

Of course, we firmly believe that the benefits of living here far outweigh any negatives.  But that’s for you to decide.  Here’s a list of what we think are some of the biggest pros and cons of living abroad in Central America.

The Pros of Living Abroad in Central America

1.  Freedom

Sure, U.S. citizens sing about being “the land of the free.”  But, if you really want to understand what freedom feels like, move to Central America.  Theirs is a life lived less encumbered.

Freedom from virtually all government regulation.  Freedom from neighborhood covenants.  Freedom from the rat race and 60-hour work weeks.  Freedom from cell phone tapping.  Freedom from the need to keep up with the Joneses.

There’s nothing like it.

2.  Cost of Living

Particularly in a time when your U.S. dollar seem to be stretching a shorter distance than ever before, the thought of living on between $1000-$2000 per months sounds pretty tempting.  And it’s entirely possible almost anywhere you go in Central America.  And that includes housing.

While costs vary greatly from one location to the next (and are, of course, higher in the larger cities), it isn’t unheard of to find a decent 2-bedroom house for under $500 per month.  Dinner for two at a world-class restaurant, with a bottle of wine, will set you back no more than $30.  You can get a dozen roses for $4 and a four-course lunch for $2.50.

The affordability of Central America is one reason it attracts so many retirees who can live an extremely comfortable retirement without sacrificing anything about their lifestyle.

3.  Affordable Health Care

Almost everything is cheaper in Central America.  And health care is no exception.  It’s so inexpensive that many expats choose to self-insure their medical costs.  However, for those who do choose health insurance coverage, they can get it for as little as $50 per month for coverage that pays 100% for in-network providers.

Doctor visits cost generally around $25, and that includes an extended time with the actual physician who may send you home with his or her private cell phone number.  A specialist costs closer to $50, and an ER visit runs around $100.

Many countries even offer free health care at public clinics and hospitals, although a lot of expats opt to pay for private care.  Most larger cities have hospitals that rival those in the U.S.

A lot of medical practitioners in Central America speak English, and many doctors even trained in the U.S.  As a result, many Central American countries are beginning to emerge on the medical tourism scene, with patients traveling abroad to undergo procedures ranging from heart transplants to facelifts.

4.  Climate

The countries of Central America boast some of the best weather you’ll find anywhere in the world.  There’s really no winter at all, with the only distinctions in seasons coming as a result of a few rainier months each year.

While generally mild everywhere, the climate does vary from location to location.  In general, coastal areas are warmer with higher humidity.  Highs can get into the upper 80’s and low 90’s.

However, you only have to move up to a slightly higher elevation to get a little bit of relief from the heat.   Many areas in the highlands never even reach 80 degrees and have a spring-like climate year-round.

The steady, temperate climate means there’s no need for two separate wardrobes.  With just a light jacket or sweater and an umbrella you’re set for day and nighttime in any season.

5.  Fresh Produce

The perpetual spring-like weather in Central America means that fruits and vegetables can be grown year round.  And they’re like nothing you’ve ever eaten.  Maybe like nothing you’ve ever even SEEN.

Farmer’s markets are loaded with the usual favorites, like plantains and mangoes.  You can also find jicama, tomatillos, papayas, and guava.

Also among the offerings are more unusual options like nopals and prickly pears, respectively the stems and fruit of the prickly pear cactus.  You might also see yuca root, tamarind, and chayote squash.

Fruit and vegetables in Central America are fresh, organic, locally-grown, and widely available.  They’re also affordable.  You can buy a week’s worth of produce for a family of four for less than eight bucks.

And nothing’s ever out of season.

6.  Nature

The countries of Central America are some of the most ecologically and biologically diverse places in the world.  And rather than driving cross country to experience a different climate or ecosystem, all you have to do is drive up or down the mountain.

Central America has it all.  From beautiful beaches to active volcanoes to coral reefs to lush rain forests to mountain waterfalls.  And each of those areas is teeming with rare, and often endangered, species of plants and animals.

The region is home to sea turtles, jaguars, toucans, sloths, snakes, monkeys, and much more.  It also offers great sites for bird and butterfly watching.  If adventure’s your gig, there are also opportunities for jungle expeditions, white water rafting, and some of the world’s best sport fishing.

 7.  Uncharted Territory

For many, Central America represents a place where you can truly find that new frontier that can never, ever be had in the U.S.  With miles of unexplored reefs, untouched beaches, and undiscovered jungles, you can truly feel like a pioneer.

You can explore these areas (often only on foot or horseback), and–if you’ve got good negotiating skills–you might even call them yours.

Whether you want to build a hut and live like Robinson Crusoe, or just spend an afternoon alone on a deserted beach and then call it a day, you can do that in Central America.

8.  Indigenous Culture

Depending on where you go in Central America, there are a number of opportunities to experience the culture of the area’s indigenous people groups or even live alongside them.  You’ll see women washing clothes in the river and drying them on rocks.  Many still practice the religious ceremonies of the Mayans and turn to alternative healers for medical treatment.

