Sandra Conoso
Coronado Panama, could be the ideal place for expats who are looking for world-class amenities and natural beauty all wrapped up in one convenient little package. Coronado offers a resort lifestyle comparable to the atmosphere of some of South Florida’s beaches, but without the seven figure price tag. However, with its nice variety of housing options, it’s also great for the would-be expat who’s looking for a place a little further off the beaten path.
For many years Coronado served as a destination where wealthy Panamanians purchased second homes or where people flocked on weekends and holidays to escape the hubbub of Panama City. Today it’s become an international tourist and expat hotspot in its own right. An established destination, it offers many of the same conveniences and attractions as the nearby capital, but in a cleaner, quieter, and less hurried atmosphere.
Here are a few of the reasons Coronado, Panama, is one of the nation’s best places to live as an expat:
1. Coronado offers convenient proximity to Panama City.
Coronado can be reached easily from North America, by way of Panama City’s Tocumen International Airport. It’s also just a short distance off the Pan-American highway, making it very accessible by car or bus from the nation’s capital, although the roads can sometimes be congested (particularly on weekends or around holidays).
While Coronado now has almost everything its foreign residents could ever need, nearby Panama City offers even more. Panama City is quite cosmopolitan, with its 18-screen movie theaters, numerous museums and galleries, high-end boutiques, and vibrant nightlife. So, expats seeking a particular flavor of fusion cuisine or a specific brand name clothing label can likely find it only a short hour’s drive away.
While in Panama City, you can also stock up on things that might be slightly more difficult to find in Coronado, although the beach community’s selection of most items is rapidly growing as more and more businesses open. Those needing a break from the coastal heat can also find relief in the cooler elevations of the nearby Valle de Anton, which is about 50 minutes up the hill.
Coronado also offers excellent routine health care and emergency services at its San Fernando Clinic. However, those who require more specialized care can find it with the local hospital’s affiliate, Clinica Hospital San Fernando, one of Panama City’s best.
Matthew Straubmuller
2. Coronado Panama has a well-established expat community.
After many years as a hotspot for wealthy Panamanians, Coronado has recently gained tremendous popularity among expats. In addition to immigrants from the U.S. and Canada, Coronado is also home to expats from the U.K. and places all across South America. In fact, it boasts Panama’s second-largest expat community (after Boquete).
As a result of decades of expat influx, Coronado has become increasingly friendly to North Americans and other foreigners. English is widely spoken, and many North American conveniences have already been established.
However, despite its size and its strong North American influence, residents love Coronado for its strangely small-town feeling. It is a close-knit community, with a lively social scene. A deep camaraderie exists, not only among its expats, but also between them and the native Panamanians who live or vacation in Coronado.
Marcio Da Mata
3. Coronado has some of the most beautiful beaches on Panama’s Pacific coast.
Those visiting Coronado might often find themselves having to do a double take to be sure they haven’t mistakenly landed somewhere on an established beach in South Florida. Its black and white sand stretches on for miles and miles, allowing for a beautiful natural setting that’s adjacent to world-class resorts and high-rise condos.
Coronado’s seaside location also makes it a great place to enjoy a variety of water sports, such as surfing or kiteboarding. You can also enjoy activities such as scuba diving, sailing, or deep sea fishing.
And everything is within walking distance. You can spend the morning at the health club, playing tennis. Then you can stroll down the beach to dine with a friend at a seaside cafe. After a dip in the ocean, you can walk back to your condo for a shower before meeting your spouse for a fine dining experience at the neighboring resort’s restaurant, looking out on a spectacular sunset.
4. Coronado offers an abundance of lifestyle and leisure options.
As Coronado’s expat population has grown, so have the number of options available for shopping, recreation, and other professional services. A resort membership provides you access to a professional golf course and tennis courts. You can also enjoy the pool and spa facilities. There’s even an equestrian club available for boarding horses.
Shopping plazas continue to pop up everywhere, and there are three supermarkets that are open round-the-clock. A variety of restaurants offer plenty of cuisine options. There are pharmacies, a private medical clinic, and even a veterinarian. There’s also a popular department store and a popular Panamanian home improvement store.
Other conveniences include a dry cleaner, a Mailboxes Etc., and a new gym. There are also three international schools in Coronado, making it a great option for young expat families with children. Businesses and services grow in response to expat needs, so as more and more foreign residents relocate to Coronado its options are likely to continue to increase.
5. Coronado’s infrastructure is better than that of most other coastal areas.
Great infrastructure is often somewhat of a rarity for beach communities. Not so in Coronado, due in part to its location and its long-standing rank as a top destination for locals and expats. This equates to conveniences like water and electrical service that are widely available and extremely reliable.
Also readily accessible is wireless internet, which is also very affordable. Coronado also has great roads, transportation, and other public services. As a result, it’s one of the country’s most turnkey options for expats who want a move-in ready home, community, and city. Coronado isn’t up-and-coming. It has already arrived.
