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Central America has become a tourist hotspot for those looking to surf epic waves a short plane ride away. Some surfers fell in love with the beautiful landscape, the warm people, and the excellent surf and decided to create a home for themselves.

best-surf-town

Mark Veraat

There is plenty of undiscovered stunning coastline and great surfing all over Central America. But for those looking to live or invest, what are the surf towns that you could actually live in?

We’ve compiled a list of the towns that have strong communities and basic amenities for those who enjoy a side of comfort with their morning surf.

Tamarindo, Costa Rica

Tamarindo is Costa Rica’s top destination for surf tourism. Surf schools are aplenty and surfing has become integral to the local culture. All skill levels can surf here as there are beach, rivermouth, and reef breaks. It is also located near many other beaches for surfing day trips. Just north of Playa Tamarindo are Witch’s Rock and Ollie’s Point, which became world famous from the film Endless Summer II.

Located a short one hour drive on a paved road from the Liberia International airport, Tamarindo is highly accessible from North America. As a result it is one of the most tourist frequented towns in Costa Rica and the tourist businesses thrive. There are also many more amenities here than in other parts of Costa Rica, including plenty of restaurants, shopping, and bars. This gives the area a fairly North American feel, which some people may enjoy while others may not. However outside of town it is still possible to find peace, tranquility, and even waves all for yourself.

Santa Catalina, Panama

best-surf-towns

Guillermo Duran

Until recently Santa Catalina was a secret kept by the locals who enjoyed its excellent surf. While still a small, quiet town, Santa Catalina is the top surf destination in all of Panama. It is now bringing surfers from all over the world and actually hosted the 2010 ISA World Master’s Surfing Championship.

The influx of health conscious surfing expats in recent years has developed an overall health conscious attitude in the area. It is one of the few towns in all of Panama that has health food and yoga.

The town is still difficult to access which has kept it quiet and relatively undeveloped. Consequently land prices, even beachfront, are quite low. However Santa Catalina is rapidly paving its way as the next big surf destination in Central America which makes investing now an excellent opportunity.

Playa Guiones, Nosara, Costa Rica

Playa Guiones (sometimes called Nosara after the region it’s in) is one of the most beloved towns in all of Central America by expats, and in large part due to the surf. It has some of the most versatile surf in the country with waves surfable at any tide level.

At the shore are clean rows of white water for beginners, further out is an intermediate break, and on the outside are expert level waves. There is also a volcanic reef break at Playa Pelada as well as rivermouth break near the Nosara River for experts. Plenty of other nearby beaches have great surfing as well.

The town itself boasts two exceptional private schools, several world class yoga retreat centers, delicious international cuisine, raw health food cafes, kickboxing, pilates, and tons of other activities. There is an organic grocery store in town as well as a farmers’ market and local organic produce delivery service. The town is known for its strong expat community and dedication towards health and sustainability.

San Juan del Sur, Nicaragua

best-surf-towns

Jeff R.

This crescent-shaped bay surf town is the gateway to many of Nicaragua’s best beaches. Just across the border from Costa Rica’s famed Nicoya Peninsula, San Juan del Sur enjoys similar weather, landscape, and surf. Playa Maderas is a twenty minute drive from the center of San Juan del Sur and picks up most of the swells that hit Nicaragua. It is a fun spot for surfers of all levels.

San Juan del Sur is the most popular tourist destination in Nicaragua because of the incredible surfing opportunities. As a result there are many hotels, restaurants, bars, yoga studios, and plenty of other North American luxuries. It can become touristy and crowded at times, but the nearby beaches are often completely deserted.

 

Central America is a great place for surf lovers with the desire to live among world class waves. These are just a few of the best spots for those looking to relocate. What are some of your favorites?

There is no denying that Costa Rica is an incredibly beautiful country with much to offer. It has been a popular place for travelers and expats to relocate, set up businesses, and retire, for decades. The beaches are among the most beautiful in the world, the surfing is world-class, and many of the national parks are unrivaled.

However living in Costa Rica is not always a bed of roses. Let’s explore some of the more frustrating aspects of living in the land of Pura Vida.

1. Bugs Are Unavoidable

costa-rica-fustrating

Taco Delgado

The many insects are practically impossible to avoid in most of Costa Rica. The country is covered in National Forest and protected jungles and consequently has plenty of bugs.

If insects particularly bother you, you will certainly struggle with the creatures that can often overtake your home.

Mosquitoes plague most of the beach towns, particularly on the Osa Peninsula and the Caribbean Coast. Those with sweet blood will suffer immensely without long pants and bug repellent.

Unfortunately some of the mosquitoes do carry dengue fever which make bites potentially dangerous.

Ants, especially the biting variety, are among the most offensive insects in Costa Rica. Standing on the road in sandals may leave you covered in ant bites that feel akin to tiny shards of glass.

The ants also are known for invading homes, which makes it imperative to keep your food safely stored in the refrigerator. It’s not uncommon for them to make their way into bags of sugar or swarm your counter if a drop of honey is left behind.

Termites are also big home invaders leaving piles of ground wood all over your home. After heavy rains they often hatch and fill the air.

Living in Costa Rica you may experience a slough of insects you never knew existed and witness some of the largest cockroaches you have ever seen.

2. Roads Are Poorly Maintained

costa-rica-fustrating

Barbara Slavin

Costa Rica is known for its poor road conditions. Outside of major highways and cities, most areas lack paved roads and are covered in potholes. This explains why it takes so long to travel around this relatively small country.

Street signs and addresses rarely exist and are almost never used which makes navigating the roads very difficult.

In the rainy season the dirt roads often turn to mud and can become undrivable. Due in part to the poor road conditions many buses do not take direct routes, rather most meet at the hub in San Jose.

This can add an entire day to a trip traveling across a very short distance. Cars get worn very quickly driving on the potholed roads and breakdowns and constant repairs are common.

3. Systems Are Never Systematic

costa-rica-fustrating

Adriatica

If you live in the United States, Canada, or another Western nation, the odds are you have become accustomed to certain systems, rules, and formalities to follow when paying taxes, setting up utilities, shipping parcels, and obtaining business licenses.

In Costa Rica those systems are hardly static. In fact, you will likely receive conflicting instructions from everyone you talk to. It’s not uncommon to arrive to a governmental office with all of your papers in hand, only to receive new information and be sent home.