They set up booths in local markets to sell their wares: bead jewelry, straw goods, and textiles.  They hunt, farm, and raise livestock.  Many groups wear their own colorful native dress, and there are dozens of indigenous languages spoken throughout Central America.

9.  The Simple Life

We’re not sure how or why, but in Central America the days seem longer.  Things move slower, and there’s time left over for so many more things you could never have fit into your schedule back in the U.S.

The workaholic lifestyle is unheard of here.  It’s replaced with 2-hour lunches and shorter work weeks.  Many businesses still close for lunch.  And, in fact, lunch is often a time that is reserved for families to spend together.

Most of Central America is untouched by consumerism, and there’s less of a need to have more and get more and do more.  While some of the larger cities are becoming increasingly more North American in their practices, a simpler, slower pace of life is easy to find wherever you go.

Cons of Living Abroad in Central America

1.  Crime

While some are certainly safer than others, the countries of Central America present some real concerns in terms of violence and crime.  While there’s the obvious drug trafficking and its related criminal activity, there’s also a gang problem.

Some of the countries in Central America have alarmingly high homicide rates, and tourists often fall victim to burglary and theft.  Many nations are taking great strides in this area, but there’s still a lot of room for improvement.

The good news is that much of the more violent crime often occurs in areas that aren’t necessarily as popular for expats.  The biggest concerns in areas populated by foreigners are petty theft, pickpocketing, and other scams aimed at gringos.

Our best advice is to use common sense.  Don’t leave valuable items in an unlocked car, and don’t run around flashing wads of cash.

2.  Consumer Selection

While Central America does have ample options when it comes to fresh fruits and vegetables, in some other areas the selection can be lacking.  The more dead set you are on having the same products and goods you enjoy in the U.S., the more disappointed you’ll be in the options available to you.

It’s not that there are a lot of things you can’t find here at all.  It’s just that they might not be the same quality or same brands you’re used to.  However, they will be cheaper.  Imported and gourmet items are some of the only things that could end up costing you MORE in Central America.

So, if you can find a comparable substitute, you’re likely to save considerable money buying the local option.  Likewise, if there’s something you absolutely can’t live without, you can have it shipped to you.  But you’ll pay a pretty penny.

3.  The Simple Life

No, we’re not crazy.  Yes, we realize this was also the “Pro” list.  The reason it appears again here is because the slow, simple pace of life isn’t for everybody.  If you’re someone who thrives on busy-ness, you could actually become bored by the lack of hubbub in Central America.

Likewise you won’t find all of your North American television channels and other conveniences you’re used to.  Certainly the larger cities offer more options and activities, but even there it’s not uncommon for businesses to close early.  However, most areas have a vibrant night life, particularly the more touristy cities.

If the loss of a large social network is your complaint, it’s also easy to find other expats and enjoy regularly scheduled activities such as theater groups and poker nights.

4.  Lack of Sophistication

While Central America offers plenty of culture, it’s often in the form of local culture.  Things like art museums and live music venues are sparse and are usually found in only the larger cities.  Even then, the scheduled exhibits and performers will be few and far between.  They’ll also be mostly local talent.

You can find a variety of cuisines, especially in more populated areas, as well as specialty shops.  Larger cities offer modern shopping malls and supermarket chains.  You can even find movie theaters (some with flicks in English) and bowling alleys.

In addition to the cultural sophistication, many are often turned off by the level of infrastructure in Central America.  Roads are often poorly maintained.  Airports have unpaved runways.  And contaminated water sources can be a concern.

5.  Education

Although it’s not a problem for many expats, particularly retirees, the education system in many parts of Central America leaves a lot to be desired.  While it’s free and compulsory in most countries, classroom sizes are often large, resulting in a poor student to teacher ratio.

Some areas do have bilingual schools.  Private schools are also an option, although they can be expensive.  Many expats instead opt to homeschool their children, giving them more freedom and flexibility to make good use of their time in their new country.

Central America does have a number of good universities and language schools.

6.  Inefficiency

Central America marches to the rhythm of a different drum.  And it’s often a slower and more erratic pace than most North Americans are used to.  It’s very easy for expats to become frustrated at how things are run and how long it often takes to accomplish what seems to be such a relatively simple task.

Government requirements and processes are continually changing.  People are always late, even in business settings.  Contractors often leave work unfinished and never come back.  It can be taxing to say the least.

The only real solution for this issue is to be prepared and set your expectations accordingly.

7.  Difficulty Doing Business

While Central America is a great place to live, it’s a difficult place to do business.  For starters, the type of visa you hold can limit your ability to work.  Many countries protect their citizens by refusing to give jobs to foreigners if there’s a citizen who can do the job.

For those who want to open a business, that’s a whole other can of worms.  The business climate of Central America is very different from that of the U.S.  Combine that with the inefficiencies and delays mentioned above, and it can be a recipe for disaster.

While these pros and cons of living abroad in Central America are general observations, the individual countries and cities offer a variety of other perks and problems.  If you think the downsides of living in Central America are things you could overlook, the next step is narrowing down the specific country you’d like to consider.