6. Coronado offers lots of options for staying healthy and fit.
The people of Coronado, Panama, are an extremely health-minded community. Many residents grown their own fruits and vegetables, as well as spices for healthy cooking. Mango, papaya, plantain, and banana trees can be found everywhere. Fresh, locally-grown produce can also be purchased from a number of street vendors.
In addition to healthy eating, many residents of Coronado lead very active lifestyles. In addition to water sports you can find expats playing golf or tennis at the resort or gym. There are also groups and classes where you can participate in yoga or meditation. Many expats also spend their time staying mentally and spiritually fit by volunteering or supporting local causes.
Vivi Panama
7. Coronado has community and housing options for every budget and lifestyle.
Coronado’s central neighborhood is a gated community, which is guarded and also situated next to the Coronado Police Department for added security. This upscale area is well secured and has top-notch private facilities.
However, resort-style living isn’t necessarily for everyone. Coronado has a wide variety of choices to suit any preference. You can choose a Tuscan villa on a secluded lot, an efficiency apartment in a high-rise building, or a beachside bungalow with a view of the sea.
Prices can vary drastically, depending on the property’s location and amenities, but a smaller home can be had for as little as $250,000. Rental rates could range from $700 on up to $3000 or more for some of the most desirable properties.
While slightly more expensive than many areas in Panama, Coronado is still extremely affordable by North American standards. For expats who don’t mind being a bit farther from the action, you can find bargains on real estate in nearby areas such as the hillside town of Las Lajas, where you can find a modest home for under $200,000.
Coronado also has the added benefit of being in Panama, which enjoys an incredibly low cost of living. All this luxury can still be enjoyed for a fraction of the cost for the same lifestyle in North America, including high-speed internet and a full-time maid. Those eligible for the country’s pensionado visa can benefit from even greater savings.
Coronado, Panama, could be the perfect place for you if you’re a would-be expat who doesn’t want to compromise your lifestyle. And why should you? Here you can enjoy all the amenities of a South Florida retirement on a Latin American budget. Combine that with easy access and first-world infrastructure and you have a recipe for luxury.
Whether or not Coronado ends up being your ideal retirement destination, it certainly isn’t a shabby place to visit. Plan your trip today to find out if Coronado, Panama, is right for you.
Map of Coronado Panama
Use this quick map to see where Coronado fits in Panama and its proximity to the nearest international airport, Tocumen International Airport.
Fast Facts
- Population: About 20,000.
- Typical temperature: Ranges mid 80s to upper 90s
- Nearest airport with U.S. flights: Tocumen Airport, Panama City
- Nearest U.S. consulate: Panama City
Viva Tropical
Boca Chica, Panama is a little-known island destination that delivers big on adventure and atmosphere. Located on Panama’s Pacific coast, Boca Chica offers its visitors and residents opportunities for sport fishing, snorkeling, surfing, and awing over its exotic flora and fauna. With so much to see and do, Boca Chica has been gaining much attention recently, as more and more people are finding out about this coastal hideaway and all it has to offer.
And of course we have a special affection for Boca Chica, since that’s the home of our 400 acre private island Adventure Colony.
Because it’s somewhat remote, Boca Chica is also an ideal destination for those looking for a more relaxing or romantic getaway. Its fine sand and dark water make it a beach lover’s dream. Its tropical climate and landscape of lush valleys will make you think you’re in paradise. There you can sunbathe on an almost isolated beach or venture out to one of Boca Chica’s 50+ islands, many of which are uninhabited.
Boca Chica, Panama is within arms reach of banana plantations, deserted islands, jungles, mountains, and a marine park with coral reefs that are home to whales, manta rays, and a variety of sporting fish. And with the new airport in nearby David, it’s now easier than ever to access Boca Chica and all of these great attractions.
With so many opportunities for adventure in and around Boca Chica, it’s the perfect place to set up camp while you explore the area. Here, in no particular order, are the hotels that rank at the top of our list for accommodations on the Boca Chica mainland.
Gone Fishing Panama
Gone Fishing Panama
This resort offers upscale accommodations that include professionally decorated rooms, a large bar and dining area, and a vanishing edge pool that offers panoramic views of the surrounding natural beauty.
Gone Fishing Panama offers fishing charters aboard Good Fellas, its state-of-the-art 31′ boat. They’ll also take you for a day and a half excursion to Coiba Island National Maritime Park, a whale watching cruise, a jungle tour, a road trip to several nearby destinations (like Boquete), or just about anything else you want to do.
You can also relax on the beach or by the pool or take part in a variety of other land and sea activities, such as snorkeling, horseback riding, waterskiing, sailing, surfing, hiking, or bird watching.
The hospitality at Gone Fishing Panama is unrivaled. And the food is fantastic. Many packages include three meals a day. The menu includes the freshest fruits, vegetables, and herbs (many grown on site), as well as the “catch of the day” which is usually caught just a few hours before it’s served.
In-room massages are offered, as are manicures and pedicures. The bar has dancing and karaoke nightly. The beautiful grounds are available for weddings and other events.