Processes that you may expect to take weeks can take years. The mail system is also unreliable and it’s not uncommon for packages you send or those sent to you to arrive months late or never at all. For these reasons, living in Costa Rica requires great preparation, patience, and flexibility.

4. When It Rains, It Pours

Costa-rica-fustrating

MD Verde

Costa Rica is fantasized by many as a place with warm weather year round and gorgeous tropical beaches. This is true, however several months of the year most of the country can be flooded by tropical rain.

When the rain comes it often pours so hard it might be impossible to leave your house. Roads can become flooded. Power lines may fall, leaving you without running water or electricity. Your belongings may become damp and moldy without the sun to dry them out. Many more bugs and even snakes make take refuge in your home. For this reason plenty of expats head to sunnier parts of the world during the particularly rainy months.

5. There Is Such a Thing As Too Pura Vida

Costa-rica-fustrating

Frank Kehren

For many the “pura vida” is one of the most appealing aspects of living in Costa Rica. However it can certainly go too far.

Learning to slow down, enjoy life, take things as they come, and let go of expectations are all incredible philosophies to embody.

But waiting an hour before your server takes your order, waiting months for your housing agent to fix the hot water tank, never receiving your mail, losing electricity for days while the utility company takes its time, are all frustrating realities when living in Costa Rica.

You will often end up disappointed if you ever expect something, even a governmental transaction to be fast, simple, or easy.

Living in Costa Rica means hearing the word “mañana” (literally, tomorrow) often and you may hear the same thing the next day. You will quickly learn that “mañana” doesn’t mean “tomorrow.” It just means “not today.”

These things aside, many people still choose to live in Costa Rica and are happier than ever. This speaks to what an incredible place it is. However, if any of the above are an absolute deal-breaker for you, Costa Rica is probably not where you will rest your hat.

granada-nicaragua

Adalberto Vega

Nicaragua just might be Central America’s best kept secret. For years it’s been considered by many tourists as too dangerous to explore. This has kept it more affordable and less developed than nearby Costa Rica which has been a tourist and expat hotspot for years.

Yet today Nicaragua boasts the title of being the safest country in Central America and is making a comeback.

For those interested in getting in before everyone else does, here is where to live in Nicaragua with the best to offer North Americans hoping to relocate.

Granada

Spend one moment in Granada and you will understand why some travelers showed up and never left. The beautiful, brightly colored Spanish colonial architecture and lively squares and markets meld the enchantment of a European city with a small Latin village.

Situated on Lake Nicaragua beneath the Mombacho Volcano there is plenty of nature to explore. Lake Nicaragua has hundreds of little islands that some people have actually purchased and built homes or restaurants on. You can explore these islands by kayak or boat tour. Mombacho has plenty of hikes and climbs that offer epic views of the lake and islands. Daytrippers can also go to the Laguna de Apoyo which is a swimmable lagoon in the center of an erupted volcano.

The natural beauty, local culture, and colonial architecture have already brought plenty of expats who have established their own community. Some have opened volunteering organizations to help conscious individuals get involved in the local community.

Expat-owned cafes, delicious international food, gyms, and spas allow you to experience comforts of home at a dramatically lower price tag. There is also a strong local arts scene which gives the town a more cosmopolitan feel.

Leon

Leon is known locally as a college town but many expats have begun to call it their home as well. If Granada is Manhattan you might call Leon Brooklyn. It has a distinctly hipper, more rustic vibe than beautiful Granada.

The open squares sit between beautiful old churches and offer the perfect gathering place for musicians, writers, and artists. The many museums and galleries are a big appeal for foreign transplants.

Like Granada Leon has plenty of wonderful local food as well as expat-owned restaurants, cafes, and bars. It is just as affordable as nearby Granada.

A huge appeal of Leon is its close proximity to the Pacific Coast beaches. Surf towns like Las Penitas and Popoyo are a half hour drive away and there are plenty of completely deserted sands to explore. Leon is also surrounded by eight volcanoes that adventure lovers can explore. The most famous is Cerro Negro which you can hike at night or volcano board down the side of.

San Juan del Sur

san-juan-del-sur-nicaragua

David Dennis

On the far southern Pacific coast of Nicaragua is the popular beach town San Juan del Sur. In recent years it has become one of the most frequented destinations in Nicaragua by tourists. Consequently more and more expats are beginning to live and invest here.

The surf can be excellent and nearby beaches are often deserted. Many expats choose to root themselves here for the conveniences of the many businesses and opportunities because of the tourism industry, while still being on a very beautiful beach. Excellent restaurants, cafes, bars, and even yoga studios bring plenty of North American comforts to the area. Because of its popularity with tourists prices tend to be more akin with Costa Rica just next door.

San Juan Del Sur does have the biggest party scene of all of Nicaragua which may not appeal to everyone. However it’s always possible to stay a little way out of town for complete solitude.

Las Penitas and Popoyo

On the coast a short half hour drive from Leon are some beautiful beaches for expats who want a more off the grid experience. Las Penitas is a quiet small fishing village with great surfing. It lies on the Isla Juan Vanado reserve which has turtle hatching that volunteers can observe or assist in.

Popoyo is another sleepy, relatively undiscovered surf town. Both are close to Leon for city comforts.

The Corn Islands

corn-island-nicaragua

M. List

Out beyond the coast in the Caribbean sea the Corn Islands feel like another world. The local language is English, which will make relocation much easier for expats who do not speak Spanish. Both Big Corn and Little Corn island have a relaxed Caribbean vibe with very friendly communities.

The islands are covered in white sand beaches with flat glowing turquoise ocean. The sea is perfect for diving, fishing, kayaking, stand up paddleboarding, snorkeling, and sailing.

Big Corn Island has a local airport with two hour flights to Managua for city necessities. It also has roads, cars, and many hotels and restaurants. Little Corn Island is much less developed and accessible by boat from Big Corn Island. It has no cars and the entire island is a little over a mile in diameter but still has an expat community, a yoga studio, two dive shops, and a few restaurants. It is unspoiled paradise.

The Corn Islands are not for everyone but the expats who have chosen to move there absolutely love it. A few have created their own farms to have access to fresh local food rather than waiting for the freight boat that comes once per week from El Rama on the mainland.

Nicaragua is a diverse country in both landscape and culture. Many travelers are beginning to recognize the beauty of the country and its people and are deciding to root themselves there. One of these up-and-coming expat hubs could be the perfect place for you to create a new life.

