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It’s easy to find tons of articles and information out there highlighting all the great benefits of living in Costa Rica.

But it’s also easy to read those blogs and marketing pieces and think, “Yeah, it sounds great and all, but can it really be as perfect as all that yoga and ‘pura vida’ and dazzling sunsets I keep hearing about.”

living in Costa Rica

Mauge

Yeah, it can.  But that doesn’t mean that living in Costa Rica is without its share of annoyances and headaches.  It is after all a developing country, albeit a breathtakingly gorgeous one with a relaxed vibe and some of the most welcoming people you’ll ever meet.

To help you decide if it’s really the right place for you to work and live and play, we’ve unpacked the whole truth about living in Costa Rica.  

Our intent is not to discourage you from making the country your expat home.  Costa Rica is one of the most popular expat destinations in the world for a reason.  It’s because the amazing benefits easily outweigh the bad, in the minds of most expats.

What we do want to do is to give you a clear picture of what you could expect in your day-to-day life living in Costa Rica.

For some, pura vida can be an acquired taste.

Meaning “pure life,” pura vida is the unofficial slogan of Costa Rica, or at least the country’s collective philosophy.  This laid-back attitude is one of the main characteristics that draws many expats to the country in the first place.  Yet it’s also one of the ones that frustrates North Americans the most, after the honeymoon phase wears off.

This concept of slowing down to enjoy life, letting things just roll off your back, and relaxing your expectations is a great outlook to adopt.  It’s likely one of the reasons Costa Ricans are among the healthiest and happiest cultures in the world.

Side effects of a pura vida overdose

Living and doing business in a pura vida culture can involve things like not receiving your mail for unexplained reasons, waiting days for your power to be restored after a minor outage, or even having a string of multiple repairmen fail to show up to fix your roof.

One big contributor to the pura vida frustration is the phrase “mañana,” which you probably thought meant “tomorrow.”  It doesn’t.  At least, not usually.  It could mean Friday, next Tuesday, the beginning of October, or even never.  However, the one thing it does always mean is “not today.”

The same relaxed approach to getting things done applies to most services and government operations as well.  Most infrastructure is poorly maintained.  The roads are in poor condition. Street signs and building numbers rarely exist.  And buses are somewhat unreliable since they change their routes depending on road conditions, especially during the rainy season.

The steps you were told you needed to take last month to get your visa or a building permit may be completely different than the response you get when you go back to the same office with that first set of paperwork completed.

It’s even worse than your worst experience at the DMV.  Processes that should take weeks can take years, and that can be incredibly frustrating to someone who’s accustomed to much more consistent and systematic ways of doing things.

Your best bet?  If you can’t beat ’em, join ’em.  If you go into the process knowing what to expect, you can be better prepared to roll with the punches, remain patient and calm, and just keep moving the ball forward at every opportunity.

Losing your temper and blowing up at the underpaid, overworked immigration employee or customer service representative will get you nowhere.  A deep breath, a polite “gracias,” and a smile can work wonders.

Living in Costa Rica

Jeremy Vandel

When living in Costa Rica, you can’t escape the country’s untamed natural surroundings.

Costa Rica’s economy is heavily dependent on ecotourism.  And if you’ve even seen so much as a single photo slideshow highlighting the country’s natural beauty, then you can easily see why.

This Central American country literally has it all, with terrains and eco-climates ranging from long stretches of undeveloped coastline to towering volcanoes to dense jungles and rainforests to lush valleys to waters teeming with all sorts of exotic marine life to inland lakes, streams, and rivers with cascading waterfalls.  We could go on and on.

These wild and rugged settings form a backdrop for all manner of tropical species.  And you don’t have to go to a nature preserve to see them, because they’ll come to you!

Sounds awesome, right?  Well, not always.

This could mean everything from spotting monkeys and toucans in your garden to finding scorpions in your house or even bats in your toilet.

Among the most prevalent unexpected guests are insects.  There are crawling critters in Costa Rica of which you’ve never seen the likes in North America.  And, unfortunately, they’re unavoidable.  The humid beach towns, particularly along the Caribbean coast, are often plagued with mosquitoes, which can carry dengue fever.

Ants are a problem everywhere, and they bite.  So clean kitchens and secure food storage are essential to ward them off.  Termites can also invade and cause considerable property damage.  And you might see cockroaches as big as your hand.

What can be done about these unwelcome intruders?  Not much.  However, they do seem to be more prevalent (and grow quite larger) in the coastal areas.  So, the less humid mountainous regions might be a better fit for you if you’re someone who loses his cool over the tiniest spider sighting.

Outside of trying to find a spot less populated with critters, just do your best to be on the lookout for them.  Check your shoes before you stick your foot in.  Shake out blankets and sleeping bags before you curl up in them.  Things like that.

living in Costa Rica

Abid Karamali

The weather is great most of the time, but when it rains it pours.

In North America, the way you choose your desired temperature is by adjusting your thermostat.  In Costa Rica you can tweak your weather by carefully selecting your location and, more specifically, your elevation.  

Are you looking for a year-round consistent climate with temps in the low 70s and the anticipated daily shower each afternoon?  Try the Central Valley, near San Jose, which thousands of expats already call home.

Are you OK with enduring a little more heat and humidity in exchange for the laid-back lifestyle of one of the country’s amazing beach towns? Then try a quaint little village on the coast.

A word of caution, though.  The country’s rainy season runs from May to November.  And, depending on where you live, “rainy” could mean anything from the aforementioned afternoon shower to torrential downpours that go on for days on end.  The Caribbean coast gets more rainfall than the Pacific, particularly the eastern slopes of the Central Cordillera mountains.

How bad can a little bit of rain be?

Here’s how that plays out in real life.  As we mentioned, Costa Rica isn’t know for the quality of its roads.  Add 10 or more inches of rain in a month’s time, and that situation doesn’t exactly improve.  The roads, as well as your own property, will at times be a muddy mess.

The rest of the country’s infrastructure can also fail, with power and water outages being quite common.  And the utility companies’ attitudes towards affecting a speedy restoration of service can be enough to send an impatient North American right over the edge.

The persistent rainfall, plus the lack of sunshine to dry things out, can result in a lot of your belongings (Think outdoor furniture and patio cushions.) becoming moldy.  Oh, and all that nature we talked about?  The rain and flooding often send select members of it (Think bugs and snakes.) right inside your home looking for refuge.

How can you combat these issues as a newcomer?  For starters, use care when selecting your destination city and make sure to experience what it’s like in the wet season before you buy property.

Outside of that, there’s not much you can do.  Except rest in the knowledge that once the balmy summer weather arrives (December to April), the downpours and flooding will all just seem like a bad dream.  Until next year.

Living in Costa Rica

NicholasPaulSmith

You’ll love the many opportunities for adventure, but you won’t be the only one.

Costa Rica’s [mostly] great weather and amazing natural beauty have made it extremely popular as an expat and tourist destination.  As a result, there are tons of ways to experience the outdoors and get your adrenaline going.  

You can go deep sea fishing and reel in a record-breaking catch, soar through the canopy and see the rainforest via zipline, go whitewater rafting on a raging river, hike to the top of a volcano, learn to surf on some of the world’s best waves, or even just enjoy the exotic flora and fauna that’s all around you.

It would be wrong to keep all this a secret.

With so many great opportunities to enjoy nature, there are understandably a lot of visitors to Costa Rica.  So much so that some expats complain that it’s a bit too touristy.  

It really depends on your preference whether or not that presents a problem for you.  Some expats welcome the constant influx of individuals from all walks of life.  Some would rather feel more like pioneers who were the first and only ones to discover such a hidden gem of an expat destination.

The general consensus?  Most people who’ve settled in Costa Rica for the long haul agree that the varied and diverse culture is part of what makes the country so great.  The welcoming, anything goes approach affords a lot of chances to meet new people and learn about other cultures.

The country’s popularity as a tourist destination can also be quite profitable for entrepreneurs living in Costa Rica.  All those visitors need food, lodging, tour guides, and other niche services that savvy expat investors are more than willing to provide.  Costa Rica is a great investment opportunity.

living in Costa Rica

Medea Material

Costa Rica is incredibly safe, as long as you use good sense.