Playa Burica

Playa Burica property in Panama

There are a lot of great up-and-coming places in Panama that are perfect for those who want to relocate to the tropics but don’t want to pay the hefty price for a place in an established area.  These locations are also ideal for any would-be pioneers who are looking for a rising hotspot that isn’t quite so “last week.”

So, whether you’re hoping to blaze a trail in an emerging area or just want to find your own piece of paradise with a slightly lower price tag, we recommend that you keep an eye on these 5 up-and-coming places in Panama.

1. Western Azuero

Unlike the eastern portion of the peninsula, the western coast of Azuero is much less developed.  Known as the Azuero Sunset Coast, this area is sparsely populated and home to very few expats.  While it has a couple of small towns–most notably, Torio, and Malena, a small fishing village–the region is mostly home to cattle ranches and those involved in other agricultural pursuits.

Situated on Panama’s Pacific Coast, the scenery on the Azuero is remarkable.  Lush mountainsides, with cascading waterfalls, give way to deserted stretches of beach where you could easily find yourself to be the only sunbather or surfer for miles around.  Speaking of surfing, this region, particularly Morillo Beach just south of Torio, offers some of Panama’s best and most consistent waves.

The Azuero’s western coast offers sightings of whales, dolphins, and sea turtles.  It’s also home to world-class fishing, with an abundance of tuna, sailfish, marlin, dorado, wahoo, and yellow tail.  And the rainforests of Cerro Hoya National Park are home to many endangered species.

Azuero coastal area does have some supermarkets and even a handful of new residential areas along the coast, but getting from point B to point B is indirect at best, however, if that doesn’t bother you, this area boasts one of the lowest costs of living in Panama.

With decent access to the larger city of Santiago, and even better access to more populated areas along the peninsula’s east coast (like Pedasi and Las Tablas), the western Azuero coast is a great fit if you want to live like a local without venturing terribly far away from modern conveniences.

2.  Caribbean Coast

In contrast to Panama’s often rocky and varied Pacific coast, its northern coast borders the Caribbean, which offers pristine white sand and shady palms.  Not to mention sparkling turquoise waters that offer crystal clear visibility.

Its beauty might suggest that Panama’s Caribbean coast would be its most desirable and home to many of its largest settlements.  Not so.

One reason is its inaccessibility.  The Pan-American highway, which stretches from Alaska down to the southernmost regions of South America (except for a brief gap through Panama’s Darien province), almost invariably clings tightly to Panama’s southern Pacific coast, making the Caribbean side of the nation much more difficult to reach by land.

Also, while there are areas such as Bocas del Toro that attract both tourists and expats in droves, they’re not the best bargains on the Caribbean coast.  If you’re looking for a bigger discount, Panama’s northern coast also boasts miles and miles of virgin beaches that are great for the more adventurous destination-seeker.

Along with the discounted price tag, though, comes much less in the way of infrastructure.  Think primitive roads, spotty internet, and fewer public water systems.

Additional challenges presented by Panama’s Caribbean coast include the large amount of protected land.  With many national parks and indigenous lands, property is quite difficult to come by.  Not to mention, the area gets a large amount of rainfall, roughly twice that of the Pacific Coast.

While the Caribbean coast offers opportunities to own stunning beachfront property at rock bottom prices, it’s not for everyone.  We’d only recommend this region if you aren’t afraid to hurdle some obstacles in the buying process and are willing to contend with a lack of conveniences.  At least, for now.

3.  Burica Peninsula

In Panama’s southwest corner lies the Burica Peninsula, which juts into the Pacific Ocean and divides its territory between Costa Rica and Panama, which claims about ⅔ of the landmass.  Accessible by a short scenic drive from David, the peninsula is home to Puerto Armuelles, which has shopping facilities and other modern conveniences.

However, Burica’s tropical wilderness, not its familiar amenities, are its real appeal.  Covered mostly in rainforests, it contains beautiful flora and fauna and is home to many endangered species such as the Panamanian Red Spider Monkey.

The area also contains fields, where cattle graze, and rolling hills that often drop off directly into the Pacific Ocean.  Its beaches are untouched and dotted with towering palms.  In addition to lounging in a hammock on an isolated beach, the area also welcomes you to experience some of the world’s best sport fishing and a few of Panama’s secret surfing locations.

A drive down the recently completed road that leads all the way to the tip of the peninsula affords views of Volcan Baru, the country’s highest peak.  You’ll cross a river and drive out on the beach, along the surf, to reach the Playa Burica community at the southernmost point.  But only at low tide.  Otherwise, you’ll need a boat to get there.

While this area is still up-and-coming, it likely won’t be for long.  If you’re looking for an elusive destination that offers a remote feel, just a short distance from civilization, take a look at the Burica Peninsula.

Note: Article 121 is something one needs to research before buying here. Despite this Law most of the coastline is currently owned by foreigners.

4.  Santa Fe

So, those are some beach areas.  What about something for the mountain-goers?

The relatively small, albeit growing, town of Santa Fe, nestled into the Veraguas mountain range about 5 hours from Panama City, is a place we think you should watch.

Although surrounded by much higher mountains, Santa Fe sits at an altitude of just 1350 feet.  That’s high enough to escape the heat and humidity of the lowlands, yet low enough to experience some nice warm days and no breathing problems.