 

photo by Wouter Van Doorn

Wouter Van Doorn

One of the biggest perks of moving to Central America is the overwhelming prevalence of nature.  Undoubtedly the breathtaking vistas and endless opportunities for exploration have been the driving force behind many expats’ decisions to move here.

But recent studies suggest that the benefits of being in close proximity to natural environments may include more than just a nice view.

Researchers have studied both the short- and long-term effects of exposure to nature, and–based on their findings–it’s no wonder that people living in Central America enjoy a quality of life that rivals any area on the globe.

Being Outside Combats Two of the World’s Largest Contributors to Disease

People who spend more time in a natural setting have been proven to be healthier overall than those who don’t.  Period.  Among the specific improvements in their health were lower blood pressure and cholesterol, an improved outlook on life, and a reduction in stress levels.

Most notably, spending time in nature provides improvement in the areas of mental health and cardiovascular disease, which are projected to become the two biggest worldwide contributors to disease within the next few years.

Other indirect benefits cited include decreased feelings of depression, greater satisfaction with life in general, increased self-esteem, and a reduction in negative emotions such as anger and anxiety.  People who spend considerable time outdoors also tend to be less aggressive and violent, less likely to procrastinate, and better able to solve problems.

It Has Nothing to Do with Exercise

You may be surprised to learn that the benefits gained from being in nature don’t even take your activity level into consideration, although people who spend more time outside do tend to be more active.  Instead, it’s the mere contact with nature that seems to do the trick.

Several studies even used photographs of serene natural settings to achieve the same outcome, (but–don’t worry–you won’t need to resort to that when the beautiful landscapes of Central America are all around you).  As little as 20 minutes per day spent in nature was enough to increase participants’ vitality levels by as much as 90% and eliminate feelings of exhaustion.

So, forget hiking or rock climbing.  All you really need to do to improve your overall health and wellness in Central America is spend some time bird watching in a nearby nature preserve or taking in the sights, sounds, and smells of your own garden.

photo by Bill Tacular

photo by Bill Tacular

“Clearing Your Head” Isn’t Just a Figure of Speech

The mechanics behind what actually happens when you spend time in nature really aren’t all that complex.  And, when you consider the fact that humans have lived in rural settings for centuries but only in urban environments for the past few decades, this really shouldn’t have been such a hard conclusion for scientists to reach.

Urban environments, where we’re surrounded by things like traffic and technology, serve as a continual drain on our mental resources.  We’re bombarded by stimuli, making it increasingly difficult to focus, rest, or recharge.

Nature, on the other hand, has an innate ability to capture our attention.  When we focus on the natural world around us, our brains are given a break from all of the artificial attractions that normally compete for our awareness.  By contemplating nature, we involuntarily shut off a large part of our nervous system activity, giving our brain the time it needs to refuel.

By isolating the part of the brain that performs more focused introspection, we also increase our creativity, attention span, and performance on a number of cognitive tests. And the longer the better.  Participants of one study improved their scores by 20% after a 3-hour hike.  However, those who were gone for four days saw an improvement of 50%.

Contact with Nature Is Even More Crucial for Expats

In one particular study, the benefits of being in nature were found to be even more important for those in an unfamiliar setting, such as expats living abroad.  It gave these individuals a greater sense of identity and oneness with their new country.  They tended to feel more integrated, rather than isolated.  They also reported a greater sense of possibility and empowerment.

Being in nature has also proven to benefit entire communities, as it often lends itself to increased social contact and cohesion.  Parks and community gardens provide opportunities to socialize.  Environmental volunteer opportunities allow locals and expats to bond through social connections and a shared sense of commitment to the local environment.

How Moving to Central America Can Be Beneficial to Your Children’s Health

Increased time spent in nature has been linked to the reduction of many of the chronic health conditions that increasingly plague America’s youth, such as obesity, asthma, ADD, and ADHD.  Not to mention mental health concerns like depression and anxiety.

A growing problem in the U.S. is vitamin D deficiency, which has been linked to cardiovascular problems later in life.  Vitamin D is produced by the skin after sunlight exposure.  This nutrient is important for a number of bodily functions and is essential for the proper absorption of calcium.

With an abundance of natural settings to choose from in Central America, your children could benefit from the scientifically-proven increase in good health and happiness that comes from free and unstructured play outdoors.   Research has shown that it improves children’s independence and sense of self, their cognitive development, and their overall well-being.

Want to improve your ability to focus and your children’s ability to cooperate?  Find out more about the benefits of moving your family abroad.

 

tropical-island-lifestyle

Jessie Harrell

Living on a tropical island is an incredible fantasy shared by many people. Being surrounded by water, drinking out of fresh young coconuts, and bathing in the ocean are some of the alluring images that come to mind.

Some people have actually chosen to make the fantasy of island life a reality. Many once deserted islands in Central and South America are becoming more and more inhabitable with building development, electricity, and even wifi.

However how does the reality truly live up to the fantasy?

Island life is not always paradise. With power shortages, few or often no roads at all, and a limited supply of goods it can be challenging at times living on an island.

Here are the pros and cons of living on an island for you to consider before moving to your own private paradise.

Pros of Living on an Island

They Are Beautiful

tropical-island-reasons

Caneles

There is no denying that tropical islands are absolutely stunning. Depending on the size of the island, there may be very little development and consequently nature everywhere. While some islands, like Isla Bastimentos in Bocas del Toro, Panama have incredible surfing, many like the Bay Islands in Honduras have completely flat water that is perfect for diving and snorkeling.

They Can Help You to Relax

Far from the mainland, islands offer the chance to truly get away. Life moves at a slower pace on islands and you will likely find yourself in a deep state of relaxation. Some islands have no cars and electricity for only part of the day. This makes relaxing and unplugging that much easier. If you are looking to really slow down your lifestyle, living on an island may be a great fit.

They Have Strong Communities

Small islands in particularly tend to have strong communities. People don’t leave islands as often as towns so living on an island you usually find yourself around most of the same people. This helps the community to work together. Most people living on islands do so for the same reasons and this shared love and respect of the island bonds people together.

They Are Easy to Navigate

Some islands are so tiny, like Caye Caulker in Belize, it’s possible to walk their perimeter in under an hour. Going to and from work, getting together with friends, and plenty of other everyday activities can be dramatically simplified when living in such a small place. Driving can be impossible or unnecessary and living on an island you may get around by foot, bicycle, canoe, or golf cart.