Compared to many of its Central American neighbors, Costa Rica is extremely safe.  Its homicide rate is 10.3 people per 100,000, second in the region only to Nicaragua at 8.7.

Violence like rape and hate crimes are almost unheard of, even though–when they do occur to visiting North Americans–you’re very likely to hear about it on the news.  Due to the country’s peace-loving nature and stable government, there are also no riots or other political uprisings.  In fact, it’s often referred to as the Switzerland of the Americas.    

No country is immune to the increasing global crime rates

That being said, Costa Rica still has its share of petty crimes.  The good news is that much more of them are property-related.

Homes, particularly those that are only used seasonally, are frequently broken into.  Tourists are often pickpocketed.  And leaving items unattended in an unlocked vehicle or lying around outside your home is a good way to ensure they won’t be there when you come back.

Prevention is key for those visiting or living in Costa Rica.  If you’re a tourist, try not to look or act like one.  Don’t wear loads of flashy jewelry, accessories, sunglasses, etc.  Limit any excessive carrying of electronics like camera, smartphones, iPods, and other devices.  And, whatever you do, don’t go waving around wads of cash, particularly large bills.

As long as you use common sense and stick to the more traveled and well-lit thoroughfares, especially at night, you should be just fine.

If you’re a resident, don’t leave expensive items outside your home.  Lock up any outbuildings.  And install a security system on your home, especially if you don’t live there year-round.

living in Costa Rica

Zhu

The cost of living is good, but not the best in the region.

A major perk of becoming an expat in Central America is the low cost of living, compared to the price of the same goods and services in North America.  Fresh fruits and vegetables, as well as some great health food options, are widely available.  They’re also extremely affordable.

Some great properties can be had at a fraction of what a comparable sized home (in the same incredible setting) would run you in the U.S.  Utilities are cheap, as in many areas you don’t even need to heat or cool your home.  Indulgences like a hour-long massage might cost as little as $10.

Taxes are also low, with property taxes rarely exceeding a few hundred dollars.  There are also significant tax savings for foreigners.

Two of the biggest savings for those living in Costa Rica are domestic help and health care.  The services of a maid, gardener, or other domestic worker can be as low as a few dollars per day, a luxury most people could hardly afford in a first-world setting.

Health care, while arguably first-world caliber, is also a great deal.  Costa Rica has a state-run health system whose quality has been ranked higher than that of the U.S.  The hospitals are clean and modern.  Most doctors are U.S.-trained and English-speaking.  These are some of the reasons Costa Rica has become a popular destination for medical tourism.

How could there be a downside to this?

Well, there isn’t really.  Except for the fact that there are definitely cheaper places to live in Central America.  So, while Costa Rica is not the cost leader, it makes up for any higher prices with its exceptional quality.

If cost is a driving factor in your decision-making process, then you might want to look at some other destinations in Latin America.  However, just remember that the old adage about getting what you pay for is true more often than not.  

There are a lot of North American expats living in Costa Rica.

Costa Rica has long been a hotspot for North American expats, and it shows.  The North American influence is everywhere.

There are large, well-connected expat communities in most of the more popular towns.  They have gardening clubs, gringo poker night, food and wine tastings, and other social gatherings.  There are even programs specifically geared towards helping newcomers acclimate to their expat home.  

You could literally find something to do every night of the week if you wanted to.

Why is this a problem?

This type of North American-influenced lifestyle is precisely the reason that many expats left in the first place.  As a result, it may be a turnoff to some.  Again, it really depends on your preference.

Decide now what level of expat community you’re after.  The good news is that it’s easy to gauge your tolerance for a high density of other expats.  Just visit the place and see what you think.

If you want more opportunities to immerse yourself in the authentic culture, without having English constantly spoken to you or receiving flyers about the latest production at the expat theater, then choose a less-developed spot with fewer North Americans.

If you think being around other folks who’ve walked a mile in your shoes might help you and your family better transition to your new life, then it’s as simple as looking for posters announcing the next meeting of the expat group or finding a forum where you can get connected before you even make the move.

Also take into consideration your other family members, like your children, and their needs.  Having English-speaking friends can make a world of difference in those all-important first weeks and months in a new place.

While many of these and other factors about living in Costa Rica may seem like a lot to sort through, most all of them can be easily weighed by just scheduling a trip to bring your family down and decide for yourself.

Worst case scenario?  You’ll have one of the best vacations of your lives.  Best case?  You could find the home you’ve always dreamed of.

Map of Costa Rica

Costa Rica Fast Facts

  • Population: About 4.8 million
  • Typical temperature: Mid 80’s
  • Nearest airport with U.S. flights: San Jose
  • Nearest U.S. consulate: San Jose

As more and more retirees and young expats make their way to the Latin tropics, many cities are stepping up their game to meet the demands of this new demographic. And, as infrastructure and amenities continue to improve in many tropical cities, the cost of living is increasing at rapid rates in many locations.

Since a major consideration of making the move abroad is budget and lifestyle, it’s important that you know some of the most expensive cities in the Latin tropics and what they offer. Only then can you decide if they’re truly worth the sometimes high cost of living in paradise.

It’s important, though, to keep in mind that the cost of living in a particular area is often indicative of the level of services and amenities it offers. So, when evaluating tropical destinations and their associated costs, make sure you take the whole picture into consideration…not just the dollars and cents.

4 most expensive cities in the tropics

Rita Willaert

The Rising Cost of Paradise

Just as is the case with any other financial market, the increased demand for expat-friendly locations in the tropics has resulted in higher costs. Rising property values, infrastructure improvements, and the desire for more amenities “just like back home” have all combined to create larger price tags for life abroad.

Below are the four most expensive cities for expat living in all the countries we cover.  The continued popularity of each of these destinations demonstrates the correlation between desirability and willingness to pay for the value-added features that each location contains.

4 most expensive cities in the tropics

Arron and Carol

San Jose, Costa Rica

Topping our list of the four most expensive cities in the Latin tropics is San Jose, Costa Rica. As the third most expensive city in the entire region (surpassed only by San Juan, Puerto Rico and Grand Cayman, Cayman Islands), the continued popularity of this Central American destination has resulted in higher prices, including the cost of Costa Rica real estate.

A dynamic, modern, and stable infrastructure, readily accessible “western style” amenities, such as shopping malls, internet access, cable TV, and a close proximity to major North American cities all translate into value-added features for this highly coveted expat destination. However, these desirable features do come with a higher price tag that should be taken into consideration as part of your plan for relocation.

4 most expensive cities in the tropics

Bernal Saborio

Panama City, Panama

Close behind San Jose, on the list of the four most expensive cities in the tropics, is Panama City, Panama. According to an annual survey by Mercer Human Resource Consulting, from 2014 to 2015 Panama City’s cost of living has climbed 41 positions among all international locations surveyed and four spots in Latin America alone.

The continued expansion of new commercial investment and the accompanying improvements in infrastructure have resulted in increased housing prices and a growing demand for American style homes. Since that demand is outpacing the inventory, it’s far from being a buyer’s market.

4 most expensive cities in the tropics

Nan Palmero

Tegucigalpa, Honduras

It may come as a surprise to many that Tegucigalpa, Honduras has become one of the most expensive cities in Latin America in which to live. The upswing in foreign investment since the early 2000s has brought with it the cost of improving the infrastructure of the city to meet the demands of the 21st century.

While not as popular as…say, the island of Roatan, Tegucigalpa still offers high level of amenities at a price point that is less than some of the more popular tropical destinations. It can be anticipated that as growth continues, prices will stay on the rise as well.

4 most expensive cities in the tropics

Roman Korzh

Quito, Ecuador

Last but not least on this list is Quito, Ecuador. This capital city’s popularity with expats and retirees has led to a steady increase in the cost of living. With this price hike comes a wide variety of housing options and many other big city amenities expats have come to expect.

Not everything costs more in Quito, though. Although it’s ranked as the 13th most expensive of Latin American cities, its prices for gas and public transportation are still far less than any of its neighbors.