Bocas Del Mar
Bocas del Mar
At Bocas Del Mar you’ll find the fresh, modern amenities you’d expect from a first world hotel. It’s the newest lodging establishment in Boca Chica and the one that most closely resembles the traditional hotel experience. Its 16 individual bungalows, or cabanas as the locals call them, are contemporary and well-appointed accommodations set into the natural beauty of tropical gardens and alongside the sparkling sea.
With a dedicated focus on customer service and attention to detail, the staff promises to deliver personalized attention and service to maximize each guest’s resort experience. Bungalow amenities vary, but some include hot tubs, private parking spaces, or dedicated courtyards.
Bocas Del Mar has two infinity pools, with waiter service for drinks and snacks. There’s also a gourmet restaurant and bar serving an international-style menu. Room service is also offered. Fresh seafood, including lobster, is usually available. The kitchen will also gladly prepare your very own fresh catch if you have one.
The resort has a private dock where you can book a variety of excursions such as deep sea fishing charters, island-hopping trips, and the hotel’s very own “4 Hour Tour” aboard its 26′ boat. The staff is very knowledgeable about Boca Chica and the surrounding areas and are more than happy to recommend and book tours for their guests. Transport to and from the airport in David is available upon request.
Seagull Cove Lodge
Trip Advisor
The accommodations at Seagull Cove Lodge feel like more of an extension of the natural environment. With its unique layout, it is a place where you can enjoy the beauty and tranquility of the area as well as modern conveniences and exceptional service. Each of its 5 bungalows offers an ocean view, and they cascade down a lush hillside where they lead to a tiki bar that’s built right out on top of the beautiful Pacific Ocean.
The lodge’s rooms offer plenty of privacy, while its common areas invite guests to meet and mingle with others from all across the globe. Committed to creating a harmonious atmosphere, the property has lots of green space, a private beach, and tropical gardens. It’s a great place to relax, rejuvenate, and recharge.
The Mediterranean-style lodge boasts a tranquil fountain lounge bar, a gourmet restaurant, and an artistic pool. Fresh fish is delivered daily to the private dock, and the menu is constantly changing. The chef at Seagull Cove Lodge serves up Central American and international fare that guests enjoy from tables overlooking the ocean.
Your day can be spent relaxing on the beach, or you can choose from a variety of activities. Excursions such as sea kayaking, whale watching, and deep sea fishing can all be arranged for you by the staff.
What are you waiting for? Plan a trip to beautiful Boca Chica, and book a reservation to stay at one of these fine establishments.
UNESCO
How much do you know about Panama? If you’re like many potential expats, your knowledge may be limited to the fact that it’s home to the Panama Canal and the birthplace of the Panama hat. And you’d be wrong about the latter. (They actually originated in Ecuador.)
If you’re considering visiting or relocating to this important international destination, or if you just want to brush up on your general knowledge of Central America, here are some Panama facts to educate you on some of the country’s highlights.
General Panama Facts
Panama is an isthmus that connects the Central American country of Costa Rica to Colombia in South America. Shaped like a sideways “S,” it runs from west to east and borders both the Caribbean Sea and the Pacific Ocean.
Its total area is around 29,150 square miles (slightly smaller than the state of South Carolina), and it has a population of about 3,595,490 (less than the city of Los Angeles). Many of the country’s residents (1,272,672 to be exact) live in or near the capital, Panama City.
The rugged terrain and lack of good roads can make accessing areas along the Caribbean coast more difficult. As a result, the population is also heavily concentrated on the southern, Pacific side of the country, where the Pan-American highway runs. Panama’s Darien province also contains the only break, known as the Darien Gap, in the entire highway system that connects the farthest tips of North and South America.
Panama enjoys a tropical climate, with temperatures ranging from 87 to 95 degrees Fahrenheit year round. Relief from the heat can be found at the higher elevations, where temps are generally in the 70s. Its only season variation is between its wet (April to December) and dry (January to April) seasons.
Panama’s History
The Isthmus of Panama was discovered by Spanish explorers Rodrigo de Bastidas and Vasco Nunez de Balboa in 1501. In 1510 Santa Maria La Antigua del Darien became the first permanent settlement on the American mainland. The Pacific Ocean was reached on an expedition led by Balboa in 1513, and Pedro Arias Davila established Panama City on August 15, 1519, almost a hundred years before Jamestown, Virginia, was founded.
Panama remained a Spanish colony until 1821 when it became part of the Gran Colombia, under the rule of Simon Bolivar. It gained its independence from Colombia in 1903.
The People of Panama
Panama is comprised mostly of mestizos (68%), those of mixed Amerindian and European descent. The other categories include black and mulatto (10%) and white (15%). Amerindians (or American Indians, those indigenous to the region) account for another 6%.
Spanish is the official language. However, English is widely spoken. In fact, approximately 14% of the country speaks English. Several Indian languages are also used among native peoples.
The majority of the population (75-85%) identifies with the Roman Catholic church. However, freedom of religion is guaranteed by the nation’s Constitution. Protestantism, Judaism, Islam, Buddhism, and many other religions are also practiced in Panama.