With all of these incredible aspects of island life it’s easy to see why many fantasies are built around them. But what are some of the difficulties of island life?

Cons

There Is a Limited Supply of Goods

Island-life

Anoldent

Islands tend to be much more expensive than mainland towns for a very important reason: there is a limited supply. Gasoline, first aid supplies, even fruits and vegetables can become scarce commodities and the prices will often reflect that. Depending how far the island is from the mainland, it can become costly and time consuming to have goods sent. You may notice that at the end of the week the markets lack most produce and fueling your car can be quite expensive.

There Is Limited Access to Medical Care

Most islands lack hospital facilities and some do not have medical care at all. In emergency situations this can be concerning as you may have to fly, or even take a boat, to access proper medical care. If you suffer from a medical condition in general this may be a big factor for you to consider.

A Slow-Paced Lifestyle Has Its Frustrations Too

The slower-paced lifestyle on islands is one of the wonderful benefits that helps its residents truly relax. However sometimes this slow pace can actually lead to stressful situations. If you own a business on the island you may struggle with the speed that the builders construct your space. You may struggle with training your employees to offer prompt service to tourists. Electrical outages may go on for days while you wait for the utility companies to come to the island. These are especially important considerations for those who plan to open a business, but they affect anyone who lives on the islands.

Living on an island could become the most magical experience of your life, fulfilling your every tropical fantasy, or it could be an incredibly difficult frustrating experience. Nowhere is perfect, so weigh the pros and cons and decide if island living is right for you. If you do decide to move to an island, take a deep breath and learn to adapt to this different lifestyle.

Panama visa

Dennis Kruyt

The tourist visa is by far the easiest Panama visa to obtain.  Why?  Because it’s free, and for citizens of most countries (including the U.S. and Canada), it’s automatically granted when you enter the country.

The tourist visa is good for 180 days, but many expats in Panama are finding that it’s all they ever really need.  With virtually no requirements, other than the renewal, it’s entirely possible to live in Panama for a long time as a permanent tourist!

Not only is the tourist visa easy to obtain, it’s fairly simple to renew as well.  Since it’s automatically granted to those who enter Panama from approved countries, essentially the only thing you have to do to renew it is…you guessed it:

Leave and come back!

Every six months or so, expats in Panama load up their families and take the Pan American highway west to the border the country shares with Costa Rica.  (Driving east is not an option, since the road literally ends at the Darien Gap, leaving no viable way to reach Colombia.)  Once there, they stand in a total of four lines to 1.) exit Panama, 2.) enter Costa Rica, 3.) exit Costa Rica, and 4.) re-enter Panama.

And it’s all perfectly legal!

While many simply choose to leave and return and be done within a few short hours, others opt to spend a few hours shopping in the tax free zones on both sides of the border.  If you have even more time, you can even use your “visa run” as an opportunity to take a little vacation.  Rather than driving to the nearest border, you can take a short flight to another nearby Central or South American country, or even return to your native country for a visit.

Even though the process of obtaining and renewing a tourist visa is definitely among the easiest immigration procedures in Panama, keep in mind that you’re still dealing with the governmental operations of a developing country.  That being said, here are a few important things to remember about renewing your Panama visa as a tourist:

1.)  There’s “what the law says,” and then there’s “what’s commonly practiced.”  It’s a common occurrence in Panama for immigration officials, or any governmental entity for that matter, to just sort of make things up as they go.  The law may say one thing, but if they’re operating under a completely different standard…just go with it.  For example, the law says that when you renew your tourist visa, you have to show proof of solvency so they know you won’t be working while you’re in the country. Sometimes they ask for it, sometimes they don’t. (Editor’s Note: It’s best to be prepared, check for changes in Panama’s migration laws prior to making your trip.)

On the flip side, nowhere in the law does it say how long you have to be out of the country before you can re-enter.  However, some officers will tell you to wait 72 hours.  If you run into this, don’t try to refute it.  Just smile and nod and maybe try again when another employee steps up to the window. I will note that we have been specifically told, in 2013, that 72 hours is no longer a requirement.

2.)  Officials can switch at any time, without warning, from abiding by the law or by common practice.  Just because you’ve renewed your visa 5 times without ever being asked for anything other than your passport, that may not always be the case.  Our best advice is to be prepared every time with all the documents you could possibly be asked to show.

For instance, the law states that you are to show proof of a planned departure date within 180 days from your entry into Panama (i.e. a bus or plane ticket). They may or may not ask to see one.  A good solution is to buy a bus ticket that’s good for 6 months.  Even if you don’t end up using it, at least it isn’t a huge investment, especially on Air Panama who currently charges $11 to refund a ticket.

3.)  Exit and re-entry is a bit tougher if you bring a car.  Those leaving and returning with a vehicle must stand in a separate line and provide a bit more paperwork than those doing so on foot.  So, if you drive yourself to the border, you can park your car and walk the short distance between immigration stations.  If you plan to do some traveling in Costa Rica, there are buses and taxis available just inside the border.

4.)  Even though the immigration department will let you stay in the country for 180 days, they only trust you to drive for the first 90.  That’s right.  True to typical bureaucratic asininity, tourists are only allowed to drive for 3 months after entering the country.  So although the length of stay has been extended to 6 months, permission to drive did not follow suit.

One option for overcoming this is to renew every 3 months instead of 6.  You can also, like many expats, just keep on driving and be prepared to pay the fine, which can be as much as $500 if you’re caught.  You should also know that you can forfeit your auto insurance if you are involved in an accident while driving without a license.

As always, when dealing with the renewal of any Panama visa, our best advice is to be prepared and remain patient.  Have everything you think you might need and then some, and don’t get frustrated if the rules have changed since the last time you renewed…or since last week.  In the end it’s all worth it.

If the tourist visa sounds like too much of a hassle or uncertainty for you, find out if another Panama visa might be more appropriate for your situation.

tamarindo hotel

We recently had the chance to ask the owners of Los Altos de Eros, the Tamarindo, Costa Rica Viva Picks hotel winners, a few questions about their move to Costa Rica where they became expats.

1. How did you end up in Tamarindo?

We came here from Florida on our honeymoon. We liked the area so much that we decided to buy a condo here and spend half our time in Florida and half in Costa Rica. While looking for a condo, we saw a beautiful piece of land and just got totally carried away!