The Bottom Line: Is It Worth It?

For potential expats, the cost to live in a particular city should certainly play a role in the decision-making process. However, it shouldn’t be the starring one. Other factors to consider include location, amenities, climate, and whether it offers the kind of lifestyle you’re seeking.

In the end, only you can decide whether these and other tropical destinations offer sufficient bang for your buck. If you have cities you’re considering, spend some time there to see if the expat experience they offer lives up to the price point they demand. Only then can you make the move knowing you’ll never regret the decision you made.

Along the “Gold Coast” of Guanacaste, Playa Hermosa Costa Rica has become one of the most desired expat destinations in the country. With stunning and pristine beaches, gentle waters, and a convenient location to major airports, Playa Hermosa continues to be a gem in this thriving part of the land of Pura Vida.

playa hermosa costa rica

AW CR

Playa Hermosa and the Guanacaste Province – History and Location

Long before Playa Hermosa became the tourist and expat magnet of the Gold Coast, Guanacaste province has featured prominently in the history of Costa Rica. Before the arrival of the Spanish, the northern part of the Nicoya peninsula was the ancient home of the Chorotega Indians.

In the 1700s, some of the residents of Rivas (in what is now Nicaragua) moved south and established a settlement at a crossroads joining the towns of Rivas, Bagaces, and Nicoya. The location was baptized with the name of the Guanacaste tree – known today as the national tree of Costa Rica.

During the years 1824-25, Guanacaste was annexed to Costa Rica; July 25, 1824 marked the decision of the towns Nicoya and Santa Cruz to become part of the land of Pura Vida. The town of Guanacaste was named as province capital in 1836 and later renamed Liberia in 1854.

The early 1990s saw a boom in development in the area north of Tamarindo. Located between Playa del Coco and Playa Panama, Playa Hermosa has become a consistent center for development of beach properties including a number of high-end resorts.

Playa Hermosa Costa Rica Today

The vibrant and established expat community in Playa Hermosa continues to be a major location for retirees and investors. Values have rebounded and there is a good selection of properties for prospective buyers to examine.

The Hermosa Beach area continues to combine a laid-back atmosphere with quality accommodations. As a winner of the coveted “Bandera Azul” award for environmental quality and safety facilities, Playa Hermosa has certainly lived up to the translation of its Spanish name: Beautiful Beach.

It’s Not THAT Playa Hermosa

If riding the waves and following the “endless summer” to fulfill a surfing dream is your destination, Playa Hermosa in Guanacaste is NOT the place you want. The surfer’s Playa Hermosa is located in Puntarenas province just south of the surfing mecca of Jaco.

Expat Life in Hermosa Beach Costa Rica

Playa Hermosa Costa Rica

Playa Hermosa Beach

Access to this most coveted tourist and expat location is a major plus for Hermosa Beach. The Daniel Oduber Quiros International Airport in Liberia is a scant 20 minutes away and accepts daily flights from the U.S., Europe, and Canada.

Along with the growth of the expat population and the increase in the tourist trade, there has been an increase in construction of several large hotels/resorts at the northern end of Hermosa. An upside to this is added shopping and restaurant options for residents and visitors.

There are available taxis and shuttles that run up and down the Gold Coast affording access to the larger communities of Tamarindo and Playa del Coco. The bars, nightclubs, and restaurants in these lively beach towns can provide nightlife options without disturbing the tranquility that Hermosa’s visitors desire.

playa hermosa costa rica

E. Daniel

Things to See and Do in the Hermosa Beach Area

Beyond the sun, sand, and gentle ocean waves, there is a wide selection of recreational activities for expats and visitors to enjoy. Snorkeling, kayaking, paddle boats are all readily available at a number of locations along the beachfront. Sunset cruises and sport fishing charters are also easy to arrange and enjoy.

Some of the finest national parks in Costa Rica are readily accessible from Playa Hermosa. Rincon de la Vieja National Park has a variety of geological wonders including hot springs, an active volcano crater, a waterfall, and bubbling natural mud pots.

Santa Rosa National Park is home to a massive nesting and breeding grounds for sea turtles. The park was originally created to protect the site of the battle of Santa Rosa and the Second Battle of Rivas where Costa Rica’s national hero, Juan Santamaria was mortally wounded helping the Costa Rican army defeat William Walker in his attempt to establish an English speaking colony.

Palo Verde National Park has lush mangroves, wetlands and savannah and is one of the rarest ecosystems on the planet: one of the last remaining tropical dry forests. Bird watchers will be delighted by the variety of species that call this unique environment home.

For the more adventurous, the southern part of the Nicoya Peninsula with communities like Samara and Nosara offer a more rustic and bohemian environment.

What Does It Cost to Live in Playa Hermosa Guanacaste

The overall cost of living in Playa Hermosa is somewhat higher than other beach locations in Costa Rica, ranging in the upper-mid range to lower end luxury prices as evidenced by the million dollar properties that can be found on both the North and South ridge areas. These higher prices may be an issue for those whose expat dreams are limited by budget constraints.

As developers return to the region in response to a reviving economy, property values can be expected to increase. The areas of the North and South ridges, in particular are slated for some exciting long term projects with the potential for a significant return on investment.

This is not to say, however, that there aren’t some more moderately priced options a short distance from the prime beachfront properties. Looking at the options available, both for completed properties and lots available for construction, is the best way to determine the affordability of living in Hermosa.

Playa Hermosa Costa Rica

Sergio Quesada

The Downside of Paradise

While Hermosa Beach may be the perfect destination for many expats, even paradise has some features that may not tick everyone’s boxes in terms of an ideal location. Here are some things for consideration.

The sand at Hermosa is dark; for some beach “purists” this can be a real negative. If white, pristine sand is a requirement, Playa Hermosa may not be the best fit.

There is no real nightlife at Playa Hermosa although the nearby communities of Playa del Coco and Tamarindo certainly have many nocturnal entertainment options. The serenity and calm of Hermosa may be too sedate for those seeking the party atmosphere of an exciting beach town.

The calm waters off Playa Hermosa are a great location for many aquatic activities such as swimming, snorkeling, kayaking, and stand up paddle boarding. However the big negative of these placid waters is that there is no surfing here. As mentioned above, the “other” Playa Hermosa is the wave riders’ preferred destination.

Playa Hermosa Costa Rica and the surrounding area on the Gold Coast are very developed. Those seeking a more “adventure camp” lifestyle or wanting to immerse themselves in a rustic Costa Rican experience would be disappointed by the modern amenities that abound in the area.

playa hermosa costa rica

Sergio Quesada

Future Plans for Playa Hermosa Costa Rica

The future is definitely bright for the Playa Hermosa area of the Gold Coast. As the collapse of 2008 recedes in the distance, investors and developers are once again turning their resources and efforts to the promise of the Hermosa beach location.

The southern end of the beach is the location of the Steve Case Cacique Project. This development will include, among other amenities, a tennis court complex designed by stars Andre Agassi and Steffi Graf. Importantly, the project will minimize impact to the environment keeping to Costa Rica’s commitment to “stay green”.

The northern end of Hermosa is the Playa Panama development. This luxury property will have Westin, Grand Occidental, and Hilton resorts and the amenities that can be expected of such high quality operations.

Importantly for residents and long-term visitors of Hermosa Beach, there will be construction of a new state of the art CIMA Hospital  just 15 minutes away. Having a world-class medical facility is a further indication of the growth potential of the this once sleepy Pacific fishing village.

So What Is the Best Way to Discover If Playa Hermosa Is Part of Your Tropical Dream

The undisputed, best way to find out how your vision of an expat retreat matches with the opportunities that abound in Playa Hermosa is to go there. Being able to physically see the area and experience life there is the first and most important step in making the decision to move.

Set aside at least a week (two would be better) so you can truly explore Hermosa Beach and the surrounding communities. Check out places like the Super Mercado (a grocery chain), take a tour (or two), maybe experiment with taking a taxi to Tamarindo or Playa del Coco.

Talk to long time expats and find out their experiences – both positive and negative. There is no better source of information than those who have made the journey (and possibly some mistakes along the way) before you.