Lon & Queta
Panama’s Structure and Government
Panama is divided into nine provinces and three Indian territories. It is a constitutional democracy whose representatives are elected by direct vote. The executive branch consists of a President and Vice President who are elected for a non-renewable five-year term. The 71 members of the National Assembly, the legislative body, are also elected every five years, often resulting in sudden, drastic changes in policy. Supreme Court justices are nominated by the executive branch and designated by Parliament.
Panama’s Economy
The official currency of Panama is the Balboa. However, the U.S. dollar is also widely accepted and exchanges at a rate of 1:1, making it an easy place to live and invest. To further attract investors, a recent law was established to protect investments made in all economic sectors. Both natives and foreigners are free to do as they wish with the products and profits generated with Panamanian investments, up to and including trading or transferring them to other countries. It also establishes an arbitration provision, eliminating the danger of dealing with the Panamanian judicial system.
Its main industries include food processing, chemical manufacturing, textiles, and the manufacturing of machinery and metal products. Among its agriculture products are coffee, bananas, sugarcane, cotton, beef, and veal. Its largest exports are coffee, shrimp, lobster, cotton, tobacco, and bananas.
Other revenue producers include the banking and services industries, tourism, tax-free zones, and the Panama Canal. Panama’s economy has boomed in recent years, so much so that the country experienced a shortage of skilled workers. As a result, a new visa was introduced to attract foreign professionals and their families to live and work in Panama. The shortage also prompted large investments in Panama’s school system for a more long-term approach. The country has a high literacy rate at 93%.
Because its tax law is strictly applied to income produced within its territory, it is also considered something of a tax haven. All transactions made or executed in or affecting areas outside of Panama are exempt from income taxes. Property and other taxes are also quite favorable.
The Panama Canal
Among its most notable landmarks is the Panama Canal, a 48 mile ship canal that first opened in 1914 and took 33 years to build. The passageway was instrumental in opening up trade and travel to the west coast of the U.S. as well as nations in and around the Pacific Ocean.
The Canal was controlled by the U.S. until 1977 when a series of treaties made way for it to be handed over to Panama. Since 1999 it has been solely operated by the Panamanian government. Named one of the seven wonders of the modern world, it has been expanded many times with its third lane of locks slated to open in 2015.
Surprisingly, the canal itself only accounts for 4% of the country’s Gross Domestic Product (GDP). However, due to the multiplier effect, its impact is much more far-reaching. Its employees spend their income on consumer goods, which in turn fuels businesses like restaurants and grocery stores. As a result, it’s estimated that the canal indirectly accounts for closer to 30% of the nation’s GDP.
Panama’s Infrastructure
Panama has excellent infrastructure when compared to many of its Latin American neighbors. And recent investments into roads, airports, and other systems are literally paving the way for even more businesses and visitors to come to Panama. These include a $5.2 billion Canal expansion, airport renovations, five new highways, new hospitals, and $1.5 billion for a Metro line, Panama’s first subway system.
Panama is also a highly connected country, due in part to a longstanding U.S. military presence. In fact it ranked as the second best Latin American country for technology and internet penetration. Telephone service, high-speed internet, cable, and satellite service are also affordable and reliable.
Panama’s Nature
Angie Harms
Roughly a fifth of Panama’s entire land area is protected areas. This includes nature reserves, national parks, wilderness areas, and others. In addition to these land features, Panama is also home to three protected wetland sites.
Though not as naturally diverse as some of its Central American neighbors, Panama boasts a tremendous amount of flora and fauna that make it a nature lover’s paradise. Its forests are home to almost 10,000 species of plants, including 200 that are currently endangered. Panama’s resourceful natives have used many of these for centuries as medicine, food, and construction materials.
Panama also claims over 200 mammals, as well as many reptiles, amphibians, and fish. It also contains 10% of the world’s bird species, including the rare resplendent quetzal.
Traveling to Panama
Panama is five hours behind Greenwich Mean Time (GMT). It’s also one hour ahead of its Central American neighbors. It does not observe daylight savings time so, depending on the time of year, it corresponds with either the U.S.’s Eastern Standard Time or Central Standard Time. Most of its electrical outlets are 110 volts, although there are some areas with 220.
Entering Panama requires a passport (valid for at least 6 months) and the appropriate visa (90 or 180 days for tourists). You’ll also need to show proof of a return trip ticket or ticket to your next destination, as well as proof of financial solvency (e.g., bank statement or travelers checks) to guarantee you won’t be working while in the country.
Panama by the Numbers
Here are a few more Panama facts and figures:
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GDP $36.253 billion
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GDP per capita $9,526
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GDP (PPP) $57.079 billion
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GDP (PPP) per capita $15,616
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Industrial production growth rate 15.7%
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Unemployment rate 4.4%
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Population below poverty line 26%
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Revenues $9.07 billion
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Expenditures $9.835 billion
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Budget deficit -2.1% of GDP
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Public debt 39.2% of GDP
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Taxes and other revenues 25% of GDP
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Inflation rate 5.7%
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Commercial bank prime lending rate 6.91%
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Current account balance -$4.191 billion
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Exports $18.91 billion (includes the Colon Free Zone)
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Imports $24.69 billion (includes the Colon Free Zone)
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Reserves of foreign exchange and gold $3.303 billion
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Debt – external $14.2 billion
If you still have questions about Panama, take a look at one of our many articles on various topics affecting those who are considering it as a retirement or vacation destination. Or, better yet, schedule a trip to the Latin tropics and check it out for yourself.