While notes of traditional Panamanian culture still ring throughout, the city enjoys many modern conveniences such as clean drinking water and high speed internet.  However, perhaps its biggest draw is its opportunity for adventure.

Santa Fe offers horseback riding, bird watching, and exploring…from mountainside coffee farms to waterfalls to orchid gardens.  Among the town’s inhabitants are toucans, hummingbirds, and rare butterflies.

Also relatively rare in Santa Fe are expats.  Sure, there are some.  But rather than living isolated by themselves in gated communities, expats in Santa Fe often reside on large plots of land that they can use for coffee farming, reforestation, or even simply growing their own organic fruits and vegetables.

Santa Fe is a great value if you’re an outdoor enthusiast who wants community and conveniences, but in a place that’s rich in authentic culture and relatively unspoiled by developers.

5.  Ruta Sur

Ruta Sur refers to the new stretch of road that was built to bridge the gap between Boquete and Volcan.  Meaning “Southern Route,” it covers what is essentially 15 miles, as the crow flies, in many more winding miles of unmarked (and sometimes unpaved) roads.

Much different from the highly-developed and densely populated towns it connects, areas traversed by the Ruta Sur are rural and contain few inhabitants.  The route takes you past miles of coffee and vegetable farms, by orange groves, past Volcan Baru, alongside waterfalls, through canyons and lush valleys, and finally to fields used for cattle farms and greenhouses.

Once fairly unknown, this region offers, not only new and improved access, but many opportunities for enterprise.  Residents of this area are able to enjoy the breathtaking scenery and also earn a living operating a dairy farm or a spa retreat high in the mountains.

As the road begins to become more traveled, the region will likely gain popularity.  However, it could take a while.  The route is largely unlabeled, with only a telltale painted yellow stripe marking the way, much like Dorothy’s fabled quest for the land of Oz.

The areas along the Ruta Sur are perfect if you want to enjoy a life lived a little further off the beaten path and use your land as your livelihood.  Shop for property along this stretch of road if you want to embrace life along the journey, not at the destination.

 

Situated in the northwestern province of Guanacaste, Costa Rica, Nosara is the kind of place you dream about at your desk while plucking away at your computer keyboard. And the beaches in Nosara are certain to be a part of that dream.

The lifestyle is relaxed, where you can fill your day with yoga, surfing, or visit one of the four beaches which emulate this laid-back, you-can-do-it-tomorrow lifestyle.

1. Playa Guiones

Photo: JP Clover

JP Clover

Playa Guiones is the main beach in Nosara and is known as the best place to surf. No one can really tell you when the surfers started to come, but it is clear this group can be credited for getting Nosara known, and help set the tone of the place, that it is far less about touristy activities and more about the simplicity of a beautiful beach and nearly perfect waves.

2. Playa Pelada

Photo: Mark LoCastro

Mark LoCastro

Want to take a great walk on the beach and hunt for seashells? Then Playa Pelada is the place. A rocky reef protects Playa Pelada, just north of the point, making it the local swimming hole and it’s the only other beach in town for swimming.

3. Playa Ostional

Photo: Organization for Tropical Studies

Organization for Tropical Studies

Playa Ostional is another of Nosara’s long and beautiful dark sand beaches. This is the place surfers come to ride the big, powerful and often hollow waves, but Ostional is probablay best known as one of Costa Rica’s most important turtle nesting sites.

4. Playa Garza

Photo: Micheal Banino

Micheal Banino

Take in the view under a shady palm tree, of white sandy beaches and calm blue waters at Playa Garza. If you get tired of lounging on the beach, take your chances with an activity on the water, as the beach is the main spot for sport fishing and boat trips.

What Are Your Favorite Beaches in Nosara?

Know of another great activity to do at one of the beaches in Nosara? Leave us a comment in the section below!

roatan island

Channer Amos

Are you one of many expats who crave island living? If so, Roatan, Honduras, could very well be the ideal retirement spot for you.

With stretches of smooth beach and glittering blue water as far as the eye can see, life in Roatan can provide you with the opportunity to finally slow down.

If you need more convincing, here are five reasons why Roatan, Honduras, is the perfect island retirement destination.

1) Connectivity

Although you may be dying to leave behind the bustle of North American life, the prospect of being cut off from your loved ones back home may be keeping you from taking the plunge.

Luckily, Roatan can offer expats the best of both worlds.

You can have your peaceful island getaway, while staying in close proximity to the U.S.

The tropical paradise of Honduras is only a 2.5 hour plane ride from Houston, Texas, and it’s served by major airlines on a daily basis.

In fact, Continental Airlines offers daily flights from Houston and New York to the city of San Pedro Sula on mainland Honduras, and direct flights to Roatan are available every Saturday.

2) Diverse culture

roatan island

Telfordkatie

For many expats, one of the major perks of retiring to or visiting a new place, is experiencing new people and new cultures.

And in Roatan, you will have the chance to do just that.