Lastly, take all the information that you’ve gained and be honest with yourself as to whether this is the place for you. Playa Hermosa Costa Rica may not be the perfect fit for everyone but, if you discover that it’s a good match, go for your dream.

Map of Playa Hermosa, Costa Rica

Playa Hermosa, Costa Rica Fast Facts

  • Population: Aprox. 1,800
  • Typical temperature: Average temperature 82°F with a maximum of 100°F
  • Nearest airport with U.S. flights: Liberia’s Daniel Oduber Quiros International Airport
  • Nearest U.S. consulate: San Jose, Costa Rica

When people think about U.S. citizens living abroad what comes to mind is probably retirees, or the super wealthy, or maybe even a bunch of backpacking college students. People who don’t have to worry about things like maintaining a job or finding a good orthodontist.

What seems like a bit more of a stretch, to many, is the idea of moving overseas with children, particularly young ones, and having the need to educate, protect, and support them. But the reality is that living abroad, even in a developing country, has never been easier for young families.

The Latin tropics, for example, offer a ton of locales where parents can earn a living for their families, send their kids to a bilingual international school, sign them up for afterschool art and sports programs, and never have to give a second thought about their safety.

Improved technology and infrastructure make things like telecommuting, homeschooling, and communicating with friends and family a virtual breeze. Cities with established expat communities can help to make the transition easier.

On the flip side, there are also more remote destinations that offer the opportunity to cut out all the distractions and focus on what really matters to your family. Where your children can learn to become students of the world, rather than spending their days cooped up in a classroom.

In fact, it’s been observed that living abroad helps children develop a certain skillset and adaptability that their homebound counterparts lack, making them particularly qualified for leadership positions.

Every tropical destination has its own set of pros and cons. Not every young family will share the same opinion about a certain city. But there’s no denying that each of these places has a unique appeal that families with children will likely find intriguing.

Jose Juaquin

Jose Juaquin

Best City for Culture – Cuenca, Ecuador

A longtime favorite of expats of all demographics, Cuenca, Ecuador, is still a fantastic option for families with children. It offers an established expat community with lots of English-speakers, as well as expats of many other nationalities.

Cuenca has a high level of amenities, with easy access to all the necessary goods and services. Yet it’s also surrounding by an incredible natural environment that offers plenty of options for outdoor enthusiasts.

For all it delivers, Cuenca is also quite affordable. It’s big city convenience with a small town feel, right down to the cobblestone streets and charming historic architecture.

Because it’s home to a number of universities, residents of Cuenca also place a high value on education. The high concentration of students also makes Cuenca a cultural and artistic hub. It’s a great place to get a true taste of what makes the local culture so incredible.

TR Rounts

TR Rounts

Best Expat Community – Boquete, Panama

Another destination that’s popular with young expat families is Boquete, Panama. Tucked into the highlands of the Chiriqui province, Boquete is smaller than Cuenca (and quite a bit more expensive). Yet it too offers an incredible level of services and amenities.

A longstanding expat presence has led to the establishment of everything from “Gringo Night” at local restaurants all the way up to an expat theatre group. In fact, Boquete is so expat-friendly that some complain it’s almost just like being in North America.

But understand that, even though Boquete might be full of people who look and talk like you, there’s still plenty of authentic culture to experience. Not to mention the incredible natural surroundings like cloud forests, whitewater rapids, and an abundance of flora and fauna.

Between its near-perfect climate and its welcoming residents, Boquete is a great option for newcomers with children.

Cranston

Cranston

Best Beach Town – Nosara, Costa Rica

Those who think all tropical beach towns are way too heavy on the party scene for young families need to think again. Introducing…Nosara, Costa Rica.

Rather than loud dance clubs and dreadlocked drug peddlers, what you’ll find in Nosara is more like yoga studios and organic smoothie stands. It has great surfing, some of the best in Costa Rica, but it also has great schools. It’s a win-win for young families.

The abundance of health food stores, fitness centers, and sports teams make Nosara the perfect place for those looking to lead a healthy lifestyle. However, all the excellent consumer options and extra-curricular activities do tend to tip Nosara a bit towards the expensive end of the spectrum.

Nosara is clean. It’s safe. Its residents are a closely knit community, and they flock to the beach in droves each evening, just to see the sunset. Its four miles of white sand beaches are protected from any kind of encroaching development, and the many conservation efforts help keep it pristine.

Young families looking for the beach lifestyle without the stereotypical beach culture should definitely give this place a closer look.

boca chica panama

Viva Tropical

Best Island – Boca Chica, Panama

If island living is the scenario you had in mind for your family, then forget the overcrowded, touristy places like Roatan or the Belize Cayes. There’s nothing authentic about seeing a cruise ship dump its hordes of travelers onto your shores for a quick romp.

Instead, may I suggest the tranquil forests of Boca Chica Island, where the only other residents you’ll likely see and hear are the howler monkeys and toucans perched just outside your window?

Boca Chica and its surrounding islands offer the same natural wonders as their busier counterparts (e.g. pristine beaches, ancient forests, excellent fishing, and mangroves packed with marine life). But in Boca Chica those can be explored on your own, not on a chartered tour with a dozen other strangers.

Although it feels remote, Boca Chica Island is only a 10 minute boat ride from the mainland where you can also access attractions such as Volcan Baru (the nation’s highest peak), the aforementioned town of Boquete, and the bustling city of David (the country’s second largest) where you can find any and all of the amenities you could possibly need.

photo by P. Schenll

photo by P. Schenll

Best on a Budget – Granada, Nicaragua

While affordability shouldn’t be your biggest factor when choosing an expat destination, for some young families it’s a necessary concern. Enter Granada, Nicaragua.

This charming colonial town boasts many of the same features as Cuenca. Yet with a noticeably lower price tag.

The tradeoff is that some of the amenities aren’t quite as good. Consumer options are a bit more limited. The infrastructure isn’t as top-notch. In fact, some may even see Granada as a little gritty.

But that authentic vibe is exactly what a lot of parents want their children to experience. The ability to take in your surroundings and feel almost as if you’ve stepped back in time 100 years. Except for the internet cafes and ATM machines.

All in all, Granada is a great compromise for those who want to experience Latin America for what it is, not a North American version of it. And not for the same amount you’d pay to live in the States.

So, if you’re looking for a place to relocate your family, or even if you just want to try a gap year to see if this whole expat thing is right for you, these top destinations are a great place to start!

Something we at VivaTropical get asked all the time is “Where is the best place to live/invest/retire in the tropics?” And the answer to that is…we don’t know.

I mean, we know a LOT of really great places down here. We just don’t know the one that’s best for YOU.

So, while we can’t tell you exactly where you should move or retire to, we can give you a lot of really great options. In fact, we recently did just that when we listed the “Top 57 Places to Live and Invest in the Tropics.”

It’s a free download of over 200 pages of facts and amazing photos detailing what we think are the best overall places to live your life, invest your money, or both.

It’s based on a lot of different factors, such as the cost of living, quality of life, and real estate outlook for each area. I suggest you check out the whole ebook, or at least the places that interest you in the table of contents.

Meanwhile, here are our top three picks, as well as a few others that we think are great up-and-coming destinations.

invest-in-nosara-05

#1 Nosara, Costa Rica

Nosara, Costa Rica is the perfect example of development done right. When the town was first established in the 1970s, the developer had a master plan to make it a top notch destination, and the residents have carried it out for decades. Most notably, the beach remains free of any high-rises to block the incredible sunsets.

Nosara has top-notch surfing, first-world amenities, and modern conveniences you won’t find elsewhere. Yet it’s not overcrowded or touristy. It’s clean, healthy, safe, and has great schools, making it ideal for young families. And did I mention that it’s breathtakingly beautiful?

Mihai

Mihai

#2 Cuenca, Ecuador

One thing that attracts a lot of people to Ecuador is its affordable cost of living, but that’s far from being the main reason you should consider Cuenca. While it is less expensive than many expat destinations, it delivers big on amenities, culture, and community.