2. Did you have experience in the hotel business before you came to Costa Rica?

Not directly in the hotel business. I had an internet based company which I sold in 1999. I also had a little experience in the restaurant business. When it came to Los Altos de Eros, Jacqueline and I simply fell in love with the piece of property where it stands today and visualized building a Costa Rica luxury hotel and spa. We understood the risk we were taking and the amount of competition we were up against. That’s why we knew it had to stand out from the rest. My philosophy is you get what you give. So, we started out giving away complimentary Spa Days to our friends and acquaintances in Tamarindo. It was wonderful to put the whole thing to the test and realize people loved it! Soon enough, they were sending us business just through word of mouth. And that’s how our business began to ascend.

3. Explain to our readers what makes Altos de Eros unique and why they should stay there.

What can I say, if you are looking for a place with 5 star service, great value, gourmet cuisine, and the best Spa in Costa Rica, you should come stay here.

Our Guests are treated like royalty the minute they’re picked up from the airport. Our 3 to 1 staff to guest ratio guarantees exceptional, personalized service. Almost all of our staff have been with us 5+ years. They are happy and take pride in their work. As many guests have said, you are treated like family here, which is true, and we will do our very best to exceed all your expectations.

We take care of every detail, with no hidden charges or ridiculous prices, something you will not find elsewhere. From laundry service to Cuban cigars, our wonderful range of amenities is transparently included in our rates so you can just sit back, relax and enjoy your vacation.

Our food is spectacular, thanks to our talented Chef Andrea and kitchen staff, who prepare every meal to guarantee 5 star quality cuisine. Our Chef will even have a personal dialogue with our guests to accommodate food restrictions or special diets and create a custom menu that meets their needs.

Our breathtaking Spa de Eros is our jewel. The Balinese style, bamboo and teak layout opens up to views of the jungle and ocean. The spa attendants are exceptional massage therapists and deliver the most soothing treatments. It is a space for rejuvenation and pampering like no other.

4. What types of things can your clients do in Tamarindo?

We provide transportation, so clients can partake in all kinds of activities in Tamarindo and nearby areas. Activities include surf lessons, paddle boarding, sunset Catamaran, sports fishing, zip-lining, horseback riding, ATV tours and so much more. Clients also have the option to go into Tamarindo for lunch or dinner, shopping, night life, or simply to relax on the beach.

Situated on a 27-acre estate 20 minutes outside of Tamarindo, Costa Rica, we offer you a supreme “5-Star” destination. Los Altos de Eros means ‘”the heights of love” and you will love everything about us: our location, our ambiance, our cuisine, our Spa, and our Staff. All we ask of you is that you come with a smile on your face and a song in your heart.

Once the decision to move down to a gorgeous tropical destination to live out your retirement years has been made, the real work can begin. And of course, this work begins with one major question, where should I move? Consider living in Belize.

Living in Belize With a plethora of unbelievable choices out there, what is it about the little country of Belize that has so many expats packing their bags and heading down to its sandy shores?

Positioned between Mexico, Guatemala and the clear blue Caribbean Sea, living in Belize will provide you with things that you could only dream of back in the States, and above all, it will offer you the chance to truly slow down.

Tropical beauty

As is the case with most Central American countries, many expats are lured down to Belize simply due to its stunning natural beauty, and because of this unspoiled beauty, Belize has been dubbed by some as “mother nature’s best kept secret.”

Most of Belize is wild and hasn’t been cultivated for human purposes, as such, living in Belize will allow you to enjoy a vast variety of tropical landscapes just as nature intended.

Experience white Caribbean shores, crystal blue water, tropical rainforest bursting with wildlife, waterfalls, ancient Maya ruins, and mountainscapes, and because Belize is so small, you can enjoy many of these environments all in one day.

Of course, another major perk that comes with living in Belize is the climate. A place where the sun shines almost every day, here the average temperature stays close to 79 degrees F year round and for many expats, this is absolutely perfect.

Living in Belize

Sagoldst

It’s a country welcoming of expats

The people of Belize have a reputation for being kind and welcoming towards newcomers, so you don’t have to worry about feeling out of place. Quite the contrary, you will in all likelihood find yourself with a handful of new friends both local and expat early on as you begin to settle in.

And not only are the people friendly, but communicating is easy due to the non-existent language barrier. Belize is an English-speaking country (the only English speaking country in Central America in fact) and while this may be a drawback for expats who are searching for a taste of true Central American culture, for others it’s ideal. Day by day living and conducting business are made much easier for the average North American expat because everything including signs, brochures, etc. will all be in English.

It’s easy to get residency

Not only are the people of Belize welcoming of expats, but the country is too. Living in Belize permanently is quite easy to do and there are three options in which to achieve this dream.

Tourist card:

Your first option, and perhaps the simplest (although ultimately more costly) option, is to obtain your visitors card.

When you first enter Belize you will be granted a 1 month entry card, and after your 30 days is up, you will need to visit the immigration office each month to renew your Visa.

The initial 6 months will only cost you $25 a month, but after that, the price will increase to $50 a month.

While you can do this indefinitely, many expats opt for permanent residency since it’s the most economical choice.

Permanent residency:

Once you have lived in Belize for over a year, you are eligible to apply for permanent residency. Remember, after you apply you must remain in Belize for 14 consecutive days or your application may be denied.

In order to apply you will need:

  • To fill out the form
  • An HIV test
  • A recent police certificate free of criminal convictions
  • 2 recommendations from people you have known for over a year

After you become a resident of Belize you can apply for full citizenship in 5 years’ time.

Qualified Retired Person’s Program:

The last option for living in Belize is the Qualified Retired Person’s Program (QRP) and for many, it’s the least attractive option because of its grueling approval process and tendency to deliver a less than quality product.

Yet, if you can provide proof that you meet the required monthly income, this program allows tax-free entry of retiree’s goods, motor vehicles, marine vessels, and small aircraft. So if you plan on importing items of high value, the QRP program will eliminate high import duties.

Low cost-of-living

True, living in Belize will cost you a little more than other spots in Central America might, but the cost-of-living here is still much lower than back home in the states.

But even if the prices are a little higher, expats in Belize can enjoy certain advantages like banking privacy, schools with high academic standards, quality health care facilities. and overall economic stability, making Belize a no-brainer for many expats.