Map of Panama
Panama Fast Facts
- Population: 3.8 million
- Typical temperature: Temperature typically varies from 72°F to 91°F
- Nearest airport with U.S. flights: U.S. Bound flights leave daily from Tocumen International Airport
- Nearest U.S. consulate: Panama City
- Home of the Playa Burica adventure colony.
Located in the nation’s Southern Sierra, Loja, Ecuador, may very well be one of the country’s most underrated retirement destinations. Known as the “Valley of Smiles,” it’s a friendly village whose amenities rival, if not exceed, those of some of its more popular counterparts.
Georgia Popplewell
One of the oldest cities in Ecuador, it’s also one of the most pioneering. Loja successfully marries authentic colonial charm with modern conveniences, and it comes with an attractive price tag. In many ways, Loja, Ecuador Real Estate, offers its foreign residents the best of both worlds.
And, while the city does receive its fair share of tourists, surprisingly few expats have made it their permanent retirement destination. This could make it the ideal place for those looking for a more authentic expat experience in a place that doesn’t seem to be headed in too much of a North American direction.
Here are a few things would-be expats should know about undiscovered Loja, Ecuador:
Despite its rural location, it’s incredibly easy to reach and get around in.
Located in the Cuxibamba Valley, Loja is surrounded by lush, green mountains that cascade down into beautiful valleys with rushing rivers. Its climate and elevation of 6,750 feet above sea level make it the perfect place for growing crops ranging from coffee to plantains to citrus fruits. Those who want to own a large tract of land or farm can easily find one.
However, Loja itself is a very walkable city. In fact, most residents find owning a car to be unnecessary for day-to-day life. Taxis are readily available and inexpensive. They can shuttle you across town for about a buck or even to other parts of the country. Loja has a modern bus system, as well as jet transport to other major cities in Ecuador via its nearby airport.
Loja, Ecuador, may have the world’s most ideal climate.
With daily temperatures rarely rising much above 70 degrees, you won’t need air conditioning. Heat is also unnecessary, although the cool nights will require a few extra layers. This same wardrobe will get you through the entire year, though, as there’s very little seasonal variation.
What fluctuation there is comes in the form of a wet and dry season. The best weather days are in October to January. The wettest time is February through May, but the daily afternoon rainbow is likely to make you forget about any inconvenience.
Loja offers modern amenities without compromising any of its authentic details.
Established in 1548, Loja is one of the oldest cities in Ecuador. Its town squares are full of statues, frescoes, and other remnants of its colonial past. Original structures, with their arched doorways and wide balconies, stand adjacent to similar new construction designed to complement the city’s historic architecture. This harmony of old and new is something that Loja intentionally aimed for and achieved beautifully.
Loja established itself as one of Ecuador’s most forward-thinking cities when it became the first to make use of electricity, as early as 1897. It has continued this trend of well-planned modernization and industrialization, while still maintaining its historic charm.
Visitors to Loja can tour centuries-old churches like the Fatima and Santo Domingo. They also have access to conveniences often found only in much larger cities, including several universities, shopping centers, and hospitals. Its technology is up to par, and its nightlife rivals some of the country’s liveliest destinations with its restaurants, bars, and other happening hotspots.
The city has also thrived financially as a result of its carefully planned economic development. It has also been internationally recognized for its efforts to protect its environment and natural resources.
Loja, Ecuador, is the ideal place for optimal cultural immersion.
With a population of about 185,000 people, Loja has a more small-town feel than many of its competing expat destinations. For comparison the mountain town of Cuenca, located 3 hours north of Loja, has almost double the population at 330,000.
The people of Loja are friendly and social. The town’s squares function as places to relax, spend some time people-watching, or meet up with friends. The locals also welcome foreign residents in a way that’s much different than many expat destinations.
Loja has virtually no expat community to speak of. As a result, immigrants are treated as just another member of the local community. Not as just another gringo. While many would-be expats are deterred by cities without an established expat community, others welcome the opportunity to be accepted on their own merits and not pigeonholed into a certain stereotype.
Loja is both safe and affordable.
Like many other smaller-scale expat destinations, Loja does not suffer some of the problems of its larger counterparts. For starters, it’s an incredibly safe city. It experiences far less crime than in places like Guayaquil or Cuenca, or the capital city of Quito. Residents can walk through the city streets in the middle of the night without any concern for their safety or fear of robbers.
And since it’s still somewhat off the radar of most expats, real estate prices (and for that matter, everything) in Loja are still reasonable. A large, picturesque 70-acre property on the outskirts of town, complete with waterfalls and a view, will only set you back $150,000. A two- or three-bedroom apartment in town rents for as little as $300 per month. In fact, a couple could enjoy a fine lifestyle in Loja for $1,000 per month, less if they want to live more like locals.