The best of both worlds, Cuenca offers big city conveniences in a quaint little small-town atmosphere. Its architecture is striking, and it’s rich in history. The town’s many colleges and language schools make it a virtual melting pot of unique people and ideas.

Dark Times Press

Dark Times Press

#3 Boquete, Panama

One of the neat things about Panama is its incredible infrastructure. And you won’t find many places in Central America as well developed as this expat haven. Decades of North American influence have paved the way for a first-world experience for expats living in Boquete.

But before you think it sounds too much like the U.S., consider the incredible nature that surrounds you in Boquete. Known as the “Valley of Flowers,” the hillsides around the town boast orchids and coffee farms. The rivers offer world-class whitewater rafting. And the rainforests are home to a variety of birds and other wildlife.

Some Honorable Mentions

photo by VivaTropical

photo by VivaTropical

#8 Boca Chica, Panama

Though it’s still relatively unknown, or more likely BECAUSE it’s so unknown, this destination scores off the charts on our Real Estate Prediction Meter. This coastal town and its 50+ islands in the Gulf of Chiriqui deliver all the things people love about ocean adventure and island living, but at a fraction of the cost.

As it becomes more and more accessible, we think this area is really going to take off. Its close proximity to David, plus new roads and a newly expanded airport mean big appreciation for real estate investors in Boca Chica.

#13 Dominical, Costa Rica

Costa Rica is truly an amazing place to visit or live. And Dominical has the best of everything this country has to offer. From the unparalleled surfing to the breathtaking panoramic views, this is one place not to be missed.

The town is really growing, but not in a manner that takes away from its natural beauty or the whole idea of what the place is really about. The incredible opportunities to experience nature, plus the renewed interest in the area make it a great option for expats and investors.

You can find out more about these and the other 52 destinations that made our list by downloading our ebook. Take a look! Which one of the top 57 places to live and invest is right for you?

Viva Tropical Radio

Viva Tropical Radio

Park and Josh look for a large tract of land for their next project. After combing through hundreds of options and locations they have narrowed it down to the Southern Zone of Costa Rica or Nosara, Costa Rica. Join them as they talk about the pros and cons of each site while walking around on the property.

Listen in as they discuss the process of deciding what direction to take or not take on a particular property. The initial stage of deciding what property is the best for them is only the beginning; the next steps of figuring out a plan and how it will work is where the rubber meets the road in this special episode.

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Panama is becoming increasingly well-known as a top eco-tourism destination. Viva Tropical sat down with Oscar Peña Sanchez, Manager of Explora Ya, Boquete’s top eco-tour and adventure travel company to find out why Panama consistently ranks above the rest.

explora ya

BGI

Please tell us briefly about Explora Ya and the adventures you offer.

Explora Ya is an eco-tourism company dedicated to providing not only tours but “EXPERIENCES”; we are a company with a beautiful goal and that is to show the best of Panama and the Chiriqui province.  We want to have a positive impact on our community and every single traveler visiting us.

We value the big effort travelers make by taking the time off and also spending their savings to enjoy and get to know the culture of Panama in general, so the best way we can honor that is to make sure they leave Panama with positive and amazing experiences!

Much of Panama has an exploding eco-tourism scene. Can you explain to our readers why Chiriqui is especially important?

This is a very good question.  Chiriqui is one of the most important provinces in Panama for a number of reasons. Because of its location we can be in the mountains of Boquete drinking one of the best coffees in the world and then after a short drive we can swim in the warm Pacific Ocean. Chiriqui is also very rich when it comes to food production. We always have the highest quality fresh green veggies.

Chiriqui is a very dynamic place to travel and now even more since Copa Airlines opened a connection flight from Tocumen Airport. So our travelers, if they plan well, don’t need to stay an extra night in the city to make it to Chiriqui, which helps save them some time and money.

The variety of weather is another big part of why Chiriqui is the best province to visit or retire in many cases. Boquete for example is around 3,473 ft above sea level, so the temperature here is always fresh, but not too cold, and people feel very relaxed.  The weather is pretty much always the same since we are near the Equator.

What are the most popular areas for eco-tourism in Chiriqui?

To be honest, all of them! From Boca Chica you can take a boat and visit beautiful islands with white sand and amazing snorkel spots.  You can see sea turtles, colorful fishes, and humpback whales from the months of July until early October.  Also there are many other islands like Boca Brava and near the Chiriqui Gulf, which is growing very fast in terms of eco-tourism.

Boquete for sure is the most beautiful boutique town.  This town literally has almost everything: a nice amount of good restaurants, several trails for people to hike or do the best bird watching. We have a good amount of trained guides to ensure amazing experiences and spot the best of it.

The Baru Volcano is the Giant and center of attraction for many hard-core hikers or people who enjoy adrenaline by going up on a Jeep 4×4 or ATVs. We celebrate the famous Baru Eco-fest which invites a lot of people to challenge themselves to go up and down in a short time but under supervision of security like paramedics and emergency groups.

Generally speaking, Chiriqui has a little bit of everything for everyone.  Other destinations are great beaches like Las Lajas, and also Puerto Armuelles which is located near the border to Costa Rica and is getting more attractive for travelers and expats.  It has great fishing and also nice beaches to swim in.

Tell us how Explora Ya is adapting to Panama’s eco-tourism growth.

Explora Ya is progressively making sure we promote more activities that involve being in touch with nature, but in a safe way for our environment.  We are aware of how we can have either a positive or negative impact on nature, depending on how developed the activities are here.

I do remember when I got here almost six years ago eco-tourism was not that explored and there were not many options. It wasn’t so easy to spot a Resplendent Quetzal, which is a rare bird originally from Guatemala that has found home in the mountains in Chiriqui. This bird can be spotted from Cerro Punta to Boquete in several trails, and we make sure this bird and all the rest of them are protected.

It’s very much ingrained in the culture of Panamanians to adapt and take ownership of the natural reserves and be part of the growth in Panama.

Finally, what advice can you give to future visitors to Panama and especially to those who are planning a visit to Chiriqui?

First of all, planning ahead always is very helpful regardless of which activity you are going to do or which place you’re going to visit.  Make sure you bring the gear necessary to fully enjoy Chiriqui.  It is also very important to do research on different tour companies and make sure you always have a guide who’s certified by SINAPROC (National Civil Protection).  After that just enjoy the ride!

Explora Ya is an official ATP Licensed operator.  Its tour office is downtown in the heart of Boquete. You can find out more about the experiences they offer by clicking here.

Expats choosing to retire to Ecuador are taking the “road less traveled’ and enjoying it. Though not as well-known as other popular Latin America destinations, Ecuador has an untapped potential that could make it the most popular retirement destination in the region.

There are more options for retirees in Ecuador today than ever before. Improvements in the country’s infrastructure have opened more areas for expats looking for a less cluttered existence.

retire to ecuador

Johnny Gustavo

Retire to Ecuador, Save Money, Live the Life You Want

Ecuador’s cost of living is certainly one of the most affordable in Latin America. It is important to remember, however, that some online claims about living there for practically nothing are overblown. Like anyplace else, how much you spend will depend on the choices you make concerning location, amenities, and luxuries.

The fact that the U.S. dollar is the currency of Ecuador is an important plus. Knowing the cost of things and not having to deal with currency exchange rates certainly makes budgeting for your retirement much easier – especially for those on fixed incomes.

Being able to buy or rent your retirement retreat at reasonable prices is one of the biggest draws of Ecuador. Even in the larger cities like Quito or Guayaquil, a spacious three-bedroom apartment can rent for under $1,500 per month. Rental and sale prices in smaller towns make finding a home much less stressful.

The lower health care costs that are offered in Ecuador certainly make living a healthy lifestyle much easier. Modern state-of-the art facilities provide high quality care at a fraction of the expense for the same procedures in the U.S. Dental care and dental tourism is another area where retiree dollars can go farther and enhance the quality of living for years to come.