As is the case with any country, living expenses in Belize will vary depending on where you go and how you choose to live.

In Belize, a couple can expect to live very well for $3,000 a month, and if you don’t mind living a little simpler, $1,500 a month will more than cover your costs.

For example, you can dine out at a fancy restaurant in Belize and spend $45 a person, but if you venture out and seek recommendations from locals or your fellow expats, you can be directed to fantastic food at half the price.

Other costs to consider include:

  • Yard work/gardener: $15-20 a day (although some communities will provide this service)
  • Housekeeper-$15 a day
  • Water-$15-20 a month

Things to do in Belize

Living in Belize can be as calm or as adventure-filled as you like, it all depends on your own unique interests.

If you choose to embrace the laid-back, small town pace of life, you can spend your days relaxing on the beach, hiking through the rich country side, and cooking fresh and healthy meals after a trip to the market.

On the other hand, if you seek excitement, Belize has much to offer in that regard as well.

In Belize you can fill the hours fishing, windsurfing, caving, kayaking, snorkeling, exploring archeological sites and of course, scuba diving.

Belize is known for its amazing diving that includes the Mesoamerican Barrier Reef, which is the 2nd largest barrier reef on the planet. People come from all around to dive and snorkel in this natural phenomenon, and if you make Belize your home, you will have access to this diver’s paradise all throughout the year.

Living in Belize

Billy B

Does living in Belize sound like the life for you?

Complete with awe-inspiring scenery, welcoming, English-speaking locals, and a relaxed pace of life, many expats are finding life in Belize to be the perfect match.

So consider your options, tour around the country and discover firsthand if living in Belize is the retirement dream you always envisioned.

start-expat-business

Karan Jain

Many people dream of one day retiring to somewhere sunny in Central America. But what about those who want to invest or live abroad before retirement?

Individuals from all over the world have created lives for themselves in Central America by starting an expat business. In fact it typically requires much less start up investment to open a business in Central America; land and labor are inexpensive and few permits are required.

Tourism is an area that expats may gain interest in as most towns with established communities of foreigners have a solid influx of tourists bringing business.

Here are some of the most popular tourism-based businesses that expats have been running in Central America for years. Perhaps one of these businesses could offer you the lifestyle you long for abroad, before retirement.

Vacation Rentals

Opening and managing vacation rentals is a popular and often highly profitable business in Central America. Properties or land sell for a fraction of the price of those in the United States and can often be rented at slightly discounted U.S. rates.

During the high season it’s not uncommon for vacation rentals to completely book up. Sites like VRBO.com, Airbnb.com, and even Craigslist make marketing your properties much more straightforward.

Managing the properties themselves can be a lot of work, but for those passionate about real estate this is a great fit.

Restaurant/Cafe

Expat-owned restaurants, cafes, and bars are a much appreciated luxury for locals, other expats living in the area, and travelers of all kinds.

Most expat towns in Central America have a least a few offering anything from fair trade lattes and French pastries to green smoothies and Thai fusion food.

Owning this type of business in another country can be challenging with the different language, laws, and culture, however it’s an incredible opportunity to really connect with the community.

Some become more like local institutions that serve as a gathering place bringing locals, tourists, and expats together.

Tour Company

start-expat-business

Lance Gardner

Are you a passionate traveler, outdoor enthusiast, or adventure lover? Opening a tour company could be a great fit for you. Designing tours based on your favorite experiences is a way to share your passion with other travelers.

If you decide to work as one of the guides you have the added advantage of being able to experience the adventure with your groups. This is also a great way to give back to the community by employing locals, using sustainable practices, and educating tourists on local environmental and social concerns.

Hostel

As long as there are backpackers there will be a demand for hostels. The prices for board may be low, but the capacity can be high and plenty of other businesses can be rolled in.

Most hostels have some sort of bar or restaurant that guests frequent often. They also arrange tours and transportation which provides them with a commission. Special events hosted in the onsite bars enable hostels to earn an additional income as well.

Hostels can range from small and privately owned for a more bed and breakfast type of experience, to large and managed by an entire staff. Some open additional locations in towns in other countries which expands their presence and also helps them receive repeat customers who are traveling to multiple locations.

Yoga Retreat Center

start-expat-business

Bettina N.

Central America, Costa Rica in particular, is a popular place for those looking to study yoga or transform themselves on a retreat. For decades expats have been running these kinds of businesses and find their lives take on a new level of joy.

There are many opportunities for multiple sources of income including drop-in yoga classes, full yoga retreats, yoga teacher trainings, and bodywork sessions.

Surf School

Central America is known worldwide as a destination for incredible surfing. Costa Rica, Panama, and Nicaragua are particularly frequented by surf enthusiasts from all over the world.

Many people come to these countries with the intention of learning to surf and enroll in immersion surf schools. Most travelers to these locations plan to at least take a lesson and try standing on a board. Surf schools are an essential tourism business in this part of the world and surf lovers can combine their passion for surfing with a business that earns them an income.

There is plenty of income to be made by surf schools which often combine other services like full retreats and board rentals. Some even open hostels, stores selling surf clothes and other merchandise, and onsite restaurants.

These are just a few of the popular businesses in tourism other expats have opened in Central America. Get creative and use your passions to start a business that makes your life abroad even richer. Investment is often significantly less than at home and many people find they experience a great deal of fulfillment running a business abroad.

Deciding in which Central American country you would like to live and spend some or all of your year, requires very careful thought and planning!

5 Luxury Homes in Central America

5 Luxury Homes in Central America

To give you an idea of available luxury property for sale, we briefly compare four very different Central American countries and showcase 5 different properties in Honduras, Costa Rica, Nicaragua and Mexico.

Nicaragua is a country of lakes and volcanoes and will be the site of the second trans-americas canal bringing shipping from the Caribbean through to the Pacific.

This will bring prosperity and jobs and Nicaragua will change, in the same way that Panama adapted to its world class status over the last hundred years as a result of its Canal.

Nicaragua has some beautiful resort and residential developments on the Pacific and on the Caribbean coasts, as well as farms and homesteads for sale in the countryside.

Costa Rica is a small country which is on target to reach its carbon neutral status by 2021, and it is the first developing country in the world to trade in Carbon Credits. Costa Rica has long been a country conscious and proud of its environmental heritage and takea its countryside stewardship very seriously. The country has a big international residential sector mainly along the coasts and it is known more for its green boutique hotels than large world class developments.