A 3-course meal for two in a nice restaurant runs around $15. You can enjoy a pint of domestic beer in a local pub for $1. And there are no “gringo prices.” Whether you’re renting a car or buying land, you can rest assured that the amount you’re being quoted is the same as what locals would pay.
Loja is the musical and cultural capital of Ecuador.
As one of the few expats in Loja, you will have a front row seat to some of the best culture Ecuador has to offer. Unarguably, most of the the country’s most talented musicians and composers got their start in Loja. Music can be heard throughout the city most evenings, from the bands at the outdoor restaurants to the lone crooners on their balconies.
The city is home to a noted music conservatory. It also has two orchestras. You can check out the local talent at the Teatro Bolivar, which offers many concerts free of charge.
In addition to its musical scene, Loja also offers a local movie house and museums with a variety of historical and art exhibits. If you’re looking to take up some of the hobbies of the locals, the Allianza Francesa offers both cooking and dancing lessons. The Virgen del Cisne festival is another popular cultural event, where a famous statue makes it annual pilgrimage from nearby El Cisne to the town of Loja and back again.
Jipiro-fabulousfabs
Loja is perfect for those who want to live a healthy life in harmony with nature.
The natural beauty and climate of Loja, Ecuador, make it an ideal place to live a healthy lifestyle and enjoy everything the environment offers. Due to its year-round spring-like weather, fresh tropical fruits and vegetables can be grown all year. You can grow them yourself or buy them at the local markets for a fraction of the prices you’d pay in North America.
Fresh squeezed fruit juices are very popular. They’re packed with vitamins and so much tastier than the bottled varieties. The area offers several well-equipped gyms and fitness centers, all for very reasonable prices.
In addition to the healthy food and fitness options, it’s proven that being in nature is just flat out good for you. And Loja is a great place to do just that.
Nearby Podocarpus National Park is a habitat for approximately 800 species of birds, as well as others that have yet to be discovered. It’s also one of the last major habitats for the spectacled bear. The area’s jungles and cloud forests also offer miles of opportunities for exploration.
While there’s speculation as to the accuracy of its claims, the region is known to be one of the healthiest in the world. Due to the quality of its drinking water, as well as its challenging terrain and nutrient-rich produce, nearby Vilcabamba has been studied for the longevity of its residents, many of whom are reported to have lived to be over 100 years old.
The mere fact that other expats are overlooking Loja, Ecuador, may be reason enough to consider it as a potential destination. It’s either a still little-known city that will eventually experience the same boom as some of its neighbors. Or it could be one of those well-kept secrets that manages to remain untouched and unaffected by the increasing influx of North American immigrants.
Either way, now is a great time to take a closer look at this hidden Latin American gem.
Map of Loja, Ecuador
Use this map to see the proximity of Loja to the nearest international airport, GYE, in Guayaquil.
Loja Ecuador Fast Facts
- Population: About 200,000.
- Typical temperature: Ranges from the 60s to mid 80s
- Nearest airport with U.S. flights: Camilo Ponce Enriquez airport in Catamayo, 30 km (30 min) distant. From there, it is possible to fly to Quito or Guayaquil.
- Nearest U.S. consulate: Quito
Katy McClelland
With its powdery white sand and sparkling turquoise waters, it’s easy to see why Roatan, Honduras, has gained tremendous popularity over the past decade. Recently touted as one of the best places to retire, particularly among island destinations, it attracts the attention of expats and tourists alike.
While terms like “best-kept secret” and sights such as the towering cruise ships in its ports might turn away some skeptical buyers, Roatan isn’t just another cookie-cutter expat destination. Its heavily-touristed area is counter-balanced with acre after sparsely-populated acre, just a few miles down the road. It’s accessible and surprisingly affordable. And buying property is a breeze compared to other locations of its caliber.
So, before you write it off as just another passing trend in a long line of retirement hotspots, here are a few things you might not know about Roatan real estate.
1. For a relatively small island, Roatan offers a lot of options.
Roatan is a 37 mile long island that is situated about 35 miles off the northern coast of Honduras. It’s less than 5 miles across at its widest point, so essentially it’s a long strip of land that’s divided generally into an eastern and a southwestern section.
The island is made up of two municipalities: Roatan, to the southwest, and Jose Santos Guardiola, on the eastern end of the island. The largest of the country’s Bay Islands, it also encompasses a few smaller land masses such as the Cayos Cochinos to the west. The eastern end of Roatan also includes Santa Elena, a small island separated from the main one by a channel of mangroves, as well as Morat, Barbaretta, and Pigeon Cay.
While there are a few decent-sized cities on the eastern end of the island (such as Oak Ridge, the capital of San Jose Guardiola), almost all of the action on Roatan is to the west. Cities like Coxen Hole and French Harbour offer services from banks to gyms to modern medical facilities. The popular West End is home to the great sandy beaches and dive shops that attract tourists from all over.