An important and intangible benefit to retiring in Ecuador is the more relaxed pace of daily living. Being able to appreciate the natural beauty of the country, without the hectic approach to living found in the U.S., can make those retirement years truly “golden.”

retire to ecuador

Crucita MLS

Investment Potential Continues to Grow

A decision to retire to Ecuador may also provide the potential for a strong return on investments. There are a number of areas that are primed for new projects as expats continue to arrive seeking new housing and commercial options. In addition to already built properties, there is a growing number of undeveloped lots that are available in a variety of locations; both urban and rural.

The beach towns of Canoa and Ancon have a great deal of undeveloped and underdeveloped property that can be purchased quite reasonably. Crucita has become a world-class destination for paragliders and hang gliders. This increase in the tourist trade makes investing in rental properties a viable and potentially profitable action to consider. Along with San Clemente, this area is well on the way to becoming the next Pacific “Gold Coast.”

The beach is not the only part of Ecuador that is an attractive investment option. Cuenca, a World Heritage city in the foothills of the Andes and the Yunguilla Valley are becoming increasingly popular as expat destinations and potential retirement meccas that combine a moderate climate, rich cultural history, and affordable prices.

retire to ecuador

International Realestate

The Beauty of Ecuador – So Many Diverse Locations

One of the most unique features of Ecuador is the wide diversity of regions that can be your retirement destination.

For those whose idea of a tropical paradise is a cosmopolitan city with attractions and entertainments, Quito and Guayaquil are both modern and filled with the kind of amenities one might find in any major city in the U.S. These cities also are the locations of the two international airports in Ecuador; Mariscal Antonio José de Sucre in Quito and Simon Bolivar in Guayaquil.

Cuenca captures the flavor of the Andean Highlands and retains the essence of its rich colonial heritage. The coastal villages of Canoa, Ancon, San Clemente are rustic, laid-back beach communities just perfect for those looking for a more authentic Ecuadorian experience.

For those truly seeking to ‘”get away from it all,” Ecuador also has a number of island communities that could be your retirement paradise. Santa Cruz, Isla Isabella, Pena and San Cristobal are just some of the places expats are beginning to pay attention to.

The continued growth in the number of expats and retirees coming to Ecuador will increase the options available. Some of the small jungle towns, such as Banos, are in the earliest stages of moving from tourist attraction to a destination for expat arrivals to settle and develop.

Even beyond the possibilities of places to live, there are stunning natural wonders suddenly much closer if you are living in Ecuador. The Galapagos Archipelago, the Andes, and the Amazon Basin become more accessible and easier to explore; adding another dimension to the desirability of this Latin American gem.

retire to ecuador

Lobitadelsur

So Many Positives to Choose Ecuador and Things to Consider

For retirees, expats looking for a tropical escape, and investors exploring new options, Ecuador has many features to commend it. Constantly improving infrastructure, growing communities of North Americans and Europeans, and affordable properties are all important reasons to retire to Ecuador.

However, even in a tropical paradise, there are a number of factors that you should examine as part of your decision-making process. First and foremost is that English, while growing in usage, is not the dominant day-to-day language – particularly in the smaller rural villages and towns. An honest appraisal of your comfort level of living someplace where communications may be challenging at times is truly an important step to a happy relocation.

A second consideration is the fact that the more rustic communities also have fewer of the modern amenities of major cities such as Quito, Guayaquil, and Cuenca.  If having ready access to high speed internet, cable television, etc. is a necessity, this could limit the potential Ecuadorian locations that might be right for you.

Patience is an important facet of expat life throughout Latin America and Ecuador is no exception. Travel, particularly where the only option is driving, can take significantly longer; repairs and improvements to infrastructure items such as roads, electricity, and even water, may involve much more time than one might find in the U.S. or Europe.

In the end, the best way to truly know if Ecuador is right for you (and if you are a good fit for Ecuador) is to talk to others who have made the decision. Do your research and, most importantly, visit this unique land of potential and promise and see if it resonates within you and makes you want to retire to Ecuador.

Thinking about investing in a second home? Retiring or going expat? Why not consider six spectacular places to live in Latin America?

places to live in latin america

Ingrid Khadijah

Why Should You Choose a Place to Live in Latin America?

For all the same simple reasons full-time expats and retirees flock to this part of the world. Simpler life. Tropical climate. Azure waters and gorgeous beaches. Jungle and mountains of unparalleled biodiversity. And growing numbers of flights from around the world.

You must be thinking, “Aside from the obvious, what else lures real estate investors to Latin America?”

Rich cultural heritage, pure beauty of nature, and simple lifestyle are truly magnificent. But Panama, Belize, Honduras, Ecuador, Costa Rica and Mexico have other ideal investment factors.

Why Do Investors Love Latin America?

These top emerging markets have healthy, growing economies. Construction and reconstruction are on the rise. Tourism, retirees, and expat numbers are steadily increasing. As a result, there are many fresh business opportunities. Generally speakingthere’s a robust need for rental properties.

Infrastructure improvements are a top priority. Internet access is typically a given. World-class hospitals and other modern medical facilities are available. Public transportation is solid.

New international airports are being built. Airline routes are growing. And visas and passports are easy to obtain.

Home prices are a real bargain. You can get a bigger house, a great location, and better views for so much less money compared to most other countries. You can find a modern two-story 3-bedroom/3-bath home with high-end finishes for $115,000.

The costs of living are low. In many places, a mere $2.50 will buy dinner at a local restaurant, and a couple can live really well on less than $2,000 per month.

Taxes, insurance, and utilities are low. And retiree incentives for expats are quite excellent.

So check out these six spectacular places to live in the Latin Tropics.

places to live in latin america

Cariberry

1. Ambergris Caye, Belize

“Best island in the world!” That’s what Trip Advisor readers said two years in a row. Ambergris Caye strikes a perfect balance between quaint and modern. High-rise buildings and traffic lights are non-existent. Locals, Latin immigrants, and expats from all over the globe traverse the island’s sandy roads barefoot or in a golf cart.

You’ll love exploring the diverse ecosystems around the island. From palm-lined beaches to mangroves, jungles, and reefs, you’ll never run out of things to do. Ambergris Caye is situated less than a mile from the second largest barrier reef in the world (Belize Barrier Reef). And one of the world’s top diving sites (Great Blue Hole). Scuba diving and snorkeling can’t get any better.

Can you imagine yourself sailing to the nearby cayes? Caye Caulker is a popular neighboring destination.

places to live in latin america

John Colby

2. Roatán, Honduras

Lonely Planet termed Roatán “pitch perfect.” The well-developed tropical setting offers an active lifestyle in a tranquil setting. Picture thirty miles of Carribean paradise with its own international airport, Juan Manuel Gálvez International Airport. Take your guests for a swim with the dolphins and sea turtles in Roatán’s warm Carribean waters.

Go sport fishing or kayaking. Explore shipwrecks, seawalls and Mayan artifacts. Scuba dive and snorkel in the nearby Belize Barrier Reef. And ferry to the mainland port of La Cieba in only an hour.

Take your land lover guests zip lining or ATV riding through the jungle.

places to live in latin america

Casey

3. Cuenca, Ecuador

Expats of all ages and from around the globe flock to Cuenca for its beautiful Andes mountain location. They’re lured there by Cuenca’s natural beauty, captivating colonial architecture, and 70-degree temperatures year-round.

Modern facilities and solid infrastructure make living here a charm. Among the breathtaking skylines, you’ll have the modern conveniences of pedestrian walkways, bike paths, underground parking facilities, and an excellent light-rail system.

State-of-the-art medical facilities combined with highly qualified medical professionals are added bonuses. And shopping malls, grocery and hardware stores, restaurants, and bars are plentiful in Cuenca.

places to live in latin america

Viva Tropical

4. Boca Chica, Panama

The Boca Chica economy is about to explode. Expansion at Enrique Malek International Airport (in David, Panama) will, for the first time, receive flights from major airlines around the world. A scenic 30-minute drive from the airport lands you in the serene little fishing village of Boca Chica. Picture rolling hills and secluded beaches. Sapphire waters and “emerald islands.”  A so-called secret “tropical fantasy!”

How cool would it be to take a 10-minute boat ride to your home on Boca Chica Island? You’ll feel like you’re hours away from civilization. And you might even forget what day it is. But the truth is, it’s incredibly easy to get to.