Honduras is a country of political contrasts, and the offshore Bay Islands are somewhat different from the mainland. They are tourism centric, sophisticated and are home to many world-class tourism developments. The large number of international residents bring wealth and growth to these islands.

Mexico is the 13th largest country in the world and the 11th richest. It offers something for everyone and is the most connected by sea and air of all the Central American countries other than Panama. Geographically and culturally Mexico perhaps has more choices to offer than any of its smaller neighbours, and for the more cosmopolitan visitor and expat its a great destination.

Costa Rica Estate for Under $1 MM

A charming, private estate a few seconds walk from the sea in Punta Uva, Costa Rica, is on the market for just under $1 Million US. A quiet countryside spot, this will suit an owner looking for peace and tranquility and lots of space.

The main house comes with verandahs, galleries and a pool and jacuzzi. The guest house and caretakers house are each fully fitted with a bathroom and a kitchen. All three homes are finished with the most beautiful local woods including teak. The mature tropical gardens meander down to the white sand beach.

5 Luxury Homes in Central America

Costa Rica Estate for Under $1 MM

Mexico Riviera Maya Luxury Managed Condo $275,000+

5 Luxury Homes in Central America

Mexico Riviera Maya Luxury Managed Condo $275,000+

If you are looking for a vibrant night life, somewhere to lay your hat and go out to play then this is a great solution in Mexico.

Once a place of small fishing villages, the Riviera Maya coastline has since been developed into a modern tourist corridor offering the very best of high-end luxury resorts, fine dining, nightlife, spa retreats, shopping and golf in Mexico.

 

1, 2 & 3 bedroom managed condos in a luxury resort condominium with 5 Star restaurant, just steps from the beach.

You can come and go as you please, earn a rental when you’re not there, and never worry about your investment.

Nicaragua San Juan del Sur Luxury Home Under $500,000

An interesting, unique architect designed home with swimming pool and beautiful views over Nacascolo Bay. Just 10 mins drive to the town of San Juan del Sur, and yet situated in the quiet countryside.

5 Luxury Homes in Central America

Nicaragua San Juan del Sur Luxury Home Under $500,000

The house has an interesting brick ceiling and the focal point is the flow of water, with a 50 ft X 15 ft tear-drop shaped swimming pool with two in-pool seating areas. The pool is surrounded by flag stones and lined completely with lovely mosaic Spanish tiles. A water fall system that originates in the centre of the home, cascades into the pool. The living spaces wrap around the visually warm dining room which is open to cool breezes during the heat of the day.

Costa Rica Nosara Luxury Villa in a Gated Community Under $1 MM

5 Luxury Homes in Central America

Costa Rica Nosara Luxury Villa in a Gated Community Under $1 MM

Nestled within a gated community is this secluded villa and guest cottage, offering clear ocean and mountain views. It includes a swimming pool and is within 5 minutes of the beach and airport.

This is another managed property that comes complete with friends and neighbours and the security of a gated community, whilst also being great investment. The property includes a main house (consisting of 3 bedrooms), a rancho with pool table, garage for 2 cars and a 1 bedroom guest cottage.

Honduras Bay Islands Affordable Luxury Investment Home $250,000 USD

The final property is a highly investable charming 4 bedroom, 2 bathroom house, arranged as two separate apartments, set within 0.14 acres of landscaped gardens. This is comfortable luxury at a really affordable price on the small Caribbean island of Utila, where the diving is world famous and there are many tourist resorts.

5 Luxury Homes in Central America

Honduras Bay Islands Affordable Luxury Investment Home $250,000 USD

Located in a residential area in a quiet part of town, the home has a leisure pool and is at the end of a concrete paved private cul-de-sac road surrounded with secure 6ft high coral rock perimeter walls. The two apartments are being sold fully furnished along with a four wheel drive vehicle. This is really a turn-key occupation!

Five very different properties, all with a touch of luxury Central American style! Happy house-hunting!

Editors Note: The following guests post was by Deb Andrews, Editor and Social Media Queen for http://www.caribbeanlandandproperty.com/blog Love writing about Caribbean life and living, most especially our fragile environment.

If you are considering a trip to Nosara on the Northern coast of the Nicoya Peninsula you may be wondering where exactly is the right spot for you.

The area of Nosara boasts five very different beach towns. Here is a breakdown of each neighborhood and what it has to offer to help you determine the best home base for you.

Playa Guiones

beaches in nosara

Desert Koi

When travelers talk about Nosara, what they are usually referring to is the area’s most popular neighborhood Playa Guiones. The beach stretches for three miles with white sand and great surf.

In fact it is known for having some of the most versatile and consistent surf in all of Costa Rica. At the shore is easy white water for beginners to learn on while further out are perfect waves for intermediate and even advanced surfers. The surf schools are plentiful in this neighborhood and many places have board rentals.

Most of the popular yoga studios like Nosara Yoga Institute and Harmony Hotel are in this neighborhood with many of the retreat centers on the outskirts of town. Here you will find pilates studios, bodywork, and other health and wellness activities.

Accommodations are available for all budgets with many backpacker hostels, mid-range hotels, and even luxury hotels. There are also plenty of delicious restaurants to choose from.

Of all the towns, Playa Guiones is the most developed with a strong expat community, however it is still small and one can easily find stretches of beach that are entirely deserted even in peak tourist season.

Playa Garza

beaches in nosara

Beatriz San Martín

A short drive from Playa Guiones is the beautiful crescent beach of Playa Garza. The beautiful white sand beach is small with big cliffs on each side of the bay making it perfect for fishermen and fishing boats.

In fact, it’s possible in the afternoon to purchase fresh fish right off the boat. This little pueblo is very undeveloped and consists mainly of fishermen. Some expats do live in and around Garza in the hills overlooking the bay.

In addition to fishing there is great swimming and snorkeling here which brings a few tourists looking to enjoy the scenic palm tree-lined beach. There are some reefs just beyond the beach with clear water for spotting marine life. These reefs keep the bay protected from the nearby big swells and make it the moorage point for boats and pangas. At low tide a small cove with pink sand made from seashells is accessible.

The beach itself is lined with quaint restaurants and bars.