If you’re looking for a well-developed, densely populated area where you can walk to bars and restaurants, the southwest end of Roatan is for you. If not, come along with us to the eastern side. There you’ll find quite the opposite of the tourist-heavy bustle of the west end.
On the less-populated end of the island of Roatan there are fewer paved roads and beaches with not a single other human in sight. The amenities are fewer, and consequently property prices are much lower. You can still reach the hotspots on the west end, as well as the airport in Coxen Hole, within an hour or so. But with the lower cost of living on the east end of the island, you may not even want to.
2. With direct flights from the U.S. you can be in Roatan in two hours.
Speaking of the airport, you can now find direct flights to Roatan from several major U.S. cities, such as Houston, Miami, and Atlanta. This development has made a tremendous difference in the time it takes to reach this island getaway, as it was once only accessible by local flight or ferry from the mainland.
This new ease of access makes Roatan one of the simplest to reach island destinations in Central America. And easy access makes for the potential for appreciation. As more people and businesses flow into the island, the effect on the Roatan real estate market can only hope to benefit.
Once on the island, getting around is fairly simple. Buses run every 15 minutes between Coxen Hole and West End, during the day. Another runs every hour to Oak Ridge, stopping at places such as French Harbour and Punta Gorda, which is where the pavement ends. The roads become increasingly primitive the farther east you go.
Because Roatan has everything you need and is far safer than the mainland of Honduras, it’s doubtful you’d have much need to travel there. However, if you do, the ferry to La Ceiba runs twice daily. It’s safe and reliable, takes 90 minutes, and can be a bit pricey.
3. It’s incredibly easy to buy and own Roatan real estate.
Because North American expats represent one of the largest demographics of those buying property there, the Roatan real estate market closely resembles that of the U.S. So, similarly, prices are beginning to rebound after a downturn of several years. However, there are still bargains to be had. While the market still has some ground to recover, don’t wait too long to make your move if you’re hoping to score a deal on property in Roatan.
Today’s Honduras has a stable democratic government that is extremely foreigner- and investor-friendly. Even more so in Roatan, which manages to shield itself from most of the political conflicts that plague the mainland. From buying property to obtaining a retirement visa, regulations are fairly loose. Property taxes are also a fraction of U.S. rates, and there is no tax on income earned from foreign sources.
As a foreigner, you are permitted to make a one-time purchase of up to ¾ an acre of land. However, you can buy an unlimited amount by setting up a Honduran corporation. This is a common practice and one that is perfectly legal. A Honduran attorney can make this a simple process for you.
The assistance of a qualified attorney is also invaluable throughout the buying process. The steps of buying include proving a clear title, proper registration, and paid up taxes on the property involved. An attorney can make these otherwise complex tasks much more manageable and handle all the related paperwork, which must be notarized and written in Spanish.
In terms of residency, Honduras offers several visa options. Most notably, its retirement visa has an income requirement of only $1,500 per month, which suffices for the applicant as well as his or her dependents.
4. If Carnival Cruise Lines is interested in Roatan real estate, maybe you should be too.
The top names in tourism don’t typically dock in places where there’s nothing to do, right? Well, in Roatan there is certainly no shortage of activities to entertain even the most lively expats. As a result, several cruise lines have added it as a destination port. And industry-leading Carnival recently developed a large section of beach where its cruise passengers can relax or embark on a number of excursions.
Without question the island’s biggest draw is the Mesoamerican Barrier Reef. The second largest in the world, after Australia’s Great Barrier Reef, it attracts divers and explorers from around the world. The island offers a number of dive shops and guided tours of the reef. Also featured are opportunities for snorkeling, sailing, and kayaking in and around the reefs and mangroves.
Until tourism took over, Roatan’s largest industry was commercial fishing. As a result, it offers some of the best sport fishing around. Offshore catches include tarpon, tuna, and marlin. You can also try fly-fishing among the mangroves and sand flats.
For land-loving expats, there’s horseback riding, hiking, and the world-class Black Pearl Golf Course. There are also restaurants serving up everything from steak to sushi and bars with live music and fresh fruit cocktails.
In addition to the abundance of activities, those interested in Roatan real estate will also be pleased with the infrastructure and amenities the island offers. Electricity and water is available throughout the island, as are telephones and high-speed internet. The roads are simple to navigate, and even the unpaved ones are easy enough (unless conditions are wet). Medical services are also available everywhere, although those with serious conditions should probably travel to the mainland.
5. The low cost of buying and living in Roatan leaves plenty left for all the perks.
One of the most attractive features about Roatan real estate is the price tag. Combine this with one of the lowest costs of living in the world, and you can afford a lot of things you never imagined.
Prices in Honduras are often half that of even its Central American neighbors. As a result, many expats find that they’re able to afford larger homes and better views, with enough left over to hire an entire staff to keep up the property.
Still others are finding ways to use their resources to give back to the community, hiring locals to work in their small businesses or opening up their homes to be used as schools or retreat facilities. The possibilities are endless.