Made up of a unique blend of cultures, the end product is modern day Roatan. With a very colorful history, Roatan’s cultural background is a mixture of Caribbean, European, and African heritage. So if choose to make it your home, you will be exposed to a diverse collection of people on a regular basis.

In Roatan, English is the dominant language, which makes it an ideal spot for North American expats. But many of the locals also speak Spanish, and in certain areas, you will even hear traditional Garifuna spoken.  Adding to the collage of cultures, the Garifuna are the descendants of native Indians who were deported from St. Vincent Island to Honduras, by the British in 1797.

3) There is so much to do

roatan island

Marc AuMarc

Yes it’s true, island life can be tranquil and relaxed, but it can also be bursting with activity, and Roatan is filled with great options.

A snorkeler and diver’s dream come true, Roatan is encompassed by a barrier reef that lies around 300 feet from the sparkling, white sand shore.

With over 130 accessible dive sites (some with shipwrecks and Mayan artifacts to explore), snorkeling and diving in Roatan is sure to be an adventure.

And who knows, you may even catch a glimpse of the majestic whale shark, the largest fish in the world.

Of course, if diving isn’t really your thing, there are many other ways to pass the time.

Try catching a ride on a magic flying beach chair (much like a ski lift) and travel 1,200 feet in the air towards the private island of Mahogany Bay, or pull out your camera and snap some photos in the Carambola Botanical Gardens.

You may also wish to spend your days kayaking, hiking, coasting along a zip line, or simply watching the clouds roll by. It’s all possible in Roatan, Honduras.

4) Slow down and live the life of a beach bum

roatan island

Adalberto.H.Vega

With unspoiled beaches and water temperatures averaging at 27°C (80°F), Roatan is definitely a beach lover’s paradise.

The most popular beach, West Bay Beach, was described as “pitch perfect” by Lonely Planet and it isn’t hard to see why.

Along with stunning beauty, there are dive shops, restaurants, and pubs scattered along West Bay, so you’ll never have to venture too far from the water as you stretch out with a drink and a good book.

And for those looking for something a little more low-key, the beaches along the northern coast are much more secluded and in some areas, you may even find yourself all alone.

5) Island hop

roatan island

Dave C.

Once you’ve settled into Roatan life, take the opportunity to explore the other bay islands and all that they have to offer.

Utila is the flattest of the islands and is about 18 miles off mainland Honduras.

Here, almost the entire population lives in the island’s main town of East Harbor, and because the town is so spread out, you may want to rent a bicycle to cruise your way around.

Utila is also known to have one of the cheapest dive certification courses on the planet, so if you would like to receive quality dive training at an amazing rate, give Utila a try.

Guanaja is the eastern-most island and has sprawling beaches and reefs on all sides.

Dubbed the ‘island of pines’ by Christopher Columbus, Guanaja is the only island to be dominated by conifers.

The tallest of the bay islands, you can hike Michael Rock Peak (1, 350 feet) for breathtaking views of the turquoise sea, and because there is only one small road linking the towns on Guanaja, the majority of travel happens on the water.

Consider Roatan

Even though we only mentioned five, there are many reasons to consider making Roatan, Honduras, your final retirement spot.

So pack your bags, book your flight, and head down to this island paradise to start discovering some more reasons for yourself.

You won’t be disappointed and you may even find the island getaway of your dreams.

Central America has definitely become an expat hotspot, especially among North Americans, and although it remains one of the least visited countries in the region, Nicaragua is steadily gaining popularity.

So what is it about Granada Nicaragua that makes it an expat haven?

No longer too exotic for travelers, today expats are making their way down to this amazing country to experience the beaches, the volcanic views, and the picturesque, colonial city of Granada, all at a very affordable cost.

And while you may think that you know a thing or two about Nicaragua, and Granada in particular, there are a few things that you may not have known that might just tip the scales in Granada’s direction.

1) Granada is considered the ‘colonial jewel’ of Nicaragua and is becoming a gateway to tourism growth

Dubbed ‘La Gran Sultana’ or the ‘Great Pearl’, the ancient city of Granada is the oldest city in Central America and has been settled for over 500 years.

A city rich in history and beauty, Granada has become the most developed tourist spot in Nicaragua. And the industry is blossoming as expats and tourists alike head down to Nicaragua’s ‘colonial jewel’ to enjoy the historic architecture, the shores of Lake Nicaragua, and the ideal, spring-like climate.

In Granada, your days can be spent taking canopy tours of Mombacho Volcano, viewing the picturesque churches, or even taking a carriage ride through the city, which will definitely take you back in time.

2) Granada is sister city to Antigua, Guatemala

Founded by Francisco Hernandez de Cordoba in 1524, Granada was originally the sister Capital city of Central America, along with Antigua, Guatemala.

Having a lot in common, both of these beautiful, colonial cities are safe and well-preserved, and are both tourist hotspots in their respectable countries.

3) Granada was once a prime target for pirates

Another thing you may not have known about Granada, is that it has a history of being sacked by pirates on numerous occasions.

It didn’t just happen in the movies. Between the years 1665 and 1857, Caribbean pirates roamed the clear waters of Lake Nicaragua, the largest fresh water lake in Central America that is connected to the Caribbean Sea by the San Juan River.