There are no tourist traps on Boca Chica Island. Just unspoiled prehistoric nature.  A place where locals and like-minded expats can still own a piece of heaven for a bargain.

places to live in latin america

Viva Tropical

5. Nosara, Costa Rica

Lonely Planet compared Nosara with Malibu and Oahu’s North Shore. Nosara’s surf-friendly beaches are some of the most beautiful in Costa Rica. Imagine dramatic rocky cliffs, tropical palm trees, and big expansive sand shores.

Internationally-recognized Nosara Yoga Institute made Nosara a popular travel destination with an enthusiastic health-conscious culture. Health food stores and organic markets are plentiful.

International schools with excellent academic and cultural programs make it ideal for raising a family.

places to live in latin america

Sean Savage

6. San Miguel de Allende, Mexico:

San Miguel is a UNESCO World Heritage Site. This interior city emerged from agriculture and industry to tourism and expat commerce. Although it has no beaches or blue waters, visitors fall in love with San Miguel’s cobblestone streets, rich history, and diverse culture.

The preserved colonial and Spanish architecture is truly breathtaking. And the “eternal spring” climate, combined with moderate costs of living and walkability, seals the deal.

You’ll enjoy roaming the vibrant art community and eclectic shopping venues.

Need you look further than these six spectacular places to live in Latin America?

Latin America provides an ideal lifestyle and perfect conditions for second-home investors, retirees and expats. Property bargains, benefits and amenities make your transition easy.

Take a trip down to see for yourself.

Viva Tropical Radio

Viva Tropical Radio

In this episode we cover the Southern Zone of Costa Rica, an area on the Pacific coast stretching from Manual Antonio south to the border of Costa Rica and Panama.

Casey Stamps, investment specialist, comes back to do a deep dive into this very large and diverse region.

We discuss building costs, where he thinks the opportunities are located, what is making this region grow, and the investment and buying strategies that are working today. We also discuss who would really love this stretch of coast and why.

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Show Notes

Learn more here about Casey Stamps and his company.

The highlands of Ecuador are pulling many expats to the region, thanks to their mild climate and rich cultural offerings. Whether you want big city amenities, natural beauty, or historic ambiance, these towns have it in great quantities. Here are our Viva Tropical choices for six of the best mountain towns in Ecuador.

ecuador mountain towns

Colleen Taugher

Cotacachi

The tranquil, rustic vibe of Cotacachi is what draws visitors to this small town. Situated with a volcano on both the east and west sides, Cotacachi still has much of the flavor of old Ecuador. Most of its activities and festivals revolve around nature and the seasons, and markets feature local arts and crafts. There’s a vibrant Andean music scene there as well, and traditional pan flute music can be heard wafting from the street corners.

Cotacachi is so small, most people find no need for a car there. And the cost of living is so tiny, you may pinch yourself when you see rental fees or grocery prices. The great thing about Cotacachi is that you can enjoy the serenity of life there and go to nearby Ibarra or Quito for more lively activity.

ecuador mountain towns

Roberto Sanchez

Otavalo

Cotacachi’s neighbor, Otavalo, is just an inexpensive bus fare away. Surrounded by mountains, Otavalo is known for some of the most beautiful and interesting markets in all of Latin America. Be sure to get plenty of pics of the Incan Mercado Artesanal, where brilliantly colored fabric and clothing, as well as handicrafts, are unparalleled. Otavalo also has an animal market where livestock is bought and sold and a produce market nearby.

Like much of Ecuador, Otavalo is a mix of Spanish and indigenous cultures. Although the nights are cooler (down to the 40s sometimes), days are frequently in the 70s, which is ideal for seeing the abundance of local natural sights. Don’t miss the Imbabura volcanic mountain ranges, Peguche Waterfall, or Lago San Pablo – a perfect one-day hike in this gorgeous setting.

ecuador mountain towns

Diane

Vilcabamba

If you want to live a long time, enjoying a healthy lifestyle, you can’t beat Vilcabamba. While the locals there may not be quite as old as their reputed 100+ years, they have virtually no heart disease, diabetes, or serious illness. Much of their longevity is attributed to healthy diet; until the rest of civilization descended on Vilcabamba around the ’60s, Ecuadorians there ate an organic vegetarian diet, full of fresh vegetables and grains, with little fat and no animal products.

Nowadays, Vilcabamba is an ideal destination for anyone who wants to grow their own food. With fertile soil at its altitude of 5,000 feet and temperatures in the 65-80 degree range, it’s a year-round farmer’s paradise. The water is as clean as the air there too. Vilcabamba’s water comes from glacier-fed lakes in the mountains above, and it’s packed with minerals, without any of the chemicals and preservatives found most other places around the world.

Throw in the low cost of living, reasonable real estate market, and stunning surroundings, and Vilcabamba is a winner. You can live like the natives and practice functional exercise by hiking or riding the area on horseback. With views like sacred Inca sites and lush waterfalls, be sure to bring your camera.

cuenca mountain towns

Dave Bezaire

Cuenca

Cuenca is the most well-known of the expat magnets in Ecuador. The third largest city in the country, it has a big-city feel with a manageable population of 350,000. While you can find fine arts and gourmet dining there, the cost of living is still quite low; a couple can live very well on $1,500 per month.

Cuenca offers a balance of old Ecuadorian culture and new amenities. The real estate market has slowed down slightly from its rollicking 5-12% appreciation rate of the last decade, which makes it a good time to snag an investment property at a deal. Historic and agricultural properties are available for purchase and are largely accessible via the city’s fine public transportation system. Other reasons people love Cuenca:

  • excellent health care
  • widespread availability of high-speed Internet
  • few cars for a city its size
  • family-friendly atmosphere
  • safety (very little violent crime)
  • year-round temperatures in the 70s
  • four rivers in the area
  • multiple universities and good schools
  • connected but locally assimilated expat community
ecuador mountain town

Gregouille

Ibarra

Nicknamed “The White City,” Ibarra was founded by the Spanish in 1606 at the base of the Imbabura volcano. While it boasts the great climate and low cost of living of many other cities in Ecuador, Ibarra is known for its appeal to outdoor enthusiasts. If you like organized sports competition, try one of their running or bike races. Or how about a public park with climbing walls and an abundance of post-workout hot springs?

Although it’s quite cultured, Ibarra is a less typical expat destination than many spots in Ecuador. This has less to do with what’s offered there than the fact that little English is spoken in Ibarra, so the learning curve as an expat is a bit steeper for some. It’s also tougher to reach, with no direct flights into the city; visitors must fly into either Quito or Tulcan and drive from there.

ecuador mountain town

Fabulousfabs

Loja

Loja, in the Southern Sierra region, is another less frequent expat destination. Located near Vilacamba, with a population of around 200,000, Loja has the warm days and cool nights favored by nature lovers. With temperatures ranging from the mid-40s to the mid-70s, there’s no need for heat or air conditioning, which cuts down on the already reasonable cost of living there.

Loja’s natives and small expat community enjoy the city’s layout, which is organized, Spanish-style, around town squares. What Loja is really known for, however, is being the music capital of Ecuador. With two orchestras and a music conservatory, there is never any lack of melodic entertainment there.

No matter where you land in Ecuador, you are sure to be wowed by the incredible scenery, warm people, and diverse culture of its cities. Once you find a home base, you can take advantage of places like Papallacta, with its volcanic heated hot springs and see more than 130 species of hummingbird in the Amazon Basin cloud forest nearby. The ease of immigration in Ecuador is a fantastic plus. No wonder so many expats are now calling the Ecuadorian highlands home.

Mountain Towns of Ecuador

Much like Costa Rica and Panama before it, Ecuador has gained the attention of expats from the U.S., Canada and Europe. Ecuador’s top five locations for expats offer the unique combination of being largely undeveloped with reasonable real estate prices.

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Michael Shick

Whether your tastes run to a beach lifestyle, an Amazonian jungle hideaway, or a mountain retreat, Ecuador Real Estate has something for everyone. Supported by expat friendly policies and a commitment to develop and improve the infrastructure, Ecuador is truly on the cusp of a renaissance for those looking to find a new way of life in Latin America.