With accolades continuing to pour in, and with Roatan real estate being viewed by starry-eyed would-be expats on House Hunters International, it’s certain that this Honduran island won’t be one of the Caribbean’s best kept secrets for long.
However, with so many available options and great incentives to buy, it’s also certain to remain one of Central America’s best all-around retirement destinations for decades to come.
With its perfect climate, sandy beaches, and serene setting, Boca Chica is a destination all its own. But in addition to the opportunities to stick around and relax on its beaches and explore its waters, Boca Chica also offers a number of nearby attractions that can all be accessed and enjoyed within the course of a day.
Boca Chica is a great destination for expats who want plenty of options nearby for adventure and exploration. It’s also a great landing spot for the traveler who’s looking for a peaceful retreat where they can still easily get out and enjoy extreme sports or just connect with nature.
In Boca Chica itself, you can go snorkeling, scuba diving, or fishing. You can also visit Chiriqui Gulf National Park, which is home to sharks, turtles, and stingrays. But if you’re willing to venture out a little further, here are several great day trips to keep you entertained during your stay.
1. Go swimming at Los Cangilones de Gualaca.
This natural swimming hole lies in a basin that was created by the Esti River over the course of many thousands of years. Visitors can take a refreshing dip in its cool waters and enjoy the beautiful scenery that surrounds this natural wonder.
In addition to the pool, the formation also includes a channel which has enough current to provide some decent exercise, much like a stationary lap pool. You can bring a picnic or go into the local village for some food. Guided tours of the area are also available.
2. See two oceans from the top of Volcan Baru.
Ken Mayer
Panama’s highest point, at 11,400 feet, Volcan Baru offers an eight-mile hike to its peak that is best attempted by only those in excellent physical shape. The path takes hikers through lush hillsides and jungles before finally reaching the rocky cliffs of the summit.
Many ambitious travelers begin their climb at midnight, hoping to reach the summit in time for the breathtaking sunrise that illuminates views of both the Caribbean and the Pacific. Although clouds often obscure the view, the volcano’s peak also offers a panoramic view of the surrounding 35,000-acre park that is home to pumas, tapirs, and over 250 species of birds.
3. Save a sea turtle at Playa la Barqueta.
The wildlife refuge at Playa la Barqueta is home to five different species of sea turtles, which nest on its beaches. Olive ridley, hawksbill, loggerhead, and green sea turtles can be seen from June to November. Olive ridleys can also be seen from November to March, along with the enormous leatherback turtles.
At night during high tide you can see the turtles crawling onto the beach to bury their eggs in the sand, where two months later the babies will dig their way out and shuffle back to the sea. On occasion, visitors may see local advocates releasing rehabilitated turtles that have been injured by poachers or natural predators.
4. Zip through the clouds on a canopy tour in Boquete.
Angie Harms
Nearby Boquete offers many opportunities for adventure. But none can “top” the zip line tours located high in its mountainside cloud forests. Not only will participants enjoy a rush of adrenaline, they will also enjoy a guided tour through centuries-old forest as they zip past waterfalls and a variety of wildlife.
Species spotted along the 3.5 to 4 hour tour might include monkeys, exotic orchids, and possibly even the rare resplendent quetzal. Guides provide plenty of instructions and safety precautions. The 12 lines cover a total of three kilometers through the lush forests.
5. Discover ancient artifacts at Sitio Barriles.
Dianne Fristrom
Located near the town of Volcan, Sitio Barriles is one of Panama’s most famous archaeological sites. It’s also one of the few that’s regularly accessible to the public. On display at Sitio Barriles are a number of ancient artifacts, many unearthed from that very location.
Items unearthed indicate that the location was once a ceremonial site. They include basalt rock artifacts from Volcan Baru, pottery, and urns containing ashes of the ancient deceased. In addition to the artifacts, the owners of the property use the adjoining land to grow coffee, which is available for purchase. They also offer a selection of cheese, wine, and jelly.
6. Recharge from your adventures in the hot springs of Caldera.
Outside of Boquete lies a series of mineral water pools that are renowned for their healing properties. The Caldera hot springs are a great place to soak and recover from a few days of physically demanding adventures in and around Boca Chica.
These pools are uncrowded, and several large stones offer privacy for you and your group of travelers. For a refreshing splash following your hot bath, try taking a dip in the adjacent Rio Caldera whose cool waters also offer the occasional hot pockets.
7. Bodysurf at Las Lajas Beach.
Mor
Not too far from Boca Chica are the beaches of Las Lajas, which extend for eight miles along the coast. This stretch of coast owes its appeal to its water temperature and mild current that’s perfect for bodysurfing or swimming. Not to mention, it’s a place where you can stroll along the beach forever.
Not overly crowded, the beach is dotted with a few little shacks and cheap restaurants. However, your best bet is to pack a lunch. You’ll likely be eating it alone on your very own stretch of isolated beach.
What’s your favorite day trip from Boca Chica, Panama?
When visiting Boca Chica, you’ll likely be tempted to stick around in close proximity for the entire duration of your stay. However, if you choose to wander out in search of adventure, these and other destinations are well within arm’s reach.