Making its home on the shores of Lake Nicaragua, Granada was an important trading post, which made it a prime and frequent target for these rogue buccaneers.

Arguably the most famous of these pirates was William Walker, who settled in Granada with the master plan to become the ruler of all Central America. Needless to say, he did not succeed, but he left his mark by setting fire to the city and leaving behind the words ‘Granada was here’. Luckily, it’s still here.

4) Life in Granada is cheap

Although on the rise, Nicaragua is not yet choked with the high volume of tourists that you will find in other areas of Central America, and because of this, the cost of living in Granada is very low.

In Granada, expats can soak in the scenic beauty, the unbeatable weather and the cobblestone streets without draining their savings in the process.

Renting a home in Granada is extremely affordable and a spacious one bedroom apartment with a large kitchen and all utilities included will run you anywhere from $350-500 a month, a mere fraction of what you would pay back in the States.

And with markets selling fresh, cheap produce and moderately priced restaurants, gyms, and even a movie theater, you can live a full life in Granada, on a low budget.

5) There is a green tourism movement

Ecotourism is experiencing a new wave of popularity when it comes to deciding on a vacation destination or retirement spot and Granada is definitely on board.

Working out of Granada, the Rainforest Alliance (a group working to conserve biodiversity and ensure sustainable livelihoods by transforming land-use practices, business practices, and consumer behavior) is currently working on an urban sustainability tourism project that will make it easier for travelers to choose sustainable tourism options when they decide where to vacation, or retire.

In Granada, you will find that a lot of energy is going into sustainable development and nature conservation. Certain hotels are recycling and efforts are currently going towards making the Isletas (small islands around Granada) a natural reserve.

This is all in order to prove that Granadean hotel owners, tour operators and other business owners working in a sustainable manner, can in fact, fuel the local economy.

6) Granada is filled with great restaurants

Mainly due to the fact that Granada is Nicaragua’s main tourist destination, Granada is a hub for amazing dining experiences.

In Granada, you can indulge in a diverse range of cuisine at very reasonable prices, so it can be all too easy to go overboard when it comes to dining.

Feast on local dishes like gallo pinto (rice and beans) and tostones (fried plantains), but if you’re itching for something different, there is much to try in Granada.

Get your fill of Indian food at Buddha Viva where you can purchase the dinner buffet for $7, savour tasty, handmade pizza at Pizzeria Don Luca or fill up on delicious Mexican food at Tequila Vallarta.

And if cooking is your thing, head down to the local market to stock up on fresh, local ingredients like beans, rice, peppers, garlic, and potatoes to make your own meals.

7) Willy Wonka, Nicaragua style

about granada nicaragua

Orange Bompton

Although not as well-known for their chocolate as the Swiss or the Belgians, Nicaraguans make fantastic chocolate that can be tasted and observed at the ChocoMuseo in Granada.

If you make a trip to the ChocoMuseo you will be able to witness the chocolate making process, as it moves from cacao bean, to a smooth bar of chocolate.

And if you’d like to experience more, you can try a chocolate making workshop where you can learn to make chocolate bars, decadent truffles, and even chocolate ganache.

Is Granada the city for you?

Now that you know a few more things about the beautiful city of Granada, Nicaragua, plan a trip and come down to experience this colonial gem for yourself.

With perfect weather, scenic beauty and a low cost of living, consider Granada, Nicaragua, and all of the great things it has to offer. And who knows, while you’re down there, you may just find the perfect spot to call home.

 

otavalo ecuador

The quaint yet lively highland town of Otavalo Ecuador is a wonderful place to visit. It’s around half an hour away from Cotacachi, and is surrounded by the Cotacachi and Imbabura mountain ranges.

Otavalo is best known for its vibrant Inca market. Not only does the market give tourists and expats a brilliant opportunity to soak up some of the Andean culture, it also sells treasures like woven wall hangings, clothing, and ornaments. The market traditions date back to pre-Inca times. Jungle traders would journey to these Andean crossroads on foot thousands of years ago in order to meet, trade, and prosper.

Today, the town has a solid cultural identity all of its own. The indigenous Otavaleños people have strong Andean roots, and are extremely proud of them. They have successfully held onto the traditions of their ancestors, and are every bit as talented textile makers and business people.

The Market in Otavalo Ecuador

Otavalo Ecuador

In truth, Otavalo doesn’t have just one market, it has several. Just outside the town you’ll find a livestock market, where many hundreds of animals are bought and sold every week. This is where you’ll find local farmers doing what they do best: showing off their wares and bartering to make sure they get the best deal. To see this animal market in full swing, it’s best to visit first thing in the morning.

In the heart of Otavalo is the Artesania market, otherwise known as the textile and handicraft market. This is a large market that stretches the length of a network of streets, starting at the appropriately named ‘Poncho Plaza’. The first thing you’ll probably notice about the Artesania is the color of it. The textiles, clothing, and decorative items that are available are usually made of bright, inviting shades like turquoise, cerise, and gold.

Beyond the textile and handicraft market, visitors will discover the produce market. Much of this is housed within a covered market area. Along with fresh fruit and vegetables, there are also a wide range of meat stalls to choose from.