What Makes Ecuador Special

There are a number of reasons that expats should consider Ecuador as a possible spot to retire or invest. First and perhaps most important is the fact that the U.S. dollar is the official currency in Ecuador. Being able to calculate the costs of things, without having to consider exchange rates, makes budget allocation much easier.

A second important consideration is that non-residents have the same property rights as Ecuadorian citizens. It is not even necessary to apply for residency in order to own land.

Ecuador has some of the most favorable tax rates anywhere in Central or South America. For expat retirees, the already low assessment is reduced even further to 50% of the amount assessed.

Last, but by no means least, is the fact that so much of Ecuador still retains its authentic and rustic qualities. For expats seeking a less hectic, more traditional lifestyle, the small villages and towns in Ecuador are a great fit.

With so many options, looking at available properties and lots in Ecuador is certainly worthwhile. Finding your tropical paradise begins with just a click of a mouse.

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Samuel Irving

Ecuador’s Top Five: Life at the Beach – San Clemente

Located on the Central Pacific Coast, San Clemente has become one of the prime locations for high adrenaline sports like hang gliding, paragliding and kite surfing. Enthusiasts from all over the globe have flocked to this sleepy fishing village to enjoy these adventure activities.

One of the prime draws of San Clemente is its beaches. There are no fewer than seven named beach locations close to town that expats can visit and enjoy.

Being largely undeveloped, San Clemente has lower property costs than larger communities such as Manta or Portoviejo.  Similarly, the overall cost of living is much lower for basics such as rent, utilities and other basic services.

In terms of larger investment projects, at present there is only one major effort, the Vistazul Townhouses, in and around the village. Certainly there is ample opportunity for other developers to start projects that will meet the anticipated needs of new expats expected in the region.

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Eduardo Santillán Truillo

Life at the Beach Part II – Bahia

It’s not surprising that Bahia is one of Ecuador’s Top Five. Long a favorite beach community, Bahia, or more properly Bahia de Caraquez, has reinvented itself as an “ecocity” that draws eco-tourists and expats from all over the world.

Located on a peninsula at the mouth of the Rio Chone, Bahia was home to the indigenous native city of Caran before being settled by the Spanish in 1628.

The influx of expats over the last two decades has transformed Bahia into a tourist friendly destination with a well-developed infrastructure.  A great example of this growth is the bridge spanning the Rio Chone to San Vicente. This bridge has become the major source of traffic between these two communities.

There are many high-rise properties, hotels, and resorts in the city. Even though the number of cluster-type and high-density units is large, Bahia still retains a cleanliness and calm atmosphere not often found in resort-type areas. Ironically, many of the properties sit vacant expect during the “high” (January through April) season as a significant number are vacation homes only.

With many amenities and a significant expat community, Bahia is particularly attractive for those who want the conveniences of “home” (U.S., Canada, or Europe).  As the coastal roads continue to improve, visiting and exploring other parts of western Ecuador becomes more convenient and an additional feature of relocating there.

As might be expected, the cost of living in Bahia is somewhat higher than less-developed locations.  While rentals in town can run between $1,000-$1,500 range, utilities are still relatively low and, depending on use, may average less than $120 per month for basic services. Importantly, sales prices just outside the city center are more reasonable even for the higher end units.

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Meredith Cook

Two Costal Lowlands Getaways – Canoa and Ancon

Separated by roughly 125 miles, the two beach communities of Canoa and Ancon both have real potential for expats looking to get away from it all at the beach. With very little development at either location, immersing in a true, rustic Ecuadorian lifestyle can be a dream come true.

Ancon, located just outside of Salinas, was the first oil-producing location in the area, starting in 1911. Originally the village was home base for British petroleum engineers. Nearly forgotten through the years, the town is now regaining popularity as a vacation spot for Ecuadorians living in the U.S. and for expats discovering the great values that can be found there.

Finding ocean view properties and restored villas for under $150,000 is not an unreasonable expectation. While there is not much in the way of infrastructure at this point in time, as more investors and expats move into the area, improvements and higher prices will not be far behind.

Canoa, to the north, has 17 km of pristine sands, making it the longest beach in Ecuador. The roads in the village are all dirt and the rustic, hippie-like vibe of the place is one of the major reasons that expats have been drawn there.

There are some higher-end properties in and around Canoa but, for the most part, the private homes clustered around the center are modest. As a consequence, property costs remain low and the potential for development is high.

One important aspect to keep in mind is that the lifestyle of both places IS rustic. If a more cosmopolitan environment is a requirement, these small fishing communities may not be for you.

Also, remember that English speakers may not be as numerous as in larger cities. For some expats, having to deal with day-to-day matters in Spanish may be a bit confounding.

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Dr. Dicker

Valley Living – Yunguilla: A Hidden Gem

Combining an eco-friendly lifestyle, stunning views, and a true Ecuadorian vibe, Yunguilla is being touted as a more accessible alternative to Vilcabamba. Located a short 45 minutes from the community identified as the “cultural heart and soul” of Ecuador-Cuenca, this area could well become a major expat location as more people discover the potential waiting there.

One big difference is that Yunguilla is not a town but a valley running 104 miles from just outside of Cuenca to the port city of Machala. There are a number of small villages scattered throughout the valley but a large portion has retained its natural, untouched state.

The climate in Yunguilla is very comfortable due in large part to its geography. The valley has an East-West orientation providing ample sunshine and a short rainy season.

Ranging from a altitude of 4500 ft. on the Santa Isabel end to roughly 7000 ft. near Giron, closest to Cuenca, temperatures in the valley range from the low 80s during the day to a very comfortable high 50s-low 60s at night. These moderate numbers also translate into reduced costs for air conditioning; certainly an added benefit not found in most tropical locations.

Although much of the Yunguilla area is underdeveloped, the region is home to a number of prominent and wealthy Ecuadorian families. The result is that most of the development being undertaken is being done by Ecuadorians.

Additionally, the infrastructure is far superior to most of rural Ecuador. Quality water, telephone, and electrical power plus a well maintained and modern highway has made Yunguilla very attractive as a potential expat magnet.

For those seeking an existing residence, the quality of construction in the valley far exceeds many areas of Ecuador. In spite of all the modernization, property values from one end of Yunguilla to the other may range as much as 30% less than comparable properties in Vilcabamba. When the natural beauty and rustic charm of this hidden gem are factored in, Yunguilla can tick many of the boxes expats have for their tropical destination.

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Andreas Kay

Cotacachi – Retreat to the Mountains

Nestled between two volcanoes, Cotacachi is becoming one of the more popular expat destinations in Ecuador. Located two hours north of Quito, this mountain town is next to the Cayapas Ecological Reserve with its 750,000 acres of protected forest land.

After online features about this rustic village appeared in 2007, expats began to move into Cotacachi. Having an established expat community certainly can make the transition to life in Ecuador much easier for those who are experiencing life abroad for the first time.

The beautiful Andean vistas, low cost of living and the reasonable property prices have all contributed to Cotacachi’s popularity. The top leather artisans in Ecuador offer their quality products, including coats, shoes, and accessories for sale at prices far lower than in many other locations.

The mountain climate with temperatures in the low 70s during the day to mid 50s at night makes air conditioning almost unnecessary. Rainfall is very moderate; even during rainy season, it is rare to have more than days out of the month with any precipitation.

Property prices, while on the rise, are still quite reasonable for an area with a good infrastructure and amenities. Utilities can run under $60 per month (electricity, water, heat, telephone, cable, and internet) and rents can be under $600 a month for multi-bedroom units.

For those looking to buy, there are a number of choices from small Ecuadorian homes to well-appointed villas. Lots of all sizes are also available for those expats wanting to build their own vision of paradise.

How to Find the Best Place for Expats in Ecuador

The top five areas described above are some of the hottest locations for expats throughout Ecuador. There are many other options that are worth exploring. Understanding the fine points of property ownership and how it can benefit you is an important first step in becoming an expat in Ecuador. Take that step today!!

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