Playa Pelada

beaches in nosara

Chris Goldberg

At Playa Pelada on the North side of Playa Guiones, snorkelers and divers can explore the rocky caves and swim in the calm tidepools. Fishermen also lead tours from here to observe dolphins, turtles, and whales during mating season.

With its small curving white sand beach between two points it is arguably the most beautiful beach in the area. The shore is lined with a few fishing pangas. A trail at the end of the beach winds through the jungle and onto the Nosara Rivermouth.

The town is quiet and perfect for those looking to relax. Community and fun can be found in front of Olga’s bar where local fishermen, tourists, expats, and employees come to watch the sunset and play sports on the beach. On the weekends many local families spend the day here at the beach, offering a look at local Costa Rican life.

The famous restaurant La Luna is a lovely beachfront place to watch the sunset and eat some delicious fusion cuisine.

Playa Nosara

nosara-beaches

C. Elise

Playa Nosara is a dark volcanic sand beach stretching from Playa Ostional to Playa Nosara and the Nosara Rivermouth. This is a popular beach for local Tico families on weekends.

The beach is backed by the lush mangroves of the Nosara River which makes it a great place for kayaking and stand up paddleboarding. You can spot 270 species of birds as well as monkeys, coati, raccoons, armadillos, anteaters, crabs, and crocodiles.

This beach is mostly deserted with the occasional surfer, turtle, or fisherman. Fishing can be excellent here especially at low tide when you can walk across the Nosara River to reach the beach on the other side. It is a great place for peace and relaxation.

Playa Ostional

beaches in nosara

Kat Brobson

Travelers come to Playa Ostional to witness one of the most incredible sights in the world. This seaside village is the largest nesting site in the world for the Olive Ridley Sea Turtle. On the darkest nights following a full moon hundreds of thousands of turtles come onshore to lay their eggs between May and November.

After the nesting it’s possible to see the turtle hatching where thousands of baby turtles run into the ocean. Volunteers come to protect the baby turtles from predators. There are many opportunities here to get involved.

Surfing is also prime here.

 

Each of these beach towns has something unique to offer. The great news is no matter which town you choose to stay in, all of the towns are accessible to one another and easy to explore.

 

In the waters of Lake Nicaragua lie over 400 islands.  The largest of these, Ometepe, is also its most frequently visited.  Spanning 16 miles long by 8 miles wide, it was formed by the lava from years of eruptions by the two volcanoes, Madera and Concepcion, which earned it its name (Ometepe comes from Nahuatl words meaning “two mountains”).

Not only is the island itself quite the sight to behold (picture two volcanoes rising up out of a lake), it also offers opportunities for exploration, relaxation, or a quick history lesson.  Home to just a few small settlements and coffee plantations, it also contains some of the only cloud forests in the Pacific region of the country.

Here are a few things you should be sure not to miss on your next trip to Lake Nicaragua:

Concepcion Volcano

Kristian Golding

1.  Moyogalpa

Your boat or ferry from the mainland will likely bring you to the island’s main port of Moyogalpa, which means “Place of Mosquitoes.”  The city itself offers a few hotels and restaurants, as well as places where you can rent a vehicle or book a tour.  It’s also the place to access the Concepcion volcano.

As you hike to its 5,280 foot peak, you’ll pass through forests full of exotic birds, insects, and several species of monkeys.  At the top, you’ll enjoy great views of the lake and surrounding islands, provided that the clouds don’t block your view.  Although the volcano is an active one, it hasn’t erupted since 1957.  Don’t be alarmed by the tremors or occasional expulsions of gases.  The locals will reassure you that they’re quite common.

Charco Verde

B. Faucet

2.  Charco Verde

In the shadow of Concepcion sits the Charco Verde area with its shady beaches and tranquil lagoon.  The sand is dark with volcanic matter, and the lagoon is emerald green due to an abundance of algae.  The waters are great for swimming, and the ecological reserve is home to many rare species.

The area is rich in history, including myths about the lagoon itself.  Locals tell of the demonic Chico Largo who lives beneath its waters and materializes on the local paths, where he lures visitors into making an evil pact.  Charco Verde is also home to the La Ceiba Museum, which contains many pre-Columbian artifacts that are native to the island.

Santo Domingo

Céline Colin

3.  Altagracia

Second in size to Moyogalpa is the town of Altagracia, which lies on the northeastern slope of the volcano Concepcion.  More authentic than its larger counterpart, Altagracia has a central park with a historic church and a wooden bell tower.  The church’s grounds contain stone idols that have been found throughout the island.

Altagracia also gives access to Playa Santo Domingo, one of the island’s top vacation destinations.  Located on the northeastern side of the island, the beach enjoys a constant breeze.  The water, while generally choppy, is warm and shallow.  There are established hotels and restaurants, and the beaches are home to over 40 species of birds.

Maderas Volcano

MalmBerrys

4.  Maderas

Unlike nearby Concepcion, the volcano Maderas is not active.  Its base has coffee plantations, which give way to a thick cloud forest at its higher elevations.  At its 4,573 foot peak, you’ll have a view of the lagoon that has formed inside the volcano’s crater. Its still waters and the mysterious mist that hangs over them make for a swimming experience like no other.

Due to the plant and animal life, as well as some ancient petroglyphs carved into its rock formations, much of the area around Maderas is designated as a nature reserve. Howler and capuchin monkeys, butterflies, orchids, and ferns grace its slopes.  The volcano and its surrounding areas also sparked the formation of the Maderas Rainforest Conservancy, which works to preserve Mesoamerican forests.

San Ramon Waterfall

Lee Hamilton

5.  Merida and San Ramon

The cities of Merida and San Ramon lie just to the south of volcano Maderas.  Merida is a small fishing and farming community that also offers a few rustic lodging facilities and kayak tours to the Rio Istian, an aquatic habitat on the island’s isthmus, and the Monkey Islands, which are home to troops of capuchin and spider monkeys.  Beware the capuchins, which can bite.

Nearby San Ramon is home to a large waterfall that cascades down from the southern slope of the volcano.  A 1.5 to 2 hour hike leads to the 164-foot waterfall, which fuels a hydro-electric plant before ultimately being collected and bottled as pure “Maderas Volcano Water.”  Both Merida and San Ramon also have a number of petroglyphs.

Make sure your next trip to Lake Nicaragua includes a visit to Ometepe Island, where you can enjoy these and other sites full of nature, history, and mystery.  

 

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