The Surrounding Countryside

Visitors to Otavalo should set aside some time to visit the city’s surrounding countryside. The Cotacachi and Imbabura volcanic mountain ranges give the area a majestic feel, and there are many beautiful sights to see.

One of these sights is the Lago de San Pablo. This clear blue lake is surrounded by eucalyptus trees and aloe vera plants. It takes about a day to hike around the lake, and there are a number of great accommodation options there. It’s also possible to enjoy water sports on the lake, along with taking in the view of the stunning Imbabura volcano.

Other natural places to visit include the Peguche Waterfall, the extinct Cerro Cayambe volcano, the Chachimbiro hot springs and the Cuichoca Lake, which is actually a deep volcanic crater.

What Else Does Otavalo Have to Offer?

The real beauty of Otavalo is that it provides visitors and residents with the very best of both worlds. The city, with its Spanish-inspired architecture and traditional culture, is only minutes away from the glorious countryside. The Andean farmland and mountainous valleys that surround the city make for a very relaxed and laid-back way of life.

As Otavalo is located near the equator, the weather in the city is close to consistent all year round. Whatever the season, you should expect to enjoy daytime temperatures of around 70ºF, with the weather dropping down to 40ºF at night.

Whether you plan to visit the town for a day or two to take in the famous market, or whether you plan to settle down and start a new life there, this is a city that will welcome you with open arms.

How Do You Get There?

Getting to Otavalo Ecuador is easy. Most people travel via Quito and Cotacachi. You can fly into Quito, and from there it’s a two hour bus ride to Cotacachi, then a further twenty minutes to Otavalo. Bus fares are very cheap in Ecuador. From Quito to Cotacachi you should only expect to pay around $6, with a couple more $s for the last leg of your journey to Otavalo.

If you’d rather take private transport, taxis are readily available. Most hotels will be happy to arrange a driver for you, and this will probably cost around $60 from Quito to Otavalo.

What are you waiting for?

How to find your dream property in Panama photo by VivaTropical

VivaTropical

Deciding where you want to live, invest, or spend your retirement abroad can be tough.  If you’ve picked Panama, then we think you’ve made a good choice.

But now you may be wondering exactly how to find your dream property in Panama.

The decision ultimately depends on your particular set of values and how you envision spending your retirement.  There’s no ideal community or city that’s perfect for everyone.

However, with some careful consideration and self-examination, we’re confident you can find the place that’s the best fit for YOU.  Here’s a map of Panama, with some popular expat destinations labeled on it, for you to reference as you go along.

What is my dream?

While it sounds cliché, a good place to start is with the good ole “Close your eyes and imagine yourself in paradise” trick.  So, go ahead.  Close ’em.  Can you picture it?  Save that image in your mind, so you reflect on it as needed.

Now let’s examine that vision.  How did you visualize yourself spending your retirement?  

Were you in a hammock on a deserted beach with monkeys chattering in the trees and toucans flying overhead?  Or maybe in the lush mountains picking fresh organic vegetables from your very own garden, or tending your hillside coffee farm?  Or maybe you envisioned yourself sipping a glass of wine at a table outside a small cafe in a bustling cosmopolitan city.

Whatever that dream, it can be a reality for you in Panama.  You’ll just need to consider a few more factors to help you narrow your search, from an entire country, down to a short list of areas that are best suited for you and your values.

Am I a beach or a mountain person?

This question should be a fairly simple one and one that can probably be easily answered based on a quick survey of how you’ve spent most of your pre-retirement vacations.  It’s also a pretty important question, since the difference between the beach and the mountains in Panama may be an even more drastic one than you’re accustomed to.

There is some variance depending on the area but, in general, Panama’s beaches are hot and humid, with highs in the upper 80’s and very little seasonal variation.  The only real difference in the seasons is between dry and wet, as a vast majority of the country’s annual rainfall occurs from April to December.  Panama City and Santa Catalina have this kind of climate.

While they also experience little temperature variation, Panama’s mountain areas enjoy a more spring-like climate year-round (with temps dipping down into the 50’s at night).  As a result, vegetables and flowers can be grown all year.

Temperatures continue to decrease the higher you go and, rather than just having the one main attraction (the beach), the mountains have rivers, waterfalls, and a wide variety of ecosystems.  Santa Fe and Boquete are two popular mountain destinations.

If I’ve decided to live near the beach, which side should I choose?

Since Panama runs from West to East, it’s bordered by the Caribbean to the north and the Pacific to the south.  And the two are vastly different.

The Caribbean boasts most, if not all, of Panama’s most beautiful beaches.  With white, powdery sand, a crystal-clear turquoise sea, and shady palm trees, it looks exactly like a postcard.

Not so fast, though.

While unquestionably breathtaking, Panama’s Caribbean coast presents its own set of challenges.  Because it is so far removed from the Pan-American highway, most of the cities along the Caribbean coast are quite difficult to access by land.  As a result, there are few areas with any kind of established city to live in.  Bocas del Toro is a great one.

Its inaccessibility is further intensified by the large portions of Caribbean coast that are designated as protected areas or indigenous lands, making it difficult for individuals to own property there.  The Caribbean coast also experiences significantly more rainfall than its Pacific counterpart.

The Pacific coast on the other hand, is ever-so-slightly cooler and gets about half the amount of rain.  However, its beaches are much more varied and maybe the tiniest bit less picturesque, depending on your tastes.  With coarse, gray sand and sometimes rocky coastlines, the Pacific offers great surfing and sport fishing opportunities.

Panama’s Pacific coast is also much more accessible and available to would-be property owners.  As a result, it offers many more settlements that are as unique as those who reside in them, from quiet fishing villages like Pedasi to up-and-coming luxury destinations like Boca Chica.

How to find your dream property in Panama photo by Rori Ablilia

Rori Ablilia

Do I want to be near a lot of other expats?

Think back to that vision of yours.  Whom else did you see in it?  Locals?  Other expats?  No one at all?  Knowing the kind of community, or lack thereof, that you want is a major factor in helping you find your dream property in Panama.

Like many who have gone before you, you may welcome the opportunity to live among like-minded individuals who understand where you’re coming from and what you’re going through.  If so, you may find that a place with an established expat community provides you with the support group you need to help you more easily acclimate to your new surroundings.  Panama City and Boquete are both home to thousands of foreign residents.

If being surrounded by people just like you sounds like it defeats the entire purpose of retiring overseas at all, then you might be better suited for a place like Las Tablas or Volcan.  You can find expats there, but they’re carefully woven in among the locals and a little bit harder to find.

If you don’t want to see other expats, or anyone at all for that matter, more remote areas like Playa Burica and the western Azuero Peninsula offer the opportunity to pretend you’re Robinson Crusoe.  All alone with your thoughts.

I know where I want to be.  Now what?

Once you think you know where you want to settle, the final step is finding your actual piece of paradise.  You can start by shopping for properties online.  But use caution.  Make sure you really feel out the sellers to weed out any that are less than credible.

Buying property in Panama can be challenging, but the key is finding a seller, agent, and attorney you can trust.  Asking a lot of questions, even ones to which you already know the answers, is a great way to find out who’s honest and who isn’t.

Once you’ve narrowed your search down to a handful of promising options, plan a trip down to Panama to check them out.  Set up meetings with the agent and attorney you plan to work with.  Confirm those appointments.  Several times, for good measure.  When you finally find the right place, a trustworthy attorney can handle much of the actual transaction for you, another reason to make sure you’ve picked a credible one.

Now that you know how to find your dream home in Panama, what are you waiting on?  Close your eyes.  Get started.  

yoga-health-benefits

The stunning nature, fertile land, and native super foods make Costa Rica an easy place to become health conscious. Expats looking to lead a healthier lifestyle have been planting their roots in Costa Rica for years, making healthy living even more accessible for future transplants. Here is why life just seems to be healthier down in Costa Rica.

Indigenous Health Foods

Some of the healthiest foods in the world grow naturally in Costa Rica.

Young coconut is cheap, plentiful and full of nutrients. The fresh coconut water contains vitamins and minerals, is incredibly hydrating, and has shown significant anti-ageing, anti-carcinogenic, and anti-thrombotic effects.

The tree fruit noni grows wild and is praised for its immune boosting effects and cancer fighting properties. Concentrated fermented noni juice is available in most pharmacies, farmer’s markets, and in some healthy cafes.

Antioxidant rich cacao and coffee farming is a huge source of industry. Fresh, local coffee is sold everywhere as well as dark, pure chocolate made with raw cacao.

Healthier Outdoor Activities

With national parks, volcanoes, rivers, and miles and miles of beach, Costa Rica is an outdoor lover’s playground. Being fit and having fun could never be easier. Surfing is an extremely healthy form of exercise and is a huge part of the culture in Costa Rica. Calmer bodies of water allow for paddle boarding and kayaking. The many national parks, mountains, and volcanoes make for great hikes, or one can simply take long walks and runs on the beach.

Established Yoga Community

The influx of expats has spread yoga all over the country. Most towns have at least one, if not several, studios offering daily classes. In addition to burning calories, building strength, and improving flexibility, yoga facilitates in digestion, detoxification, and stress release, making it a holistic form of exercise.

Organic Cafés, Stores and Farmer’s Markets

Local food in Central America is delicious and a must-try for a cultural experience, but it is certainly not the healthiest cuisine. Unlike many other Central American countries, health food is very accessible in Costa Rica. Most towns have organic vegetarian cafés, shops selling all natural products, and farmer’s markets with organic local produce, cold pressed coconut oil, and raw foods.

panajachel lake atitlan

Fernando Reyes Palencia

Panajachel is one of Lake Atitlan’s busiest and most built-up lakeside settlements.

Known for its market, where the Maya from surrounding villages come to sell their handicrafts to tourists, Panajachel is a melting pot of locals and visitors, both of which are drawn to the stunning shores of Lake Atitlan.

Have you been to Panajachel yourself? We welcome your comments below about your trip to Lake Atitlan and Panajachel.

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